Midland Credit Management [MCM]
Reviews and Complaints

Everyone Join me in the fight to shut down Midland Funding LLC a Junk Debt Collector and all of there locations! They are violating our rights and using illegal methods to harass us and using manipulating legal practices to packet your hard earn money! website for petition is: http://www.thepetitionsite.com/1/Shut-Down-Midland-funding-LLC-Junk-Debt-Collection-Companies/

Thank You all for your support and dedication!

Midland calls me about 6 times a day on my cell phone during work hours so i do not answer. The kicker from this is they don not leave a message for a return call. Next the guy says when i did answer that i have been making regular payments, so i ask why the calls then. He say i owe him the money and i say nope its the company i had the account with not you and he gets really upset and hells at me and gets rude and talks to me like i him his child or something so i go off him. I ask him how did he get my cell number and i never get answer back or any answers on the account. So i just hang up amd that makes them really mad and when they call again they mad so right off the bat they rude and confrontational so i just tell what i will do and hang up. But really who do they think they are for real

I have no idea who this company is collecting for. Also the lawyer for the plaintiff David A Cohen/Mitchell G. Slamowitz/Mitchell Selip, Esqs. Cohen & Slamowitzllp will not give any information. So they can just file papers on a court and collect money for no reason. And they dont have to identify who they are collecting for? Second the collection letter from the sheriffs office is the only notification of anything.

Midland Credit sent me a notice that I owed over $1, 600 for a bill from Citi Bank. I contacted Citi and they said I owed nothing and to ignore them, now I've received a notice from Alliance One on behalf of Midland & Citi Bank. I contacted them but didn't give them any information. They said it was from a debit from 1984 and they had my social security number. I wouldn't give it to them, so he told me it. My ex-husband & I had claimed bankruptsy due to an auto accident and it was finalized in 1985. I told them not to contact me anymore as I didn't owe this, but they said I had to prove it, I had to send it a copy of by bankrupsty discharge notice. Do I really have to do this? This is way of the statue of limitations in my state of Washington.

First I need to let anyone know reading this that there are TWO addresses on the letters I receive from this company. One is the address listed in this header, the other is P.O. Bx 603, Oaks, PA 19456.
We had to file bankrupcy due to 2 companies going under that my husband worked for within 6 months of each other. Some creditors worked with us and some would not. This, Midland Credit Mgt. company called the first time after we filed, I advised them as my lawyer told me to of the bankruptcy, gave them all of the contact information, they were very nice and said that we would not receive anymore phone calls. I did receive another call just days later, I repeated all of the same information I had given prior to this phone call, and again was told I would not receive anymore phone calls. I have been getting letters now from them telling me they will continue collection proceedings unless they receive verification of the bankruptcy. My lawyer told me to call them, find out who they are collecting for and to get a fax number from them. I can only get voicemail with them, and no one returns a phone call. Their letter only has another collection company listed as who they are representing, and the total amount due does not match any creditor that we have listed in our accounts. I'm sure they represent someone, but, it looks as if they change the balance after they pick up the account, then you're left trying to figure out who is the original creditor.

MCM sent me letters over about a 2 year period suggesting I owe varying amounts and not in increasing order. Started at $7, 000, then went to $8, 000 and ballooned up to over $10, 000 and then went back down to $9, 000 and $8, 000. I like many others have played the card game bull... you know the rest, so I called them on it and said prove that I owe you anything. First they sent me another statement asking me to pay, then as stated by others they asked ME to give them proof of the debt. Finally some outside company they work with sent me a letter stating that MCM had NO DOCUMENTATION showing that I owed anything. Problem solved right... WRONG! They have recently sent me a statement (without the red markings this time) asking me calmly and nicely to pay $9, 000 on the debt they already couldn't prove I owed. I swear these people are a piece of work. I'd be offended if I thought anybody intelligent actually worked there. Best part is, they said they would report account as paid in full once I paid; lucky me! *sheesh*

I closed this account in January of 2006. Pay the bill in full also I cut-up the card and sent it back with the payment. Later I paid a charge that was filed after january. I didn't hear anything from Tribute after that then in November of 06 MCM started sending me letters that I still owed Tribute. I've sent MCM copies of my money orders talked to every one even people in India that handles Tribute custemer services. And I'm still receiving letters from MCM. Also I've disputed this with the credit reporting agency. And nothing has came of these efforts.

They are garnishing my paycheck and won't say why! who they are? What is going on! I am highly pissed. i got a letter to appear in court and now another letter and money starts being garnished out of my employment check stubs and i dont know what to do. can someone help me or tell me who these crazy taking from hardworking people are. why wont they talk to you when you called them directly. why does it take for me to vent my anger out on the internet. have you been got before by this company? let me know!

I was never personally served, I did call them and tell them about the illegal part, then proceeded to offer to pay only what I origingally owed. They refused to work with me. I have offered to pay What I really owed to the Co. and the last collector (Midkland told me it was already charged off). I tried to ask for help before being late the first time and they said "no, we will make more money if we don't, and we always get the money". This was by the original creditor. I got a notice when it was to late about court, and could not make it. I am now sending a Request to open Default Judgment. What else can I do? Thank You

We have sent Mid-land Credit Management a letter of debt validation...over a month later we get a letter in the mail stating-

"The purpose of this letter is to request your assistance so that we may reach a quick resolution to your dispute.

As part of our investigation of your dispute, it would be helpful to have a copy of any documentation you may have that supports your dispute. In the interim, we have requested the three major consumer credit reporting agencies change the status of this account to "Disputed".

Please mail or fax canceled checks, paid letters, police reports, or any other documentation you may have to support your claim."

What? Yes, let me help you sue me. How would I go about in writting a rebuttal letter to this? Can they even do that. If they bought the debt shouldn't they have proper documentation? Please help.

I have received notice they they have filed a law suit against me in Jackson County Missouri case number 0916-CV34435 on 11/05/2009 AC Suit on Account

I have never heard of this company or have I ever received any mail or phone calls from them. After doing research on they company I have found some addresses on them. I for one am not going to take this laying down. I am planning on going to the first court hearing and then if the judge won't dismiss this I will hire a attorney and go forward with protecting my self as well as filing a law suit against them.

San Diego, CA.
8875 Aero Drive Suite 200
San Diego, CA 92123
Phone: [protected]
Toll Free: [protected]

Phoenix, AZ.
4302 E. Broadway Rd.
Phoenix, AZ [protected]
Phone: [protected]
Toll Free: [protected]

St. Cloud, MN.
16 McLeland Road
St. Cloud, MN 56303
Toll Free: [protected]

Gurgaon, India.
520 Udyog Vihar, Phase III
Gurgaon 122015, India
Phone: +[protected]
Toll Free: [protected]

Midland Credit is a collection agency, apparently. I got hooked up with them recently for an unpaid phone bill, which I honestly didn't know existed. Anyway, these people are very nice when they want to hook you but the pleasant attitude stops there. The website does not reflect payments made on a specific account and ALWAYS reflects the full balance due, even if you've made several payments. Surely you can see me concern on this matter. I called the company and admittedly I was a bit uptight but certainly was not rude or unreasonable. I spoke to a rep named Faune who was, prior to today, very nice to me. Basically she gave me a rather confusing excuse and hung up in my face. Nice, huh?

I have never heard of this company before today and then I receive as a registered letter that I have a judgement filed against me for $1946.58 that is in a married name that I have not used in almost 10 years. Puzzled and confused about what possible debt this could be, I see that the supposed court date was back on March 06, 2009. How is it possible that a court date was set and I was not notified? Isnt that against the law. Don't I have the right to face my accusers and defend myself? Even if it is only a debitor? I knew nothing of this until after the fact. I now feel that I need to go to the expense of hiring a lawyer (one not previously needed) and fight this!

I was served with a complaint from Midland Funding LLC. They are going to garnish my wages. Just like everyone else. I had a credit card from Aspire Visa Gold and I still had a balance. I was paying on time they closed my account and I a letter from Midland of what they are going to do. What can I do.

I received a Letter from your company about an alleged debt that is now over seven years old which you can not legally collect. This alleged debt belongs to one Peter Torrelli Jr. The account number is as follows: [protected]

If you try to contact me again on this matter I will be turning it over to an attorney to sue you for trying to collect on an alleged debt of over seven years!

I just won a judgement against these scam artists. They claimed I owed them $1, 300 two months ago. The court gave them two months to come up with the proof that I owed the debt. On 9/24/09, their lawyer tells me that although there was no proof, the debt is now $2, 400! She offered me a plan to pay only $1, 200 in monthly installments. Mind you, this was never my debt to begin with. I gave her the nastiest look, told her if she thought it was fair to pay a debt that I did not owe and if I looked insane to her. To that she answered "maybe it is best that we discontinue this case."

My suggestion to anyone who Midland comes after, DENY, DENY, DENY and then insist that they provide proof. If they claim they are representing a debtor called First Consumers National Bank, this place no longer exists and if they ever had any records, they are no where to be found. Do not give in to their threats. That is what they are trained to do.

The one thing you should not do is ignore any court dates. You need to be present to fight your case and I guarantee you a lawyer is not needed.

Good Luck and please folks, post your experience with these scam artists.

My family is currently experiencing problems with Midland Credit. They are now able to get judgements without the person they are suing even being alerted that there is a court action against them. Everyone needs to start writing their congressmen and senators immediately and demand that Midland Credit be investigated. They also refuse to validate the debt when you follow the proper procedures. They also have attorneys working for them now that claim they found your info at your local courthouse and if you come into the attorneys office he will "help" you reach a settlement with Midland. This is happening alot in Columbus Ohio.

I tried to fight a court ordered judgment against me from Midland (who represented my Aspire credit card which was originally a Providian card) with tons of documentation showing I already paid a large part of the debt. I had bank statements showing withdrawals, copies of the checks they produce with wireless transactions, etc) - LOST.

So after paying what I "owed", which was the correct amount with whopper interest, the turds are again trying to get a local legal firm to squeeze another $136.00 bucks outta me. Won't happen. I have final orders saying I'm done. Midland is scam.