Advance America Cash Advance Centers [AARC]
Reviews and Complaints

This company said I would get an amount of money that had to be repaid over a specific period of time for $5000.00. If I gave them specific information about my checking account. Then they wanted me to the send money back to them. I disconnected the call right then. These are not the peactices of a reputable lending company, and they want to use you checking accout for unknown reasons and most likely you will never get the money.
Their phone numbers cone out of new York and Chicago. BEWARE do not give them your information or you could end up in financial trouble.

I got a call this week saying I took out a loan they refused dates times etc it wasnt even them I Believe it was a Indian threatening jaill if I didn't pay 750. Now or if I go to court it would be 5000. I'm so upset don't know what to do..?

I received two different e-mails from two different groups representing the same ADVANCE CASH ADVANCE They are threatening legal action if I do not respond to their demands of paying on the loan for not paying. Also I received emails they will garnish my SOCIAL security/Wages and receive an arrest warrant.
The two email address's are
1)attorneymr.[protected]@hotmail.com
2)payday.collections.[protected]@gmail.com
SHOLUD I RESPOND WITH PAYMENT TO THESE DEMANDS?
Jimmie Burchette/[protected]@yahoo.com

I was emailed an exceptance for $4000.00 loan. The told me to pay 250.00 up front on a pre-paid Vanilla Card. So I got up and went to CVS and loaded the card and they took my money. The next day the loan did not arrive I called and they said I needed to buy 400.00 insurance from them so my bank will except the deposit. I told them I only have 300.00 left and am depending on the loan. The excepted 299.00 and told me it would be 299.00, so I went to CVS again and loaded on a prepaid card 300.00 to them and they took that money as well then told me I will not get the loan because it had to be exact 299.00. I must submit an additional 299.00 for it to go thru. I was out of money I said and wanted to cancel and get a refund. They said I must pay 99.00 for a refund. They were out of Texas # [protected] and all had Indain Accents. I called the 800# for national Advance America and they said this is a SCAM we are not affiliated and do not do business this way. They gave me Fl Attorney Gen #, Online FBI #, Federal Trade Commision #. So I called all three.

On June 6, 2014 I received an email from a person by the name of "Julian Marshall" stating that after "multiple" attempts to contact me regarding a debt to an online loan company that I was to be criminally charged in court in a few days for the following:

1. Violation of Federal Banking Regulation.

2. Collateral Cheque Fraud.

3. Theft by Deception.

He stated American Cash Advance as the website owner and operator that he was representing. Now, I admittedly have online loans owed, but NOT to this company as far as I'm aware. An online search for this company took me nowhere, and the search for this Julian Marshall person led me here. The email stated that my SSN was put on hold by the US Government, and the charges would be filed in a few days, but that if I was to call him at [protected] ASAP, he would be able to help me. Threats were also made regarding my job and a request submitted for my termination!...I didn't call the number, I immediately emailed FinCEN.gov, the US federal regulatory department and gave them the info cited in the email. Just a note - the email I received was in very poor form grammatically, indicating to me that the sender was not proficient in English. The first red light towards SPAM...

I received a phone call at my workplace today from this company. There were two gentleman who spoke with me. They had my full name and proper address. They stated they were calling to discuss an impending lawsuit from an unpaid loan. The men had heavy Indian accents and stated that they were from PCS Legal Services then stated it was Prestige Consulting and that they represented Advanced Cash and then they stated the loan was from Cash Advance America. They said they were giving me a warning call that this was going to be filed in court. When I stated that I'd never heard of Advanced Cash or Cash Advance America and that I'd never taken out a payday loan, they became hostile. When I stated that I would have my lawyer call them as soon as they sent me a Certified Legal Statement, with my signed contract and loan details. They then become even more hostile and said I would be sorry if I didn't solve this today and that I HAD to listen to them. I told them that I most certainly did not, that if they didn't stop harassing me at my place of work, I would file a claim against them and that anything they needed to discuss with me could be done through lawyers. They told me that to "GET LOST" and hung up on me. I did not give them any information but felt that this should be reported nonetheless.

I got an email from a Kevin Smith from Advance America Payday Loans. He told me I was approved for a payday loan and told me cuz of my credit score, I had to buy a green dot card and call them. Having done this before and I was scammed, I told them No. He then got very creepy and told me he was on my Facebook page. He described my cover picture and made sexual remarks about my two teenage boys and then hung up on me.

Very creepy, unprofessional and a scam. DO NOT ANSWER OR CALL them back

I got a call from priority payday loan from number [protected] from a Russell Jones who said I was approved for a loan of $2100 and I needed to send $190 which I knew in my gut that it wasn't right but I did it anyways and he assured me it wasn't a scam. After I sent that a man name Jim Davis called stating I needed to send more money in the amount of $300 to cover the international fees. Like a fool I sent that and I had to borrow that money because I was in need of the money, because I was out on maternity leave from work and its the first of the month bills are due. So I did it. Then another man Calvin Smith called and stated I need to send another $190 so he can transfer the money in my account that was my breaking point. I said NO and he cant assuring me its not a scam and that if I sent the money on Monday I will have the money in my account within 10 minutes. I will not be sending any more money. I am now in a HUGE hole with my friend trying to find a way to give her the money back by Monday. I woke up this morning knowing it wasnt right so I google the phone number and came across this site. I am not trying sick to my stomach and can not believe I actually got scammed this way. It is truly heartbreaking.

received a phone call today from a law firm from california asking too speak to my mother and ask what for and told me that they wanted to talk too her that he's a lawyer and that she needed a lawyer cause that cash advance america was suing her for none payment and I ask him when was the loan made on what day and month. because before he called us we recieved a phone call from last month may 20, 2012 and they said she filled out a loan application on march or april this year and I told him that's not right cause she started on may 13 of this yeat and she never applied for it from them. And if any one from hindie origins talk to you and could not understand them just hang up and Be advice some of them do use magicjack so be on the safe side have a lawyer on your side and tell your local police of sheriff department. cause I told my mom that it happen too a lot of people in guam saipan and rota and it happened too me to in guam but did not reply too them they called me on my cell phone number and I never gave them the number at all and they said they are taking me to court. so I called my boss up and he went and check them out and found out I was a Scam for a brand new toyota camry loan. but I am glad the got caught by scottland yard cause the call came from scottland and the person wasu HINDI

I havebeen recieving harrassing calls at work and on my cellphone regarding a loan I was supposed to have taken out with them and didnt pay. This is defintely a fraud as I have never taken out a loan with this company. These people have my SSN# address and name. Im not sure if my information was sold to this company. The persons calling have a heavy accent and are advising that a warrant has been taken out for my arrest. I am concerned as these people know my place of employment and are calling my job. This definitely a scam and I need to know who I should contact in order to stop these people from harassing me.

I had never received a loan from this Internet cash advance loan, apparently i filled some information but never completed the application now they are calling me to get paid for a loan i never received, the person only states his first name, answers the phone no [protected] with hello instead with a company name i m afraid they’ve stolen my information.

On Saturday, Oct. 29, 2011, I received from Steve (had an Asian accent), of Cash Advance America, tel. # [protected] harrassing me. Steve said I was a criminal and in violation of federal internet laws and I also commited theft. He hung up and called back and left a message on my voice mail stating to call Ronnie Cooper. I called and asked for Ronnie Cooper. I asked him to tell me the details. He said in a harsh voice don’t speak while I am talking. He said I owe $950 and had to pay $500 or they were going to my job on Monday. He hung up on my. How could they go to my job on Monday. That’s is not the right thing to say. He should have issued me a summons and complaint first. I don’t remember borrowing any money. Well anyhows I still waiting for them to come.

I got a call on 10/24/2011 from a chris matthews who barely spoke english saying from what I could make out he was calling from internet crime compliant standard [protected]) to inform me of a legal compliant filed against me by cash advance america usa on a loan I never received from them...

On 11/7/09 I took out a loan with Advance America during that time I was involved in a auto accident which took me out of work so I had no income coming in but my wifes social security check of $757 which had to last us the entire month and pay our electric, phone insurance, supplies and food for 4 people(my car was rear ended) I received injuries to my left knee which required surgery and also a crack in my spine, my first payment came due on 12/4 and unable to make it, 12/31/09 my wifes social security check went into the bank early due to the hoilday my wife and I have a joint checking account, on 12/31/09 Advance America tapped into my wifes money of $651 so now I can't afford to go to therapy, doctor appointments let along tri to feed 4 people and now their telling me their going take out another $149 due to lack of payment, all I have wanted is to get better so I can return to work so much for that I can thank Advance America of that, I have filed a formal complaint with the Attorney Generals office.

i have treatning call that i owe money to cash advance america. but i never borrow money from them. and told me im going to jail with 3 felony count . AND THEY WILL ARREST FROM MY JOB where they get my imformation to call me in my home.

Several weeks ago there was a message on my answering machine. The thick Indian accent was barely comprehensible. My husband and I had to listen to it several times and still could not make out all of it. We ignored it. I received another call today and these people claim that I owe them money, which I do not. I asked to speak to an American, and was transferred to "Richard Williams, " who was obviously an Indian with the same thick accent. When I asked him if he was an American, he said "Yes." I continued to insist that I be allowed to speak to someone with an American accent, and he eventually hung up on me, claiming that he would "see me at the courthouse." I called the number back and asked for the name of the company attorney and his address so that I could have contact information, as I intended to file a lawsuit myself. I was told that the name of the company attorney is "John Doe." I was not given contact information, but was eventually hung up on again. I called back a third time and got just an answering system, so I left a phone number insisting that they stop calling me, as I do not owe any money to their company. I called a fourth time and once again got the answering machine. I intend to contact my bank today, and to send an official letter to Cash Advance America denying them any access to my bank account in case they try to withdraw funds.

Well I guess I am not alone, today I receive a phone call from Officer Richmond (with thick Indian accent) with the Financial Crimes Investagtive Divison informing me that Cash Advance of America filed a compliant against me for not paying an $800.00 loan on Nov. 10, 2010. I told me to hold on and check my bank account and told him that I did not receive any monies on that day or 10 days before or after that date and ask him to send me all the details regarding this loan. He also knew where I worked and SS# and said that if I did not resolve this issue he was sending an officer to my house to arrest me. I ask him for his # to call back at and the nuber he gave me was [protected]. I did a reversed seach on the number and got [protected] Type: Land Line Location: Richmond Beach, .WA. Phone carrier is MCIMETRO, ATS, INC. Isnt it funny Officer Richmond lives in Richmond WA. I called ATT and talk to the anonace department about the all numbers I have seen on this page and the one he called me on. I going to try my best to stop this harassment. and hope no one gets taken by this guy.

I was contacted by a Kevin Lloyd, who had a middle eastern or indian accent on a friday using the number [protected]. The message was left on my cell phone which is used for emergencies only. I check messages periodically. On Saturday, I called the number back. The answering message was for King's County Supreme Court Criminal Term. So I left a message for Kevin Lloyd since in his message he expressed it was a legal concern and important that myself or my attorney call back or legal actions would be taken against me. Monday morning I received a call. I let him speak until he started talking about court and blah, blah. He got upset when I asked him what was the nature of the account, what was the company, the amount, and when was I supposedly received this loan, and how I applied for it. I disputed it and said it was not me because he gave a recent date. I can remember clearly if I received money from a loan. Besides I am not working so how would I get a payday loan? He hung up on me. I called back until someone else answered. I asked the same questions and told them the same thing except I got rude this time. I told them do not call my mf phone again cause I am not stupid--you are trying to scam me and you will not get anything. I also told them to go back to their own country and scam them. I even followed up with calling the court house to make a complaint. The complaint office receptionist checked the number while I was on hold. When she returned she informed me that it was not a number in the court or did an attorney Kevin Lloyd work there. She advised me not to send any money cause if it were a court matter I would not receive a phone call or be demanded to send money. I let her know that the number even has a message box that announces them as King's County Supreme Court Criminal Term. Also that others have done like I did and followed up by calling the court house. Take my advice and cuss them out and don't send them a dime.