Cash Advance USA review: Bogus Collections - Scammers!!! 446

I also received calls like this today. They had names like Barry Barrington and Hattie McNeal. I told them that I didn't receive any funding that they referring to and didn't understand what they were talking about. They continued to say that if I didn't resolve this I would have to go to a courthouse and resolve. They would come and arrest me. When my husband let them know that he was a US servicemen (which he is) they got very angry and started yelling at him and he told him that he was going to get his lawyer to contact them. They hung up on him. They called back shortly after that and I let them know that I already contacted my police station and have read all these complaints on them and know they are frauds.

18 of Mar, 2013
I have just received a threatening call from Raymond Scott telling me I owe a payday loan to US Cash Advance. He didn't say how much I am supposed to owe them, but he is sending the police to arrest me after my case is tried at 3 pm today. I don't owe them and never have. he was also hard to understand and tried to out talk me. I do know that in the US you have to prove I took money, which he is saying I did, to put me in jail. I am going to try and protect myself so this does not happen again. I will be calling the FTC. Thanks for all the comments they sure help.

Yes, it is a scam. And yes, they do have some information on people, even SS#s. And this is simply because the 3 major Credit Agencies in this country were allowed to basically monitor our lives. Their unsafe networks, as well as having "customer services" moved out of US, enabled this tremendous chain of identity theft. They call and try to take advantage of people who would agree to pay, just to get them off their cases and people who believe their miserable threats. I didn't and I confronted them and they were not happy at all. I did not have any payday loan nor would I agree to even listen to the any further. I immediately reported to FBI, FTC, even IRS (because they had my SS#). Also you must report to the credit agencies, so they have an alert on your account. They went as far as duplicated my Debit Card and tried to get money from an ATM located in Paris, France. But, I alerted my bank and they actually flagged and closed my card right away. I was told, by an FTC rep (Federal Trade Consumer), to NOT even talk to them, hang up on them and report the #. I personally chose to change my phone number to an unlisted one. We must try, every way possible to fight back this huge chain of scammers who are a bunch of low life crooks, trying to make money this way. My personal concern is that we made it so easy fr them and we did not have sufficient protection. We are require to allow credit agencies to monitor us, but we do not have too many rights, except AFTER the fact, when it may be too late. Something needs to be done.

Same modus operandi as the above. I talked to a person identiying himself as Raymond Scott. He said i owe US Cash 900.00
and said they will go to court that day but i could settle the matter today if i made payment now. I told him ididn't have any cash
available now but later on Monday 4-8-13. This conversation took place on Friday 4-5-13. he wanted me to go to 7-11 with a
number he will give me to wire the money to him, but i only agreed to pay 500.00 on Monday and we will talk abiout the rest after
I wire the 500.00. The phone number he gave me is [protected]. I have no intension of paying them now that i have learned
of all the complaints. Yes i have some on-line loans but i don' remeber ever getting a loan from them or receiving any money
from them. This is a obvious BOGUS COLLECTION SCAM. Lots of harassment.

I received a phone call from a man named Mike with a thick accent. Unlike most of the other posts, his accent sounded oriental rather than middle eastern. He claimed to be calling from a law firm in Houston and said that his clients have filed a suit against me. At first I thought it was a prank. I could hardly understand what he was saying and had to keep asking him to repeat himself. He said I took out an online loan for $200.00 and didn't repay it. Supposedly his clients tried to collect their money from me through an electronic fund transfer but didn't find sufficient funds. He claimed if I don't pay now than the cost will be up to over $3800.00 to cover court costs. He wanted my attorney's information so we could resolve the situation. He claimed to have my SSN and email as proof of my loan. I didn't think fast enough to ask him to repeat them to me. Now I'm curious if he really did have accurate information or if he was just bluffing. I know I didn't take out the loan but I was wondering if someone else took it out with using my information. At first i was upset but my son, who was in the room with me when I got the call, was so convinced that it was a scam that I decided to check into it. The man had given me a number to call back so that I could talk with someone else that I'd be able to understand. I did a reverse search on the number and found out that it was indeed from the Houston area. My next step was to check out the company that I supposedly borrowed the money from. The name he gave me was US Cash Advance. When I did a search on it I noticed this site with all these comments about others who were being scammed. It really does put my mind at ease to know that it is just a scam but it also enrages me to think that these people can get away with it. If they weren't making money off of unsuspecting individuals than they would have stopped a long time ago. I wish there was a way we could put an end to them. Any suggestions? . . . I do like the idea of the air-horn in the phone the next time I hear from them.

I have been getting the same phone calls saying that they would take me to court if I don't pay the amount that they gave me. They have foreign accents one persons name was frank smith another was officer james kennedy . They tell my my social security number my address where I work and everything and when I try to get a answer for the 4 different people that call me its the same thing you need to get your attorney and handle this matter they are very rude people and they keep saying the same thing but I know I never took out a loan with this company so what do I do about it they want to take me to court

I have a Michal Reed (or Mike) # [protected] attorney with watkins and it was address and social security # account #'sECT.Ect. And I am very glad I decided to search this because NOW I know what to do! Now I am only worried about my security checks I hope I can still save my accounts by monday! Thank you all for this site we all need this, but it is still sad now days that we have this going on.

I also have had the same calls with the exception of the thick accents. NO ACCENT heard in caller. My caller "Agent Pierce" stated I had a payday loan from 2010. I have NEVER applied or gotten a payday loan. Told me Dallas County DA office will be charging me with check fraud. I called the DA office and they stated they have had a number of similar inquiries and it appears to be a scam.

I have been getting phone call as well telling me I owe US Cash Advance but they will not give me any amount that I owe or proof that I owe. They have told me that I will be arrested and the FBI is involved and that I will be serving a life time in jail if I don't pay the money. They also have several different people calling me and I have changed my phone number but some how they got that one too. They also have threaten my life as well as my children's lives. My children is 6 and 4. Now I have gotten an email from a total different person. I do not know what to do. Please, can anyone give me some advice because if anyone tries to come after my kids over a fake loan I will protect them in any way I can even if that means getting a gun I will.

I received a email early saturday morning [protected] from a supposed attorney named Dana Williams stating that us cash advance filed a report accusing me of fraud against my name and social. the supposed attorney would not email me any information regarding when and how much i supposedly borrowed and didn't pay back. I even emailed back saying I could provide any information to prove that I never received a loan but would only receive returned emails telling me that I need to purchase money pak and wire them 800.00 Dollars before my file was submitted to the court. today i received 6 calls from a number with a 347 area code and the man i spoke to spoke very bad English and was also telling how I needed to wire funds to resolve this matter but couldn't answer any of my questions or providing me with more information and was very rude talking over me so I got loud back and told him until I get written information regarding this issue he was getting a dime from me and I also told him if he's going to accuse someone of fraud he needs to at least know how to pronounce that person's name. I'm from south Carolina.

You can file a report with ICE3 and homeland security. Homeland security has a secret service detail which investigates fraud, especially those that have actually been scammed like me. I called the BBB to ask them about the company. She said that if the number starts with a 2 it is generally going to be a scam. The number is actually over seas and routed through the U.S. to make it look legit. She also gave me the number to Homeland Security. She also stated that if they are not american that it was definately a fraud.
So the next time they called me. I told them I filed a report with ICE 3 and homeland security. I have not heard from them since.

I have been receiving calls all over from a Miles Howard saying I have a loan thruough US Cash Advance and I need to pay immediately or I will be arrested. And refuses to give me any further information. He is calling my employer as well as my home continually! This is all bogus! How do I get him to stop? Any other place I can report them?

I also continue to receive calls from a number908-315-5061. I finally called them back and they told me that there was a Civil Investigation and that there was also a restraining order against me and that I had to appear in court. They told me that I owed money to a Loan Pay Day Loan company. When I asked them which one, they wouldn't give me a specific name. They told me it didn't matter the name but that it was for a Loan Pay Day Loan Company, really? So I then told them that I new this was a scam and that I had checked them out on line and he started yelling at me and I yelled back that I had already reported them to the Attorney Generals office. He then said that a Subpoena was going to be sent to me at work or home. I told him "go ahead send it" I'm not paying you anything! I then hung up. Then someone else called me back and he said " I have issued the subpoena against you". I told him go right ahead!

Another phone # I just received a call from is [protected], same Indian accent as the other number. I just called and their machine picks up as US Cash Advance Legal Department. When I looked up this name on-line, that's how I came up with all these Comments. Thank you for posting!

Just got a call from "Garvin" form # [protected]. since I didn't know the number, I hit ignore to let it go to voice mail. This guy told me US Cash Advance had a lawsuit against me and I need to call them back, I needed a lawyer. Called Garvin back could barely understand him cause of the accent. then he switched me to Mike who said I had a lawsuit pending. I let him know I had never heard of the company, didn't owe anybody anything. He said he was going to send the paperwork to his lawyer. I told him "do what you do and I'll do what I do and we'll see who comes out on top" when I asked how much I owed, he hung up on me.

So, what do you need to do? Who do I need to report this to?

I too like the other comments before me have been receiving phone calls on my job. I was out of work because I had surgery when one of my co-workers contacted me to tell me that someone name Lucy called me from 339.204.9013 and that it was in regards to an important matter. I then called them back and explained my situation to them. I told them that I would be glad to look into the matter and pay them once I got back to work. I work with Medically Fragile Children and the telphone is very important to my job. They will call and hang up or call and not say anything back to back. I explained to them that they could not keep harrassing me on the job, I even gave them my cell phone number to call me on. They refuse to call me on that number, they said that they will continue to call me at work until I loose my job. What can I do to stop them from harrassing me like this. I even asked for the information so that I could send money they refused to give me that information.

I am currently going through the same situation but the company is using the name American Legal Services. As I continued to ask more questions about the so called fees that US Cash Advance was suing me for he got very upset and hung up the phone. I called the number back and asked where was the company located and he told me in DC but when looked into the company there was a scam alert. I called the number back which is [protected] and informed him that he will not receive any information from me until I receive some documentations from the office. I was told by Mr. Michael Choo not to call the office anymore and he hung up again. I tried to call later that day and it goes directly to voicemail as if my call is being rejected now.

Received a call from "US Cash Advance" at 12:52 p.m. (mst). Phone number on the caller i.d. was (1)[protected]. Before the call was over the man had called me a few not so nice words. Passed himself off as the chief investigative officer. I was being sued, charges(legal) had been filed and that I would be arrested, etc., etc.. They had my ss#, etc.. I've allready called the bank, and have fraud alerts on my credit bureau reports.

I have been receiving many phone calls from US Cash Advance, Brian Walker, with an East Indian accent. I told him that I don't owe any money and he said that if I don't pay $522 that I would have to go to court for check fraud and then I would be arrested. He provided me with telephone number [protected]. I called the phone number that he provided and it didn't even ring and then a busy signal. I asked him for a case file number and he provided me with the last four digits of my social security number. This is such a scam. How can we stop these peoople? They are not from America. What is going on?

So thankful for this.

Although mine differs from most in that it was a woman with a very strong Hispanic (probably Mexican) accent, I believe. I began to wonder if I might have actually gotten a cash advance in 2012 as she said, and just forgotten, but I highly doubt that, as if I had gotten the loan and not paid, this would not be my first time hearing of it. I could barely understand her, and I'm really hoping they don't have my SS# like many others have said.

Also, she said she was with some law office, but in another moment she sounded more like she was trying to say she worked for the cash advance company. Thankfully if she calls back, I'll be able to confront her about it. I swear I had a panic attack for like 10 minutes until I decided to google it...

I had the same experiece on 11/27/2013 i received a phone call on my job stated i owed money and did not repay the loan i have never taken a lian out with these people. whebn i told thus nin english speaking jerk this they got rude with me yelling at me and when i told him I wanted dates and times and other documantion he hung uo on me. I cakked right back and told him i was going to sue him for harrasment and was told never to call them again.

NEED HELP ASAP! THIS HAS TO STOP!
I am being harrassed daily and now I received a disturbing email by John Smith @ jsmith361922@gmail.com Signature states:
John Smith Senior Affidavit Processor
State Investigation Department
Utica, NY Contact: [protected] Ex: 2058
Fax : [protected]
This threatening message states I took money and I am being sued including Felony and criminal activities.
This guy puts this Case # DM2701204 and the email includes my SSN and very old phone #.
I do not know who the hell these people are but obviously they have my personal information and fraud is being committed by them against me, not me against them.! How do we stop this! Why do the authorities not intervene and help! I just do not understand this crap!

These Fraudlent Companies need to be shut down and the US Government needs to listen to the people! I contact the NM State Governor and Attorney Generals Office and not even a return of a "Go Away and Deal with it" Response!
Why do we pay taxes! Why do we have people in place to protect us from harsh criminals such as these threatening companies!

I just got a call from this place with such an accent that I could barely understand the guy, but I understood enough to know he was threatening to have me arrested and loose my kids and job, and all kinds of other stuff! this is absolutely ridiculous! this man was so rude and was demanding I pay $456.00 otherwise he was issuing a warrant for my arrest. I told him I had no idea who he was or who the hell he was talking about some us cash loan place, and there was no way I was giving him $456 today for something that I have no idea about! someone needs to do something about this place after hearing how they were towards me and apparently towards other people!

Today I received a call from [protected] from a Eric Foster. He had a thick middle eastern accent . He first left a voicemail which stated there was a legal matter I needed to tend to. When I called back he looked up my account by my phone number and said I was being used for not paying back a payday loan from US Cash Advance. I have never relieved a payday loan from this company. He stated it's a federal bank that owns 500-600 payday loan companies so my loan may have been through one of the other companies but he could not tell me which one. He said they were pressing charges and that I would be arrested on Monday unless I made a payment today. He stated I owed over a thousand dollars and needed to make minimum payment of. $125. When I asked why I had never heard of this before he said they sent several emails and phone calls. I have no emails . I went through and found an email from an Eric Foster that was a PDF file approving me for a $5, 000 loan from some other online company. I went through my voicemail and I also have a voicemail from the same person trying to get me a payday loan. Now I am being sued for one? I immediately went to research this and typed on the company he claimed to be called from and the first link that pops up is for this site with many others people sharing stories of similar scams. I called back to try to get some more information this Eric began to get irritated and rude. He told me they were pressing charges my bank account SSN and drivers license were all being frozen and hung up on me. He also stated he could not provide me with any written documentation until after I made a payment because it was a conflict of interest. I've alerted my bank to look for fraudulent activity and will be monitoring my account. I do believe this is a scam .

I just received the same phone call they had the name of my employer and that they were going to go after my pay checks I was given an address from the company at : US Cash Advance 1308 Bayside Curt Ft. Meyers Fl. His name was John Smith how origin; The phone number was855-366-9825
Same heavy indian accent What can we do to stop this I am so glad that this sight is posted I was really worried something needs to be done. I just called again to make sure this was the correct phone number they verified the name I asked them if the abovedmentioned people were there I would not give them my name and he told me to F... off nice we need to get them out of business I am 62 and I do not need the threats or to be upset

I just received an email from someone named Andrea Johnson claiming to be an investigator and that she represented Us Cash Advance, and that I had that I had received a loan from this company and that I had refused to pay them back and that I was being notified for the 4th time in regards to this( is the first notification that I have received from this so called person and company) and they also said that my Social Security card was put on hold and that I was going to have to appear in court in 2 days because there was a law suit in my name at my local courthouse, and that she needed a response to her email with what my intentions were to resolve this matter, and that I had 24 hours to respond. I responded by saying that I needed official documentation from this company stating when the loan was given to me and how much the loan was for, and that I was not doing anything until I had this info, ( I researched this company, they are a legitimate company, but that they do not loan to anyone outside of Kentucky and that if you want to obtain a loan from them you have to be a resident of the state of Kentucky and that they do not do loans online, you have to go to their store and obtain a loan, I have never been in Kentucky) so I then get a response from her and she said that she spoke with the company and that they told her they sent me official documentation via mail ( that is a lie, I have not gotten anything from this company) she then said that I was not a trustworthy person and that I would never receive another loan ever again because I was a bad person because I did not pay back my debts, and that I was a liar and that all my lies would catch up with me, and that I was going to have to explain to my family and my employer why I was jail. She then said in her email that there was a police officer in route to my job to arrest me, and that I would be escorted out in handcuffs and that I would be screaming and that I would I would be an embarresment to my job, and that if I was not at my job, then the officer would go to my home and arrest me in front of family, and that they were in the process of having my license suspended and my wages garnished, and that I was a delinquent. These people are crazy, and this has happened to me before, I then, I just ignored the email cause I know this is a scam, I then received 3 more emails saying the same thing, this time it was from different people and they all had a different email address, I would think that if they all worked for the same investigation company then they would all the same email address.

Well, I can tell you they are still at it. The company called my sick sister and told her my niece had a loan and would be arrested. They knew her work address, but they did not realized my niece was a minor at the time of the supposed loan. I told the guy in my state you are not prosecuted for bad debts unless you did something fraudulent in the process...I told him if this loan was true, it looks like his company did something wrong and could be prosecuted.. He did not want to hear this...and hung up. I got the name of the company out of him...when I googled it, I found this website. I believe this company got her personal information from her FB page...The younger generation has so much information online..I truly he used her school information to find her, but did not realize her age at the time of the alleged loan. I told my sister if they call again to ask that the information be sent to my fax number and don't give any information. Thanks for letting everyone know what was happening. This site helped me calm my sister who really did not need that harassment. I will report this to our local and state law enforcement.

I received a call from some one say I owed money and I would be take to court and they ask for my lawyer and it was for US cash Advance they called from Copalis Beach, WA the number they used was [protected]. I told him i didn't have one and I have called the company asking if I had one. I'm so sick of these ppl getting my number. They need to be stopped soon...

This was super Scary, I just got a call from Some Western Person telling me they were going to put out an arrest warrent for my arrest and that someone would be at my door tomorrow morning.. Seriously he could not tell me when or where.. had lots of my personal information.. super scary! Glad I found this.. Brings some ease to me, he ended up hanging up on me, cause i was like hold on you need to give me information about this, i have no idea what you are talking about.

Cash Advance is a LENDING MATCHER. They DO NOT lend money to people. They match apps with potential lenders which are usually nearby the applicant. The service is free.

CASH ADVANCE IS A LENDING MATCHER. THEY DO NOT LEND MONEY TO PEOPLE. THEY ONLY MATCH AN APP TO POTENTIAL LENDERS. THE LENDERS ARE USUALLY NEARBY THE APPLICANT.

YOU CANNOT PAY OFF A LOAN TO CASH ADVANCE BECAUSE IT DOES NOT LOAN MONEY. IT ONLY MATCHES AN APPLICANT TO POTENTIAL LENDERS AND IS NOT INVOLVED WITH THE LOAN YOU TAKE AT YOUR LOCAL BANK.

I believe all the ads on internet that are for loans are matching companies and ARE NOT lenders of money. Those companies DO NOT lend money, they match you to a lender. Actually, if you read on into the webpage of such, they will specify that they DO NOT lend money but do match people with potential lenders.

You have the option to opt-out or opt-in overdraft protection. All banks offer the service with most basic (simple) checking. If you make a deposit the same day that an overdraft occurs, there is no service charge. If you do not cover the overdraft on the same day that it occurs, the bank will charge a fee, usually about $30.00.

I get a call from these ### daily. Then they don't introduce themselves when answering the phone when you call then back. Super shady! One guy told me what he would do to my mother and call me racial slurs. Which is funny because my mom is 91 and I'm a white guy. The beat way I find to deal with these people is to completely harass them. Call them nonstop when you can. If you can text them, do that too. It's kinda fun. They will eventually block your number (which costs them $) and the phone calls will stop.
If everyone did this...?

These guys are still actively using the same intimidation methods to collect on fake debts, loans. Today I received a voicemail from a man with a thick Indian accent named "Paul Jackson" stating that there are serious allegations of fraud associated with my social security number. I called back(number is [protected]) and spoke to a man who also has a thick Indian accent named "Gary Jones." Gary alleges that he works an unit that investigates fraud for the Department of Justice. According to him I was reported by state authorities for violating federal banking laws and that I face 3 criminal fraud charges. When I asked to tell me what exactly are the charges he refused. He claims that "they" sent me 3 notices via email but I never received such notices. I asked to have such notice mailed to me but he said 'they don't do that." Big red flag! Any federal and state entity will ALWAYS mail such items. Per "Gary" I committed fraud for failure to payback a short term loan. I never applied for such a loan and never received such funds. He refused to tell me how I received this alleged money(no deposits were made to my bank account) and the specific details of such loan i.e. dates, amounts, etc. The amount I supposedly owe kept changing. He did finally tell me the name of the lender, US Cash Advance. He said that if I don't call back within 24 hours I will be summoned to a federal court to face class B felony charges and that I will never have the authorization to work in the United States because I will be blackballed by a federal credit bureau. Initially I was shaken up but was relieved to find that other people reported this as a scam. Since they have my personal information I am concerned about identity theft and reported this incident to the Attorney General's office in my state and to the FTC(Federal Trade Commission). BEWARE!

Try to get a recorded message from them - if they leave a message on your answering machine, and call your local law enforcement to report them. If you don't want to do that, press a button on your phone while you have the harrasser on the line. After you press the button, say, "This call is now being traced by law enforcement." That should make the harrasser scared and hopefully hang up and never call you again.

i have been getting harrassing phone calls since last fall from these bunch of creeps! the numbers they have been calling from are numerous, as soon as i block one number form my phone a couple of days later they call from a different one, i am sick of losing sleep over all this s***! it amazes me they cannot be stopped, they continually call my place of employment and even after being told i am no longer employed there, they STILL continue to call, they will call different extensions also, all have american sounding names, but have very heavy foreign accents, they threaten me, say they get me fired, ask to speak to my supervisor, etc, they have the last 4 of my social, when i asked to have paperwork sent to me, i was told " you will get the paperwork AFTER you pay this loan " makes me want to throw up! since i did have loans in the past, at first i panicked thinking did i NOT pay one of the off? but i would think if that was the case i would have heard from someone about it before now, another time when i spoke to one of them he gave me a month and year of when i was given the loan, which he said was almost 1 year and a half ago, i had to contact that bank and the one i have now for printouts of statements they could find nothing from that company he said he was representing, to think i almost send them money makes me ill! even though i can see by all the previous complaints this IS a scam, i continue to lsoe sleep over this and it is causing much anxiety, everytime the call and leave a message my heart starts to race and i feel sick! when i tell them to stop calling or that they have the wrong number, they just keep calling back!

I am being harrassed from some people that say I owe Cash Advance Loan. On different occasions they threaten me that I have to pay back immediately or they will be seeking legal action. I have asked them numerous times for proof of what I owe; they say they don't have to tell me anything. Every time they call which is often they threaten me; I have checked with my bank on the dates they said money was put in, but there were no deposits; once they said it was in Nov. 2010, then it was in March of 2011. These people are all with an Indian accent and it sounds like they are speaking from a warehouse and use different names. What can I do to stop the harrassment?

I started gettig calls from this company last week first from the legal department gentleman with heavy accent saying I owed money somewhere around $3, 000 and that I would be arrested and I needed an attorney. I listened to what he had to say and then I hung up. Yesterday they called my work I told them I was at work and to call my personal cell phone number well they called and left a message same thing the guy said last week. So I reported them to the state attorney generals office and I listed my cell number on the national do not call list. I have never had any dealings with these people and they could not give me any information when I asked for it.

I got and phone call from two guys from and law firm and they would not tell me where the law firm was at their name Kevin Matthews and Mack Thomas saying that I will have to go to court for an payday loan that I did not get or did not received any money from this loan and they are threating me about this and I do not know anything about this so I need to know what I need to do to have them to stop harassing me and threating me about this so if anyone can help me please help me because they want leave me along...