This is the worst credit card company I've ever witnessed. Each call renders you on hold for 20 minutes each time! I canceled membership shortly after receiving the catalog, because I did not care for it at all. I have been waiting for over one full month for this company to reimburse me for the initial membership fee, as I canceled within the 30-day trial period. It may only be $120 but I did not make them wait for them to begin the membership, I am tired of waiting and getting the run-a-round from the representatives of this company.
I learned the hard way that Low Pay Card was a scam. Those people are thieves. I was desparate enough to call them and activate my card. When I read the letter it did not look professional. It had my name printed on it and what not. If anyone gets a card from them BURN IT! I reported them to the Better Business Bureau. I wanted my processing fee refunded. They refused it. When I wanted to extend the charge, they refused by calling me a liar. This made me realize they are thieves! and their business is a complete scam. If they do not refund this fee within the next week, I will get a court order on them!
Thanks for the confirmation about the Low Pay Card. I read their Terms and Conditions and thought "this has got to be a scam." There is no way I would pay any activation or processing fee when I can have a REAL credit card with NO fees. But anywho I did my research. Thanks again for your posts and confirming my suspicions.
these people are total scammers and when i tried to cancel my membership they said well 79 dollars will be taken out of your account and i said no said said do you agree i said no and she said mam we told you this i said you didnt run the phone converation back and after i wouldnt bow to her she got mad and hung up i dont apprectiate people trying to take my money that i work hard for people contact the BBB like i did on these frauds and we will soon get revenge on them
I am from Baltimore, Maryland. My girlfriend got a letter by the mail from My Low Pay Card and she asked me about it. I looked at the letter and I was supicious about it because there were no major credit card company logo like visa, amex, discover, or mastercard on it. I knew that something was very wrong about it. I did research online it before I touch that strange company card. Thanks goodness I found this website by typing My Low Pay Card on Google.com search engine. I read all of the rip-off and scam company website. I burned the card with fire, literally like Elena Hernandez stated in her story above. Thanks goodness I always investigate any strange mails I get from the mailbox and also protect my families and friends :-)
i looked into the better business bureau and there is no such company . i even went to my bank so i coulde cancel the my debit card and my bank said they don't even have this company on file. no address or email address or phone number they gave me the one eight hundred number and it was disconnected. to anyone who gets this card it is a scam thank god they didn't get my money yet since i reported to my bank .you can get the money back ask your bank about an affiviate saying it's a bogus company contest it thru your bank and they will look into it at least national city did and they repoted this company.