Platinum Home Mortgage Corporation’s earns a 1.0-star rating from 8 reviews, showing that the majority of homebuyers are dissatisfied with mortgage services.
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We been tryin' to pay off our mortgage for the last 3 weeks
We been tryin' to pay off our mortgage for the last 3 weeks. We never get a call back nor do we get a letter of payoff amount even though we done followed all the steps to get one. We can't get a hold of anyone in customer service that can help us with this request. We just keep gettin' the run around. You'd think a company would wanna be paid off but we ain't found this to be the case. This company is ridiculous and unprofessional. Get it together.
This company is terrible!
This company is terrible! Don't use them for any purchase or refinance. I've been waiting for over 5 months for an appraisal that I paid for to remove PMI. Platinum can't find anyone to do the appraisal, they say. I'm paying almost $400 extra a month because they won't take care of this. They're a mortgage company that can't get appraisals done in 5 months?! What if I wanted to buy my home! This is seriously a joke, no one should trust this company that openly breaks the law by not doing their job.
When we decided to refinance our home and investment property, the process took way longer than what we were initially informed
When we decided to refinance our home and investment property, the process took way longer than what we were initially informed. Additionally, there were some mistakes in the paperwork, which led to us having to pay extra after the closing to ensure our insurance was covered for the entire year. It's worth mentioning that they used outdated information for one of our loans, despite receiving all the necessary details in the same email. Surprisingly, they managed to use updated information for the other loan. The manager's response was quite brief, mentioning that he was busy traveling when I reached out to him regarding these issues. Based on my experience, I wouldn't recommend them.
We refinanced with Platinum a few months ago
We refinanced with Platinum a few months ago. This month, they took out double our mortgage payment by mistake and put all the extra money into escrow, which wasn't necessary. I called them right away when I noticed the wrong, unauthorized amount they withdrew. The representatives were nice and admitted their mistake, but they can't give us the money back right away. They have a process to follow. This is causing a lot of trouble for my family because we were supposed to travel to take my son back to college this weekend, and now I don't know how we'll manage with hardly any money in our account. I'm really disappointed with Platinum. I don't have any trust that things will be done correctly in the future.
This month, they took out twice the amount of our mortgage payment (over ****, when it should be 802) and put all the extra money into escrow,
This month, they took out twice the amount of our mortgage payment (over ***, when it should be 802) and put all the extra money into escrow, which wasn't necessary. I called them right away when I noticed the wrong and unauthorized withdrawal. The representatives were nice and admitted their mistake, but when I asked to talk to a supervisor, they couldn't give me the money back right away. They said they have a process and will send a check in "3 business days". I'm really disappointed with Platinum Home Mortgage. It's Christmas time and I have checks that could make my account go negative, but the supervisor said they have another process for that! I don't get it. If they can take the money out electronically, why can't they put it back the same way? It's funny and dumb that such a big company doesn't have the technology to reverse the charges. I had my roof fixed by a smaller finance company and they were able to put the remaining balance back into my account. ***.
Platinum Home Mortgage Corporation Complaints 3
Platinum Home Mortgage Corporation keeps charging me for PMI on my mortgage even though my loan-to-value (LTV) ratio is at 51.2%
Platinum Home Mortgage Corporation keeps charging me for PMI on my mortgage even though my loan-to-value (LTV) ratio is at 51.2%. I have made several requests over the past three years, but they haven't taken any action. I didn't make a 20% down payment, so according to the Homeowner's Protection Act of 1998 and their website, PMI should be automatically removed once the LTV reaches 78% and I have a consistent payment record. However, they keep coming up with excuses. Their latest excuse is that FEMA declared a high-risk emergency in April , but Horry County, where my property is located, is not on that list. Moreover, this declaration came after my loan was already below the 78% LTV threshold. I really need assistance and I want a refund for the money I've paid for PMI that I shouldn't have.
On February 5th, Platinum Home Mortgage Corporation made a mistake and took out twice the correct amount from our account for our mortgage
On February 5th, Platinum Home Mortgage Corporation made a mistake and took out twice the correct amount from our account for our mortgage payment. They put the extra money in our escrow, even though it wasn't necessary. I never gave them permission to take out that much. When I noticed the error, I called them right away. It left my husband and me with very little money in our account. They admitted their mistake and promised to return the funds by the 8th. But they didn't. Every time I called, I got different information, and the money still hasn't been returned to my account. They also said a manager and a customer service representative would call me, but no one has. Besides needing my money back, I now have no trust in this company. Unfortunately, I can't afford to refinance with another company.
I'm a resident of Michigan and a Disabled American Veteran rated at 100%
I'm a resident of Michigan and a Disabled American Veteran rated at 100%. According to the DAV property tax laws, I am exempt from paying property tax. I closed on my home in October and filed for exemption with my township, which was approved on December 15. I notified Platinum Home Mortgage Corporation by fax on January 25, informing them of my exemption and requesting a refund of all property tax money paid and adjustments to my mortgage statement. They responded on February 1, stating that they were recently made aware of the situation and that adjustments would be made within 30 days. However, as of March 15, this has not happened.
Furthermore, despite knowing that I am exempt from property taxes, they still disbursed the taxes to my township. Fortunately, my township returned the money along with a letter explaining that I am an exempted DAV veteran. On March 2, I received my house payment for April without any adjustments or refund of my tax money.
This company is defrauding me of my earned benefits under the property tax laws of Michigan for Disabled Veterans. I served my country honorably, and it is disheartening to see Platinum Home Mortgage Corporation exploiting my DAV benefits for their own gain. I sent them an email in early March demanding a refund of all my property tax money, but as of March 16th, they have chosen not to contact me or refund my money since the closing in October .
As an American Disabled Veteran, this company's actions are nothing short of an attempt, if not actual, fraud against me. They need to rectify this matter immediately and stop demeaning veterans and their hard-earned benefits. I served to protect this great country, and it is unacceptable to be treated in such an unprofessional manner. I no longer wish to do business with a company like this.
Is Platinum Home Mortgage Corporation Legit?
Platinum Home Mortgage Corporation earns a trustworthiness rating of 91%
Highly recommended, but caution will not hurt.
Phmc.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
Phmc.com has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.
Phmc.com you are considering visiting, which is associated with Platinum Home Mortgage Corporation, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.
However ComplaintsBoard has detected that:
- Phmc.com has relatively low traffic compared to other websites, it could be due to a niche focus, but could also indicate a potential lack of traffic and popularity. The phmc.com may offer a niche product or service that is only of interest to a smaller audience.
- Platinum Home Mortgage Corporation protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
About Platinum Home Mortgage Corporation
One of the key strengths of PHMC is its extensive range of mortgage products and services. Whether you are a first-time homebuyer, looking to refinance your existing mortgage, or seeking a jumbo loan, PHMC offers a wide variety of loan programs to suit your specific needs. From conventional loans to government-backed options like FHA, VA, and USDA loans, PHMC has the expertise and resources to guide you through the mortgage process.
PHMC prides itself on its team of experienced and knowledgeable mortgage professionals who are dedicated to assisting borrowers every step of the way. These professionals understand the complexities of the mortgage industry and work diligently to ensure a smooth and efficient loan process. They are readily available to answer any questions, provide guidance, and offer personalized solutions tailored to each borrower's unique circumstances.
In addition to its exceptional customer service, PHMC is known for its competitive interest rates and loan terms. By leveraging its strong relationships with investors and lenders, PHMC is able to offer borrowers highly competitive rates, potentially saving them thousands of dollars over the life of their loan. Furthermore, PHMC's loan officers are skilled at finding the best loan options for borrowers, taking into consideration their financial goals and long-term plans.
Another notable aspect of PHMC is its commitment to transparency and integrity. The company operates with a high level of professionalism and ethical standards, ensuring that borrowers are fully informed and educated throughout the mortgage process. PHMC strives to build long-lasting relationships with its customers, fostering trust and confidence in its services.
Furthermore, PHMC understands the importance of technology in today's digital age. The company has invested in advanced mortgage technology platforms, making the loan application and approval process more efficient and convenient for borrowers. Through its user-friendly online portal, borrowers can easily submit their applications, upload necessary documents, and track the progress of their loan.
Overall, Platinum Home Mortgage Corporation is a trusted and reliable mortgage lender that offers a comprehensive range of loan products, exceptional customer service, competitive rates, and a commitment to transparency. Whether you are a first-time homebuyer or a seasoned homeowner, PHMC is dedicated to helping you achieve your homeownership goals with confidence and peace of mind.
Overview of Platinum Home Mortgage Corporation complaint handling
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Platinum Home Mortgage Corporation Contacts
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Platinum Home Mortgage Corporation phone numbers+1 (847) 797-9500+1 (847) 797-9500Click up if you have successfully reached Platinum Home Mortgage Corporation by calling +1 (847) 797-9500 phone number 0 0 users reported that they have successfully reached Platinum Home Mortgage Corporation by calling +1 (847) 797-9500 phone number Click down if you have unsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (847) 797-9500 phone number 0 0 users reported that they have UNsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (847) 797-9500 phone number+1 (559) 791-0143+1 (559) 791-0143Click up if you have successfully reached Platinum Home Mortgage Corporation by calling +1 (559) 791-0143 phone number 0 0 users reported that they have successfully reached Platinum Home Mortgage Corporation by calling +1 (559) 791-0143 phone number Click down if you have unsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (559) 791-0143 phone number 0 0 users reported that they have UNsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (559) 791-0143 phone numberBranch Manager+1 (661) 716-4331+1 (661) 716-4331Click up if you have successfully reached Platinum Home Mortgage Corporation by calling +1 (661) 716-4331 phone number 0 0 users reported that they have successfully reached Platinum Home Mortgage Corporation by calling +1 (661) 716-4331 phone number Click down if you have unsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (661) 716-4331 phone number 0 0 users reported that they have UNsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (661) 716-4331 phone numberExecutive Vice President+1 (800) 600-6326+1 (800) 600-6326Click up if you have successfully reached Platinum Home Mortgage Corporation by calling +1 (800) 600-6326 phone number 0 0 users reported that they have successfully reached Platinum Home Mortgage Corporation by calling +1 (800) 600-6326 phone number Click down if you have unsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (800) 600-6326 phone number 0 0 users reported that they have UNsuccessfully reached Platinum Home Mortgage Corporation by calling +1 (800) 600-6326 phone numberBranch Manager
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Platinum Home Mortgage Corporation emailsjohn.carroll@phmc.com99%Confidence score: 99%Financekrista.kaufman@phmc.com99%Confidence score: 99%Financejoe.fernandez@phmc.com99%Confidence score: 99%Managementcarmen.alberto@phmc.com99%Confidence score: 99%Executiveart.lavalle@phmc.com99%Confidence score: 99%tim.brewer@phmc.com98%Confidence score: 98%Financecharlene.sandoval@phmc.com98%Confidence score: 98%Financelee.gross@phmc.com98%Confidence score: 98%sandy.ovalle@phmc.com98%Confidence score: 98%Management
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Checked and verified by Stan This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreMay 13, 2024
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