this was worked out with Dr office last year August 2015 Dr .Gibson, the lady I spoke with here Mrs.Olsen is very rude, mean and very unfriendly to work with, , I can start making payments when my well pump is paid off as I am on disability and I told this to Mrs Olsen she said not her problem and we cant work with you on this its going on credit report, so there not willing to work with me on this, plus she said she wanted paid in full.