Consolidated Credit Solutions
Reviews and Complaints

Consolidated Credit Solutions, Inc assisted me in lowering my credit card payments and interest rates by consolidating them into one easy and affordable monthly payment. Without their help, I would not have been able to keep up with my monthly payments and maintain my good to excellent credit score. I appreciate their kind, caring, friendly service and understanding of my needs. I will continue to use their service and tell everyone I meet how they were able to help me. Thanks!

With hard times now due to Covid-19 and hours being cut...I'm so grateful that Consolidated Credit Solutions, Inc. eased my mind. Joanna Smith and Althea Johnson were so professional and kind and the process was easy and quickly. What I liked the most was their utmost attention to my situation and how they eased my mind and stress. Thank you Consolidated Credit, I will refer you to Family and Friends and again very outstanding staff to work with. Happy Holidays! John Doe / Grandy NC

They have good people explain everything step by step. I do definitely recommend. You must work with them. They will give you the exact advise that you need in according with your debt. Very easy and fast the whole process. Thank you! Son excelentes explicándote todo paso a paso. Los recomiendo definitivamente . Deberían hacer re financiamiento con ellos. Consolidate Credit te van a dar las recomendaciones que necesites de acuerdo a tus deudas. Súper fácil y rápido todo el procedimiento.

I am so relieved and very grateful that I had called consolidated credit (thanks to a commercial). The two individuals I spoke with (David Hajjar and Althea Walton) were professional, showed concern about my situation. They took the time to explain about the program and the payment option. Patient about answering the many questions I had, without me getting the impression they were ready to end the call. Yes, I would recommend your company. In fact, I already have. Thank you again for being there for me. Brenda W

Total recommend! Trustworthy and friendly. I recently picked up a bad habit of gambling. I wanted to stop without worrying about the debt I put myself in. I kept trying to win my money back, and dug a deeper hole! Today, I am able to quit that bad habit, and start fresh! Thanks to this wonderful team. Read their reviews, gave them a call, within 20-30 minutes I was approved, and ready to start a responsible journey. They were fast and efficient. A BIG THANK YOU to this TEAM for ALL their help. I really appreciate it!

Consolidated Credit has been great to work with! They really simplify all this stressful subject of debt and dealing with creditors.My husband and I have been in their program for 6 months now and everything was going great, until this month one creditor tried to not honor the contract and make us pay extra money, directly to them. We immediately called Consolidated Credit and they are helping us handle this shady company. I would not try to deal with these shady credit companies without their help. I totally recommend them!

This program literally saved my life. As a single parent I relied very heavily on credit cards for too many years and was lost in a cycle of minimum payments with no lowering of balances. The program was simple and the customer service was amazing. I was able to work closely with them to track and update balances and watch as my debt was made smaller every month. I have zero issues or concerns with the safety of my personal information or data. I have already recommended the program to others and plan to continue to recommend them for years to come.

I learned about Consolidated Credit Solutions in 2017 when I was making a plan to pay off a handful of credit cards that I used after an unexpected divorce. I just paid my last payment this month, and have paid off over twenty one thousand dollars, through monthly payments to CCS. Lisa Johnson just called me to have a closing interview and could not have been more kind, helpful and encouraging. I cannot recommend Consolidated Credit Solutions more highly. They were easy to work with and informative and the whole process was extremely transparent. If you are ready to make a plan, call CCS, you will be very glad you did! Good luck!

Consolidated Credit Solutions is an amazing company. I entered the Program in 2019 with 32,000 in credit card debt. They slashed the interest rates in half and sometimes even by 60%. One card actually had no interest rate because of the program. I am extremely grateful for this program. My credit score is above a 700 now and it was no where near there in 2019. with the help of the program and other factors I Refinanced my home in 2020. I was originally supposed to pay the credit cards in about 6-7 years but I today paid off all of the cards. July 7. It took me 23 months to pay off the $32k. Thanks Consolidated Credit Solutions!

I had been mulling it over in my head for months about whether I could pay off my debt or if I needed help, I decided to check out Consolidated Credit Solutions they set up a plan I could work with, and I am so glad I did because after only a year and a half I have paid a little over $40,000 dollars off and I am debt free. They work with you by giving you free webinars about once a month and ask for a review about every three months. All the people they have working for them are very encouraging to work with. I am very glad I found out about Consolidated Credit Services and trusted in them to help me out. They are a great company to work with. Thank You Consolidated Credit Solutions.

Recomiendo ampliamente el programa de consolidación de deudas de Consolidated Credit. Yo debía más de $15K en deudas de tarjetas de crédito, el dinero no me alcanzaba, no podía dormir por el estrés, fue cuando decidí llamar a Consolidated Credit y registrarme en el programa de consolidación de deudas que ellos ofrecen. Luego de 3 años he pagado absolutamente todas mis tarjetas de crédito. Mi crédito ha mejorado notablemente y ya no tengo el estrés y la ansiedad que me causaba deber tanto dinero. Gracias Consolidated Credit.

English:
I highly recommend Consolidated Credit's Debt Consolidation Program. I owed more than $ 15K in credit card debt, the money was not enough, I couldn't sleep due to stress, that's when I decided to call Consolidated Credit and sign up for the debt consolidation program they offer. After 3 years I have paid absolutely all my credit cards. My credit has improved dramatically and I no longer have the stress and anxiety that caused me to owe so much money. Thanks Consolidated Credit.

Consolidated Credit Solutions, Inc is the deal! I have been looking for a way to consolidate my debts. As is normal, cash flows fluctuations cause recurring payments to be missed at times, so I have been looking for a way to just make one payment and let the rest be on remote control.. That's exactly what Consolidated Credit Solutions, Inc. gave me on a silver platter. Then I met Jamel McKenzie, one of the credit counselors. Man... He made the whole thing look like a piece of cake... His level of professionalism is totally unmatched. Within approximately 20 minutes, I was done with all the processes- getting approved, filling in the forms, etc. Jamel's guidance was superb, I guess even my first grader son could have followed his instructions and gotten this done with. Jamel, you're the man! By the way, within five minutes of my completion, I called a relative of mine and told him the good news. CCSI, he's on his way right now. I've sent him the details already. You just made my weekend better. THANK YOU, THANK YOU and THANK YOU!

Consolidated Credit helped reduced the interest rate on my credit cards from over 24% to an average rate of 8 or 9%. I was able to payoff more than $80 thousand dollars within 4 years and my payments were reduced by more than $300 per month. At the begging, I was concerned about closing my credit cards but my accounts were maxed out or close to the credit limit so I was not able to use the credit cards anymore anyway and my credit score is already affected from having maxed out accounts so I would not qualify for a loan. When I signed up for the program my credit score was low because my accounts were maxed out but as I was paying down the balances with the reduce rates my balances were coming down faster and that was helping my credit score because my debt was lower and lower month after month. If you want to maintain and improve your credit score this is you best option. I already finish the program and have credit cards again with the same companies I consolidated but my rates now are less that 12% and I try to paid them in full at the end of the month to avoid the interest charge. Make sure to stay in contact with Consolidated Credit to check on your accounts every couple of month. They have the tools to reduced the rates but it is your credit card debt and you need to be informed and on top of your finances with their help.

I cannot recommend Consolidated Credit Solutions enough. I had heard bad things about consolidation loans, because they only help pay things off, but its easy to get back in debt. We had about 31K in debt with 9 credit cards and 2 high interest (28-34%) loans. They worked with our creditors, because they are an actual credit counselors. I tried talking with creditors myself, to work out better interest rates and help pay things down. No one would really work much with us. Consolidated Credit Solutions was able to get all the interest rates at least halved with our accounts, if not more. We had some rates go from 25% to 10% and some down to 1.9%. It is dependent on the creditor also on how much they will work with Consolidated Credit Solutions. The great thing is they don't just loan you money to pay everything off, just so you can max them out again (I am guilty of this). They actually work with the Creditors to get better repayment rates and monthly payments. You then can just pay Consolidated Credit Solutions and they make all your payments to the creditors and yes the charge a monthly fee, which is next to nothing for how much they help you. My wife and I were paying around $1200 a month to creditors just trying to keep our heads above water and It was mostly interest. They helped us pay about 2/3 that and put the majority of our money towards the Principle so we could get our debt actually paid off. We started our program at the end of 2016 and we are almost completely paid off on everything. We are so happy, i don't know where we would be without them! Thank you so much for helping us.