Fund&Grow
Reviews and Complaints

Fund and Grow is a legit company. I was hesitant at first, but after a few phone calls and reading the other reviews, I took the leap of faith and glad that I did. I worked with Zac R. and his engagement and responsiveness was amazing. He was also very clear in laying out our strategy and helping me understand the nuances and details of the process as we went along. In the end, I received over $70K total in my first round, with a portion of that total being personal credit. Now, we wait a few months or so, and will be going after the 2nd round of funding. That being said, I'm now in a place where I can proceed with the renovations of my rental property, increase the value, and pull out my initial investment by the end of the calendar year. I highly recommend giving Fund and Grow a try if your on the fence and considering it.

Access to capital is one of the most difficult nuts to crack for people who are trying to build a business. We are experts in our field of business, not in the credit industry! Yet a lack of that knowledge holds us back when we try to get the loans we need to expand our business. Fund & Grow is a niche consultancy for small business owners trying to navigate that narrow, winding path to business credit and sustainable business growth. I have no regrets about working with them and found my account manager for the first round of fundraising, Denise P, to be highly responsive and knowledgeable. F&G tells you exactly what it's going to do, and how it's going to do it, and every step of the way they are transparent and accountable. Very grateful to have been introduced to the service, and I plan to mention it to my colleagues and clients.

My experience with Fund and Grow was extremely disappointing, after paying
up front the $3,500 dollar starting fee, I was told to pay off a $1,700 credit card. I paid the card off the following day. After seven months of very little communication with my advisor. Let me say for the record, If I did not reach out to him, I did not know what was going on. My wife had to ask the advisor If I have completed my first round of funding. He replied in a text yes. That's it, my first round of funding totaled in the amount of 10k. I received an email days later about credit repair. In order to move forward with another round of funding, I have to pay a credit repair company to have the inquiries removed from my credit report. The $3,500 is an annual fee. It's going to take at least six months to have the inquiries removed. With that being said, it will be time for another $3,500 annual fee.

I was referred to Fund&Grow by Anderson Business Advisors. I will admit that it sounded way too good to be true. HOWEVER, I am so glad that I decided to go ahead and give Fund&Grow a call. My initial contact was Kevin. Kevin was great and immediately made me feel like I was in the right place. He always made me feel valued and important, even though I am a small business owner that is just starting out.

Once I made it through Kevin, I was handed off to Samantha. Samantha helped me through the meat & potatoes of the process. She was very informative and always followed up in a timely manner. On my "first round" of funding, I received $50K. I am excited to utilize the credit that I received in the first round with Samantha's advise so that I can optimize on the second and third rounds.

If you are hesitant, don't be! Fund&Grow is great! I have already referred my friends and family to them.

I joined Fund&Grow only a couple months ago and have had the best experience so far with my team assisting me on my funding. Denise specifically has been my point of contact. She has been by my side throughout the whole process, answers all my questions, suggests the best options for me and has helped me get a great amount of business funding on my first round. I feel comfortable and confident with her decisions as she is clearly educated in this industry and knows what's going to be the best for me as I continue to scale my funding. I have been impressed by this businesses services and support. No matter what question or concern I have, there is a solution on the spot. I am so excited to continue working with Denise and Fund&Grow as I scale my funding for the year. I want to thank you for being so amazing! I have already been talking up this company left and right and have a couple referrals coming their way!

Steph C.

I cannot thank Stephanie C. enough! I am skeptical by nature, and Fund and Grow seemed way too good to be true. Well, let me tell you: it isn't. Stephanie put my apps in on Friday and, as of today, I've already received approximately 35% over the average amount an owner normally receives their first round.

How did she do this:

1) Efficiency this gal is both good AND fast!
2) Thorough understanding of the process, inclusive of being able to break the technical aspects down to me so that they resonated and I felt comfortable going forward.
3)Patience and empathy I had a million questions and nothing trumped her. She has been calm and steady throughout.
4)ELITE customer care- Stephanie is as happy for me as I am. She is approaching this process as if it's HER business.

At this point, even if my business doesn't secure another dime, I am sold on Stephanie C. and Fund & Grow.

Thank you, thank you, thank you!

***��

Mi experiencia con este equipo de trabajo la describo como espectacular todos desde el comienzo del proceso pero en especial en el proceso de solicitud , Nancy T. ha estado constantemente al tanto de todas mis dudas e inquietudes para darme la explicacion correcta en cada momento y un trato especial y comunicacion inmediata cada vez qu lo necesitaba , aunque es mi primera ronda me siento muy complacida , muchas gracias a todos y continuen asi ,Felicidades por su exelente trabajo.

I describe my experience with this work team as spectacular, all from the beginning of the process, but especially in the application process, Nancy Torres has been constantly aware of all my doubts and concerns to give me the correct explanation at all times and a treatment special and immediate communication every time I needed it, although it is my first round I feel very pleased, thank you very much to all and continue like this, congratulations for your excellent work.

Fund & Grow was a good experience overall for finding funding for business growth through lines of credit. I did not give 5 stars because there were some communication issues among the various team members and they were often not on the same page. We specifically signed up to build "business" credit, but some of the representatives kept trying to get us personal credit lines (which we do not need). I have an 810 credit score, and could have applied for credit myself. I completed 2 rounds, and achieved $52,000 of LOC for business. I probably could have gotten more if I had Chris for both rounds, but unfortunately the 1st round was different person that did not seem to be as motivated. Chris was amazing though! The price was quite hefty, but it may be worth it for those who have low credit scores. The cost was a bit steep in my opinion just to apply for intro credit cards if you have excellent credit. Overall, it is an option to find money to grow your business though.

Fund & Grow provides a great service for anyone looking for capital to start a business. It's a non-traditional way and by using Plastiq to send money to vendors, it makes it even easier.

When I first started I only had 1 credit card with a 9k limit on it. In the first round of funding, they got me 3 additional cards: AMEX, Discover, and Chase that totaled in $31.8k in personal funding. Then I did the business funding. I got 4 cards: AMEX ($6k), (First Midwest Bank - a local bank in IL) ($10k), First Nat'l Bank of Omaha ($15k), and a Chase Ink for ($32k), they negotiated the AMEX and Chase card to higher limits. They didn't do the other two banks because they were new clients of Fund & Grow and that relationship wasn't there yet.

After paying the initial $3500 subscription (I got $500 off from a code from Clayton Morris' REI Podcast), I netted about ~$60k in BUSINESS funding. From that funding, I had the initial capital to invest in a cannabis company and buy my first car that I've rented out on Turo.

I write this review for Fund&Grow because Stephanie C. was so pleasant to work with. She answered all my questions, stayed in constant contact with me each time a milestone was reached, and showed genuine interest in meeting my 12-month goals. When I decided to invest in this company, I was skeptical. I wondered if they were legit. Since I discovered them through Bigger Pocket, I was more at ease to give it a try. I am always uncomfortable providing my personal data. After thorough research, I realized the security and privacy they had in place to protect my information. I also wanted to see if they could meet my ROI goal. To my surprise, within less than a month, we had secured zero-interest credit for twelve months totaling over $50,000, and still going strong. This will allow me to have the necessary cash readily available to purchase, renovate, and flip real estate for my business. I am looking forward to seeing what else Stephanie C. can do for me in the next eleven months to help fund and grow my business.

Getting funding from banks is almost impossible if you entering entrepreneurship with Ecomm, Affiliate Marketing, or Real Estate Investing as a beginner or seasoned individual. Financial education in the U.S is alarming. Over half of the population says the most difficult topic to discuss with others is personal finance, and they would rather discuss death, politics, or religion. Additionally, 85% of Americans are anxious about their personal and/or business finances. Fund & Grow is a no nonsense program that will tell you like it is about your credit and what it will take getting business funding. Charlene is the person I spoke with discussing my credit report, what I needed to work on to begin building personal credit transitioning into building business credit. "Kindness is Her Superpower." There are many programs out there offering to help entrepreneurs getting business credit; But Beware! There Are Many Programs That Are Scams. We have to be accountable about how we manage our finance's and not blame anyone else. Fund and Grow is a great program that will change my life.

My initial investment well worth it as I was able to secure about ~ $135K of new business credit throughout this process. It did take a while to go through the various applications and rounds of funding but the end result was well worth it. The customer service and coaching was excellent. This business really does deliver on its promises to help individual small business expand their business credit. They have a highly professional team which takes of all the credit applications and connections with banks. The customer service team kept in touch at key points. Richard, my account manager was simply superb and provided outstanding customer service! He gave great advice, followed through and helped me realize my goals. The process does take some time but is well worth the wait and the investment. I was initially a bit skeptically on whether this company really could deliver or not, but after having gone through the whole process from beginning to end and seen the final result, I would not hesitate to recommend F&G services to friends and family looking to expand credit for their small business.

As the saying goes "If it's too good to be true, it probably is". Well, not with Fund & Grow! They helped me obtain over $120K in 0% business credit cards.

2019, I began building a solid business foundation then worked on building my business credit worthiness through NET 30 vendor accounts. It was an extremely slow process that literally got me nowhere. I ran into a Fund & Grow advertisement on social media, clicked to review the site then thought to myself that this is too good to be true, I exited and logged out.

2 years later, I stumbled across another F&G advertisement. This time, I decided to give them a try. "Let's see what they're talking about!" Signed up in June . My account manager at the time must've been new. He did manage to get me $32K in business and personal credit card limits for my first round, which negotiations were complete in August . I then went through an inquiry removal process from August through March 2022, giving me 3 months left on my F&G year subscription. I will not be hiring that inquiry removal service again. Now, ready for my second round of applications, I was given a new Account Manager by the name of John G. John was extremely aggressive and took me from $32K to $122K total limit, reset my 0% interest on all cards and merged some cards, all in 18 days (felt more like a week). I was very impressed by John's skill and ability to expedite this round. I'm glad to have gone through this process with obstacles as I know several business startups that could learn from this experience. Overall, I give F&G 5 stars and will be subscribing again.

I became a member of Fund & Grow around the first of August. They had a special and I was able to bring my brother onboard as well.

I have worked with more than I care to mention other credit repair funding entities and never got any value or returns on my money and needless to say no money/funding ok.

The Fund & Grow website in the member screen outlines the step by step process on personal credit repair/enhancement that you as a member have to do to succeed. If you do not want to work and keep a file of all your progress then you will not progress at all.

I had a few issues/derogatory on my credit file and I had to remove myself from like for credit cards my brother was a primary on in order to proceed expeditiously in this process to begin personal funding.

That process was a bit challenging dealing with the Mafia Credit Bureaus folks. Finally after about 40 days working with the most wonderful professional Fund and Grow Representative Nadia L. on her guidance and advice/suggestions only to repair my personal file on all three bureaus. The outcome was spectacular for my scores shot up from low 700's to 787 being my mid score. Nadia L., Thank You kindly for all you do I recommend promotion beyond her peers. She cares about you and so does the whole Fund & Grow Team folks!

Once that phase of personal credit enhancement was complete Jeremy L. Fund & Grow account manager was assigned to me. Keep in mind everyone reading this Fund & Grow strategically cuts through your credit file with laser precision and suggestions to get you funding in the shortest window of time as long as you follow their guidelines it works! I can prove it $25,500.00 on four different credit cards. This is just on the first round of funding efforts ok. Follow me here it gets better. In approximately six moths Jeremy L. will ( I will ask the CEO for him to carry my file on the 2nd round of funding) this will be the 1st April 2022 and expected range of $60,000.00 to possibly $80,000.00 in funding at that time depending upon many factor market conditions and your good housekeeping on your existing credit from the first round. Jeremy L. was outstanding in his communication and conveying to me every step to take whenever a letter is sent from the lender or Bank to scan it and email it to him for review and he would take action on it. My teamwork with Jeremy L. was fun and dynamic because if you want to succeed with Fund & Grow's program personal and business (haven't started that with a Rep but have increased trade lines on D&B. Followed their website business credit enhancement guidelines ok) you have to follow their directions and suggestions. You have to respect their estimates because they cannot give you a quote per say ok. (That is just a known in this business). Jeremy was top notch for he ball parked I would get up to $30,000.00 ok and he fought hard and brought in like I mentioned above a staggering $25,500.00 Folks! Let's get a big Hoo-Ray! for your work Jeremy L. Thank You and i recommend promotion beyond his peers. I want to Thank Fund & Grow for the Team you have in place all customer service Reps YOUR THE BEST! I am a HAPPY CUSTOMER with Fund & Grow!