Bibby Financial Services review: charged fees without services!

Bibby Financial Services offers to pay 80% of your invoices immediately, then the remaining 20% when the bill is paid. The charge about 2% per month. However, they only averaged giving me 20% of invoices that were 100% paid. I am nearly bankrupt and they are entirely to blame. Even after we broke off our relationship, they kept cashing checks from clients and didn't even tell us. Emma and Kevin are crooks and vultures. No matter what, do not do business with BIbby Financial Services.