USA Benefits review: unauthoruzed debit of funds from savings account

My name is tina guerrero and this so called company "usa benefits" whom I have no idea who or what they are tried to electronicly debit my savings account of $49.95. On july 20, 2010. Luckily I had no money, yet by doing this it has over drawn my savings account by $30.00. I am so @#*! Ing angry that any one would get pleasure off of trying to steal others hard earned yet not even enough to make ends meet money. Who are you? Thanks to you I am now @#*! Ed. I have one word for you and that is..."karma"
I want my money back! I need my money back! Key word here is "my".