phoenix financial specialists review: Rip off charges upfront loan fees and you don't get a loan 3

Generic tales of woe from some who failed to qualify. I only wish I could close on every prospect I have in my shop. Yes, the companies are real, registered, and extremely capable with real sources, and that means, real conditions to qualify. When I am given a file of lies and self made appraisals, there is only the drive to document in order to close. That this is about an anonymous source, I take great issue with. After 30 years, and still going, I am happy to tell you to check for yourself- there are NO investigations, past, or present and NO groups that are "seeking" any such actions against us. I have had 3 clients go to jail, if that is a clue and a few more under investigation for their attempts to defraud. I have never instigated any legal or online concerns, as my full tilt motivation is to fund. I had an interesting client, most likely who posted as "Skott"- only it is Scott Brewer. This client had represented one property with the appraisal for a different property. I asked about their company's and personal cash equity and revenues, as it was presented (in writing) as being $500K USD cash equity and with room on the property to build not only a fantastic health, healing and conditioning, multi-discipline facility, yet as well a hotel and an office building. The property was not their original choice and the cash equity was a flat out deception. I met Scott, affable guy, with some people skills for sure. I asked about how did he achieve his cash equity and the level of his revenues. This is very significant when going for an $85M USD Joint Venture. I had a contract ready in my briefcase. Scott shocked me when he turned to answer and loudly proclaimed exactly these words: "Cash equity? I ain't got no dough. I do odd jobs like gardens and picking up yard trash." I had thought he was joking. Yet it went on... I took notes. I will not belabor the point. Our policy is that if, at any time, a client insists on our submitting his business file to the most likely investors, then we shall. I advised Scott and his two associates to "polish up your plan as if you are asking for a date with a man's only daughter", to put it in its most preferred order and mail 3 hard copies to my attention at TGA. SCOTT NEVER DID SEND IN HIS FINAL FILE TO PRESENT! While he did insist on meeting my investors, they have no interest in his kind- the criminal kind. He did not mail the file, most likely because it would have constituted mail fraud. WORSE YET- we get a suspect call from a guy who calls himself "Vinny", who was later revealed to be "Lenny, the broker's old boss, and owner of a car lot, who gave Scott money on "promises." I write here only because we gave Scott a whole lot of time and understanding, on an unusual if not very unlikely plan to close. You must understand, they had NO 3rd party reports, none! "ISG", Scott's company name, is a floater, as it has no assets, makes no revenue and exits apparently to Ponzi up. ISG had the 3 principles, though most markedly Scott himself, refuse to provide any actual 3rd party reports! I asked for some recos, or LOIs, even just a broker price opinion (BPO) yet all we had in the end were ranting letters and threats of coercion. You can verify who he is, yet nothing genuine about his project. We had, in good faith, indeed contacted several of our investors, one of whom, I am contractually enabled to issue offers for. When we found out the reality of the file, we tried over and over again to help, wasting many hours. I'll leave it like this- after 30 years, I am the real deal, a contracted underwriter, with contractual control and / or access to the investors and assets we use. Scott- he is a "floater." I would hope he has paid Lenny back. Then again, I doubt Scott has ever paid anyone back. The man has a definite knowledge and some value within his skills. Yet one does not gain an $85M USD approval with calls from Lenny and no reports. I will also ask, what would any seasoned finance professional be looking for trash on a site for bad haircuts and sour grapes. Underwriters do have a responsibility to condition offers, and sadly, to Dismiss the Non-Compliant. Is anyone crazy enough to believe I did NOT want to collect the points? Tentatio mortis honore, commoda et confice. Many of these high finance requests are, for the prospects, a testing of their honor, and if they will adapt and achieve. Ask any what was the largest transaction they can evidence. Then ask me. With high spirits and good health, I wish only the best for us all. Yes, even the "floaters." ~Eric Lerman~