Providian National Bank review: They have 3 different collection agencies attempting to collect over $3000 on the same account 37

I receive a notice from a collection agency that I owe Providian National bank $2222.11. I donot even know who Providian National Bank is. The sent to address I have not lived for over 12 years. I am not going to send mone to someone i do not even know. How can I find out who Providian National Bank is.

thanks
Cheryl lindsey

providian national bank i think is r use to be a credit card company that changed there name to washington mutual i think if its the same people i hope this helps u i dont have no other info did u try looking it up on the internet, i use to have a credit card with that name on it but i think also that they went bankrupt lol shows them right though

i recieved the same thing. Now theyre trying to garnish my wages without even giving me any information. My job has a strict policy about garnishments including termination.

Also known as PROVIDIAN NATIONAL .A collection agency has sent me a letter stating I owe them for a credit card I never even had.From an address I never even lived at on 9/04/2009

I just got off the phone with a collection company that is attempting to collect the balance of a settlement agreement I made with Providian National Bank over SEVEN YEARS ago! Providian called me, offered the settlement, to which I agreed, sent them the money they required to fulfill the settlement at that time, & that was that- done, over. Account closed, zero balance due. Never heard from them, or any collection agency about it, which tells me they accepted the settlement payment, the agreement also, & lived up to it. Until today. Now, probably because they are going broke, they want the rest of the monies they agreed to difur 7 years ago. Not only is that illegal, the debt has expired, so it is no longer legally collectible to boot! I tell ya, these guys will try anything! Too bad when a consumer knows their rights under the law, & isn't afraid to stand up for themselves!

My husband and I just got our account frozen by a lawyer stating we owe a debt of $6565 to PROVIDIAN NATIONAL BANK from 1999! We've never taken out this credit card nor do we know who this is. Can anyone out there help us?

this shows you just how much companies don't care about the american pple HELLO PROVIDIAN WHO EVER YOU ARE WE ARE IN A RESESSION DUH CAN YOU HEAR ME? my close friend had a providian card back in the late 90's LATE 90'S AMERICAN PPL CAN YOU HEAR ME? her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING! AND TODAY SHE RELIAZED HER CHECK WAS SHORT 300 DOLLARS AND FOUND OUT THAT PROVIDIAN TOLD THE PAYROLL DEPARTMENT AT HER JOB THAT THEY HAD A COURT ORDER TO GARNISH HER CHECKS WOW ! MY FIRST THOUGHT WAS WHY DIDN'T THE PAYROLL DEPARTMENT NOTIFY THE EMPOYLEE OF THIS GARNISHMENT?I AM VERY PISSED OFF AND I'M GOING TO BE BY HER SIDE UNTIL THIS MATTER IS RESOLVE SECOND OFF WHY DIDN'T PROVIDIAN CONTACT HER OBVIOUSLY THEY HAD HER CONTACT INFO TO GARNISH HER WAGES WITHOUT HER KNOWLEDGE PROVIDIAN YOU SUCK WHO EVER YOU ARE AND WE WILL SEE YOU IN COURT THANKS FOR SCREWING UP HER CHRISTMAS! MERRY CHRISTMAS EVERYONE ELSE AND IF YOU ARE IN THIS SAME SITUATION PRAY ABOUT IT AND COLLECT AS MUCH INFO AS YOU CAN ABOUT THESE PPL AND IF YOU CAN AFFORD IT GET A LAWYER! DON'T LET THESE THIEVES WIN!

Hi everybody, I think that Providian Collection Agency is pulling a scam, do not pay them.
I've called recently and numerous times prior to take me to court for the past 10 years, so far they haven't.
I've requested my records and they won't give them to me, which is illegal.
Plus, the Statute of Limitations has passed.
If they want to take to court they have better provide my records.

I was issued a court order from ForXXX & GarXXX pertaining to a Providian bill I do not owe. All of my credit card debits were paid in full back in [protected]..I was fed up with the high interest rates, late fees (when you are not late) and charges that I never made and disputed..only to be charged finance charges and late fees for the ones that were in dispute. I was fed up with credit...I could be my own bank and pay myself the interest and late fees...Anyway my court date is May 6th and I am ready to deal with these jokers. I sent them a reply requesting disclosure of this debt well over 6 months ago! Two weeks ago I received a summons to court! ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providian...which it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. I am just beside myself with the crap crawls out from underneath a rock.
I have a few things on my side: Statute of limitations (NYS 6yrs.) not that I need it...the debt is NOT mine, Forxxx did not respond to my request of disclosure, this was not on my credit report (checked past 10 yrs.), I was never advised of this debt prior to summons & most important I DO NOT OWE! This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC. I have read many of the complaints and urge you to go to the FTC site or your states Fair Debt Collection section and know your rights. Providian was sold in 2005 and later sold again to Chase. The bottom feeders are out and looking for anything they can get their hands. DO NOT give in. KNOW YOUR RIGHTS and stand up to these jerks

After you receive the collection letter, send the collection letter back to Providian with a letter requesting a "verification of debt" or "copy of judgment". VERY IMPORTANT: send all this to Providian by CERTIFIED MAIL!
If you receive "verification of debt" or "copy of judgment" go to
http://www.ftc.gov/bcp/edu/resources/forms/affidavit.pdf
and fill out the "Identity Theft Victim’s Complaint and Affidavit". Get it notarized and send it to Providian and any other creditor listed on the collection letter.
This should remove the collection from their files.
IMPORTANT: STAY ON TOP OF YOUR CREDIT REPORT!

I am actually going through this right now. I rec'd 2 letters today from a lawyers office with a "city marshall" heading. " Notice of Garnishment" I called them & explained that I never heard of Providian & they gave me a number to call. First off, I found it weird cause it is addressed by my nickname & not my full name like all my other bills have. They gave me another # too call which was a collection agency. They guy was sooo rude & said that he advises me to get a lawyer. They said that I opened up a cc April 2001 & that they have served me papers before - which they have not. They said they had left it at the front door. So thats not really serving me. I live in a bulding & too leave it at the front door is just plain stupid

P.S. Every # that I find for Providian & I call is disconnected. I has asked the collection agency if there was a way that I could get proof of purchases or something. All they gave me was the CC#. What am I supposed to do with that if I cant get in touch with anyone from this bank?

Email me to discuss your options in dealing with them. I have several that will help.

Johndowning01@gmail.com

I have over 8 years experience in this field and a working relationship with a law firm who specializes in cases like yours that may have them PAY YOU!

I can't find out how to contact these folks to see what this is about. Any suggestions?

I just received a collection from Portfolio Recovery Associates, LLC. They say I owe them $32, 726. I never heard of them! I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. I am going to get a lawyer and sue the ### out of these ###ing crooked ### and get as much national attention as possible to bring them to their ###ing knees. We will see if this corporation as people ### stands up. I have free, top notch attorneys for as long as needed.

I think this bank went out of business years ago, or sold out to somebody else, I also just received a call from Portfolio Recovery Associates demanding payment on a supposed account I had with Providian back in 2001, I told the lady to go to hell since I never owed that money and even if I did, it's been over 11 years, The statute of limitations ran out on that debt almost 4 years ago. That bank no longer exists, anybody that calls you or tries to serve you any papers, you have to fight back.

Hi. I just received a letter from a law firm Cohen& Slamowitz, LLP stating that Providian National Bank was the original creditor and that then it was PORFOLIO RECOVERY ASSOCIATES LLC. Well they are saying that how I received a platnum visa in 2007and that I now owe them 3, 840.52 because the court has granted them that. I have no memory of ever receveing this card nor do I remember applying for it. I'm pissed of because times are hard, and this is coming to light in the worst time of my life. Who are these people and what are they up. I called the law firm and asked them to pleas investigate this matter and get back to me. They said that they are going to get back to me. If u have any suggestions. Please write me at v.romero@yahoo.com. thank u.

Vane.

Sorry this is vane again my correct email address is v.romero2@yahoo.com. thanks again.

I recieved a $6000 bill from convergent/asset recovery trying to get money for providian. I had no clue why. I have no credit cards and never had any from Providian. My credit report is clean. I called the number on the bill, and they gave me about 20 different number and kept telling me other people were handling the debt. Finallt i spoke to someone who told me the debt was from 2000 and they would kindly settle for $2500 and i flipped out because this wasnt my debt! I finally called Chase bank (who bought Providian) and nicely explained to them my situation. They transferred me to credit card services to look up any old Providian accounts I might have had=none. They searched my social, name, and address. They said if i owed it would have been on my credit report by now which it isnt, and that most likely it might be a scam because their system says i owe them nothing. so make sure they arent scamming first and do research before paying

I received a Marshall letter for garnishment Monday requesting the amount of $2, 308.55 of an unpaid balance owed to Providian Bank in which i never had. this is very weird that they sent me the letter with an old address i use to live at with the wrong Social Security number. These letters are very stressful and annoying. I do not know how I owe this money and need some clarity as to what can be done to resolve this matter.

Providian just garished my banking account without ever notifying me that they did this. They have wiped me out! I have no contacted a lawyer to find out what's going on and what legal recourse I have. The collection agency would give me no information other than the name of the company they were working for. I received nothing in the mail or otherwise stating that this would happen. My bank account is now almost $1000 over drawn and there is nothing I can do about it.

Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. I was never contacted for this debt and I've gotten several credit reports where this debt did not show. I called the Law firm collection agency and spoke to a extremely rude man who insisted I give him my address before he would tell me anything. All he told me was I owed 5000.00 plus to Providian from 9 years ago that there was a judgement against me. I have received nothing concerning this situation. I need to know how to stop this, I have a disabled wife and kids to take care of and bills have to be paid. I need access to
my funds
C. Ray

as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa

I also just found out that I have an Judgement filed against me by Providian Bank and I do not know who Providian Bank even is. They want $1900.00 from me and filing fees. Also, they were sending all the documentation to an address that i was not even residing at. Can someone tell me who and what this company is?

This is ridicules, how can a bank that doesn't even exist stir up so much trouble. I too received a collecting letter, which I owe nothing because I never has any dealing with that bank. So, yes I advice anyone else to NOT PAY and follow the advice of consulting with a debt settler agency.

Today I went to the mail and I had a letter from a credit company saying I owed them 600.00 from this Providian bank. I have never heard from this bank nor do I know who they are. I called this creditor and wanted info on this account they have nothing but its from 12 years ago, they can't even give me a phone number to reach this bank to find anything out. I looked up the bank and called the numbers and they were not work. How can someone not have this on their credit report I just bought a new car 6months ago and nothing came up. what is going on need help please

Today i receive a phone from Resource Recovery trying to collect on a Providian National Bank. I told them I never heard of them. They had all my correct info but refused to send me a copy of the original paperwork of when I got this credit card in 1998. They told me they will continue to harass me until i pay the debt in full. They also told me they will continue to report it to the credit bureau. Funny thing is it has never been on my credit report as I never had a credit card until 2007. So if this bank does not exist who is the money going to?

my husband got a thing in mail that states owes $924.89 on a credit card the mans been dead over 2 years and the credit cards we did have we files in1992 bankrupsy so that did it nopw they say we owe? when we moved to Kentucky his mother was living with us they tryed to collect from us told them that she was in a old folks home gave then the address and phone number and have not heard from them in several years its not ours they said he was on the card to and asked them to send us the form where it had his name on it but never got it so they are crap out of luck

wel we just got one of these people calling an old address . and we called the guy was talking so fast n wouldn't slow down. wouldn't give us any info, and wouldn't listen . so after calling chase to see if there affiliated with them ( not that hes ever herd of) I read all these and went straight to calling the lawyer. not gonna wait for them to do what ever they want. thanks so much for the info.

It's 2016 and there still doing this. I got a letter from ARA Inc saying I owe Providian bank, who I have never heard of. I do not have or ever had a credit card. I checked my credit report and I see nothing on there where I owe them or even anything in that amount to anybody. I think it's a scam.

these providian [censored] are trying to go after my sick mother! whos on her death bed! they almost put her back into the hospital.the dumb btch on the phone kept threatining to take her 800 dollar disability check! . obviusly it was a foreign btch who could speak 2 or 3 words of english. good god our country is doomed. If they cause my mother any more stress lord have mercy!
I used to love this country... how could anybody these days!

I have Calvary portfolio collection agency, contacting me about a providian credit card from 2003. I told the guy I have no idea what credit card he’s talking about . He asked me to make payment arrangements . I told him for what ? I don’t have a credit card, and it’s been 14 years since you claim I had that one . In the early 2000s I had no credit cards, I wasn’t working and taking care of my sick grandmother. So why would I have a credit card. So they mailed me a letter asking me to make payment arrangements . It’s going on the trash. Anyone who’s what I can do to get them off me? They say I owe 3000.00 and I never had a providian card . Email me if u know . Travisbailey80@gmail.com

I Just received a summons from Schreiber and Cohen LLC Trying to garnish my wages for a credit card I never had nor used. They say I owe them $3037. So now I have to go to court and answer their complaint and show up at a hearing on 12, 13/17 taking 2 days off of work. WHy can these guys get away with this. I am going to print this page so the judge can see all the false complaints Providian is filing this "account is from 2001 way past the time for a court case.

I am in the same situation as most of you, I received a collections phone call regarding a providian credit card in which I know nothing about. They are saying I owe $26, 365 but would accept $8, 081. to settle . This is supposedly from 2003 or 2004 making this an approx 13 year old issue again past Fl. SOL 95.11 (3)(believe sentence K) being 4 years in Florida for an unsecured credit card debt. I understand from research that it was sold a couple times, I believe first to Washington Mutual, Now to Chase. I'm now being threatened with court, liens, bank account, etc . I'm currently on disability being sole source of income can't afford nor verify this debt. I spoke with a rude dude in a heated argument before getting the hang up with him forwarding a letter from Douglas And Associates being of Los Angeles CA.. I'm having difficulty with contacts in order to get to the bottom off this. Seems as if anyone can send you a bill claiming you are indebted to them . Perhaps I should start sending out invoices for the time it takes me to deal these types of issues, my time is valuable as well..

I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)...how are they able to do this without oversight and accountability? Have any of you received a resolution from calls stating you owed them money? What recourse were you able to take? Thanks..

ASTA Funding and Palisades Collections have perpetrated a massive fraud upon the American people. I am a former employee. I witnessed the fraud occurring first hand.

http://www.palisadescollections.com/
http://www.astafraud.com/

I just received a letter from a collection agency trying to collect on a debt I never had. I have never use Providian bank or ever financed anything in my life through them. The paperwork looks legit but I wonder if this is a scam