Morgan & Associates Law Firm review: Terrible experience 216

I too have been accused of taking out a pay day loan. Never did. Got e mails from law firm in Texas now from New York. As much as I told them loan never happened they insisted it did saying if I don't pay the $740 owed my court fees will be $6600+. Just want to know how these people sleep at night.

I just forwarded the threatening e-mail I got from these scammers directly to Porter Morgan at Morgan & Associates, a legitimate collections law firm in Oklahoma, asking him to cease and desist from sending dunning e-mails as I have nothing to do with Cash Advance, Inc., or, in the alternative, to investigate the scammers giving him and his firm a bad name. If you Google Cash Advance, you will find that it is not a legitimate company and they are not permitted to lend money in the US. They have no license to do so. There are many cash advance scams out there that are illegally lending money to US citizens. Do not borrow money from any of them unless you check them out first.

I have received a phone call from them stating I owe money, but yet I know I paid it off. When I told them to send me something in the mail, they said they could only send it to my lawyer. I gave them the fax number at work and said gave them my boss's name as my lawyer, without saying she was my boss. Of course no fax came in. I know have received an email affidavit (sp?). No phone number on it, no real address, actually looks like something someone would type up for a generic college paper just to get the understanding of it. I am going to cut and paste it on here. For being a "law office, " the email itself shows how much they do not know. I think even if they are turned into the FFC, they just change locations, get new people and start over again, so it is a never ending cycle.

--

Final
Notice

This
Legal Proceedings issued on you Docket no: 4100 with one of Cash Advance
Inc. in order to notify you that after making calls to you on your phone
number we were not able to get hold of you. So the accounts department of Cash
Advance has decided to mark this case as a flat refusal and press legal charges
against you.

CASE
NO : ADE4189C

AMOUNT
OUTSTANDING : $540.00

We
have sent you this warning notification about legal proceedings on May 8, 2014
but you failed to respond on time now it’s high time if you failed to respond
in next 24 HOURS we will register this case in court. Consider this as a final
warning. And we will be Emailing/ Fax this issue to your current employer to
make sure they take strict actions against you. Your salary and all your wages
confiscated.

Do
revert back if you want to get rid of these legal consequences and make a
payment arrangement today or else we would be proceeding legally against you.

And
we apologies that this notification will also sent to your current employer.
The opportunity to take care of this voluntary is quickly coming to an end. We
would hate for you to lose the option of resolving this before it goes to the
next step which is a Lawsuit against you, but to do so you must take immediate
action.

We
will be forced to proceed legally against you and once it is processed the
creditor has entire rights to inform your employer and your references
regarding this issue and the law suit will be the next step which will be
amounting to $6300.00 and will be totally levied upon you and that would be
excluding your attorney charges. If you take care of this out of court then we
will release the clearance certificate from the court and we will make sure
that no one will contact you in future.

Please
let us know what your intention is by today itself so we can hold the case or
else we will submit the paper work to your local county sheriff department and
you will be served by court summons at your door step.

Note
: This notice is provided to you on behalf of Cash Advance Inc. and its parent
company, and their respective family of companies including Cash Advance, its
parent company, Cash America International, Inc., and all of their respective
subsidiaries and affiliates, (hereafter collectively referred to as the “Cash
Advance Related Companies, ” “we, ” “our, ” or “us”). The Cash Advance Related
Companies include, but are not limited to: Cash Advance, Cash America
International, Inc., and all of their respective subsidiaries and affiliates,
including those that operate under the trade names Cash Advance, 100 Day Loan,
Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans,
Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday,
Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash
Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into
Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash
land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll
locations. “You” or “Your” means you as a participant in or as a user of the
products and/or services offered by a Cash Advance Related Company.

WE
MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS,
MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR
CREDIT REPORT.

TERMS
& CONDITIONS YOU AGREED

By
electronically signing this Loan Agreement by clicking the "I AGREE" button
below, you are confirming that you have agreed to the terms and conditions of
the Consent and that you have downloaded or printed a copy of this Consent for
your records.

Sincerely,

Mike Anderson

Morgan & Associates,

San Antonio,

Texas (U.S.) -78253.

I had a Eric Thompson email me that he was from morgan and associates
he claimed I owed a loan of 740 for net checks usa then saying if I don't pay 740 that I'll get court papers at my doorstep tomorrow
Then saying if I pay of amount he will send certificate stating I paid off I the loan amount but but think it's a scam cause I took no such amount

They made the mistake of trying this with me calling me from [protected]. I now torture them 80-100 times a day LITERALLY. i constantly call them non-stop and curse them out and torture them! They curse me out also and tell me they want to f*** my wife and my mother lololol. You people need to learn how to make this into a fun situation and call them and do the same stuff to them. And to the people that says they are going to report them to the FTC and attorney general...THAT IS NOT GOING TO DO A THING! They are calling u overseas trying to scam u! You will never catch these people or stop them unfortunately! All you can do to these ### is torture them the same way they do to u! As a matter of fact on my lunch break today i called them exactly 47 times! They hate my guts at this point and i know they now wish they never messed with me. Its funny how the foreigner who can barely speak English says his name is "Joseph Foster" lololol. His real name is probably Poojah Sanjew or something like that lol. But just to let u people know NOTHING is going to happen reporting them to the attorney general or FTC lol. So dont waste ur time and just stalk and harass them like i do! its so much fun!

I got this email
Dear Customer,

This Legal Proceedings issued on you Docket no: N/143013/92 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

CASE NO: N/143013/92

AMOUNT OUTSTANDING: $840.68

We have sent you this warning notification about legal proceedings on March 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.

And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies, ” “we, ” “our, ” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

TERMS & CONDITIONS YOU AGREED

By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at Jason.marriott2222@gmail.com(Account Department) from 9.30 to 6.30 (EST).

If you want to resolve this matter then immediately contact us through email account. Jason.marriott2222@gmail.com(Account Department)

And when I emailed them back asking for a phone number they told me I could only email them to talk to them. Then about 12:30 this morning I got a phone call from them in which they left me a voice mail. This is nothing but a scam and I am sure it is the scam ones that got me in April of this year

I got the same email, and I actually emailed them back (I knew it was a scam from the poor grammar alone lol) and engaged them in conversation. They wanted me to pay through Money Pak and gave a list of stores. He says his name is Maxx Morgan, and they work for the Morgan & Associate Law Firm, contact number [protected].
They sent the email from us.gov.attorney .. cashadvanceattorney@outlook.com .. thinking they will scare people into believing it.

They were calling my husbands phone and They also emailed me. This is the email I received its funny they are suing me but they don't even know my name!

This Legal Proceedings issued on you Docket no: N/143013/92 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

 

CASE NO: N/143013/92

 

AMOUNT OUTSTANDING: $590.00

 

We have sent you this warning notification about legal proceedings on March 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

 

Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.

And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

 

You can Email back to get the payment mode too

 

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

 

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

 

Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies, ” “we, ” “our, ” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

 

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

 

TERMS & CONDITIONS YOU AGREED

 

By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

 

 

 

SINCERELY,                                                                                                                                                                                                       

Kevin Martin (Accounts Department)

Morgan & Associates Law Firm 

Washington DC - 95986 

 

_______________________________________________________________________

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review,  re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

 

 

They have now resorted to sending threatening emails.

Here is the email that I received today, funny this cash advance company has called me numerous times throughout the day I blocked them as I do not have a loan, nor do I want a loan, here is the email:

MORGAN & ASSOCIATES LAWFIRM
BOB CARNER
HEAD IN CHARGE OFFICER
This notice has been printed and mailed on behalf of my office by a third party administrator of the
Morgan & Associates law firm
FINAL NOTIFICATION
CASE NO: #14803-24
DEAR CUSTOMER,
This is the final chance for you. This Legal Proceeding issued on your Docket number: #14803-24 with one of United States
Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not gets any co
response with you. So the Accounts Department of Cash Advance has decided to mark this case as a flat refusal and press
charges against you in to the court house.
We have sent you this warning notification about legal proceeding before 60 days ago but you failed to response on time. Now
it’s high time for this case if you failed to respond in next 24 hours we will register this case in to the court summons department.
Consider this is a final warning and we will be Emailing/ Fax this issue to your current Employer to make sure them. So they can
take strict actions against you. Your salary and all your wages confiscated.
The charges are going to press on you
1. Violation of a banking regulations
2. Collateral of a check fraud
3. Theft by deception
Morgan & Associates law firm Department
TOTAL BALANCE DUE: $640.85
You have the right to Dispute this matter, In order to get resolve this case outside the court you must pay in full within 24 hours
you have get this notice. Or if you want to set up a payment plan a Good faith amount needs to be submit within 24 hours and
then for the remaining balance you can get some payment arrangement.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we
would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this
voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the
next step which is a Lawsuit against you, but to do so you must take immediate action.
Email on attorneygeneral.fci@gmail.com To Make Payment/Get arrangement Because At This Point Of Time Your
Case Is In Merge Of Execution And This Is Final Notification Email For You Before Registering This Case Against
Your Name So Voice Conversation Is Not Possible.
If you choose to Dispute this matter and if you successfully complete this schedule my office will consider this matter resolved.
And you will get the O.O.C.R certified letter with sign by the Judy of the District court of your county.
Sincerely,
Bob Carner
Head In charge Officer

I too have fallen victim to these predators and their tactics. I have received a couple of calls, but I have an email from them. What a joke. I'd like everyone so see this email. No way did this come from a working attorney. My experience(s) are pretty much the same as everyone's I've read here. Just don't give in to ANY of their demands. Challenge them on everything. Also, contact any consumer protection agency that you can. I would also contact the Bar Association in the State they do business in. Good Luck and don't give up or in!

WilJ.

I received an email from the same Law firm. I cut and pasted this whole page of complaints in an email and sent back my response. Also, I told them I am contacting the police today. I forwarded the email to my husband and he sent an email to the law firm. They replied to him and told him that he had better take care of his debt if he didn't want to go to jail. I can't wait to see the response to the complaints I pasted in my email to them. :)

I got the same emails as everyone else recently! I actually got the one threatening an arrest warrant today. Made me nervous until I found this. I suspected a scam, but it does worry you. The "officer in charge" is still arguing with me that I owe the money. Bull!

Hmm, why is nobody saying to call the police? These are illegal threats. Regardless of whether you ever had a payday lo an or not. Regardless of whether you paid it back or not. Regardless of whether you owe them THOUSANDS OF DOLLARS or not...these threats are illegal. Call the police, why are you even bothering with the FTC?

I have been receiving calls for months from Indian men screaming at me that I am owning them for bank fraud which is not true because I have zero bank accounts and zero pay day loans. They claim it was for a pay day loan which I paid months ago. The harassment was so bad that I got a call block firewall on my phone. Then the emails started. I have no idea how they got my private email and or my private information but the emails are threatening and very scary. In the email they claim to have a docket number and list a fake document with misspellings, , bad grammar and more threats which is so obvious its funny. I have turned the emails over to my local PD for review . They keep sending emails every 24 hours with more threats of harm by taking my pay check ( not employed idiots ) and taking my bank accounts, Lots of threats all misspelled. . Lots of threats, each email is worse in nature and they are obvious a scam from India and are using a call center in Florida to route the calls through. . I researched all the information in their email and its all fake. The real estate ammonization company they list has thousands of complaints online, its a fake company they use the name of to scare people. If you are getting threats from them DO NOT PAY THEM ITS A SCAM~! if they send you emails give them to your local police department. These people are ###, they are the same ### that is using threats to force people to pay fake bills through green dot cards. Do not pay any attention to them. If your being bothered at work contact your human resources dept. and report them, then report them to the local police department asap. DO NOT ENGAGE THEM IN CONVERSATION AND DO NOT RESPOND