Diaz & Associates
Reviews and Complaints

called back after a month to collect on a fake account that wasnt mine and said he had COVID over 4th of July weekend when asked to send me the transaction list for *** of America credit card he stated he wasnt sending me anything because he wasnt wasting anymore money on my account I told him to never call me again and that he was a fraud.

Received "collection" letter from Diaz & Associates for a Discover Card balance seeking settlement.Have never had such card for the balance they were attempting to collect. Called the number and operator was attempting to verify my last four of social security number.when I declined to verify operator refused further customer service and hung up.Scam alert1

This company has sent me 2 letters about 2 different companies they say I owe money to. Problem is that I've never had any accounts with the 2 companies mentioned. My opinion is that these guys are scamming people and just shooting out letters to see who bites. DO NOT SEND ANY MONEY until they prove you owe them. By law they have to show proof of a debt owed.

This company is run by scam artists. I received a letter from them about a collection back in 20 This was all part of a bankruptcy charge off and *** and associates keeps running my credit. Not sure why? Or what the intentions are. I contacted The people i supposedly owe and they said they have no relationship with this guy or company, and that I do not owe them anything.

I receive a letter stating they was collecting a debt from a credit card file no ***, I've never owned. I looked at my credit report to verify that a card hasn't been opened in my name without me knowing and there where none. From what I've read this is a scam company that needs to be shutdown. They probably send thousands of letters out and people freak out and pay it to save their credit.

Diaz & ASSociates seems to be running scams. I received a letter them claiming that owe *** a company I have no dealings with, money. Their site and links provided in the letter look questionable.After looking the company up I would several others who've recently received letters of the same nature. This company has to be a scam and I encourage anyone who receives anything from them to ignore them.

I received today a letter from a company stating I owed a certain amount and that they would settle for less if I agreed. I have never had any business with this company or their associates. I see on the Complaintsboard.com website, that this company does this quite often. I didn't bother contacting this company because I know this is a "SCAM". The authorities should have been involved by now.

I received a collections letter form this company. I call the debtor (discover) and they told me this company might be a scammer, they looked the phone number online and it seem like the letter it's a scam. I still called the company, afraid to give any info of mine and they can't even spell a name. When the person said the last 4 digits of SS and I said it is wrong, he just cut off the line. I guess now the scam are mailing letters. Be careful.

Hello,I received today a letter from Diaz & Associates for a balance of $1,009.44 and that they would settle for less if I resolved this account in full for the balance of $353.30 I have never had any business with American General Finance or their associates. I see on this Complaintsboard.com website, that Diaz & Associates does this quite often. I didn't bother contacting this or the *** AGF" company because I know this is not my debt. I have spotless credit.

Yes, this is one of the WORST scam companies, around. They send letters to senior citizens in retirement homes and wait for someone to send a payment even though they don't owe the credit card that states on their letter. I have reported them to numerous organizations as well as the *** Attorney General, Consumer Affairs and Complaintsboard.com.If you have received one of their DEMAND letters, PLEASE contact the local authorities.They NEED TO BE SHUT DOWN!

Hello, I just received a letter from Diaz & Associates claiming that I have a balance of $1477.83 and that I need to pay $517.24 to settle the debt for ANB Bank- Classic Card. I have never obtained a credit card or financed anything through that particular bank. I monitor my credit closely and do not have any blemishes on it. I know, I do not owe that debt. Diaz & Associates is trying to scam and target one TOO many people. Someone needs to look Into that business.

This business sent me a notice offering an opportunity to resolve my account in full for the balance of $743.61 to satisfy a supposed debt of $2124.60 for a credit card I have never possessed. This is some supposed debt collector trying to get money out of me for a debt I dont owe for a credit card I have never owned. There is not even anything on my credit report so I know no one opened an account in my name -this is just a fraudulent attempt to extort money from me.

Victor D called me from a California number about a outstanding cancellation of service charge from ADT security that was only cancelled because of illegal authorization of account debts. Victor refused to hear my story and proceeded to stay ma'am you sound masculine. How professional is that? Victor than ranted that my ancestors weren't proud of me and a whole 10 in conversation verbally abusing me. I than got an alert today from *** that Diaz and Associates ran my credit because I applied for credit a hard inquiry. I will be pursuing and taking legal action for the abuse I suffered from Victor D.

I received a mail claiming I owed money to Texaco from a past year. I reached out to Diaz & Associates and explained I've never had a gas card. The representative was professional and advised me to contact Texaco directly. After calling Texaco's toll-free number, they confirmed no records related to my case existed. I reported back to the firm and the helpful individual assured me they would clear the issue from their system. As a former consultant for complaintsboard.com, I commend the excellent service that merits a five-star rating. Thank you!

Received a letter in the mail stating I have to pay over $4000 by the end of May . Something about FIA Credit Card Services then some account number and file # I have never heard of this company. Looked it up and it is from some Canada company then Bank of the West. Have never done business with any of these. Checked my credit report and nothing on there remotely close to this amount that I owe. Did not call cause the phone number that they had on the paper was a *** which was a completely different number on the Diaz & Associates website. None of this adds up and sound so fishy. Total scam. not calling anyone back and Will get an attorney that specializes in FDCPA if I have to. Beware people! All the crazies are out in full force. Zero stars if I could.

In the past few months I have been receiving calls that I owe a *** to this company. I assumed it was a scam so have not called back. Today I checked my credit report and they have placed a negatative on my credit report. I pay my bills monthly, I am very careful about that. If you check my payment history, you will see I have always had an excellent rating. I have no clue what this is about & have never not paid any of my bills. With all the scams out there I was not worried about this, but now that they have place it on my credit report this is too much. Looking on line, it seems they are known for doing things like this. They have even called my kids, telling them I have a *** owed and am going to put me in jail This needs to be stopped, very stressful situation and not my ***. I am tired of the harrasement, this has gone above and beyond. I also reported it to Trans Unions as well, hopefully they will help me get it removed from my credit report. Please stop these people from what they are doing, the world is such a mess, this is not needed. As I owe no *** to this company I have nothing to upload as proof.

Received a letter, dated October 21, from Diaz & Associates regarding a supposed debt that I owe to a company called HRSI. It states an account #*** and File #*** - showing a balance of $815.96 and asking for a settlement amount of $285.59 to be paid "NO LATER THAN NOVEMBER 30".Here are my issues/complaints about this demand letter:I have no idea what/who HRSI is or what this supposed debt is for?I have absolutely NO outstanding or previous account with this HRSI company and never have.The letter was sent to my MAIDEN name (***), which I have not used for many years?This is the first letter of any kind from this company or any company regarding this HRSI supposed debt and as I have stated, I do NOT have any outstanding debts owed with this or any company.I see 86 other complaints regarding this debt company from people who have received similar letters and I KNOW this is a debt scam.Unless Diaz & associates can provide me with information regarding the original SUPPOSED debt (which they have not and will not because it does not exist), I will absolutely not be sending them any money and would like for this company to STOP contacting me.

I have received a letter in the mail dated 2/18/22 stating that *** (signed by @@@@@, Legal Administrator) is collecting on a debt for another business. Account #:@@@@@@@@@@, File #@@@@@, for a balance of $6208.08. But is willing to negotiate a payment $2172.83 to satisfy the debt and consider it paid in full. The letter does not share any information about date of services, and any additional details. Correspondence shared discussions of money needing to be paid and how it can be paid, what negotiated payment can be paid, clearance of payment to be released from liability, but again, no more than that. As I have reviewed Complaintsboard.com about @@@ and Associates. It appears this is a common practice by @@@@ and Associates to send random people falsified debt collection letters. Therefore, my request to Complaintsboard.com regarding the letter I received to document this situation, to help others avoid such false claims, have @@@@ and Associates rectify the false claim and contact me no further. @@@@ and Associates, I have no recollection of this debt and am requesting that this collection be closed immediately. Please provide data showing this account has been closed and is no longer referenced to my good name and my credit backing.

I have received a letter in the mail dated 1/19/22 stating that Diaz & Associates, represented by their Legal Administrator, is collecting on a debt for another business. They reference an account and file number, for a balance of $1,006.82. They propose a settlement of $219.30 to consider the debt fully paid. The letter lacks details about the date of services or additional information. It only discusses payment terms and release from liability. My research on Complaintsboard.com indicates that Diaz & Associates commonly sends dubious debt collection letters. I've alerted Complaintsboard.com to document this and help others avoid such scams, urging Diaz & Associates to correct the issue and cease contact. I do not recognize this debt and demand the collection attempt be terminated. I request confirmation that this account is closed and disassociated from my name and credit.

I have received a letter in the mail dated 11/26 stating that Diaz & Associates, represented by their Legal Administrator, is collecting on a debt for another business. They provided an account and file number, for a balance of $4,000. However, they are willing to negotiate payment to $1,484.40 to settle this debt in full. The letter lacks details about the date of services, the nature of the company's business, or the services provided. The correspondence focuses on payment arrangements and release from liability without clarifying the debt's origin. Upon reviewing Complaintsboard.com for feedback on Diaz & Associates, it seems they frequently send dubious debt collection letters. I have informed Complaintsboard.com about the letter to help others recognize and avoid such deceptive practices. I demand that Diaz & Associates cease contact and confirm in writing that this alleged debt, which I deny as mine, is retracted and dissociated from my name and credit history.

I received a letter from Diaz & Associates dated February 18, 2022. It reads:As of February 18, 2022 Diaz & Associates, *** is prepared to offer an opportunity to resolve this account in full for the balance of $231.45 to satisfy the above referenced debt, provided that the funds are received on or before 3/31/32022. We are not obligated to renew this offer.Once the funds for the above referenced account have cleared your bank, *** and Associates, *** will release you from all claims and liabilities pertaining to this account.If you are unsure whether the payment will be received in our office on or before the due date, you may contact the undersigned Manager to obtain instructions for sending funds via OVERNIGHT DELIVERY SERVICES OR CREDIT CARD. Please feel free to contact us at any time if you should have any questions regarding your account.To make a payment online please go to: https://app.***.com/7454/pdcflow or scan this code with your smart phone.Sincerely,*** Legal Administrator The referenced account information they gave is: Re: *** (), Account #: ***, File No #: ***, Balance $661.28.I have a currently active *** credit card that is paid on time. This is NOT the account number or the correct balance.

On 2-26-22, I received a letter dated [protected] regarding my Kinecta FCU (Checking) account, with a balance of $308.49. The sender offered to settle the account in full for $107.97 if paid by 3/31/2022. On 3/1/2022, I called the sender to discuss the alleged debt. I was asked for personal identification details, which I declined to provide, instead referring to their file number and denying knowledge of the debt. The representative claimed the debt originated from a transaction in Feb. 2014 at a check cashing service. Upon requesting documentation, I was directed to contact Kinecta FCU for further details. I reiterated the debt was not mine and mentioned it was beyond the statute of limitations. The representative insisted on the debt's validity and dismissed my refusal to pay, laughing. After stating my intent to file a complaint, the call was abruptly ended.

On 12/23 and 4/20/2022, I received a communication from Diaz & Associates in an attempt to collect a debt by a debt collector. Both letters were in reference to a Citibank account, which after researching my credit reports and my husband's credit reports, I did not find this account on our credit reports. Per my research of this company's reviews, there are several comments that this is a fake collection letter. Why has this company not been confronted about these collection letters? When I received this letter, I was totally stressed out and wondered how in the world were we going to pay this. We currently are being represented by a debt reduction company, and they have basically resolved the majority of our accounts. How does a company like this get by with sending out these letters, especially in such a hard financial time for most Americans? I would like to know where this company got this account information, and what would make them think I would just up and send them money without researching this further? My husband is a liver transplant recipient, and we live on his Disability and my VA annuity. I also work part time from home and my husband is only allowed to work 50 hours per week at $10 per hour in order to continue receiving his Disability. I would appreciate your providing me with more information about this company and its history.

A debt collection letter dated February 18, 2022 has been received at my address stating that This communication is from Diaz & Associates, *** a debt collector. This is an attempt to collect a debt by a debt collector The issue here is that, I do not owe to this company nor to the company stated on letter as Cash Advance Network. I have since checked my credit report where said company is not listed. Recently, I worked with a credit repair company in order to help get things in order as we were purchasing a home. Not once was this debt ever mentioned on any credit report. I even contacted the credit repair company that I worked with to see if they could verify this claim. They were nice enough to go ahead as a courtesy to help and confirmed that the letter I received was legitimately a scam and advised to not send any money and to not scan their barcode as stated on debt letter. The letter received has been uploaded, as I covered the barcode for photo upload purposes only. I do not have any accounts nor do I have any loans with a Cash Advance Network. I am requesting that all attempts to collect this debt are stopped and that all my personal information not be sold. I am also requesting a validation letter be issued and sent to show that I have no relation to this debt and that it has been cleared and deleted upon acceptance. Also, today a notice to cease and desist letter has been sent to the address listed under Diaz & Associates.

Received letter dated 2/18/22 from Diaz & Associates regarding Bank One, with a balance of $6898.86. The letter stated that Diaz & Associates is prepared to offer an opportunity to resolve this account in full for a balance of $2414.40 to satisfy the debt, provided that the funds are received by 3/31/2022. They will not renew this offer. Once payment is confirmed, Diaz & Associates will release all claims and liabilities related to this account. For payment confirmation or instructions for expedited funds transfer, contact the undersigned Manager. For online payment, visit the provided payment portal or use the QR code. Sincerely, the legal administrator. My complaint is that Diaz & Associates have claimed an unpaid account with Bank One, which I do not recognize and is not on my credit report. Bank One has been defunct for approximately 20 years, and no documentation validating the debt has been provided. I suspect Diaz & Associates is a scam and I want this debt collection challenged and resolved to prevent any damage to my credit.

I received a letter from Diaz & Associates about a debt for a Jewelry store I have never heard of or purchased from, claiming I owe over $1,000 with a settlement offer of $360. I spoke to their representative on the phone who mentioned this was from the [protected] period. I denied any purchases from that store, and upon researching, found the store is in Georgia, while I reside in Arizona and have never visited Georgia. The representative claimed the debt would have affected my credit for 7 years and that paying $360 would settle the account. I refused, and he then suggested a $250 payment to close the account. I insisted on not paying for an unverified debt and warned that any wrongful credit report would be treated as fraud. I demanded proof of the debt's validity, including original documents with my signature, as I'm prepared to take legal action if necessary.

I received a collection letter from Diaz & Associates months ago regarding a debt I supposedly owe from 2016. It was for Wyck Furniture sofa and loveseat that I paid out right for. I tried calling the number on the letter and I could not get through, coincidentally someone on there end ended up calling me. I explained that we are in 2022, and that furniture store is now closed permanently for business. I dont know why after all these years I am being sent a letter of collection for something I already paid for. The agent seemed like he was listening and taking down everything I said, and was aware that I had no intention of paying for something I already paid for. He asked if I had a receipt or anything to show that I had paid for it, and I explained that I paid cash at the time because I had received a settlement from a fall so I was able to pay upfront. Also, it has been so long that theres no way I could come up with that receipt if I even still had it. Fast forward I looked at my credit report last summer and that company is on there, it shows that I owe years worth of payments, and that I have never given not one. Its a derogatory *** on my credit report, *** tried to dispute it and just yesterday I looked and its still there. I thought I just had to give them time to remove it after our telephone conversation. I have received no further correspondence from that collection agency since that telephone conversation. I didnt want to take the next step in clearing this debt on my credit report but they are giving me no choice.

I received a letter dated February 18, 2022, from a law firm claiming I have an outstanding debt. However, I have confirmed with multiple credit agencies and Chase Bank that I have no such debts. The letter offered a settlement to resolve the supposed debt by a certain date and provided payment instructions, including online payment options and contact details for further inquiries. It also stated that once payment is cleared, they would release any claims and liabilities associated with the account. The letter concluded with a standard message indicating it is an attempt to collect a debt.

My elderly disabled uncle has received numerous letters from Diaz & Associates. He even settled a debt in August when he received one of the letters because he thought his recently deceased spouse must have made the debt, since he was unaware of their claim. Unbeknownst to him that this is not legitimate debt collection agency, they knowingly took money from an elderly disabled man. The most recent letter he received in the mail dated 2/18/22 stating that Diaz & Associates (signed by ***, Legal Administrator) is collecting on a debt for another business. Account #:***, File #***, for a balance of $1,809.46. But is willing to negotiate a payment $633.31 to satisfy the debt and consider it paid in full. The letter does not share any information about date of services, and any additional details. Correspondence shared discussions of money needing to be paid and how it can be paid, what negotiated payment can be paid, clearance of payment to be released from liability, but again, no more than that. As I have reviewed Complaintsboard.com about *** and Associates. It appears this is a common practice by them to send random people falsified debt collection letters. Therefore, my request to Complaintsboard.com regarding the letter I received to document this situation, to help others avoid such false claims, have *** and Associates rectify the false claim and contact me no further. *** and Associates, my uncle again has no recollection of this debt and is requesting that this collection be closed immediately. Please provide data showing this account has been closed and is no longer referenced to his good name and his credit backing. You should be ashamed of yourselves, preying on the disabled elderly population.

On Aug 16 2021 and 1/2022 I received letters from this collection agency attempting to collect debt that does not belong to me. They state I owe $738.00 and will settle for a payment of $163.00. They have called my place of employment on numerous occasions and have performed 2 soft inquiries on my Experian credit report harassing me. They are looking at my credit report and I've never had any debt with any company they say I owe. I don't owe this company and there is no legitimate record of stated debt ever. I've only had credit for 1 year and there is absolutely no time that I've had any debt they mentioned. I have copies of my credit report to prove I've only had 1 year of established loans/credit of any kind. They are in complete violation of FDCPA and CA state law prohibiting this kind of collection activity. This serves as a formal complaint and request for cease and desist of harassing and attempting to collect debt which does not belong to me. I have no record of this debt and have obtained legal counsel to address harassment from this company and attempt to collect debt that I do not owe, I am also filing a report with the *** reporting this company. I am attaching a copy of 2 letters sent by this collection agency and screenshot of Experian Credit report soft inquiry request as proof of their fraudulent behavior. Account # that is provided by this company is #*** File #***. I also intend to request investigation of this company by CA attorney general as researching has unearthed a similar pattern of unsolicited zombie debt collection practices and harassment of others at their place of employment and attempt to collect debt owed in some cases over *** years, This debt does not belong to me!

I received a Letter from *** and Associates dated October 21 claiming that I owe $1852.99 and that they would settle the debt if I paid $648.55 before 11/30. The letter listed the following: RE: *** Services () Account #: *** File No #: *** Balance: $1,852.99 I also received a phone call from a lady on November 10 using an unlisted number saying that she was calling from the "Washington *** She said, "Are you home so that if a *** delivers a court 'Action' against you, you can sign for it?" I said that I was not home. She then said, "Have you received a letter from the party taking the 'Action'? I answered that I had not. She then said, "If you do get the letter, then you should call them and investigate what this all about." She never identified during the call who was taking the 'Action' against me. I do not know what debt these people are referring to. I do not have any delinquent debts. My credit score is excellent and there is no record of any activity from *** Services on my credit report. After reading the 100's of similar scams this company is conducting as reported by the Complaintsboard.com, this company has found a loop hole that lets them legally harass people. I want this company to cease harassing me with letters claiming an unsubstantiated debt. I do not want them to call me on the phone again threatening police or court action. I want the company to provide documentation for their claim. I want them to stop 'falsely advertising' that people owe debt when clearly they do not have any documents backing up their claims; surely stating a false claim without substantiation in writing is a form of false advertisement. Can the Complaintsboard.com escalate the claims against this company so that others are not cheated? Can the next step be taken to shut down the loophole that allows this company to claim unsubstantiated debt?