Direct Benefits Group review: Nothing, but a scam 1

I called on October 4th 2010 in reference to an ACH Check Debit from my account from this dumd company. The male I sopke to said that they will issue me a refund. Today is October 19th 2010, I called to check on my refund and the male I spoke to told me that the ACH debit was declined, however on my bank statement it shows an ACH (FAKE) check debit for 49.90. He then told me to fax my bank statement so that he can verify the charge...I have nothing else to say but that I want my money. NOTHING BUT A SCAM!