Morgan & Associates Law Firm review: Terrible experience 216

Hello we just had the same thing happen to us today. FIrst off since I worked as a collection agent in the past I should have picked up that this was a scam in the first place but I didnt. They asked for my husband and it surprised me that he was willing to tell me the ins and outs of his reasoning for calling even though I was not authorized especially since I do not live in a state where my husbands debts are automatically mine like in WA. Once again a red flag I should have noticed but anyway, they called saying they were from Morgan and Associates Number was 831.536.7748 LIke everyone else I was scared completely when he first began speaking to me, saying check fraud and everything else. He would not tell me when the alleged payday loan was issued to me, but said I had a outstanding balance of $500 and that if I didnt resolve this it would go to the courts and i would then owe between 6-7, 000 dollars. He said he would try to resolve this issue with me if I paid a lump sum of $200 and this would all go away. I was so scared I was getting ready to pull out my debit card and give him the $200 he was asking for, but then something didnt feel right so I started asking questions like "Why I had not received any calls from the lender directly when i supposedly faulted on my loan, why there was no letter sent and things of that nature" He then became angry and hung up in my face. Still panicked I tried to call him back and it kept going straight to voicemail and it was full, thats when the bells really began to go off. What legitimate law firm/collection company would not keep their inbox clear so they can get calls from people to make payments? So I jumped online and thank GOD I did. I came across this site and many others explaining how this was a scam. About 15minutes after the guy hung up on me he called back and said since I was rude and yelling at him and hung up on him, which I had not done, that was his behavior torward me, now I could deal with courts and will have to pay $10, 000 because of court cost and restitution. So I played along at first and said wait why has it gone from 7, 000 to 10, 000 in 15minutes you cant tack on extra money because you dont like the way I spoke to you. He said he was not going to argue with me and i needed to be in court tomorrow at 11am. I asked what court and he began to tell me how he could resolve this matter again if i would just give him $200 and he didnt understand why i would rather pay the $10, 000 it was clear he was becoming mad at me, I think at this point he was realizing that when he hung up on me the 1st time he released me off his hook and i had swam away so he was frantically trying to scare me again into giving him my account information. SO i told him i wasnt paying him a dime and to give me the address of the courthouse I needed to be at so that I could go tomorrow at 11. He put me on hold, came back and said its superior courthouse, i said ok thats great what city, what state, the address? He put me on hold again I heard some fax noises in the background and he hung up. HE called back 5 minutes later and HE asked me why I was being so difficult now earlier I had seemed so ready to fix this situation, so I layed into him I told him that after he so rudely hung up in my face the 1st time I went online and researched him and found out he was a fake and this was a scam, i explained to him that he was trying to defraud a member of the united states navy and I would be contacting their legal department as well as law enforcement, I told him that if he or anyone else ever tries to contact me again they would regret it, needless to say the calls have stopped at least for the moment. We shall see what happens next, but I am not letting this go they messed with the wrong family. I am now on a vegence to get this stopped. I cant believe this scam has gone on for so long.

So, like the rest of you I too have become a victim of this scam. Toda y I recieved a phone call from a man named Todd Bryan or someting like that because I couldn't understand his heavy accent, and he told me that I was bewing sued by United Cash
Advance and that he worked for Morgan and Associates Lawfirm. Then he started saying my name, SSN#, and address over the phone with out my permission so I got mad and told him not to do that that. So he started rambling off about who knows what and I was like can you put someone on the phone who accent is not as heavy as yours, so he put on a man named Roger Clark. He got on the phone and I asked him what was this lawsuit about and he hung up on me. So I called them back about 30 times back to back and they just kept hanging up. Finally I called them back again and he told me to stop calling there because he was about to file harrasment charges againist me. Now ain't that about a blimp. The numbers they called me from are [protected] and [protected] which is now disconnected how convienent. I called the Fair Trade Commission and filed a report and they instructed me to called experian and put a 90 fraud alert on my credit report. Please do the same.

I received a call from Morgan and associates.My callers name was Nichole Cochran(she actually told me Johny Cochran was her dad LOL)Anyway, I also received threats of having a warrant out for my arrest and doing 5-10 yrs for check fraud.The number she called from was [protected].That's in Georgia.I don't think these people really know the damage they can really cause by doing this.All they need is just one person who is going through other trials, someone in crisis mode that can't see any answers.Then they receive these kinds of threats, get blinded by life crashing around them feeling like there is no choice but suicide.That may seem a bit drastic but these are hard times right now and everyone is suffering, no one knows how much.Plenty of strong people have been pushed to the edge.This so called company is accountable for those lives.

BE VERY MUCH ON THE LOOKOUT FOR THIS COMPANY! IT IS A SCAM. I FILLED A COMPLAINT WITH THE FTC, FCC, FBI AND LOCAL PD. ALL OF THEM TOLD ME THE SAME THING... THEY CANNOT DO ANYTHING BECAUSE THESE PEOPLE CALL FROM NIGERIA, SRI LANKA, JAMAICA AND OTHER PLACES USING PRE-PAID US NUMBERS! THEY BUY THE CARDS OR PHONES IN BULK AND THEY HARASS PEOPLE WHO ANSWER THEM. THE BEST WAY IS TO BLOCK ALL THE KNOWN NUMBERS, WHICH BY THE WAY RANGE FROM SAN FRANSISCO TO NEW YORK AND THEY WILL STOP. IF THEY ENGAGE YOU IN A CONVERSATION INFORM THEM (IF THEY CLAIM THEY ARE FROM MORGAN AND ASSOCIATES) THAT SEVERAL COMPLAINTS AND A CLASS ACTION LAW SUIT HAS BEEN SENT TO THEM, WHICH HAS BEEN ACCEPTED BY THEIR COUNTRY... I GUARANTEE YOU, THEY WILL HUNG UP...
A FUNNY NOTE. I GOT PISSED OFF WITH THEM, AND HE SAID (ROGER) THAT I WISH YOU WERE HERE IN FRONT OF ME TO KICK YOUR ###... I TOLD HIM HE WAS WELCOME BECAUSE I SERVED IN THE US ARMY 5TH GROUP AND IT WOULD BE AWESOME TO MEET MY MATCH! HE REALLY HUNG UP!
ANYWAY, GOOD LUCK AND INFORM THE AUTHORITIES... THE MORE COMPLAINTS THE BETTER! ALEX FROM ABQ!

Well, I am getting calls for the past month and I finally picked up yesterday to get them to stop calling me. They said they were from Morgan and Associates (with thick Indian accents, lots of noise in the background) saying I owe money for check fraud, not paying a cash advance back from United States Cash Advance and so on. I (stupidly) was looking at prices for cash advances about a month ago, I figure that is how they got my info. DO NOT look at cash advances or get "quotes" online. The "Lawyer's" name is John Hudson. The numbers they called me from were 818.806.3359 and 777.777.7777. They threatened to call my work and talk to my supervisor if I didn't go to Walmart and get a prepaid visa for $463. I told them I wasn't going to pay anything until I checked into it, he proceeding to start yelling at me(I don't know what he was saying). I told him he was bullying me, he is not allowed to do that, That I was gong to contact the BBB. Then he hung up on me. I'm sure I will get more calls, I am worried cause they have my personal information. What am supposed to do? Apparently, calling the FTC is not working(previous comment). To everyone else who is going through this...I feel your pain. Let me know if anyone has any tips! K in CO

I have received these calls from several different places. I have found out that these are prepaid phones awhile ago (this has been going on for about a year off and on) and what I do is I keep calling them back using up their minutes. I tell them that I will pay them but I am going to have the local police drop off the money for me so I need their address, when they give me an address I tell them I can't find the address online (that confusses them) and then they will usually hang up on me, so I call them right back. One day I called them about 20 times until they turned the phone off and it went straight to voicemail, then I would wait for about another 10-15 minutes and start back up calling them, they told me I was wasting their time, it's not their time I am wasting it's their minutes. So we all need to just continue to call them back even with ph#s blocked to use up their minutes.

A so-called Dave Martin called my HR dept today. Fortunately, HR didn't give out any of my info and just gave me the phone number to call. The phone number is [protected]. When I called a male with a thick indian accent answered and said "criminal investigations" I immediately asked what state, county, city, he was in and all he could say was Pennsylvania. I gave him my name and straight out asked him what he wanted. He said that I should give him my phone number and hang up so he could call me back. I refused and said "you wanted me to call you now, here I am all ears, say what you have to say" he didn't say why he was calling. I told him that if he has something to serve me with to go ahead and serve me and stop calling my employer. He said that he will never stop. So, I called him back several times and asked him for a mailing address, he gave a fake address in Texas. I spoke to HR who said that the next time he calls they are going to just hang up on him. I filed a report with the FTC but, they weren't much help. They said to just hang up on them when they call. I am fed up with this freaks calling me!

These people are psychos. I gave NICHOLE COCHRAN a damn good piece of my mind, she told me I was being recorded and I LAUGHED SO HARD! I told her to get a real job that was rewarding instead of harrassing innocent people and pretending they owe you money. My fiance is the one they called and I immediately knew it was a scam, nothing in writing, all of a sudden needing $3*** and he would be serving 5 years in prison. 5 years for a pay day loan that has been PAID IN FULL 5 YEARS AGO. She knew I had ruined it for her when I called back and proceeded to tell me she would report me if I called back. I feel like calling her back from different numbers all day and growling into the phone to see how she likes it. DON'T BELIEVE THESE PEOPLE. IN THE WORDS OF MY MOM "EVERYTHING IS NOT ALWAYS AS IT SEEMS".

I had the same thing happen to me today...Scared the ish out of me...But I know I haven't received a payday loan on the Internet from anyone...This is a bunch of bull...I did fill out to get a loan through Montel Williams...but I guess this is a hoax too...I am scared that they have all my information, that's what bothers me...I'm going to give their number to the FTC and who ever I need to...It was a foreign person that called me...I just hung up the phone on them...

THERE IS A PETITION ABOUT MORGAN AND MORGAN PLEASE EVERYBODY SIGN IT GOPETITION.COM THEY ARE NOT WHO THEY SAY THEY ARE

This halpened to me about an hour ago. I couldnt understand the guy so i hung up and called them back, i got someone i couldunderstand. They said I was being sued for a pay day loan i applied for and gabe fraudlate info to. I told them i have not received any loans and he said could have been years back. Afyer arguing back amd forth i finally let him talk and I told him i would like for him to send some info so i can get my boss which is an atty to look over them. He said he would send them to my job and they will notify my job of the lawsuit. Being in the legal field for 9 yrs i knew that wasnt right so i asked his name amd the company name and told him that want to contact BBB and an atty so i needed more info he yelled at me and said u need no info and hung up on me. I called back got a different guy and when i gave him my name he said for me to not call back or im going to prison for the rest of my life. I just keep calling them and they keep hanging up on me.

WE ALL NEED TOO SIGN THE PETITION AGAINST MORGAN AND MORGAN AND CALL CHANNEL 13 NEWS LETS ALL GET TOGETHER ON THIS MORGAN AND MORGAN ARE NOT FOR THE PEOPLE MORGAN AND MORGAN SCREW THE PEOPLE

GOPETITION.COM PLEASE LETS ALL GET TOGETHER ON THIS AND SIGN IT AND GO TOO HIS FACEBOOK PAGE JOHN MORGAN AND TELL HIM

JOHN MORGAN WONT EVEN TAKE A MINUTE TOO CAAAL U BACK I HIRED BHIM AND WHAT KIND OF A LAWYER WOULD NOT CALL HIS CLIENTS BACK MORGAN AND MORGAN IS NOT FOR THE PEOPLE THEY SOLD OUT TOO THE PEOPLE I WAS SUEING

I got a call about 9:30AM on a Friday Morning from a Bruce Jones of Morgan and Associates Law Group stating that there is a lawsuit filed in my name regarding a payment of $435.00 over a payday loan scam off the internet from this number [protected]), and the guy spoke to me very fast and barely could understand a word he is saying since he spoke with a VERY thick Indian/Middle Eastern accent. I have filed a complaint against this company through the Better Business Bureau and the Federal Trade Commission and the Federal Bureau of Investigation regarding this manner.
Not to mention they got be the alias names of Daniel Fox, John Fernandez, David Cooper and Sean Mars. I contacted the FTC, and from what they told me that this is nothing but a scam, and this person who is making the verbal threats is on the FBI's Most Wanted List(since the calls are international-coming from out the country like India and Pakistan or somewhere in the Middle East), and if they call you again...I was told DON'T CALL THEM!
DO NOT COMMUNICATE WITH THEM! DO NOT GIVE THEM ANY INFORMATION! THESE PEOPLE ARE INTERNATIONAL SCAMMERS!

we the people have too get together and go against morgan and morgan again we need too call channel 13 and report them for what they are

This people are also calling me telling me I owe $9000 or 10 yrs in a federal prison. I told them I have never heard of the company and they can just lock me up. They will not stop calling my job nothing. I told them I was contacting my local authorities and they hung up on me. they arecalling me from [protected]... what should i do who should i contact to protect myseld credit job and etc...

This also happen to me today and yesterday. I got so panicked I didnt know what to do so I spoke to my supervisor and then I check you'all comments and its the same situation with me some dude calling me saying I owe money but does not want to give me any information. Instead he gets mad and says I'm not forcing you to pay it we will just release your lawsuit. I hate this people wont stop calling

I NEED TO WHERE I CAN CALL, I AM GOING THREW THE SAME ISSUES AS THE REST OF THEM AND THEY CALL ME AT WORK EVERY HOUR OF THE HOUR, HARRASSING ME AT HOME LATE HOUR OF THE NIGHT IT'S JUST GETTING SICKNING..NOW THEY ARE TAKEN ME TO COURT..WHEN I NEVER APPLIED TO NO LOAN IN THE INTERNET..AND NOW GETTING FRUSTRATED..CAN SOMEONE HELP WITH A PHONE NUMBER SO THAT CAN STOP HARRASING ME!

Thank you all for speaking out against the injustices that are occurring with this company. I ran into serious financial situation recently and did try to get a pay day loan online. Thank goodness, it didn't materialize. That was about a month ago. Today I received a call stating they were with Morgan and Assoc and I was being sued for taking out a payday loan with UnitedCash. They refused to send me anything and they had my SS#. I have already set their number [protected] to go straight to VM. Its drama I simply don't need in my life. I am concerned about there ability to get into my account though... I wish each of you the peace that is unshakable and financial blessings that will keep you (and me) out of the reach of people like this who literally prey on our vulnerabilities. BE BLESSED!

this company has called me and stated that i did an online loan and i have not... they say that i have boke some laws and have gotten people that are friends numbers and called them too. i have not ever taken out a loan and dont have a bank account ever... i wish we could get this matter cleared up cause its the devil at work. i am tired of being harrassed by this company morgan and loan people that i know nothing about. i do not give my personal info. over phone more less over internet

The latest number that called and harrassed me is [protected] and the guys name who is a "paralegal" is Mike Gibson. These people will meet their wrath for they have messed with the wrong person!

MORGAN AND ASSOCIATES LAW FIRM they say is out of Florida? I got another call from a Officer Grant at [protected]. Spoke quickly over the phone with a thick cannot understand Indian-Middle Eastern accent. The calls are international and they coming from either India or the Middle East.

THIS IS A SCAM! I was receiving these very threatening calls from Brian King from Wilson & Morgan Legal ###.. Same as above them saying I owed American Cash from a payday loan I took online. That a lawsuit was pending and I could go to jail. Then they wanted me to pay money. I was told to go to Walmart and purchase a "Green Pack" and put money on it and the debtor would credit. They said they would not do debit card or c/c due to fraud reason. They would not provide anything in writing stating I owed this and to who. Upon the very wise advice of my employer I ask them some questions. This is the address to which they say they are :2 S. Biscayne Miami FL 33131 PH#[protected] or 9309. When I told them I would not pay without written proof he offered to speak to his attorney to have the amt lowered. I said no need because if they couldn't provide proof I would not pay anything..while in the middle of this sentence hold music began. I hung up. If these people contact you they have American sounding names but Indian accents. They are very aggressive and threatening. Jail, fines, etc...Just keep asking for proof! There are laws regarding how much you must owe before you can be taken to court. Please spread the word! These people are ###!

I TO HAVE BEEN HARRASED ALL DAY TODAY SINCE EARLY THIS MORNING I COUNTED THEY HAVE CALLED ME 24 TIMES TODAY AND ALSO SAID I WAS GOING TO BE SOPENAD AND THAT THEY WOULD HAVE CHILD SERVICES TAKE MY CHILDREN. THEY COULDN'T HOWEVER TELL ME THE EXACT NAME OF THE COMPANY I HAD A PAY DAY LOAN WITH I WAS TRANSFERED TO 3 DIFFERENT PEOPLE ALL FOREIGHN ONLY DIFFERENCE IS THEY GO BY WILSON AND MORGAN LEGAL ASSOCIATES. TELEPHONE: [protected]. I BELEIVE THIS IS A SCAM BUT IM NOT POSSITIVE. PLEASE RESPOND IF YOU HAVE HERD FROM THIS COMPANY. I TRIED TO LOOK THEM UP ON THE INTERNET BUT WAS UNSUCESSFUL.

i received a call from these fellows today. they asked to speak to my husband. i advised them he was unavailable at this time can i help them..he said just have him to return our call or we have him arrested. i asked the person n the other end what the name of the company was and if we owed them anything they would be able to produce the paperwork and i required verification of this debt. they again said my husband would be arrested. so i looked through all my documentation. did not find anything regarding this company. well the more i thought about the situation the madder i became. so i googled the law firm they were calling from and found this website. i then took the phone and phone number upstairs, woke my husband and advised him he needs to advise the person on the other end they have his permission to discuss the matter with me. (for the record my husband works nights and gets mad if i have to wake him up regarding things like this) when they answered he was not nice when he said who the hell is this. they advised him who they were. he then said talk to my wife and handed me the phone. i then proceeded to ask what the debt was for. how much was it. then what company did i get the money from. then i wanted the date. i was told 2008. then i asked when in 2008? he said may. i then asked what day in may. he said he did not have that information. i said ok. i asked the name of the law firm again, and i asked what they would do if i refused to pay the $400. he said they would sue me for over $5000. i said ok you are sure you can prove this debt is ours. he said yes and then said i need you to hold on.. i said ok. i waited for a few minutes. then i hung up in them and called him back. the phone was picked up and hung up. so i called back a third time. i got the voice mail. so i left a message of my own. it is as follows: 1. i am contacting the state attorney general's office. 2. i do not owe this debt. 3. i am going to contact the FTC and report the business practices to them. 4 i was going to contact the FCC and file a complaint with them as it is a federally regulated system used to threaten people with. i then hung up.. (the minister of my church was here and i didnt realize he had heard the conversation at first.) i then asked him if he thought this company would call me back? he said not if they are smart.

i have read many of the complaints against this company by many of you. i think i have gotten a good bearing on this company(this is not very good for them) i am hoping they call me back and threaten to take my children. i will thank them for their assistance as my 25 year old son refuses to keep a job and keeps moving back home.. and i need the financial relief. if thely want him so bad i can send him to them maybe they can teach him to work like they do so i wont have to support him.

I have recently just encountered these people and pray to god that someone take care of them. The threatened to take my child away. Said i would be taking away for 70 days and put in jail. They scared me so much..talking bout a payday internet loan i took out online knowing i haven't. They would not supply information in writing when asked and said that only they would after i made the payment of 810. I wish there was something we could do about them. He provided his name as samuel bishop and then transferred me to another person named micheal something. but it was the same person. they voice sounded Indian and very strong. they called from a [protected]. They were also calling like they were 911 through emergency number in order to scare you on picking up the phone. please be aware of these people from a morgan and associate. DO NOT GIVE THEM ANY INFORMATION!

This company is fake they have called me every month for the past 3 months under various different people's name's Shawn Jones, Mark Brown, Michael Sinclair (all having heavy foreign accents). They all have informed me that there was a lawsuit that was being filed in my name for check fraud and some other stuff. I asked why was this the first time I am hearing about this and why haven't I received anything in writing. The person informs me that they made several attempts to contact me through my email. I informed them I never got anything he then sends me this fake misspelled court affividiat that would get thrown out by any judge in 2 seconds. Then they informed me that the Sheriff was on his way to my office to arrest me. I told them what time should I expect them so I can meet them at the door he says in 15 minutes I said ok and what court house will they be taking me too his response New York State Court house ok there are several them not knowing New York City and the 5 boroughs I told him to get off my phone and I was referring them over to the FBI. They instantly hung up. So if these people call you inform them that you are recording your conversation by law if you tell them they are being recorded it can be used in court. Then ask them questions about who they are (get as much as you can out of them phone #'s etc.) They will not give you a address but ask anyway. Then report them to the Federal Trade Commission.

I want to thank every one for the warning they tried the same thing with me! this is really a scam!

I too have gotten several calls from a samuel bishop stating that i owed money for a pay day loan that i know dont owe. they stated that i owe this that and the other and that if i didnt pay i was going to go to jail. they have contacted me for the past two months non stop week after week and are still calling me. i called the national checking fraud database at [protected] spoke to a charles bruce and i also called the federal trades comission and they stated any calls that came in deny them do not answer you can not go to jail for something like this.

I paid them well over a thousand to them but now the calls have started off again they are going by a different name but the indian accent still there they say they are someone different but they are the same i why can't they catch these scam guys why is it so hard to get them what makes me so mad is the fact they still call my job i told my boss they are scam not to accept any more calls fromn them but they still call kathy from utah

I too have been receiving phone calls from a Michael who says the same thing his # is [protected], he called me at work I was really scared until one of y co-workers told me it was a scam, I work at the federal courthouse I called this michael back and have him a piece of my mind and he hung up on me. I dont want them calling me at work.

The same company called me today stating that I owed $450 to a payday loan company. They said that it is out of their hands and I will be arrested. I told them that I will get a lawyer. I will definitely call the BBB on this company. I did apply and accept payday loans in the past, but paid all them off very fast. I am checking with a credit company to make sure I don't have any outstanding balances for past payday loans.

A friend of my husband got the call today from [protected] threatening him that he owed them money and if he didn't pay by 3pm there would be a warrant for his arrest. Too bad there is NO WAY you can get arrested for owing money! Scammers should at least learn the law if they want to try to scare someone into paying something they do not owe! DO NOT PAY THESE PEOPLE- DO NOT BE AFRAID! What they are threatening you with is not legal and will NOT happen! If you don't believe me, google the FDCPA (Fair Debt Collection Practices Act). It is in place to protect consumers and IT IS A FEDERAL LAW!

They call often. They ask for my attorney's name, I inform them that I am one. Then for no reason they disconnect the call. I call back due to not understanding why they hung up... was it something I said? So I press for information and they get upset and disconnect the call again. So I call back due to not understanding why they hung up... was it something I said in that subsequent phone call? Eventually that number that has been the source of numerous calls suddenly stops working and they don't call me again for weeks and from a different number and we repeat the process yet again. I suppose I could merely change my number, but it's a Friday afternoon and I need a bit of excitement leading into the weekend.

Well I hope the actual company Morgan and Associates is aware that their company name is being misused. If you look at the emails that they send they come from "Gmail" accounts, which means there are people just pretending to be with the firm. Its illegal and its a scam. But if you report the email address to Google they will investigate the spam emailers and possibly in some situations they can sue the offender for the misuse and misrepresenation. So help me shut these people down and report the email address that you receive the email from.

This makes the forth e-mail they sent me-- on the first one it had my wife scared that they were sending someone to arrest me. After contacting the REAL State attorney generals office they confirmed what I had thought -- They would send something via registered mail if it was true. I also saved every e-mail they have sent me and am taking steps in order to hopefully have THEM arrested.

I just received a call from Morgan and associates - [protected]. I tried to inquire about the nature of the call. I was told that I owed a debt to USA Cash Advance from December 2013. He stated something about a bank account. I told him that I did not have a bank account. I have not gotten a loan in December of 2013. He became irrate. He was quite loud and unreasonable. He would not listen and was carrying on a conversation as I was talking. I hung up the phone. I called again and asked to speak with someone else. He told me that he was handling my case. He put me on hold as if I was being transferred. I asked again to speak with someone else. He told me that if I called the number again that he would call the police on me. I did call again and received a busy signal.

They just sent me an email saying that if I do not call them back within a couple of hours they will have to activate an arrest warrant and detain me into an interrogation process. For a law firm they really do not know the law. They can start garnishment proceedings but you do not issue an arrest warrant for not paying a bill. IDIOTS. I emailed them back threaten to go to the police on them and I also put screen shots of some of these complaints to show them what is being said about them online. What scares me is that they somehow got my date of birth, work email and personal cell phone number. I am hoping that they do not have my SSN. What is even stranger is that they say they started these proceedings on March 8, 2014 which is also my birthday. They say the amount I borrowed is $650 and if I do not pay then they will proceed to collect $17, 500 which excluding my attorney charges.

I have also gotten the same calls. I called the Attorney General office and they also said it was a scam. They advised me to file a complaint with their office which I did. I suggest that anyone who has been harassed by these scam artists do the same.