Cash Advance USA review: Bogus Collections - Scammers!!! 446

Guess what, another call from the same company with same voice: Leitenent Patrick Smith meet Eric mathews, it was so obvious its the same guy. i have there recordings on my cellphone just to compare, guess what, same number but different US Number, oh yeah and this time at the end of message they said "GOD BLESS YOU", well, I hope he better stop this or God want bless you in jail and eventually electric chair.

Does anyone know how to get them to stop. They will not leave me alone!

i've been going through the same thing with these [censor]s, constantly telling me to have my attorney contact them. after being cussed out by "Adam" i decided to give them a dose of their own medicine. so on my day off I called them and told them all of the violations they were committing and told them i would be filing a lawsuit against them. they stopped answering my calls after that, too dumb to realize what *67 does, what idiots... i think its ridiculous how one person pretends to be 4 or 5 different people. do they really think americans are that dumb? go rob your own people "Mr. Adam"

I am just giving everyone a heads up, most of the call back #'s will either: 772-...-..., here is the last 2 I got yesterday, [protected], [protected], I will be you they will call me again later today. They actually had a women call me, Abby Foster and with a middle eastern accent, do not answer any of there numbers, if you do, talk to them and get as much information as possible, report them to FTC, contact 3 credit bureaus, to let them know, try to even go on Social Security Website to at least try to put lock on it. Call even your local police, too, but if you don't there is a form you can download and send to them.
There is always people in the backround, so it means, it is operation to scam as much money as possible before they just maybe move on to next person. Do what I did, I did all this and if you can, maybe collect those voice mails and use it as proof if it does happen.

I just received a telephone call at work. The number was blocked...I thought it was an internal call. I never give my work number out to people. Anyway, same story as everyone else. A male with a middle eastern accent...very thick...I couldn't understand much of what he was saying, he claims I took out a cash advance from Advance cash USA for $310. They've been trying to take the money out of my account but the funds have not been available...yada ya a yada. I was too placed on hold and transferred to a "John Hudson". He game me the same spill about law suits, pressing charges etc. I asked him for the number of the company so i could contact them and he said he wasn't able to give the information out...what kind of mess is that?! I wasn't completely listening because I knew it wasn't true so I didn't write down all the details. He said he would have them send papers to me. I said ok, thanks and hung up. Of course that prompted me to check my back account. I did a search online for the company expecting to get a telephone number and came across this site. I haven't taken any action yet. I think they may have been calling my call phone as well. I don't answer calls if I don't know the number. I'll have to keep my eye out now. Don't be fooled. Never give information out over the phone to anyone...especially if you don't know who they are!

I have been receiving phone calls not only on my cell phone but also at work. They have been leaving messages with my family and friends. I called yesterday and got a Ronnie Cooper on the phone and I of course played the game for a bit to try to get information out of him. I asked him if he could tell me the amount - he stated that it was a loan taken out in Nov-2009 and to my new email account which I did not open until 2010. I then asked what the terms and conditions were and he stated that I could pay half now and the other half next week and when I payed in full I would THEN get a certificate in the mail showing proof of payment. SOOO - I asked if I could research this and give him a call back tomorrow with what I found out - He said yes and don't forget or the authorities would be arresting me. TODAY - I received a call from an officer Robert Brown. I then proceeded to play the game again - I asked him what it was in reference to and he sounded just like the person from the day before. I asked him for his badge number (since he was an officer) and he immediately changed his tone. I heard him speaking Hindi or some form of Indian language in the background and he came back and said that he was transferring me to his manager - I then got a David Crock on the phone - HAHA - I am really deep now. So, I kept asking similar questions and of course he kept saying that he needed my attorney to contact me and started screaming and yelling at me. The worst part of all of this is he started threatening my family. I have two young boys and people they knew this. I plan on changing my cell phone but first am going to the authorities. I have contacted an attorney since I do have one and we plan on researching this a bit further. The phone number for Ronnie Cooper is [protected] - you may get transfered to a David Cooper also. The number for Robert Brown is [protected]. I am also putting a freeze and fraud alert on my credit reports and social security number along with changing my banking information. Once I find more information I will repost with details.

I've been recieveing calls from these indian people as well..they're number changes all the time. First it was. [protected].then, [protected] then a 919424.&+ now I'm receiving calls from a number that is just 911.they told me I took out a loan and didn't pay &+ if I want to resolve this out of court I need to make a payment.they asked me to send a fax stating my name and the amount I agree to pay biweekly until my payment is done. I never received cash from this cashadvance loan company. They call every 5 mins while I'm in school/college. I actually considered paying until I felt as tho I was being harrased for no reason. I think they just got my info from the online questionaire you must fill out for a loan quote.

Just got my second call from these idiots. This time, a woman who sounded like she had 100 people yammering behind her asked for me. She then gave me my "case number" and transferred me to "Officer Mike Johnson." He then gave me the same runaround I got the last time. I asked for documentation and he told me that if he gave it to me, he'd lose his job - are you kidding?!?!?

Here's his number - 716.541.0015. I told him to stop calling my work and he said he was doing so because I didn't have a home number listed. Well, yes - for exactly this reason!

I played for a while but then just hung up on him. I've asked our IT guy to see if they can put a block on the number ... we'll see.

Fun times! Received my first call from this group of geniuses, today. They said I was being charged with "Violation Federal Banking" ? "Collateral Debt" ? and "Theft by deception" on a loan I took out with "Cash Advance" some time in 6/2010 for $250 and never paid back. My options were to go to court and pay more than $3, 000 or settle out of court for $450. "Special Agent" Michael Williams wanted to know what my intentions were. I was totally shocked, as I never took out a $250 payday loan (I took one for $400 in 7/2010 and paid it off immediately). I said if I did not give him my "intentions", then I could expect the police to come to my office and my home. I could also expect my references to be called into court as well. Good thing I came across the site...I called them back to let them know they're running a scam and that I'd called the FTC and if they'd like to continue calling me, they're more than welcome. It's a great source of entertainment. I also briefed them on the Fair Debt Collection Practices Act, which they violated several sections of. Finally, the guy said to me, "Go get lost and stop wasting my precious time". I called them back a few more times just for kicks. I can't wait for their next call...

Has anyone heard about Officer Nick Thompson?!? I just got a voicemail from our office receptionist that he's been calling quite often asking for me, yet I have no messages. Funny, huh?

Guess what, they called again, "Mr. Patrick Smith", I got so pissed off that they called me 4 straight times on my home phone and 4 straight times on my cell, I just picked up the phone and just yelled "STOP CALLING MUTHA [censor]AS" and hung up. They actually stopped calling but I won't be surprised if a different person calls with different name. And anytime you check your caller id and it sounds like the foreign number answer it but talk in a tone of voice that you are going to kill them. Trying to avoid the call is kind of useless. Trying to block it is kind of useless, they will find it again because they have your identity. So I am waiting if he actually calls again because I am going to yell the F...Out of them again. Don't avoid the calls because 1 or even 2 days later, they will call again if you avoid it. I just say this, STEP UP and yell to the point that, you are serious. Just giving some advice. Need anymore help, just let me know because I want to stop these people as much as everyone is.

Wow! i'm so glad to see that my intuitions about these phone calls were correct. About a month ago i got a phone call from someone with the same thick indian accent stating i owed 8000$. Right Away i was like yea right you obviously have the wrong person. The guy on the phone didn't want to tell me any info. Who I Owed, Why i owe? nothing and with every question i asked to verify and try to clear up this issue he got angrier and angrier until he began yelling and cursing at me. I hung up the call and disregarded it because it obviously wasnt legitimate. and the callback number was a "no-go" so now two days ago i get a phone call i ignored twice because it was a new york # and i live in Louisiana so they had the audacity to leave a vm. i calld the # back and to my surprise it worked this time and the guy still wouldnt give me any info he they always just ask for your attorney's info over and over and over again. he finally said he was transferring me to his attorney ? anyway when the phone was answered unless im crazy i swear it was the same guy i'd just talked to but okay whatever i'll play along so he gave me some info which was all correct except an old bank acct number that was closed a yr ago because of fradulent checks. he then went on and on to tell me i owe cash advance usa (NEVER HAD A PAYDAY LOAN!) and that on monday @9:45am police would knock at my door and arrest me if i didnt settle it with him today. (yea right). He even decided to tell me he was with the Brooklyn Attorney Department (such a phony sounding dept, they're obviously not very bright) and he gave me some made up attorney id # . After right out laughing because of all the phony info he gave trying to sound official i told them God Bless and hung up.

CALL THE TOP 3 CREDITORS, CALL FTC, IF YOU WANT, CALL LOCAL POLICE BUT IF YOU DON'T WANT TO, THEY DO HAVE A FORM OR HOTLINE. EVEN MAIL A COMPLETED FORM TO SOCIAL SECURITY IF YOU HAVE TO. DO EVERYTHING YOU CAN TO PROTECT YOURSELF FROM YOU LOSING YOUR MONEY. IF THEY ASK YOU TO WRITE ALL THIS CRAP AND SAY I AUTHORIZE...THEY WILL ALSO GIVE YOU A FAX NUMBER YOU CAN FAX IT. IF THEY ASK FOR A COPY OF ID TO BE FAXED, DO NOT DO IT BECAUSE THEY WILL MOST LIKELY USE IT SO IF YOU FILE A CLAIM TO GET YOUR MONEY BACK, THEY WILL USE IT. SO PROTECT YOURSELF AS MUCH AS POSSIBLE. THANKS, ANY NEW UPDATES, WILL LET EVERYONE KNOW.

PS

Sorry for the Caps, just want to help.

I laughed when one time I got a call and after they follow their script which they most likely wrote, they will maybe miss a sentence because of their fake english talking in an indian sccent. It was so funny because they said "GOD BLESS YOU"? No collection agency would say that especially if they are trying to get money from you. and then in the middle they said, I will call all that blah blah blah, and turn you to the authorities and inform my job to fire me and say goodbye to my family because you will be in jail forever. So I really am kind of hoping that this Indian person does try to show up, because I will have the police waiting to bring them to justice.

I am so glad that there is a site like this. I received a call on 9/18/10 from [protected]. The man I spoke with by the name of "Sylvester Brown" with a heavy Middle Eastern accent and a bad phone connection stated that he is calling from the Law Group of California. He stated that I was being sued for about $5000.00 from US Cash and if I don't pay today they were moving forward with the charges. Playing dum, I asked what my options were and "Mr. Brown" said that I can settle out of court for $937.24. I asked if I had to pay that amount in full or do I have options he said "hold on let me check with my attorney". After about 30 seconds on hold he said that I can make payments. I also asked him what the "attorneys" name he was supposedly consulting with about my case and he said that his name is John Grogan, I then proceeded to ask if I may speak with Mr. Grogan, of course Mr. Brown said no, why would I want to speak with him. I played hard ball for about 10 minutes more asking to speak with Mr. Grogan and the excuse changed from "He is busy with other clients" to "I can have him call you back because he went outside". Mr. Brown wanted me to fax him a letter stating that I owed x amount of dollars and I do not dispute this amout nor will I dispute this amount. I have until tomorrow to send the fax so he can stop the charges from being sent to court. I will be filing many complaints against this company and a police report. I am not giving them any money or anymore of my time.

Received this call numerous times at work today and initially answered and just asked the caller for concrete documentation be sent to me, of course none existed. I finally advised the caller it is a scam and that each time a call like this was received the phone would be hung up. I did contact the legitimate business in Kentucky and was told this scam is still ongoing and they are fully aware. They are doing everything they can and unfortunately it is a tedious process. Don't give in to these callers and have peace of mind it is a known scam. Hang up the phone.

I copied and pasted the following information directly from the "US CASH" website...please see below.

TELEPHONE COLLECTION SCAM
Updated 8/2010

Receiving harassing telephone collection calls threatening Police or legal action?

Foreign sounding callers representing themselves as affiliated w/collection, law or government organizations collecting on a long past due payday loan?

Not aware of owing any debt & they won’t prove it?

Our office in Florence, Kentucky has received inquiries from confused out of state callers (who have never done business with us, who have been receiving collection calls from an organization claiming to be working for us or a company whose name includes the words U.S. Cash or something similar. They mistakenly or fraudulently allege a balance is owed us, and apparently are engaging in illegal collection practices (as allowed under FDCPA; please Google “Fair Debt Collection Practices Act” for more info). Callers report they typically have foreign accents while using tactics such as implying affiliation with legal or government authorities (use words like: Legal Dept., Federal Investigative Authority, Financial Infraction Dept., Cooper Law Firm). They refuse to provide any proof of the underlying debt, and finally demand outrageous payments be made to New York or Florida addresses to avoid legal or police action.

Our legitimate brick-n-mortar payday loan company, doing business face to face only as U.$. Cash Advance here in Florence, Kentucky (a suburb of Cincinnati, OH) does not do business with residents of other states (certain qualified Cincinnati and SE Indiana residents excepted). Nor have we never done loans online or via the telephone. Therefore, no out of state accounts have been placed with any collection outfit by us.

In rare situations, for our local customers whom we serve, we do find it necessary to employ a collection agency or attorney to enforce contractual agreements with our debtors. For the last several years we have only placed accounts with drs Bonded Collection Systems, a collection agency or Mason, Schilling & Mason, a legitimate collection law firm – both located in the Greater Cincinnati area.

Please be advised however, that there are other loan providers online or those who do business via the telephone (fax) with names sounding much like ours. Authorities have apparently received similar complaints of outrageous third party collection efforts regarding them. There are also online brokers who buy listing priorities for key words from internet search engines so that they can grab searches intended for legitimate loan companies so that they then can attempt to sell the lead. Some of these outfits are respectful & legitimate organizations and some are not. We have searched for our name and found fully functioning websites with our name & location listed along with 20 – 30 other local providers. They do not have permission to do this with us and the KY Attorney General’s office has tracked one such website’s registrant to be domiciled in Russia, while operating from servers located in Shanghai. So….buyer beware – always know who your giving information too:

CFCO Financial, Inc. (the corporation who operates the 1 U.$. Cash Advance store in Florence, KY) has filed a victim’s complaint regarding this potential collections scam and the misuse of our company’s good name with the following authorities:

The Kentucky Department of Financial Institutions;
The Kentucky Attorney General’s Office Division of Consumer Protection;
The Greater Cincinnati Chapter of the Better Business Bureau; and
The Federal Trade Commission.
If you are the recipient of harassing collection calls on a debt you do not know about, it is recommended that you too file a complaint against this third party collection organization with your local authorities, your State’s Attorney General’s Office, and the Federal Trade Commission. If your complaint involves internet phishing or other inappropriate online activities the FBI recommends filing an online abuse complaint via their tracking system at: https://complaint.ic3.gov/ctf.aspx These agencies will need the name, address and phone number of the person or collection organization which is attempting to enforce the fraudulent debt from you. The FTC’s number is [protected].

Though we regret these fraudulent collection efforts have involved our company name, we can assure you that CFCO Financial, Inc. dba U.$. Cash Advance in Florence, Kentucky is not involved in anyway.

PLEASE DO NOT CALL THE FLORENCE STORE – THIS WEBSITE CONTAINS ALL CURRENTLY KNOWN INFORMATION REGARDING THIS MATTER

Sincerely,
Richard G. Porstner, President

I have been getting the same treating calls from this company. The say that I am going to be arrested. They even called my family and told them that I will be arrested. I told them that I reported them and then they hung up. Then I called them back and they cursed at me and hung up again.

I am Glad Icame on to this web site because This just happen to me and my family they are rude and my daughter and I have had identiy problem cause her wallet was stolen but they told me I got a cash advance on line since her wallet was taken. But threaten me and hang up for asking information They are full of it if I did something wrong I will fix it. Times are hard as it is but this scam is bougus. People dont need this now nnone of us.

I have had about all I can handle with these people. I just received another threatening (voicemail) phone call from these jerks! This makes 5 times now since last April that I have received their phone calls each one from a different person in different locations (Calif., NY, Tenn, and the last two are back in Calif.) with very, very heavy accents. They always say they are with a law firm, criminal identification bureau or something like that and accuse me of not paying a payday loan which I don't have and exactly what everyone else has said above. The guy who called this morning (I apologize didn't understand his whole "name" as he had a very, very heavy accent) said he was Something Michael Watson and his phone number was [protected]. His message on my voicemail said that I had to call this number back the very second I got the message. He also said do not disregard this message and if I did not return their call immediately all he could do is wish me Good Luck as the situation unfolds on me. I haven't called him back yet but called our local FBI office and the agent told me if I call this guy back, tell him I am recording this phone conversation and that before I called him back, I called the FBI and gave them his phone number so it could be traced. I haven't received another call from him but if I do, I'm going to tell him what the FBI guy told me. I thought last time I had dealt with this situation as I told the last guy that I had reported him to the FBI, Homeland Security, FTC, BBB and my local police department who all told me that this was a scam and not to pay anything to these people. He hung up on me and I really thought they had gotten the message but I guess not! This is really getting annoying and I really wish they would just go away...far, far away...like back to India or where ever they are from!

i was contacted and told they were an officer williams [protected] and that i would get charged with fraud and identity theft and other charges and i would loose my job and have negativety on my credit report and said i had to pay $437 by this friday and that i needed to fax a letter of to [protected] and include my ss# cell# and address plus tell them i will pay by money order or western union plus send a copy of my id and ss card said if i didnt i would have to pay over $4000 if went to court. plus why have phone number with one area code and fax with another

I GOT A CALL TODAY FROM SOME GUY NAMED STEVEN MCDONALD. WITH AN INDIAN ACCENT STATING HE WAS REPRESENTING US CASH ADVANCE. STATED I OWED $718.85 ON A LOAN I NEVER HAD. HE HAD ALL MY PERSONAL INFO PLUS MY BANK ACCOUNT. ASK IF I HAD A LAWYER THAT THE POLICE WOULD BE HERE IN THE MORING TO PICK ME UP.HE BEGAN SAYING IT WOULD COST ME $1000.00 COURT COST, $1200.00 FOR A LAWYER.$1000.00 BAIL. THEN PROCEEDS TO SAY IF I PAY $1400.00 THAT WOULD CLOSE THE LOAN. MIND U I NEVER HAD A LOAN . I HAVE TWO BANK ACCOUNTS ONE FOR PERSONAL AND ONE FOR BUSINESS. HE NAMED MY COMPANY OFF BUT HAD MY PERSONAL ACCOUNT# WHICH DIDNT MATCH. THEN PROCEEDS TO SAY THEY WERE CHARGING ME WITH THEFT OF BANK SVC, CHECK FRAUD, THEFT BY DECEPTION.THEN WHEN HE FINALLY GOT THE HINT WE WOULD HAVE ARE LAWYER CONTACT HIM, HE WAS READY TO GET OFF THE PHONE. THE NUMBER HE GAVE WAS [protected] CALIFORNIA.AND WHEN U CALL BACK IT SAYS MAILBOX FULL ERROR OCCURED.I CALLED BACK 4 TIMES SAME THING.WE HAVE CONTACTED NATIONAL FRAUD [protected], SOCIAL SECURITY [protected], FBI AND LOCAL POLICE DEPT.SO WATCH YOUR PERSONAL INFO AND BANK INFO BECAUSE THEY ARE SCAMMERS!

My husband and I have been recieving similar complaints for the past 8 to 10 months from different entities claiming to be collections, Legal services, Department of Justice to name a few, It has gotten to a point they have not only harrassed me into a mental collapse with a stay in the hospital they have also harrassed my husband at work. Threatening to arrest us both as well as freezing our social security numbers and a few other things that are sounding all to familar in the other posts above. I will admit that I paid one of these crooks off before I knew better to the tune of over 700 dollars, but since then I have learned a few things 1) is that any body who wants money from me must produce documentation that I owe them the money or I am not paying it. 2) They can not call and harrass and threaten you if you owe a debt it is against the law 3) if they call you and devulge any imformation to a thrid party the debt basically disappears because it is against the law for them to do that as well. I am learning and I am also getting my attorneys and Krull involved in trying to track down these people who are harrassing me and my family so that we can put an end to their harrassment.

The Ironic part of this is that my husband is a Police Officer and They know this!

Just to tell everyone, I am not getting calls from these people anymore because I stepped up, YELLED THE F... OUT OF THEM. They are probably too scared to even call now. I don't see any Leutinent Patrick Smith from the Legal Dept. coming because so far it has been about 1 month and I am still going to work with no police officer bothering me. So if anyone knows where they live, tell me and I will join you guys and kick their [censor].

I just filed a complaint with Consumer Affairs. I have been receiving calls from a "Johnny Lee" with a thick Indian accent from [protected], stating he worked for ACS Law Firm in Brooklyn NY and that I owed Advance Cash USA $300. Then I got a call from another man today [protected]) also with a thick Indian accent from +[protected] who has called before threatening to drag me into court.
I never received any funds from Advance Cash USA. You would think that if money was owed to them, letters would have been sent out with the loan information. This proves that these scammers know nothing about the laws in the United States. If Advance Cash USA/Cash Advance USA is involved with this scam, they need to be shut down as well!

Wow..It seems to me everyone is getting the same call from " American Law Division" who happens to be the one running this same scam with the same Indians that call themselves " a legal" firm. I got the same call today and wasn't shaking about it. The same Indian/Middle Eastern guy told me I had borrowed a loan from one of their companies and made mention of about a company "US Cash Advance" . He said the loand was borrows in 2009 and that I refuse to payback. He even went as far as saying I borrowed $200 and now it is $798 if settled out of court. Immediately I knew I had not done any transactions with the said company and getting a strange call from an Indian threatening to get me arrested made no sense. So I gave him the spill that I was a government official and all that. Guess what folks? This guy was persistent. He went on to tell me that he would take me to court and even ask for my address so that he would get the police to arrest me for fraud. So I patiently ask for his name and the Cash Advance number.He gave me a fake name and a number to call. When I called the number, I guy from the other end said his name was " Jonathan Knights" and went on to say, " Thank you for calling American Law Division, may I help you?" I had to question him about that and he told me Cash Advance and American Law Division were the same. Funny, he had initially told me he didn't remember what company I borrowed the money from. So I gave him my case number that was provided to me by the first scammer and he, again, called me a different name. Again the light went off. So I proceeded to tell me I was going to settle and that I needed his information and all. He gave me a long list of things to fax to him and wanted to get my bank information. I told him to call me back in 30 minutes to get the information.
As soon as I got off the phone, without disclosing any of my information to him, I called the Gulfport Police Deparment and looked up US Cash Advance online. I also called another company I had borrowed some money from about a year ago and they plainly told me it was a scam, and that I owe they nothing. After I got off the phone with that company, I called the police and got a young, female offficer on the phone. As I was speaking with the officer giving her all the information I got from the scammer Jonathan, he called me with a different number hoping this time to get my bank information. So I asked the cop to stay on the phone while I threeway the conversation. So I did. When I answered the phone I proceeded to ask him to repeat his address and phone number, including his company and reason for calling. I told him it was for my personal record. He willing gave it to me. At the same time the police offer introduced herself as an officer from Gulfport, PD, Mississippi. Jonathan went, " excuse me?" She repeated herself again the second time and ask him why he was trying to scam me. He said to her and I quote, " F*ck you police, stupid-mother-f*cker." That's when the phone went dead. The female officer laughed and told me she recorgnized his accent when he cursed her out. She even went on to tell me that that same guy call their police department to curse them out. She warn me that they have been dealing with the same issue for a long time now and that I should alert the credit bearues.
Thanks for reading. If you get anymore calls like that.. use your local police department ..please..

I have been receiving harrasing calls from a company in Pittsburg, PA. they say. I spoke to a "Mr. Max Jordon with a middle eastern accent telling me that I owe "U.S. Cash Advance" money and if I want to settle this case to send him some money(I think not)...and asks me for my attorney's name...I state I do not have one...then he goes back to telling me to send him a certain amount of money to settle...(Hell no)!
Some how they have ALL my banking information...my address...phone number and a few friends phone numbers. I had to go and change all my bank accounts because I don't want these [censor] to take money out of my account...they are nothing but a bunch of scammers!

They wouldn't give me their address so I could turn them in to BBB. All they gave me was the city(Pittsburg, PA and the zip).

I just got a phone call from them stating I owe them $350 dollars from last year in August and I never have been to there website for anything. I don't remember ever taking a loan from them last August and if I did I would have gotten a bill between September and December of last year which I never got. It would have got sent to collections. [protected]

I have received about 25 calls (no joke) in the last 5 days alone of these people calling me. Here are the names I have gotten, John Johnson, Andrew Johnson, Justin Johnson, and Dustin Johnson, hmm seems like a fraud right away. there were some other people but I could not cathc their names due to the heavy heav middle eastern accent. they said I took out a payday loan of $400 and they are now suing me for $5200. I argued on the phone with this guy for about 25 minutes last night. I asked how $400 turned into $5200 and he said "the company I work for will teach you a lesson. By not paying back the loan they will now charge $5200 against your $400 loan." I am like "ok fine can I get a phone number of this comapny" the guy said "you will be in big trouble if you cannot solve this by 11am tomorrow. We will serve you papers and come to your place of employment and take you to court." the I continued to go on and I asked where the court was located and if I can meet up. HIS ANSWERS were "a court in Minnesota" "I cannot give you the phone number it is a conflict of interest" So I contacted my lawyer and he laughed and told me to go back at them with all theinformation I have obtained about them and ACTUALLY take them to court about harassement, defacement, threats, and putting my job in jeopardy. I am still in the middle o f dealing with them and they refuse to stop calling.

I just got scammed today ! Out of 300$
they gave me their address, and I looked
it up, it was the FBI headquarters in LA!
They said they were representing US cash
Advance, and they work for a American
law firm, or something like that! I reported
it to the FBI and other agencies ! I shouldve
known better, I even knew something was not
right, but I just want to get these damn things
paid off, I just did it! They said they will put
the money back in seven days! I doubt it very
seriously ! I just can't believe I got scammed!

I recieced a call today from a mark smith claiming to be from the state of california attorneys office. This mark advised me that i had a criminal fraud case against me. First of all, it isnt a criminal case. However, this Mark said to me that i had a account with Instant Cash and there was 400.00 dorect deposited into my checking account. I asked what date this was and he said 1/17/2009. He said that was the charge off date. I asked what date it was deposited into my checking account he said the date doesnt matter because i entered my email address so his case against me was litgitmate. I asked him since you say you have a criminal case against me when did you enter into a judgement? The guy mark said we havent yet but we will first thing thursday morning. I called him all kinds of cuss words and he finally put his manager on the phone and he said his name was Ashely but had the same voice as mark and he claimed to be and officer to attorney who was pressing charges. I asked for the attoeney name. Ashley said his name was Charles Gray. I asked for an attorney license number and he gave me a fake one. Ashley said i had until thursday to settle the account for 600. I advised would need to speak to my attorney and call back. I called my atorney and she checked the records and low and behold charles gray there were 3 of them in the state of california and non of them are with us anymore. I hung up the phone with relief from a wonderful attorney and later today i got the same phone call and advised mark to cease and decist and calls and he is only to speak to my attorney. He actually started yelling @ me about getting a attorney he said he didnt want my attorney information and he hung up. That is a relief and i believe the end of those scammer calls. Beware everyone. Dont get caught off guard like i did.

I have been recieving the same phone calls as everyone else, it looks like. When i finally answered the phone they transfered me to the person responsible for the "civil case" against me. I told him numerous times that i never took out a loan with the company and will not pay until he sends me something in writing. He then proceeded to tell me that since it was an online loan that he could not send me anything. That is a lie because anything can be printed and sent to me. I told him i was going to call my attorney and sue him for harassing me. He said there was no need for that. Then he asked me if i was on facebook and said he liked my picture on there and only called me because he liked the way i looked. That is getting a little creepy for me. I dont knoe what to do. If anyone knows what i should please tell me. Its getting rather annoying.

remember once you pay these scammers, you are considered an easy target and they will give your info to the next scammer. therefore it never will end. report them to the FTC and ignore the phone calls, when you hear their voice dont talk hang up.

I received a phone call at work, on my private line, stating that the caller was Officer Richard Johnson from the BCI, Bureau of Criminal Investigations, part of a law firm in New York. I took a message & the caller said that I needed to call him back in regards to "legal & time sensitive matters" & left the recall number of [protected] ext 115. As soon as he hung up with me he called my co-worker asking her if she knew me & stated to her that I used her as a reference & I was now a primary suspect in a criminal investigation. My co-worker informed her that she was at work & wouldn't be able to speak with him until her lunch hour & he informed her that she needed to call him back immediately so that she could be "let off the hook".

I researched the company, BCI, in which I discovered there is a such company so I emailed them, told them the whole situation & inquired if Officer Richard Johnson was indeed one of their employees (still waiting to hear back). I did a reversal look up on the phone # & discovered all sorts of complaints from individuals with similar situations as mine. I then blocked my cell phone number & called the number that was left & spoke with Officer Richard Johnson who then proceeded to tell me that the BCI has received complaints on my name & social security number & asked if I knew of these complaints. When I stated that I was not aware of these complaints & that I work personally with the SSA that I would just call them up & check on any complaints he said that he was going to transfer me to his Sr. Officer & the complaints would be relayed to me. So after being on hold for a little while another person, Officer F? (couldn't understand thru his strong foreign accent) verified who I was with my name & last 4 of my social. He then proceeded to tell me all these criminal charges that were being filed against me & that I could elect to resolve this out of court & he told me that Cash Advance USA said they electronically deposited $300 into my account # ending in XXXX with & he gave me my bank name & told me the references I used & my email address & my employer information. He said that I never paid this money back. I told him that I never received any money from this company in which he then told me that they have other names as & he listed a whole bunch of names. I again told him that I had never received in money from any company. He again told me I could elect to handle these complaints out of court, I then said "Out of curiousity how would we resolve this issue out of court? Are you going to ask me for my bank account # & tell me to pay such & such money?" He said he was not there to collect money but to try & resolve this issue & to inform me that I would be arrested & I would have to go to court for these charges against me. I again told him that I did not receive any money therefore I did not owe any money to this company. He said that an officer would be coming to (& he gave my home address & zip code) to arrest me within 30 minutes. I then hung up the phone with him & thought about it for a minute & then started shaking, crying & sick to my stomach so I called a very close friend of mine & explained the whole situation in which he was telling me that this was a scam & that they are not going to arrest me & that they used a scare tactic on me - well, it worked. They threw my minor childs name at me which totally freaked me out.

It has been over an hour & I haven't heard anything from any one in regards to coming to arrest me or this claim. But researching the company, Cash Advance USA & discovering these claims that individuals have made it gets a little surreal that someone can get all of this information & do this to another human being. I don't scare easily but after throwing my child's name & my personal information out there it was scary especially threatening to come & arrest me. Thank you to the ones that have taken the time to put your situation online. I will be contacting the FTC & the credit bureaus that so many of you have mentioned that you did. I also filed a complaint with the Better Business Bureau & with my local law enforcement in case someone does get this agency their account #'s.

I as well as a close friend got a call from this number stating I had taken out a payday loan and never repaid it. First and foremost, payday loans are not allowed in my state. Next, i asked for more information and they could not give it to me. They refused to give me information regarding the loan, where it was deposited, or any other information. They did however tell my friend I committed fraud and that I would be going to jail. PLEASE! The state attorney general will be handling this for me from this point forward. BTW, very thick arabic accents, and they used the name Ben Johnson.

[protected]

Same as everyone else...except I was called 4 times within 60 seconds-at work...see each time they called I hung up on them- they called right back asking why I hung up on them...my caller's name was Mark, Mark Robinson and his supervisor's name was David something...the number I was given was [protected]. I was told in total I owed $7484.70 if you include the cost of attorneys, court fees, etc. When I told Mark I knew this call was bogus he threatened in that all so familiar accent, that the police would be to my work and my home to arrest me...when Mark's supervisor called me back during one of their harassing rampages, he asked to speak to my supervisor. When I told him that it is illegal to share private and personal information with anyone but myself he got very angry and told me that I better notify my supervisor that officers will be here in the morning to arrest me. This is about round 3 of attempts at this scam on me in the last 4/5 months. For those of you that still may be unsure here is direct verbiage from an attorney: "there are no criminal charges for the inability to pay a debt. Not paying a payday advance is not check fraud. A fraudulent check can occur in situations where you issue a check on an account knowing it has insufficient funds to cover the check or forging a signature on another person's account. When a payday advance is taken, the advancing company is loaning you the money until your next payday and is getting interest back on the return. It is a loan, plain and simple, not a fraudulent check. " Attorney David Fineman of The Dellutri Law Group, P.A. : http://ww.floridabankruptsylawyerblog.com . Also, most states have an online system you can check to look at pending cases against yourself- really anybody. In VA it is www.courts.state.va.us/...Nothing for me under Supreme, Civil or Criminal charges...familiarize yourself with the Federal Fair Debt Collection Practices Act...this act also allows you to collect punitive and other damages for their violations...

Oh my God! I couldn't believe when I read all these comments. I have been getting calls from a legal officer called Eddie Smith and he has been threatening me if I don't pay for some money that was send to my bank account in June 2010. I asked him for more details and he wouldn't provide them. I checked with my bank and I didn't get any deposit for the amount he said( 350.00, now they said is 475.00 for late charges). I don't remember taking any loan for this amount. I've been doing pay day loans since 2000 and never had a problem. What bothers me is that he said he would reported to the credit bureau and I won't be able to get any pay day loans. He said I would have to go to court and pay > 1000, 00 if I don't pay what I owe them. He was very mean, would not let me talk; I asked to be transferred to Senior attorney, I think he said he was Mr. Cardona who also threat me and said it will be added 10 more charges to my file. OMG! I cried so much, I feel I little relief knowing I'm not the only one and that I'm not crazy. Hope somebody can do something about this. I going through Foreclosure and possibly bankruptcy; I don't need more STRESS!

I have the exact same problem right now. These dumb ***es are harrassing me over a loan which my bank has proven has never been recieved nor debited from my account. They had all my personal info except my real address and my legal name. They used my husbands name which is not legally changed yet. Im still under my maiden name. The number in which he calls me from is [protected]. This one comes back on the reverse search as a L.A. cell or unpublished number. However I am sure some of these other numbers could be him as well. I won't answer any of them. I have all of his voice mails that he has left me. The most recent one he said my case was going to be downloaded come this monday. Alright you mideastern dip sh** in this country we don't download legal cases. they have to go through a legit court with a real jusdge and it's in a court house, not the internet. You are an IDIOT! stop harrassing me, get a real job, and pay your bills the same way we all hve to. Are these guys terrorists that are trying to swindle hard working americans out of their money to make us poor and further fund their terroristic plans. They know they can't bomb us anymore because we cracked down on them. Get a life your [censor]s. I've had enough. You're getting turned in and hopefully one day you will be caught and you will be SERVED what you deserve.

I am glad I found this site is because, I used all these information, reported it to police, called FTC and called my bank, the company that got my C/C # for about $250.00, I just got it back and I am happy that the bank took care of it for me. I got a call about 3 days ago, cursed them out, wanted to talk to their manager, the person even got scared of me, for everyone that does get a call from maybe a foreign number, maybe let it ring a couple of times, like a day, and if they call next day, argue with them like crazy, they will get scared. But will call you in about maybe 2 weeks later but a different middle eastern guy or indian guy, do the same thing, just step up and don't be scared.