Plaza Home Mortgage’s earns a 1.0-star rating from 7 reviews, showing that the majority of homebuyers are dissatisfied with lending services.
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Mortgage
They failed to pay our property taxes and a lien has been placed against our home. We are now being threatened with foreclosure. They deducted $1444 from our escrow account but given no explanation as to our moneys whereabouts. We can not get through to anyone in their escalation department. We have called and left messages numerous times since mid May and have yet to receive one returned call.
Desired outcome: They pay our property taxes and all additional late fees. We also want the mark on our permanent record removed and our credit score corrected if it has been affected.
Payments
Since june of 2020 I have been having issues with homeowner insurance. They said I didn't have any but I did and have the proof that I emailed around 3 time. I kept getting told they see the error and that it will be fixed, the next 2 months pass I continue to get a letter stating I don't have insurance. Nothing is done. Now by november a customer rep saw the problem, it was a typo of the address! No one saw this for all these months! Now I have not been paying my new payment of $3, 373.22 from $3, 056.35 which is a difference of $316.87. Now why should I pay that when plaza was wrong. Now the money for the policy was returned. Now I get a escrow refund of around $2, 900. Why did in get a refund? I thought everything should go back to normal. Now my payment is $3, 048.85 for feb. And march, now in april it goes back up to $3, 108.44. When is this going to end? Your numbers are wrong and I have all the proof! Need an answer asap! About to go too the press and a possible lawsuit. This is just crazy! Loan# [protected]. [protected]@yahoo.com [protected]
Desired outcome: XS
Trying to get a payoff letter and waiver of late fees
I have been trying for years to get a loan modification which I did but after making the payments on time, they then denied me. I was also sending in the monthly payments on time. They started holding my checks and after months they would send them back asking for the reinstatement amount.
Now I have someone helping me with money so I could pay this mortgage off. Now they are giving me problems on getting a payoff amount. I requested it three times and each time they said it would be emailed to me and as of today date I haven't received anything. They said they can't give it to me I have to call their attorney, and the number they gave was incorrect. I feel I'm getting the run around. I need help to prevent them from taking my house that I work so hard for.
Desired outcome: Payoff Letter and waiver of late fees that wasn't my fault
Is Plaza Home Mortgage Legit?
Plaza Home Mortgage earns a trustworthiness rating of 91%
Highly recommended, but caution will not hurt.
We found clear and detailed contact information for Plaza Home Mortgage. The company provides a physical address, 4 phone numbers, and 2 emails, as well as 3 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.
Plaza Home Mortgage has registered the domain name for plazahomemortgage.com for more than one year, which may indicate stability and longevity.
Plazahomemortgage.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
Plazahomemortgage.com you are considering visiting, which is associated with Plaza Home Mortgage, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.
Plaza Home Mortgage website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.
However ComplaintsBoard has detected that:
- While Plaza Home Mortgage has a high level of trust, our investigation has revealed that the company's complaint resolution process is inadequate and ineffective. As a result, only 0% of 7 complaints are resolved. The support team may have poor customer service skills, lack of training, or not be well-equipped to handle customer complaints.
- Plaza Home Mortgage protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
Mortgage payment goes up every year
Mortgage payment has went up every year for no reason. When calling they act like you are stupid and says it went up do to taxes or insurance. I have made sure I keep low cost home insurance and check cost of taxes yearly. I have even put the full cost of taxes in my escrow so my paymnet would not go up. They mailed my escrow payment and raised my monthly paymnet over $100.00 now this year it has went up $168.00. I can not wait to refi and get out of this blood sucking company. They are just making money off people damn money scheme! Stay away from this company!
terrible service
I'm currently in the process of obtaining an fha loan and plaza mortgage is the underwriter for the loan. I've had my closing date change 4 times. I was set to close yesterday and my locked in rate was going to expire as well I get a phone call saying I cant close and that 2 new conditions were added. One of them was that they wanted me to pay off my credit cards and close the accounts before we could proceed with closing I'm not sure as to why they would ask me to do this I've had one of my cards for 3 yrs and has never went delinquent once over that span of time I also have another one in good standing as well that is 3 months old closing them would drastically affect my credit score i also had these cards before i applied for a mortgage and it was never brought to my attention over the past few months that my cards would have to be closed before I could close. Also every time they changed the closing date they had more and more conditions to things that aren't even neccessary and is it normal for a mortgage company to ask for your bank account info to log in and look at different transactions they asked for my username and password to look up money transfers from my savings into my account
mortgage payment
I have called multiple times to figure out why my loan payment magically went up and they have made me cry each time and have made me feel bullied. Horrible customer service, supervisors have never called me back, they refuse to speak to my title company. It would be Christmas for me if they would sell my loan to a different company, I'm sick of dealing...
Read full review of Plaza Home Mortgage and 1 commentbad lending practices
They lie, have horrible lending practices and when you call them they do not give you a straight answer and it is people like them that have given lenders and loan officers a very bad name. My daughter did a loan with them and the loan should have been funded 3 weeks ago and they have no idea as to what is going on and the loan officer Josh Jones just spit...
Read full review of Plaza Home Mortgage and 7 commentsPlaza Home Mortgage Reviews 0
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Overview of Plaza Home Mortgage complaint handling
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Plaza Home Mortgage Contacts
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Plaza Home Mortgage phone numbers+1 (858) 346-1200+1 (858) 346-1200Click up if you have successfully reached Plaza Home Mortgage by calling +1 (858) 346-1200 phone number 0 0 users reported that they have successfully reached Plaza Home Mortgage by calling +1 (858) 346-1200 phone number Click down if you have unsuccessfully reached Plaza Home Mortgage by calling +1 (858) 346-1200 phone number 0 0 users reported that they have UNsuccessfully reached Plaza Home Mortgage by calling +1 (858) 346-1200 phone numberCorporate Office+1 (888) 807-2620+1 (888) 807-2620Click up if you have successfully reached Plaza Home Mortgage by calling +1 (888) 807-2620 phone number 0 0 users reported that they have successfully reached Plaza Home Mortgage by calling +1 (888) 807-2620 phone number Click down if you have unsuccessfully reached Plaza Home Mortgage by calling +1 (888) 807-2620 phone number 0 0 users reported that they have UNsuccessfully reached Plaza Home Mortgage by calling +1 (888) 807-2620 phone numberBorrower Information+1 (866) 654-0020+1 (866) 654-0020Click up if you have successfully reached Plaza Home Mortgage by calling +1 (866) 654-0020 phone number 0 0 users reported that they have successfully reached Plaza Home Mortgage by calling +1 (866) 654-0020 phone number Click down if you have unsuccessfully reached Plaza Home Mortgage by calling +1 (866) 654-0020 phone number 0 0 users reported that they have UNsuccessfully reached Plaza Home Mortgage by calling +1 (866) 654-0020 phone numberReverse Mortgages+1 (858) 346-1208+1 (858) 346-1208Click up if you have successfully reached Plaza Home Mortgage by calling +1 (858) 346-1208 phone number 0 0 users reported that they have successfully reached Plaza Home Mortgage by calling +1 (858) 346-1208 phone number Click down if you have unsuccessfully reached Plaza Home Mortgage by calling +1 (858) 346-1208 phone number 0 0 users reported that they have UNsuccessfully reached Plaza Home Mortgage by calling +1 (858) 346-1208 phone numberCorporate Office
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Plaza Home Mortgage emailswearehereforyou@plazahomemortgage.com100%Confidence score: 100%Support
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Plaza Home Mortgage address6420 Sequence Drive, Ste 200, San Diego, California, 92121, United States
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Plaza Home Mortgage social media
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Checked and verified by Maria This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreMay 24, 2024
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