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If you are reading this, you are likely a victim of Credit Management's inaccurate, sloppy, and unprofessional conduct. I will file complaints -- against Credit Management -- with the following organizations (government and private):
- Texas State Attorney General
- Federal Trade Commission
- Better Business Bureau of Dallas
- Texas Division of Banking
If you have been wronged by Credit Management, I urge you to do the same. Only as a whole, can we put this illicit operation out of business! Simply run an Internet search to read about others who have been a victim of Credit Management.
The following is a brief summary of how I was wronged by Credit Management:
Credit Management of Carrollton, Texas reported erroneous "Collections" information -- with regard to my Cable One account -- to two of the three credit bureaus. Attempts to contact their "customer service" number was met with hostility, rudeness, and inaccuracy. Continuous efforts to have Credit Management's erroneous information removed from my credit report has been met with no success (as Credit Management fails to accurately -- and thorough -- verify its information.
The fact that I am a responsible borrower -- who has never had a late payment -- further angers me!
Credit Management? Perhaps "Credit MIS-Management" is a more appropriate name.
The complaint has been investigated and resolved to the customer’s satisfaction.
On this months statement from my bank was a charge for $9.95 by above company. This was not authorized and the service was not ordered.
They are doing it to me too. A Comcast Houston collection showed up on my credit report a year ago. I've been disputing it with Credit Management, LP for over a year. I don't live anywhere near Houston and don't have a Comcast account. They've refused to remove it even after filing a claim with the FTC, BBB and police departments in two cities.
I am having the same problem. they are saying i owe AT&T. AT&T have checked my social security number and saythey have never sent anything to collections because i have always been on time with every payment i have ever had in my whole life. now they are sending me mail and calling at random times.
These people ought to be locked up! They seem to just add anyone's name to their fabricated reports! I have not had an account with the cable company that I "supposedly" owe. Why are these people allowed to do things like this? Their customer service reps are rude and couldn't care less. What's crazy is that the rep couldn't even find the damn account! She said nothing was showing up. Okay...if that's the case then why the heck is it showing up on TWO credit reports?! Then upon further "investigation" on her part, she finds a possible account with my name in Maryland. I've never been there. When I asked for her operator id, she got defensive. I'm sick of these companies reporting erroneously.
I find the foregoing comments interestingly similar to what I am now experiencing. I recently checked my credit report to find that a collection account was reported to Experian in the amount of $373. The reporting stated that the account was opened in August of 2011 and was reported delinquent in October of 2011. The adverse item knocked my score down 72 points. The reporting collection agency was Credit Management LP and the alleged original creditor was Com Cast West, a cable company. The odd thing is, my wife and I have lived in the same geographic area (and same home) for more than 11 years. Com Cast does not even offer service where we live! I have disputed the item with Experian but Credit Management DV'd the item. Therefore, even if I had used Com Cast before it would have had to have been more than 11 years ago. Since collection accounts can only be reported within 7 years of the event (FCRA Compliance Date), if the debt had actually existed it would have existed more than 7 years ago (more than 11 years in my case) and Credit Management would clearly have engaged in an illegal re-aging of the account. I believe that this practice constitutes a violation of the FDCPA as well as the FCRA. I am an attorney who represents debtors both in and out of bankruptcy. Myself and other members of our firm are interested in developing a practice of suing collection agencies who violate the FDCPA. So, I guess Credit Management has provided us with our initial opportunity. I would be very interested in hearing comments from others who have had a similar experience with Credit Management LP.
It seems to me, now having also victimized by the hardnose and Nazi like rep at Credit Mngt. That Comcast and probably othyers are selling their debtors accounts and profiting. I closed my Comcast account last july with a zero balance. And they kept on billing and dunning me. Next - right after be assured by a Comcast rep that I owed nothing. I get a very agressive call from Credit Mngt rep Richie...
So I have mailed them per FTC regulations via certified mail denying their claim and forbiding them to ever contact me again. This is what any other victims should do and then also report them to the new Federal Consumer Protection agency. As complaints pile up against any abusive companies. The Feds will take action. Also never waste time arguing or explaining to any Credit Collection reps or company. They don't care all they want to do is extort money out of you. We live in a criminal society in Usual Selfish Attitudes. They are financial Nazis !
Until the US and State Governments actually enforce the laws these companies will continue to just laugh at all of us. FOR A DEBT WE DO NOT OWE they use an 'auto-dialer' or 'predictive dialer" which calls you, when you answer the MACHINE is silent as it checks to see if they have an agent who is not already on the phone with some other poor, innocent soul. We got 10 calls with silence and a hang up...including on Sunday Morning at 8:30am. All of this is illegal. They are calling our 'Business Line' also illegal. Then, they gave us information about the 'person' they were looking for (not employed here) but I'm sure that is illegal too. They don't care because they NEVER get investigated or prosecuted, or fined for illegal activity. IF YOU HAVE TIME, waste their time in return. "oh yeah, I think I have that paper (shuffle papers in phone)... talk slow...as if you are mentally challenged... repeat yourself... shuffle papers...talk slow...hold on...ask same questions again...shuffle papers... wait, who are you again.? Oh, that's in my other file, hold on... then change the subject... 'how are you?...where do you live.. etc etc. I've kept them on for over an hour while doing my office work, watching TV etc. If they are going to bug me, waste my time then I am going to do the same to them. They never get the fact that I am NOT the person they are calling to do a collection on. Dumb AXXes... just totally DUMB~!
I live in TN Wow i have factual proof real receipts from comcast showing that i paid my comcast in full and Credit managment will not remove collection from my credit reports they even told me on a recorded call that the acct they have on file is not mine and mentioned the name of who the acct belonged to someone i ont even know...Why are they trying to collect from me ? ... I am going to report them to every agency i can until someone hears me because what they are doing to me is wrong ... I wish the FED GOV would go after .
If I was comcast I would sue you for slandering their name on the internet.
I TOO HAVE BEEN WRONGED BY THIS COMPANY. THEY SAY THAT I OWE MONEY TO A CABLE COMPANY. I CALLED THE CABLE COMPANY AND THEY SAY THEY DO NOT HAVE A RECORD OF ME EVER HAVING THEIR SERVICE. IS THERE ANY WAY TO GET SOMEONE OR GOVERNMENT AGENCY TO LISTEN TO US. MY CREDIT SCORE IS DROPPING FAST.
I have been dealing with this same company for over a year. They are trying to collect a supposed debt for Time Warner. Seems from reading the posts above that all these complaints have to do with subsidiary companies of Time Warner. I, too, called Time Warner and was assured that I did not owe them money. I had closed my account with Time Warner almost a year before I started receiving these calls and letters. I thought it was for my recently closed account and that somehow Time Warner continued to bill me for 3 months after the retrieved their equipment. This is not the case and the account number does not match. As I was shredding old files tonight I came across a very old Time Warner file which showed I closed that account in 2004. Guess what! The account number matches what the one from Credit Management. They are trying to collect on a supposedly owed debt from 10 years ago. Although I had been behind in 2003 the bill was brought current and shows as of my last billing from them that it was current and paid in full in 2004. This is the second time a credit company has tried this on me. The first one was on a debt that my ex-wife paid off when we got divorced---15 YEARS before they tried to collect.
These people use these old debts thinking that you won't notice how old they are or that you had already paid. You just want to repair your credit or are scared of damaging your credit so you pay the 'settlement'. Then they ask for your 'proof' that you paid. NO! They have to provide proof that you owe! Stop falling for these scams. I am calling my local TV station's investigative reports section on Mon to see if they can look into it. BBB won't do anything because they exist to protect the businesses. Best to go through your local Consumer Affairs Dept.
Like everyone on this site; my complaint is exactly the same. My mother passed away in 2007 who had a ComCast accunt. Due to the fact that she was ill, I was her primary contact. I settled with ComCast in order to get them off of my credit report. For the past two years now; Credit Management has been reporting this debt over and over again. I"ve asked them for proof and they don't have it. The original debt according to credit reporting laws mean that this debt will drop off of my credit report com July 2014. Yet, this credit agency insists on keeping it alive. Its so frustrating. I will be following suit with everyone in filing a complaint with the BBB, Texas Attorney General's office, the Federal Trade Commissioner and the Texas Division of Banking. I may even go further and file a Class Action Law Suit against these people.
Same here.
I left Comcast in good standings after I returned my equipment in May 2015.
Yesterday this dubious paper arrived with a false account number.
It's "only" 40.15 bucks, but that money could buy me two cases of beer...
Today I noticed a bill on my credit report from Credit Management LP stating I was placed in collection on 9/2016 with them also for Comcast service from 2013, not true I never lived at address or had at the location in question. However I have existing servicr with Comast today. Are they the company we should be writing on for putting fraudulent activity on our reports. I was told by them not to call Comcast. However I did and Comcast requested info to prove my residency during that time. Maybe we should do a police report on Credit Management LP. Hopefully this item will be resolved with Comcast and they will have them remove the item from the Credit Bureau
I'm having a similar problem as all of you. I had Comcast for a year at my new home and they decided to charge me for a 2nd account at another random address. I cleared this fraud with my bank but Credit Management LP is still coming after me saying I owe $1, 330 and that if I don't pay my credit will be shot. I do not have that money, what should I do? The call constantly and they have good standing with the BBB (which I cant fathom). Really at a loss here - how can they get away with this?
Unfortunately I paid this "collection" company $131.34. Credit Management LP said they were collecting from a cable company ... I called the cable company, they have NO record of me at all even with the Credit Management acct/info that they gave me. Now Credit Management is not able to give me the info as to WHERE that money that was collected too such as the address they sent it to for the cable company / a way of how they contact them.