California Recovery Systems, Inc. review: Threatening, verbal abuse 6

On May 1, 2009 I was contacted via telephone by Maia Lampkin from California Recovery Systems, Inc. She stated I owed a balance on a MasterCard credit card from the year 2000. I told Maia I did not remember having a MasterCard in 2000. We talked and I agreed to make payment arrangements. I told her I was laid off and my husband is a teacher and does not get paid during the summer and any payments would have to made after my husband started back to school in September. I agreed to pay $50.00 per month in the beginning, starting in September, and after a few months I would be able to pay $100.00 per month. I asked Maia to send me an email with a letter saying I owe the debt and her contact information. I explained that I had been a victim of fraud and I had no idea who she was. I also asked her to mail me a letter to my home. Maia did send me an email; however I did not receive a letter in the mail. On 9/02/2009 I received a call from Kelly from California Recovery Systems, Inc. Again, I told Kelly I did not remember having a MasterCard in 2000 but I would make arrangements to pay the bill as I had done with Maia. I explained to Kelly I was laid off and about my husband being a teacher. I told Kelly I could pay $25.00 per month and that is when she became very nasty. She stated she would not accept $25.00 per month and why did I not pay the $100.00 I agreed to in May. The tone in her voice was belittling and she was yelling. I told her I did not like her attitude. She stated she did not like my attitude and said "why don't you just pay your bill lady". I said to her, if I do owe this money do I owe it to her personally. She stated "It doesn't matter who you owe the money to. Just pay your bill lady. You are the reason the country is in the shape that it is in." I really got made at this point and told her to just keep talking because I was writing everything down. I told her she was not following the fair credit and collections practices act of 1978. Kelly stated "its 2009 lady, just pay your bill." She further said, "I will go after your husband's wages". I told her my husband and I were not married in 2000. She stated, "It does not matter, I will do it anyway." I asked for her name and Kelly said, “you should have written it down when I first called”. I told her to just keep talking because I was going to report her to Tallahassee. Kelly got mad, I guess, and hung up. I will be happy to pay this bill if I owe this bill. Apparently I do owe the money because they have my maiden name and contact information. I have had the same telephone number for 9 years. I will be happy to make arrangements with them but I will not be spoken to like I am a criminal or a dead beat. Kelly had no right to tell me I was the reason the country is in the shape that it is in and she had no right to threaten to take my husband's wages. She does not know my husband's name or where he works and my husband and I were married in 2001. We were not married and did not live together at any point prior to 2001. My husband did not sign anything. Again, I will be happy to pay this bill but I can pay as much as I can pay, not what they want me to pay and I will not put up with their indignant threats and poor attitudes.