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LendingClub review: Pre approved Loans 4

M
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5:54 pm EDT
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I got a letter that said the loan was pre approved up to 35000. I went on My Instant Offer with my pre approved code and guess what I wasn't approved . I only applied for 5000. I thought on pre approved applications they checked your whole credit report so knew everything about you. The reason was lack of recent installment loan information. DUH I paid my car off 3 years ago Length of time of accounts which are all over 6 years. Don't understand . IT IS A SCAM AND A CHEAT. Just throw it in the thrash when you get don't waste your precious time.

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accounts applied approved car code credit report installment loan loan pre approved scam
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P.G. Brown
McEwen, US
2 comments
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Jul 08, 2015 6:27 am EDT

They did my husband the same way. So I recommend if you receive one of their offers, throw it in the trash.

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P.G. Brown
McEwen, US
2 comments
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Jul 08, 2015 6:30 am EDT

They sent him a preapproval in the mail, then said he wasn't preapproved . waste of time.

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LexLuther
US
1 comments
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May 26, 2017 5:03 pm EDT

I absolutely agree.

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Mary Gann
US
1 complaint
1 comments
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Jun 18, 2018 10:44 am EDT
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Sent the same thing and also wasn’t approved, I thought pre-approved meant just that. Silly me.

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