Ben Franklin Finance
Reviews and Complaints

Ben Franklin Finance, LLC is a terrible company that causes harm and ruins people's lives. They should be held accountable for their actions and sent to jail. I don't even think they deserve a rating. If I could, I would give them zero stars, or even less if possible. Hopefully, they will face the consequences they deserve.

I don't remember talkin' to someone from this Ben Franklin 'bout gettin' a school loan from 'em. I didn't appreciate the setup made with school without any explanations for where my finances for school are comin' from. Secondly, it ain't nice to pay for loans that ya ain't used. I should pay for what I used but not pay for when I drop outta the program. How do Ben Franklin pay for classes when I am outta school? This is unfair business that ruin out people's credits. I wouldn't recommend Ben Franklin to anyone I know.

They are scamming working class people trying to better their lives. Was told I was getting a scholarship by Distance learning systems and it was really a retail installment contract. I had a miscarriage, found out 2 days later that the baby was dead in me for 2 weeks prior. I was not in the right mind to make financial decisions. They told me one thing over the phone but the contract said otherwise.

I ain't responsible for this debt with BEN FRANKLIN, and I ain't got no contract. Plus, they didn't give me the original application like I asked.

I was an LPN looking to further my education using an online program. Ben Franklin Finance, LLC was the company in charge of the financing. I joined and completed the first class, but it wasn't what I expected. There was no online teaching and the tests were charged separately. None of this was mentioned in the contract.

This company keeps messin' up and lyin' 'bout my credit report. I ain't never signed no contract with 'em, and I ain't never borrowed no money from 'em. They ain't givin' me no proof or verification that I had an account with 'em or that any account was passed on or sold to 'em.

I checked my credit report and saw some wrong and fake accounts that I gotta report and fix with your company. Please check and look into those accounts that ain't fully accurate. Here's the info showing the company name, balance, and last reported date: Account Name BEN FRANKLIN FINANCE Balance $3,740.00 Account Number

I checked my credit report and dang, there were some messed up and shady accounts that needed to be reported and fixed by y'all. Y'all gotta look into those accounts that ain't 100% on point. Here's the info with the company name, balance, and last reported date: Account Name BEN FRANKLIN FINANCE Balance $2,377.00 Account Number *** Account Name *** Balance $3,291.00 Account Number

I gotta say, I've been shelling out $194.42 every month for these loans I got from Ben Franklin Finance. It's a real pain in the neck, especially since I had to drop out of my classes at Excelsior. Both the college and Ben *** ain't exactly trustworthy, if you catch my drift. But here's the kicker, even though the loan was all based on lies, I still gotta pay up. It's like they don't care about the fact that they're running a scam. And I ain't the only one getting screwed over here. There's a whole bunch of folks who've been burned by these two companies. It's mind-boggling that they haven't faced any consequences for their shady business dealings. *** Account Title: Ben Franklin Finance LLC ABA Routing *** Account Number:

I had a really bad experience with Ben Franklin Finance, LLC. They claimed to be a distance learning institution for LPNs, but they were actually fraudulent. They would deduct money from my paycheck every week, even though I never took any classes. When I contacted the school, they told me that since I'm not in ***, I can't use their services. They initially promised to provide me with a list of schools that would accept me, but they never followed through. There are no schools in my area, like Excelsior, that would sign me on either. It's really frustrating because I'm paying for a service that I never received, and there has been no communication from them. This is a complete scam, and the federal government should investigate. It's really unfair to scam healthcare workers like this. Please take some action.

Ben Franklin Finance ain't done nothin' 'bout them two claims on my credit report even though they couldn't give me the papers for that "loan" I supposedly took. I signed up with 'em to be an LPN through some online school they said was legit. But turns out, that school ain't recognized by nobody, so I dropped out. Now, years later, Ben Franklin Finance still showin' up on my credit report sayin' I owe 'em money when I don't. I done called 'em up, but they say I can't pay 'em directly or get them loan papers. If they can't give me that, they better take it off my credit!

I got my identity stolen, so I'm writing to ask you to block all the accounts that I didn't make on my credit reports with Transunion, Equifax, and Experian. These accounts ain't related to any of my transactions. I didn't give nobody permission to use my personal info. I wanna use my legal rights that Congress and The *** gave me. They say that when someone's a victim of identity theft and they dispute a fake account on their credit report, all the credit bureaus gotta honor it. They gotta block all the fake info within 4 days and let all the data furnishers know about it, like it says in section 605b of The Federal Fair Credit Reporting Act.1. *** $5,101.00 Acct #

I had an account with this biz that got put in collections. When I called to settle the account, they gave me the name of the collection agency it was given to. They said I couldn't make payments to Ben Franklin Finance no more 'cause they don't handle the account. They told me this attorney, Paul Mckenzie, who they ain't affiliated with, was handling it and I should call them. They gave me the attorney's number and I called 'em and settled the account. They deleted it from my credit report like we agreed. But if Paul Mckenzie owns the account now, Ben Franklin shouldn't be reporting it to the credit bureaus. But they are and they won't take it off. I settled the account like I told 'em, but they said I should dispute it with the credit bureau. So I did, but when the credit bureau calls 'em, they say the account is accurate on their end. But if the account was given to this attorney, how can they still claim it? I can't fix it 'cause when I call 'em, they just tell me to call the collection agency. I want Ben Franklin to remove this account from my credit report 'cause they don't handle it no more. I settled with the attorney and they deleted it, but 'cause Ben Franklin reports it, it looks like I ain't paid.