AmeriTrust Financial review: Horrible people and full of lies! 62

I totally agree with u 100% about this company being liars. I am also disabled and they did the same to me and my checking account is also in the negative. Thank God i have a husband that works and i will have money all month. I will pray for u and i wish there was a way that all the people they have scammed would come together and sue this company.

I just got off the phone with a guy from Ameritrust after the 4th call from them today...previously every time I've answered their calls, they've either hung up on me as I answered with my business name or hang up as soon as I pick up the phone. I've called their number back numerous times and never got a live person, so I was curious to know what they had to say. The guy who called me today started with, "I'm calling to process the order for your $2000 credit card you asked for"...it went downhill from there...I asked him the name of his company, googled it, kept him talking about how they got my info, he said I'd responded to an inquiry about raising my credit score...I told him I think he may have me confused then asked him to repeat his company info stating I'd never heard of them but since they call me 6 times a day, I must know them somehow. He proceeded to say over the top of my comment that he just needed to verify a few minor personal questions to authenticate he was speaking with me, and the 1st question was, "what is your annual income"...by then I'd pulled up some very interesting google info (this page also) and started asking him questions...he asked me where I was getting my information from, and I told him the name of the first site and he proceeded to tell me I may now be included in a lawsuit filed against the person who initiated a class action lawsuit for fraud, etc...I then told him I'd sure like to know if they could send me some documentation in the mail so I'd know they're a legit company, and he said sure, and tried to repeat my mailing address...I told him then that since he'd reached me on my cellphone he should know that I'm a government employee, and all my calls are monitored and recorded and asked him to repeat his full name and employee ID before I could proceed...he hung up on me...I called the number back from the caller ID and he answered, but this time using a different name...I told him I wanted to speak with the complaint dept and he put me on hold for about 15 min's then a woman came on the phone who asked me my information, and I told her I was calling from a government phone where all calls are monitored and recorded and could I have her full name and employee ID...she promptly hung up on me too...

The strangest thing happened shortly after this...I've gotten 3 more calls from 3 different companies all stating they were offering me money, saying I'd requested a loan from them or I'd answered an ad for a payday loan, or I'd applied for a secure card but they have a better offer for me...all of those calls with the caller ID # [protected] which cannot of course be traced. I asked each of them to identify their company, I wanted to look them up via google, and as soon as they stated they wanted to offer me what they were trying to pitch, I explained they'd called me on my government phone line and all my calls are monitored and recorded...EACH and EVERY time they immediately hung up...

For the record, stating "all my calls are monitored and recorded" has to be disclosed to any party calling in or out that has a recording device per the Federal Privacy laws...stating this to these types of companies is simple, and if they are legit they may state back to you that same thing, and be able to provide you with a contact number and their full name and employee ID and a mailing address for their business that you can research. If they are NOT willing to provide you with this information, remind them you are exercising your right to have them remove your number from their list and place it on their DO NOT CALL listing and they HAVE to do it. That does NOT mean they cannot sell your number to another company.

Having worked in industries that are less than savory in my past, I recognized there are different business entities for the parent company and I believe that eventually the right authority will shut them down. However, in the mean time, they will continue to get the funds from anyone they can, carry the funds for as long as they can, as the law of averages is in their favor. Many banks will not honor your request to investigate unless they've gotten alot of complaints. Many consumers do not know what their rights are with their bank, and it's just too inconvenient to have to fight the system to get that $200 back from the bank. In the time it took to process all that and get it back, this company has already gained interest on your money, and used that to continue to fund the payroll of the shady characters who have NO morals and probably get paid the $35 cancellation fee as their commission for each sale. In the mean time, they've already got your banking information and have put a hold on your account "pending investigation"...

Good luck... hopefully my comments helped someone...

Ameritrust Financial contacted me about rebuilding my credit with a credit card that has a limit of $2000 credit . They report to the credit bureau every monthinstead of yearly like other credit would improve rapidly. They took $200 from my checking account and I receiveed a letter that I told credit lne was from their catalog account card on the phone. They never mentioned that all purchases need 35% down as well. I am a single mother I though they was going to help me a credit card to help me get my credit bad on track, but I was wrong.

I have been scammed also i hope everyone who submitts anything to them will read this and everyone elses we all have to come together and get these people shut down for reall this is fraud and all lies it has to be illegal somehow. Please post anysuggestions! Did everyone go to the BBB? I did!

These people should be stopped. They target people who have financial problems and are desperate. Its discusting. I just got the call and was offered the same deal. $2,000 limit, $200, bank deposit, 8.9% rate, never to change? How great is that? Problem being... anyone who would make ME that offer, cannot be legit! Company rep was very vague about his company. I did not give any info on myself. Said I'd call him back. He could not give me a web site to go to, so I just googled Ameritrust Financial and found this site. glad I did.

I was actually contacted today March 21, 2008. I was actually told that it was a $3000 dollar credit card and that the charge was $300 and that it would be taken out all at once on the 26th of March. Once I saw this website I immediately called my bank and they set my account to deny the charges. Once I was done with them I called the FBI and made a report with them. I was unable to get in touch of the scammers at any of the numbers they gave me. Those numbers are: the customer service number that the female gave me [protected], the customer service number that the "automated system" gave me [protected], and the number that they called from [protected]. I hope that these F'n a-holes get what is coming to them because they are pieces of [censored] that don't care about anyone but themselves and I guarantee that if they continue to mess with me then there will be a lawsuit. My advice is that if you are contacted by these scammers do not give them any information, but if you are to late like me and didn't find this till after the fact then call your bank and change accounts or ask them to make a stop payment on the company. Also something else is that you could do is go to www.fbi.gov and find your local FBI office and make a report.

Total Scam,
I'm having credit trouble and had been looking for help so when they called it sounded like someone following up on my requests. They took my $200.00 and I got nothing in return and I am the last person who could afford to be ripped off. There are so many companies out there that prey on those in need it is sooo sad and we have no recourse to get our money back.

I hope some law firm will see the comments and get them closed down so they don't continue to hurt people.

I also confused them with the reputable firm of Ameritrust Services so I am going to contact them and let them know about this.

Was good? I'm glad I read yalls complaints before i called these idiots back. I had a missed call on my phone and called it back and said wait let me google these folks and i see what all yall wrote.. Ya kno what I'm gone do.. I'm going to give them the right routing number of my bank but a fake acct number..haha and give them a taste of their own medicine.! yea I'm going to do that..I think we all should.. when they ask for your banking info, give them the right number and a really fake account number that can't be anyones..lol.. so do it and have fun with this stupid ### of a company! Please comment back and let me know how it went! hahah lets get em!

They just called me telling me I applied online for a card. They told me they just needed to ask me a few questions to verify the card to be sent out to me. I was EXTREMELY hesitant, but when they asked for my routing AND bank account number I decided to check them online. I told the young lady that I was going to check online and she hung up on me. Now, here I am thanking God for the hesitation he put in my heart and for those of you who took the time to complain. Shut them down.

stay away from these legalized criminals. What they do is tell you they need your bank account routing # and account # to check with your bank to see if your in good standing to determine if your eligible to get the card. Don't fall for it. Don't give them any information concerning your bank account or social security number nothing. If it's to good to be true you'll know the rest of the saying. then it is. They're scam artists in the worst way. If you like keeping your money to yourself then don't give them any information concerning you.

I got a call with an offer of a credit card. 2000 limit. Went through the process, was approved but turns out, after taking 200.00 out of my bank account, that this was just a shopping card to buy from their, might I say, cheap and tacky web site. Plus they require 35% down which allows them back into your bank account. I am trying to get my money back and want to warn everyone not to fall for this. Talk about kicking us when we are down... this is fraud.
signed Kim, a new American who would never have to deal with this in Canada.

I love the people that want to build up thier credit, but hate the fact that`s not a MC/VISA, AMEX, etc, , , Before you judge any financial corp, stop and and ask yourself this, are they providing the service there stating, is your credit score going up/down, that`s what you need to ask yourself. If your credit is important to you and only you, than go forward with the program, remember you have been turned down in the past for many reasons, if any CCC is willing to give you credit go for it. I`ve had this problem in the past. Today I can truly say it was worth it for me.

PS- Everyone like`s to hear negativity for any corp, let`s get real and move forward

I love the people that want to build up thier credit, but hate the fact that`s not a MC/VISA, AMEX, etc, , , Before you judge any financial corp, stop and and ask yourself this, are they providing the service there stating, is your credit score going up/down, that`s what you need to ask yourself. If your credit is important to you and only you, than go forward with the program, remember you have been turned down in the past for many reasons, if any CCC is willing to give you credit go for it. I`ve had this problem in the past. Today I can truly say it was worth it for me.

PS- Everyone like`s to hear negativity for any corp, let`s get real and move forward

I love the people that want to build up thier credit, but hate the fact that`s not a MC/VISA, AMEX, etc, , , Before you judge any financial corp, stop and and ask yourself this, are they providing the service there stating, is your credit score going up/down, that`s what you need to ask yourself. If your credit is important to you and only you, than go forward with the program, remember you have been turned down in the past for many reasons, if any CCC is willing to give you credit go for it. I`ve had this problem in the past. Today I can truly say it was worth it for me.

PS- Everyone like`s to hear negativity for any corp, let`s get real and move forward

ameritrust just took a 100 dollars from my account there suppose to take another 100 dollars on may 16th my next pay period and its funny beause ive been getting bad vibes about the company and tried to call an no one picks up the phone. so i really think everyone who decided to take a stand thank u.

I was contacted by a representative this morning and I wasn't able to finish the last part of the process - the "voice recorded confirmation". I started thinking about it and decided to look Ameritrust Financial up online. I then saw a whole bunch of reports on how they are scamming people! Thank goodness I did that now, I've already called my bank and have my account on freeze. Thanks to your comments!

I finally receieved my phone call from a "Karen" I started asking her questions and telling her about the reviews.. She said the FDA would shut us down for all the bad stuff that's out there about us.. And then she went on to say go on Wal-mart.com and search there reviews the only people posting this stuff is people with BadCredit.. LOL oh it gets better she tells me that there is only one guy posting ALL this stuff that I am reading and he is currently in prison! LOL.. So I hang up on her and tell the [protected] number back and the same damn dude answers the phone he must have like killah caller id.. Cause he didn't sound chirper or anything he likes yeah lady basically you want your card. He goes on to talk to me some trying to I guess kill the "don't go" mood but I turned it on his ### and I say "NO" and tell him I had spoke with a "Karen" and she told me about this guy writing reviews and he says yes he is going on trial in a couple days and he is out currently still positing reviews I said wait a minute she told me he is in jail he said no he isn't "Karen" must be one of our new reps and she doesn't know what she is talking about. I said none of you do* And I am out*

I have went throught he exact same ting! I should have looked them up on the comp. being my first time doing something like this myself, but I have relatives who didn't go through this company but had gotten loans and credit cards from sites before. They have already debited my account for the 200.00 and they have sent the vouchers BUT NO CARD!I would call, call, call call and they wouldnt anwer or say no customer service agents are available at this time EVERYTIME! I am ON THE PHONE WITH BANK OF AMERICA NOW!

They promise credit card useable to rent auto, good anywhere but useable only through their warehouse. Took $200 refused to return said I had to write for return not online. I did and still have not got my money back. I have called and called and get recording call did not go through. Have written and no answer. As they are operating across state lines the federal government should step in and close them down. They are guilty of fraud, theft, misrepresentation and lack any ethics. They are bankrupt morally, lack any human compassion as well as idea of good customer service.

ONE THEM TOLD ME THEY HAVE A COMPUTER FOR SALE THAT WAS NOT, THEY HAVE ONLY JUNK THERE I WANT MY $200 BACK PLEASE

THIS COMPANY STOLE MY 200.00 BUCKS AND I AM MAD AS HELL. THEY PROMISED ME EVERYTHING THE OTHER PEOPLE SAID. I CAN NEVER GET THROUGH THERE LINE. THEY WILL NOT RESPOND TO MY EMAILS AND I WOULD LIKE TO SEW THIS COMPANY ASAP. THE OWNER OF AMERITRUST SHOULD BE PROSECUTED FOR FOSS ADVERTISING, AND WE SHOULD GET ALL OF OUR MONEY BACK.

Ameritrust is located in dunedin fl off main street i will give you full details contact me @ kjlavallee31811@yahoo.com i know these people well and would like to help