ACS Incorporation
Reviews and Complaints

By all means, keep that email. If they've haven't sued you, they broke federal law, The agencies you list will not help you. You must contact an attorney who specializes in dealing with debt collectors. You can fine one in your area by going to www.naca.net.

Due Amount-$825.86

Loan Company- ACS Incorp.

You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +[protected] between 9.30 to 6.30 (EST).

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +[protected].

UNITED STATES OF ATTORNEY

Copyright © 2006 ACS | Privacy | Terms of use

Just ignore them,

I'm going through a similar mess. Except someoene put a loan in my account I didn't approve of and then was taking money from me and it charged bounced check fees to my account. Never was told anything. Quite a nuiscence.
I wouldn't say anything personally. They're just trying to scare you.

This is what I got from them.
and I have never heard of them before.

Amount Due: $787.00

Case File: CA/55A/95-38654

Creditor: ACS Incorporation

One Time Settlement Offer To Freeze Down This Case File: $500.00

Dear Debtor,

Our company (ACS INC) has authorized us to recover the full amount due to them.

As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.

We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL OR CALL US AT +[protected] BETWEEN WORKING HOURS (from Monday to Friday 09:30 AM to 06:30 PM EST).

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS LEGAL | Privacy | Terms of use

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message.

Thank you for your cooperation.

This Company ACS states I had taken a loan from them in the amount of $856.63 no date of this loan just a threatening email stating the following:

PAST DUE AMOUNT - $856.63
CREDITOR - ACE CASH SERVICES
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
Your line of credit is over 60 days past due, but it is not too late to restore your good standing!
We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.
If you believe you are unable afford the payment options we have offered, contact us right away by phone or email and we will do our best to accommodate an amount you can commit to.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +[protected] between 9:30 to 6:30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL OR CALL US BETWEEN WORKING HOURS ON +[protected]
ATTORNEY OF UNITED STATES
Copyright © 2006 ACS | Privacy | Terms of use

ACE CASH SERVICES
Phone: [protected]

I have received the same emails and they keep harassing me. This is ridiculous. Where did they get my social from? I mean really!

Here is my email - such a scam and they cant even spell
LAST CHANCE TO SETTLE THE CASE

CASE FILE #: ACS302/97A/2786
LOAN INFORMATION

PAST DUE AMOUNT - $1284.36
CREDITOR - ACE CASH EXPRESS.

SETTLEMENT AMOUNT - $300.00

Your case file # ACS302/97A/2786is handling by LEGAL DEPARTMENT OF ACE CASH EXPRESS and we are working with FTC, FBI and all the three credit bureaus, So now you may cooperate us in order to resolve the case fileACS302/97A/2786BEFORE WE DOWNLOAD YOUR CASE FILE # ACS302/97A/2786INTO THE COURT HOUSE.

This is in reference to your Case File ACS302/97A/278655with ACE (ACE CASH EXPRESS) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACE is in Final Collections. According to our records, your outstanding balance was $1284.36

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance that if you just make a payment by Today then we will close this account as paid in full with zero balance.

We do hope that you will work out with this offer which is of

SETTLEMENT AMOUNT - $300.00

Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:

Do reply us right now and provide us the date on which you can make the payment.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $1284.36.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL.

Keep receiving emails that I owe $ to company, which I never borrowed. I now have received 2 duplicate emails to report to court in New York and I live in Texas. These I received today 1/14/2016.How can I stop theses emails or who can I forward theses emails too?

This is by far my favorite part of this email.. they want you to perminantly delete the message if they sent it to you in error. Really? And if any of us want to show the world this harrassing email we will! What are they going to do? Sue us hahaha give me a f******* break! Pathetic hadgi, 911terrorist lowlife motherf***ers!::: "review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation."

I have received this same threatening email twice already. They said that I owed them 964.57 now anyone who has ever taken out a lo×× knows that loa×s don't come in this odd denomination. They also want me to pay $2500 in court costs. These scammers need to be put in prison. Someone needs to do something about this!

I've bin getting the e-mails I told them I've never taken out a lone they responded with my first and last name no middle the name of my fathers bank and the name of 3 different payday lone companies and claims that they had the IP address the application was filled out from no street address has ever bin mentioned nor the name of my job and my father was retired . as my father and I have the same fist and last names but different middle names and I've never had an account in that bank I figured they had the wrong one ( he also has bin dead sins easter and that account has bin closed ) wen I googled their company and got this site and sent them the address their response was

Alright then we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3208.89(including the amount due). Those who don’t want to pay we dispute them to the courthouse and pay the above mention amount. Kindly updates us with your clear intention so that we can update your case file else we will dispatch your court summons at your door step and your work place within 7 to 10 working days. Kindly hire an attorney till then.

Thanks for your co-operation with us.

Thank you

no rebuttal or proof they are not a scam and the cort amount from their first letter went from 4252.86 to 3208.89

NOTICE OF LEGAL PROCEEDINGS

DUE AMOUNT - $856.34
File Transferred-October 2015

Dear Debtor,

As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.

We regret that if we do not receive your response within the next 12 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which cost approximately 3025.86.

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions

If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS LEGAL | Privacy | Terms of use
------------------------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

I emailed them complaints on the internet about them fraudulent emails ive been getting from them yes i have some payday out but not from these people I'm a commercial licensed cdl holder maybe next step is federal marshalls office! . though I'll probably not get my $500 back that I fell for this too until i looked into it further on the internet then got another email saying still owed $200 dollars more than previous agreed settlement sad others gotta rip off hard working people because their lives stinks and probably can't get anywhere in life lol