Bill Me Later review: Letter I received 38

I received a letter dated 11/18/09 from CIT Bank c/o Bill Me Later, Inc. stating that I was not approved for a purchase from Aeropostale. I have never heard of CIT Bank and have never tried to purchase anything from Aeropostale on line or in any store. It seems that alot of people have gotten these. What should I do if anything?

Julia,
I work for Bill Me Later and have come across your comment. I would be happy to help follow up on this matter, with your help. Please feel free to contact me by email at your earliest convenience at: Heather.Fields@billmelater.com

Sincerely,
Heather Fields
Bill Me Later, Inc.
Heather.Fields@billmelater.com

I recieved a letter as well dated 1/29/10 that I purchased something at Office Max for 641.99 and that I was denied a"Bill Me Later" account. I did not buy anything from Office Max nor have i even heard of Bill Me Later. I recently had someone use my Debit card number to try and buy 4100+ dollars in coins from a mint in NY. Thankfully caught it in time and stopped the payment and cancelled the card. I think this is what is happening with this. Please let me know what I can do?

Thanks,
Maura R.

I recently received a letter dated 3/12/2010 from CIT Bank C/O Bill Me Later stating that I had applied for a purchase to US Airways for $885.40. I have never heard of these people either and they also, did not include a contact number. I had to hunt them down online. This is rediculious.

Sandra M.

I didn't get a letter but I did get declined for credit at CompUsa by CIT Bank c/o Bill Me Later, Inc. because they claimed Equifax said my information was incorrect. After contacting them They said send a letter. Equifax spent an hour on the phone and went through the app and said that there was nothing incorrect that CIT Bank c/o Bill Me Later, Inc. had something wrong with their system.
After seeing all the complaints about this company seems I was lucky in the trun down.

12/13/10 Just received a letter stating I had been turned down for $1770.15 for something I had purchased on Bill Me Later from Hewlett Packard Bill Me Later. I have not applied for anything from Bill Me Later, or HP either. This seems to be another way of being scammed and the public needs to know. I hope this helps someone who has received a letter like mine!

on [protected] I recieved a letter, not just one but two..one of those letters was for my 5 year old. It stated that we werent approved for a HP $800.80. I have never applied for any of this. And my 5 yr old certaintly has not applied for anything. I couldnt get ahold of anyone anywhere to see what the hell was going on. Just cant trust anyone these days!

I received a letter from WebBank c/o Bill Me Later, Inc.
This bogus inquiry occurred for a ticket on Delta Airline for $515.40 on 7/18/11. Unable to approve, unable to verify information from, Equifax with a referral to Equifax. I've never heard of any of these vendors, nor have I ever applied for any such credit for airline tickets on Delta. Who are these scam artists?
David

Me too! I got a letter dated August 31, 2011 from WebBank c/o Bill Me Later, Inc.

WebBank c/o Bill Me Later, Inc.
P. O. Box 5018
Timonium, MD 21094

"This letter is in response to your recent request to open a Bill Me Later account. Our records show that you requested a Bill Me Later account on 08/31/2011 in connection with a purchase at BML.com Acquisition. We regret we are unable to approve you for the service at this time for the following reasons: We are unable to verify some of the information you provided with your purchase request. You do not need to respond to this letter. If, however, you have any questions about this service, please contact Bill Me Later at the above address. Thank you, Sincerely, WebBank, Salt Lake City, Utah"

And of course there was no phone number on the letter! I am going to fax a copy of the attorney general and I should write a letter to John Quinones!

OMG. I just received the exact same letter dated for August 30, 2011. The letter was sent to my previous address. What needs to be done? Does someone have access to my personal information?

I have received two of these letters now and was getting worried about it, but really feel sorry for who ever is trying to use my name. I already put my name in the mud so I know better than to apply for a bill me later service. Has anyone figured out how to make them stop coming?

I too just received a letter today from WebBank in Utah about a purchase on 11/23/2011 at Walmart that they were unable to approve me for the service at this time for the following reason. Your information was incomplete or inaccurate or the circumstances may have suggested that the purchase was not made by me. I was never in Walmart on 11?23 and never applied to Bill Me Later.
What is going on? They are connected to Paypal, Is someone trying to steal my identity? No signature, no phone number just the address to respond with questions in Timonium, Md. I will call Paypal on Monday, but meanwhile has anyone found out what this is about? Should i send a letter to Md. saying I never was in Walmart or applie for this?

I just got a letter saying;
"This letter is in response to your recent request to open a Bill Me Later account. Our records show that you requested a Bill Me Later account on 12/16/2011 in connections with a purchase at eBay. We regret that we are unable to approve you for the service at this time for the following reason; We were unable to verify information provided by you on your application for a Bill Me Later account. Our credit decision was based in whole or in part on information obtained in a report from the consumer-reporting agency listed below."
I too am wondering if I need to do something about this. Anyone?

My letter stated,

This letter is in response to your recent request to open a Bill Me Later account. Our records show that you requested a Bill Me Later account on 12/29/2011 in connection with a purchase at OneStop (truereligionbrandjeans.com).

We regret that we are unable to approve you for the service at this time for the following reason:

Your information was incomplete or inaccurate or the circumstances may have suggested that the purchase was not made by you.
You do not need to respond to this letter. If, however, you have any questions about this service, please contact Bill Me Later at the above address.

I do not know who these people are and i never purchased anything from anyone. It what be in there best interest to stop messing with my personal information. and stop lying before it costs them there freedom. It is not a good thing to feel like you have been victimized. Something needs to be done to keep career criminals from using anyone's information.

I agree, I just received that exact same letter. All this after I found out someone used my name and soc sec # to file a fraudlent tax return with the IRS (a week ago) because mine got rejected due to one had already been submitted. I now have to wait 90 days for an investigation and no refund until case settled. I have a Fraud alert with all 3 credit agencies and have to file a compliant with the FTC.

Be very careful...I have a Bill Me Later Account and they are the biggest scam since watergate, They say use Bill Me Later with 6 months to pay and then they charge you a 35.00 late fee and when you try to talk to them they say the purchases didn't qualify for the promotion but yet they send you no bill. DO NOT EVER USE THIS SCAM BILL ME LATER. I have reported them to Consumer Protection. I wish I had of check more closely before opening an account with them. It seem they have a habit of using scandalous practices. As soon as I pay them off I am closing my account with them. I have also close my paypal account because they are connected with Bill Me Later. PLEASE DO NOT USE THIS COMPANY. CHECK THEM OUT ON CONSUMER.ORG OR PISSED CONSUMER.

Wow - what is this all about. I got the same letter today in the mail. Someone did try to use my credit card onnline (thankfully my credit card company caught it) - so I am wondering if this is related. Who should I contact to report this too?

I am guessing from the looks of these posts that Bill me later is a scam to get your info. I tried to use it and it sent me the decline letter, but no way to contact except by postal mail.
It tells me that it assumes the attempt to purchase was not made by me, but I put in everything correct 2 times. I guess I had better take a look at my credit daily until this is resolved.

Recieved the same letter, but I apparently tried to purchase $1688.50 worth of stuff from the Walmart online. I immediately went to equifax which is the reporting company on the letter and checked my report. They definitely did go into my credit and pull it, WITHOUT MY PERMISSION! I placed a fraud alert on the account for the next 90 days, if anyone else tries to do the same, and open an account using my info, I will know about it.

What can you do about this? I also received a letter from WebBank c/o Bill Me Later, Inc. Timonium, MD 21094 same situation. Denied credit from a company "NewEgg" never been to this site, never applied forr an account with Bill me Later, Never gave out my personal inforrmation. What can you do about this? Only contact is for Equifax. Hoping none for my personal records are compromised!

Received letter on 5 may 2012 web bank c/o bill me later ( g e capital retail bank.also sent letter..connected to paypal) someone has my personal info...g.e. Bank had my ss# etc! I called them and spoke with fraud dept) Called equifax to lock credit info... Last personal info sent by me was to citibank ...maybe that's the 'leak'...sounded like I was talking to someone in India . The tech world has ruined privacy... I never used Internet for anything personal until about 6 months ago. All companies are forcing you into using online services so THEY can save money. Customer service is crap for any and all companies...

I just got the same Letter from WebBank c/o Bill Me Later (which I had never heard of until today) saying that I tried to open an account with them in connection with a recent purchase at Ebay on 5/29/2012. My information (never gave them any) was incomplete or innacurate so they could not complete the request. I DO have an Ebay account, but I haven't bought anything there in years! Just like above there is no contact number. Just the mailing address. I contacted WebBank to see what was up. I got their phone number from the internet!. But WebBank just told me to call Bill Me Later and gave me the number. [protected] if anyone needs the number. I DON't have a Bill Me Later account so calling that number did me no good! I'm not sure what to do. Any suggestions?

I received a letter on 6-20-12 from WebBank C/O Bill Me Later, Inc. PO Box 5018, Timonium, MD 21094. The letter states as follows" This letter is in response to your recent request to OPEN A BILL ME LATER ACCOUNT.Our records show you requested to open an account or make a purchase using the BILL ME LATER PAYMENT METHOD on 6-2-12. We regret that we are unable to approve you for the service at this time for the following reason: your information was incomplete or inaccurate or the circumstances may have suggested that the purchase was NOT MADE BY YOU. YOU DO NOT NEED TO RESPOND TO THIS LETTER. If however, you have any questionsabout this service, please contact BILL ME LATER at the above address. Thank you." Sincerely, WEB-BANK, SALT LAKE CITY, UTAH.

I would like to post this for all to see regarding online pharmacies and needing to purchase ONLY AVAILABLE THROUGH GREENDOT SCRATCH CARDS. The online PHARMACY IS MEDCO.COM The agent is on a recorder and goes by the name of Peter. The number used is out of Wison, North Carolina and is [protected]. Another name is Dan Ellis. I was told by PETER he needed my charge number, dob, health questions, ss#. Then computer was down. I was to purchase the GREENDOT SCRATCH CARDS from rite aid. All numbers were given to PETER. I received a call from DAN ELLIS who was his SUPERVISOR and said PETER WAS SUSPENDED FOR WRONG PRICE AND GETTING MY CHARGE INFO, ETC. I WAS TOO HAVE PAID MORE MONEY, THAT THE MEDICATION HAD ALREADY BEEN SHIPPED AND I NEEDED TO PURCHASE MORE MONEY CARDS. I GAVE THIS INFO. TO MY ATTORNY. I CALLED MY CHARGE CARD. I CANNOT DO ANYTHING AS IT WAS A PURCHASE UNDER A RETAIL., HOWEVER, I CLOSED THAT CHARGE ACCOUNT. I BOUGHT FRAUD PROTECTION AND FOUND PETER HAD MADE A PURCHASE AT A WALMART STORE FOR $50.00. I am going to contact the ATTORNEY GENERAL OFFICE IN NORTH CAROLINA, AND IN MY STATE AND MEDCO, WHICH IS BEIG FRAUDED SINCE ITSELF IS A LEGITIMATE CORPORATION, AND I AM GOING TO CONTACT WALMART HEAQUARTERS RE. ABOVE. Thank you for your time. BECAREFUL AND TAKE CARE.

I DON'T KNOW WHAT EVERYONES PROBLEM IS, BUT I'VE USED BILL ME LATER FOR ALMOST 5 YEARS AND NEVER HAD A PROBLEM. I'VE PAID IT OFF SEVERAL TIMES AND I USE IT QUITE OFTEN TO BUY COMPUTER PARTS TO BUILD, REPAR, OR UPGRADE FOR PEOPLE. HAVE EVEN BOUGHT HOME ELECTRONICS. NEVER HAVE HAD ANY PROBLEMS.

MIKE HERREN
BOSSIER CITY, LOUISIANA

What is not seen here is, WE DID NOT REQUEST THESE ACCOUNTS FROM BILL ME LATER. IT IS CALLED IDENTITY THEFT AND FRAUD...BEWARE. AND GET FRAUD PROTECTION.

I recently stayed at the Park Place Hotel 300 E. State St. Traverse City, Michigan. I have stayed several times in the last six months, including the Presedential Suite. This visit was the worst I have had. I have had in the past stayed and informed staff about the bugs, dirt, spiders and webs. This time, I got sick from something eaten in the restraunt in the hotel. I talked to the hotel manager. She was RUDE, NOT HEARING WHAT I HAD TO SAY, AND NOT WILLING TO ACKNOWLEDGE I WAS EVEN ILL AND APOLOGIZE FOR THAT. I give this place a complete no star rating. There are too many chances given to this hotel, and this was the last. There are also too many hotels on the water and other restraunts nearby to go to. This one is, as the brochure says"In my history book".

This problem is still going on. I got the identical letter that Kimdar got except that mine is dated 1-6-14 and is from Comenity Capital Bank c/o Bill Me Later, Inc. in Timonium, MD. and says it in connection with a purchase at BMI.com Acquisition. I have never applied for a Bill Me Later account and have never heard of BMI.com Acquisition.

I, too, received a letter like the above. Of course, it is bogus, so I logged on to this website to see if other complaints were there. Now that that has been confirmed, I called my debit card company to see if an attempt was made there. So far, not, but a couple of weeks ago there were nine attempts on my debit card but they blocked them all and I had to change my card number. And that was not the first time. I would advise everyone to check their cards often. I wish their was something that could be done about these hackers and thieves!

Franklin H
Ohio

I too recieved a letter stating that i was denied a bill me later account. Same letter as djsoffar, but for 4/10/2014. I have never applied for bill me later. Is there no other way to contact the company other than the address?

Fereshdhe s
California

I just got exactly the same, I have never applied, but I have been disapproved...I will try to find some phone number where I can contact the bank and clarity...

Me too got the similar letter from Comenity Capital Bank. I have never applied for Bill me later account

I also got a letter from Comenity/Bill Me Later telling me my request to open an account had been denied. I was relieved, because I didn't submit an application to open an account, and suspect it was our neighbor's son, who has been tampering with our mail. It's good if you DO get a letter stating you've been denied for an application you never submitted, because that means they're just not accepting every application they receive. If they HAD, I would have been dealing with bills I never incurred. It looks like this has become quite an identify theft problem, though.

I also received a letter from Comenity Capital Bank co/ Bill Me Later, Inc dated 08/11/2014. It did not give me an amount of the purchase but did say that i was denied credit approval to open a bill me later account. The main body of the letter says that it is from Trans Union (with a space and not one word. Suppose to be the credit agency).

My mom just received this letter in the mail last week and it said that she applied for a PayPal Credit back in September 17, and didn't get approved. Whatever it is, we called TransUnion and put a fraud alert on her account, and I am going to help her do this with the other two credit companies so this way, no one can just start making credit cards under her name. I was going to write to them letting them know that my mom never applied for any PayPal account and then I noticed that while the Comenity Bank address is in Maryland, at the bottom of the letter with the Federal Credit Reporting Act, they are saying they are from Ohio, and they also didn't spell Federal with a capital F. So it is VERY obvious that this letter is a FRAUD and a scam. They did go into her credit report because TransUnion shows it on there as an inquiry. Now I am in the process of calling TransUnion to help my mom dispute this inquiry. All of you should call your the three credit bureaus and also check your credit reports for any inquiries that are strange or has any of your wrong info. I noticed that in the inquiry they have my mom's wrong phone number listed in the inquiries.

I have received a letter from "Comenity Capital Bank C/O PayPal Credit' Stating that they were unable to approve a PayPal
credit account, dated 12/22/14. In short I have never heard of the Comenity Bank and I did not apply for a PayPal account.
Like everyone else there was no phone number, only and address in Timonium, Md. I think I will take to the police just in
case any crap comes from this.

My husband recieved a letter dated 02/02/2015 stating that the letter was in response to a recent application for paypal credit account in connection with a purchase at Delta BMLA. We are clueless as to what this is and the reason we recieved it because he has never applied for credit with paypal and never heard of Delta BMLA? What's this all about?

I have revived a letter from Comenity Capital Bank C/O PayPal Credit stating that hey were unable to approve a PayPal credit account on 06/14/2016. I have never heard of the Comenity Bank and I did not apply for a PayPal account. This is the second time I have gotten this letter. This is scam.