AmeriTrust Financial reviews and complaints

This so called company called me twice at school , saying they would help me build my credit ,
I was offer a credit card with 2,000 line of credit , if I gave them two hundred dollars deposit.I ask them is this a visa or mastercard , they said it is not a catalogue card and that I could get cash advances I kept asking is this a credit card the person who was talking to me got mad and hung up on me . They called back again a different person very well maner , I fell for the bait and hook I told them I did not have $200 in bank account I was told they could take out in payment of $100 , I was told that I would get card within three days of first $100 payment , this was three weeks ago and I`m stil waiting . I ask my bank who took out the $1oo from my bank account and they gave me some website name since there was no phone number , the website is a site for a bunch of garbage items. I finally talk to customer service for ameritrust financial and I told them I was decieved , the lady who talked to me was very rude , I told her I would file a complain with New York general attorney office and I was told I could do whatever I wanted . My bank was nice enough to refund my $100 dollars and closed this bank
account so this crooks cannot do this again . I haved learned a valuable lesson and I advise anybody who gets a call from this crooks to hang up the phone right away .

Last month they got $100.00 again another $100.00 from my account i'm sick of that when i call to cancel they still continue getting my money? No more watch out for scam. Just fight back !

they would not cancle the card and took my 200.00 dollars and they told me i would not get my card until i sighned a paper and sent it back to them i can not access there web sight at all to look at the catalog so now i know it is nothing but a big scam all i want is my 200.00 dollars back and for them to get in a lot of trouble for doing this to people who can not afford to live as it is i dont think they should be able to get every ones info like they have they are the ones who told me my bank info i didnt even have it in front of me it sucks that they can do this i thought it was a visa card that was going to help me get my credit back up not what it really was somthing sould be done about this ASAP

I am mad because i call them all day everyday, and they don't answer the phone at all. Their hours are 9am to 6pm and I leave messages and they have not called me back yet. I even sent my money order in for a couple of products that I have ordered.

These people called me offering a credit card with a 2000.00 line of credit to help fix my credit. They never stated it was a card for their website only which I found out after reading how many people had been scammed by them online. I finally go in touch with them after 2 months of trying on their 866 number only to be told they never sent the card because my account was NSF. I politely told her that was because they took it out on 1/10/08 instead of 1/15/08 as orginally agreed and on 1/17/08 the funds were taken again. I provided a copy of the check and statement by fax and have been unable to reach them again for resolution. With the amount of people they have scammed they should have felony charges by now. I want my money back from these people

ON 2-20-08 I RECEIVED PHONE CALL WITH SALES PITCH ABOUT HOW I COULD RECEIVE A VISA OR MASTERCARD FOR A $200.00 OPENING FEE. I EXPLAINED I DIDN'T HAVE THE MONEY TO SPARE AT THAT TIME AND WOULD LIKE TO DO THIS NEXT MONTH ON 3-20-08 AT THAT TIME I WOULD AUTHORIZE MY BANK TO PAY THE OPENING FEE. TWO DAYS LATER I WAS RIPPEDOFF FOR $200.00 DOLLARS OUT OF MY CHECKING ACCOUNT. AT PRESENT I AM HOPING TO RECOUP MY MONEY.

i will check with better business bureau and another source that will have them shut completely down. if i could get a hold of that little weasel that called me which i have his name i will look into getting him prosecuted and ameritrust financial. i am closing my bank account right now and they will not get any money from me ever again. if they cannot be prosecuted they can be scared trust me. they messed with the wrong woman now.

i would like a phone number i dont even have that. i would like my money back now.

i applied for a credit card with ameritrust financial. they took $200.00 of my hard earned money and i dont have a credit card i either would like my credit card or i would like my $200.00 put back in my account. thank you julia green

Funny, what stories are those? How are they scam artist`s? Did you allow them to fullfill ther oblgations.

I have been getting financial phone calls on my cell phone and I want it to stop now so I am asking you to stop calling me or else there will be trouble.

Love, Kristine Hoffman

I love the people that want to build up thier credit, but hate the fact that`s not a MC/VISA, AMEX, etc, , , Before you judge any financial corp, stop and and ask yourself this, are they providing the service there stating, is your credit score going up/down, that`s what you need to ask yourself. If your credit is important to you and only you, than go forward with the program, remember you have been turned down in the past for many reasons, if any CCC is willing to give you credit go for it. I`ve had this problem in the past. Today I can truly say it was worth it for me.

PS- Everyone like`s to hear negativity for any corp, let`s get real and move forward

I am struggling financially and received a call from Ameritrust. They said they could help me rebuild my credit and were offering a credit card with a $2, 000 limit, APR of 8.9, and no start up fees. It sounded too good to be true so I told them I would think about it and call back. I decided to check them out online and found there are numerous complaints regarding them. I am lucky I did not give them any information. I want to thank the people that have written their complaints and concerns for others to see. Ameritrust does sound legitimate when you talk to them and they had answers ready for any questions I had. So I would warn people as well not to deal with them.

they took 200 dollars out of my account and sent me 200 dollars in vouchers and when i tried to place an order they were no good so now im out 200 dollars and stuck with 200 hundred dollars of worthless vouchers that i cant use, what a rip off i wish there was a way to get my money back .

Everything every one has said about ameritrust financial is true theytold me if they could take 200.00 out of my account so i said that i didnt want that much coming out my acct at tha time because i had bills to pay they told me i would be charged 35.00 cancellation fee knowing my account would be in negative i changed the date to the next month on the promise the CARD[visa]had no limit italkedto my bank rep before the time they were supposed to take out the 200.00 and my bank gave me another account maybe if anyone is reading this it will be helpful i know this site was helpful to me i only checked this site after trying to get intouch with Ameritrust no calls would go thru FUNNY?

gency. I was promised a $2, 000 limit. At the end I was told I would recerive the card in 30 days. No way. I called back to cancell several times cancel I said I changed my mind and don't touch my checking acount. Do not I said DO NOT take any money out of my checking account. They did.$200.00. They took money out that I did not have. but they got it two time. not just once after the first time I said do not. Give me a copy of bank statement, they remarked. yeah right' i know I can kiss that $200.00 dollars good bye, unless a miracle comes my way good luck to yoy all.

I was contacted by an AmeriTrust agent asking if i would like to recieve a credit card with a 2, 500 limit. After learning that I would have to give them 200 first i declined the offer. I called back several times to make sure i was no longer on their list and that no money would be drafted from my account. When mu account information came out on the 16th, I wa informed that money(100) had been drafted from AmeriTrust. I called the mumber orginally given to me to inquire about the transaction. I ws trhen given the "run-around" by several agents. I finally got in touch with a supervisor who told me they could not give refunds. She then told me that a 35 cancellation fee would be added. My question to her was "How can I cancel something I never agreed to in the first place?" i was given an address to Dunedin Fl to complain and request a refund. My opinion, AmeriTrust is full of S**T. To this date I have nit recieved my refund. To anyone who maybe caught up in this scam, JUST SAY HELL NO!

i have been ripped off for 200.00 dollars, from ameritrust financial. That is not a credit card they send you a piece of worthless plastic. Can not use the card on there shopping web site.

I can honestly say they are definitly a scam. Iwas called back in dec. I said ok and called back in January they said send them a copy of the bank statement showing the with drawl and they would refund $165 and keep #35 for cancelation fee> I checked the account it had not been returned. It is now March 10th and I am still calling them. A manager was suppose to call and guess what I still havent heard from them.

I HAVE CALLED SEVERAL TIMES TO BE REMOVE FROM MAILING LIST AND ANY PROMOTIONS. I DO NOT WANT THE CARD. DO NOT TAKE ANY MONEY OUT MY ACCOUNT

I was contacted by Ameritrust Financial and was told that with a $200.00 deposit, I could obtain a credit card with a credit limit of $2,000.00. I gave my information, and the money was deducted from my checking account and I received a letter of verification in the mail that I had to sign in order to obtain the credit card.

At NO time during the "recorded" conversation was I told that Ameritrust Financial was a catalog company and that the credit card could ONLY be used on their merchandise. I contacted them to get my $200.00 back and have yet to get a return call.

DO NOT trust these people - this is a SCAM - save your money. If you want a credit card go to your bank - get a SECURED credit card from your bank - and DO NOT trust Ameritrust Financial.

I plan to pursue this as far as I can take it and get my $200.00 back.

this company took money out of my checking account assuming to be a major credit card company but were frauds and will not return my money

Hi my boris i was rip off with $200.00 hundred dollars from this people all i want is from you to catch this individuals and put them in jail because they don't care who they rip off. Please someone help me to get my money back good lock and god bless you all.

This company has called me 15 times today. Calls started at 8 am this morning and it's only 2 pm now. They show up as five-9 on caller id and don't say anything when phone is answered or machine picks up.

Beware people!

They called promising to help me rebuild my credit by giving me a credit card but first they withdrew 200.00 out of my checking. I have never received any such card and they refuse to refund the 200.00.

Beware!

Is there a lawsuite against them for misleading the public?
It seems that we were all mislead on how this program was suppose to work.

i feel so stupid for falling for their scam. i lost $200.00 which i really cant afford to lose. i live on a fixed income and i will not do this ever again.
i got swindled june, 2007.

this company also ripped me off of $200.oo. i am in the process
of complaining to the better business bureau. this company in florida but still they need to be put in jail forever and a day.
thank you,
gvalenzuela
odessa, tx

they did the same thig to me then called me back again for the same thing. when i told them they had already aproved me and taken 200.00 and i had never recieved a card or anything they quickly hung up. when i called the number on the caller id back it came up as disconected i called it severial times . i reayl could us the 200 back .

same thing here they called and said this was a credit card to help me rebuild my credit and I told them I was not intreasted in no damn merchant card and they talked me into it saying that it was not a merchant card but it was a credit card they took my money and a week later I still havent heard from them so I called and they said that I had to sign some contract but why did I have to contact them why did they not contact me cause they just wanted my money and now they say there are no refunds and that I should sign this contract becouse after every three monthes without purchasing any thing from them they charg you another 35 dollars one rip off after another rip off do not fall victom to this scam

I WAS DECIEVED BY THIS COMPANY! I ASKED THE MAN THAT I TALKED TO IF THIS CARD WAS FOR A CATALOG AND TOLD HIM THAT IF IT WAS I DID NOT WANT IT! HE THEN TOLD ME THAT IT CAN BE USED FOR CATALOGS IF I WANTED IT TO BE AND I SAID NO! I ALSO ASKED HIM IF IT HAD ANY RESTRICTIONS ON IT AND IF I COULD USE IT ANYWHERE AND HE THEN TOLD ME THAT THERE WERE NO RESTRICTIONS ON IT AND THAT I COULD USE IT ABSOLUTELY ANYWHERE JUST LIKE A REGULAR CREDIT CARD. I ASKED HIM WHAT KIND OF CARD IT WAS AS WELL I ASKED IF IT WAS A VISA OR MASTER CARD AND HE THEN PROCEEDED TO ASK ME WHICH ONE DID I PREFER AND I REPLIED VISA AND HE SAID OK THAT IS NO PROBLEM. SO COME TO FIND OUT IT IS A CARD FOR A CATALOG AND ONLY AMERITRUSTS SITE! THIS IS ABSOLUTE BULL! THAT IS 200 DOLLARS THAT I DO NOT HAVE EXTRA IM 21 YEARS OLD AND A SINGLE MOTHER TRYING TO GO TO SCHOOL! I WRITE A LETTER TO THE PRESIDENT AND THEY DENIED MY REQUEST FOR A REFUND I AM GOING TO REPORT THEM TO THE BETTER BUSINESS BUREAU AND I HOPE YOU WILL DO THE SAME!