Morgan & Associates Law Firm review: Terrible experience 216

The same so called company called me also with the same PayDay Loan scam. The difference is that I did take out an Internet PayDay Loan last year in August, but I paid it off on time, and have the proof on my checking account statement. I know now that I should not have put such personal info on the internet, but at the time I was going through a Divorce and felt I had no choice. Anyways, it did panic me at first, but I KNOW that I do not owe anything and that this is a scam. It does make one nervous though. They also said that they would not send anything in writing when I asked. No legitamate Co would go about this this way. The thing that scares me is that they have my personal information. Well, I know one thing, I will not send them any money or let them debit out of my account. Hope anyone else is not scammed out of the HARD earned money that REAL workers make!

Morgan Associates Law Firm is run by a bunch of Scam Artists...it is terrible that they have all of our personal information. Call the Fair Trade Commisson [protected] and report them. Not only are they a pain but they are also making a bad name for the Payday loan companies that can help you out in a crunch.

Ignore them...do not give them any money ...its a SCAM...check with the Credit Bureau and make sure your information is correct!

These people from Morgan and associates have been calling me for 2 days now saying they are going to put me in jail and want me to pay them with a prepaid visa, I've asked them over and over to show me proof of the claims that I owe them money, they tell me once I have paid they will mail me all the documents after they go get them from the court house. The 2 that keep calling are a Patrick Johnson and a Craig Smith or so they say that's the names. They call from all different kinds of numbers. These people have been calling me at work and on my cell starting early in the morning till late at night, they won't leave me alone. Does anybody know how to get them to leave you alone? I think they are trying to get me fired by calling me at work. They keep telling me the same thing as the other people on here, saying they are going to have my wages garnished, take me to federal prison, put a felony charge on me and just all kinds of crazy, inappropriate things. I'm realling glad I researched them on here, and I'm concerned about the fact of them having all my information. Can we sue them for harrassment? THIS IS SUCH A SCAM!

My husband has received phone calls recently stating a faimly, friend or relative, which is the same as a family member. We had to listen to the message at least 5 times to understand what the foreign person said. He said that he was calling from this same law firm and they were located in California. Hello like nobody knows how to use the internet. The number is really located in Fernadeno Beach, Fl. They told my that his cousin, used her real name, had used him as a reference for the $1500 loan and that he is responsbile for it. But if he would pay $61 they would take it out of his name. They said they know she isn't going to pay so he is the responsible party. His cousin called to find out what was going on and they said they didn't want to talk to her, they want to have my husband take care of this debt. They refuse to supply any information to substantiate this claim. The said they were going to sue him and were going to prosecute him and garnish his wages. First off they can't prosecute over a civil matter and they can't garnish his wages because he works for himself. They asked him is address, SS#, and date of birth for verification of who he was to continue to discuss this with him. After they said all that. He asked don't you have they said yes but we need to confirm it. They were not, to say the the least, the most gracious professionals to talk with and they obviously do not know how southern people handle these matters. It did not end with have a nice day. I am going to call the BBB and the Fair Trade Commission first thing in the morning. My husband has already spoke with his attorney and when he advises them he has contacted an attorney and give them his name and number. They are to stop immediately or he can in turn sue them for harrassment. When someone calls and worries most moral and hard working people, what do you do, you pay your debts. But this has to stop. But what can we do other then report them. It is extortation; by means of intimidation, mail fraud; if its going to a mail box, ACC federal requlations; caller you on your phone, not to mention it is just down right disgusting that they have no morals. No may God have misery on their souls and get a real job. Thank y0u for letting me vent.

I just received a call from them! They scared the crap out of me at work. They wanted me to try to "take care" of this matter over the phone because my "case" is going to be filed tomorrow. I have no outstanding payday loans and am up to date on all my CC payments. It is very frightening that they have all this personal information about me and know where I work! The person I have received a call from is a "Stanley".

Thank you all for posting comments so I know I'm not the only one receiving these calls! If there is anything else I can do to report them, please let me know. I would hate for my co-workers to be answering harrassment calls from them every few hours or days and interrupting our work flow.

it is 8 something in the morning. I get a call from Morgan & associates abt "a loan" of course I needed to hold while, the minion transferred the call to his boss. I spoke to a Smith. When he tried to transfer me the first time it sounded like a fax machine was in my ear. I had no problem hanging up. Of course they called back. I was asked by Mr. Smith, why did I hang up. I told him about the fax machine noise. Mr. Smith says hold on and I am transferred to another person. Both men had thick accents that I could barely unserstand. I was advised that I was gng to be sued and that my attorney, yada, yada, yada. so lets just flip the script. who are you? what's the name of your company? who's your boss and where are you located. I was just told in california. I told him if I need to obtain an attorney I need "him" to know whom he needs to deal with & saying california is not good enough;not if I need reatain an attorney. I am not afraid of those scare tactics. first you need to prove I meant to purposely defraud someone. 2nd if you're gng to sue then given up pertinent information like, who, what, when, where & what for are very important & by california law must be given. Any company that calls to collect a debt must give this information. They hung up on me. I can not wait for them to call again. They didnt tell me what company they were representing. I will not be harrassed by some obscure company who wants to hide and play games with my life. What they don't know is that I have Multiple Sclerosis if they keep screwing with me I can & will sue them for harrassment. Just as soon as I find out where the heck they are, lol. if anyoone gets anymore information please share. Than you Janine

I had the same thing happen to me today. I have contacted a lawyer and he told me it was all a scam. I have contacted my attorney general and the federal trades comission. Now I need to figure out how to get these people to quit calling me.

I worked for a payday loan company & we heard that the company CASHNETUSA was hacked into and anyone who has had a loan with them is at risk of this scam company calling you & having your actual info. I actually was working with a woman to help her pay it off and we had an arrangement for the past few months. Today she received a call from a man saying she was going to be sued by them unless she paid it now. She told him she was paying it through my company. She decided to call me with them on another line...they demanded our info including our business license but refused to verify any of there info. He barely spoke english...he was defin calling from India. I told him to serve her with the papers cause she will have the proof from our company. He refused to fax her any paperwork and didnt even have an original acct #! Needless to say we are reporting them to the FTC. BBB and the Attorney General of California.

they gave their names as John Matthews(or Mathews) and Sean Matthews...when asked to spell their names they both hessitated and refused to give anymore info. The CID # was [protected]...what was the CID for everyone else? Did they give a return # to call them back at?

I got a call today from an "Eric Mathews". I could immediately tell they were full of crap. They have some info which I didn't confirm but they have it. They even provided with a case number. They said I borrowed from US Cash Advance, a company I've never heard of in my life. They stated they were from Crockett City, CA. I advised they were on crack and hung up. Be careful. Don't confirm any info and call the Federal Trade Commission on these people. [protected].

They called me repeatedly saying I owed a payday loan which had been paid off. They also said I was going to be reported for fraud, money laundering. When I asked who they were I could barely understand them due to India Accents and speaking so quickly.

I asked for e-mails or something in writting or possibly a fax indicating what the claims against me were. They refused and said they would file against me if I did not pay $ 1000 in prepaid visa card dirctly to them and then work out a payment plan with them.

They cerianly scared me but I'm not going to give them a dime. They call me as well 2-3 times a day. They seem to be calling from Lewisville Texas but it might be a call center routed to India. Very suspicious company and organization

Yes, I too am getting phone calls. I will report this to my attorney state general complaint office for scams. I just told them that I looked them up and there are quite a no. of sites related to them running scams. I asked, Jerry, "Do you know this is fraud and against the law?" He hung up.

CAT

My boyfriend received a call on his cell phone today asking for him he said it was him speaking and they then proceeded to ask if he could take a message for David, he said that is me they then told him he never said that. My boyfriend could not understand their accent but he heard my name and said she is here and passed me the phone. I then asked who it was and what they wanted. The man said his name really fast never did get it, then asked if I had retained a lawyer and they needed his info to fax him some very important legal papers. I asked why would I need a lawyer I have not be informed of the need for one. I was then asked if I had not been briefed on what I was being sued for, i said no and then was transferred to someone new who told me i was being sued and I asked him to send me something in the mail as I had no minutes on my phone and have not been informed of anything. I needed something in writing. He said something else and I told him i could not understand him and so I was passed to yet another person. I told him I will give him my address if he would send me something in writing concerning this matter he then told me I had his name and number and I should get to a land line and call him back when I could. i then hung up on him, I knew then and there that since they refused to send me anything they were trying to scam me. I then looked them up online and found this site and a few others referring to them, the number they called from was [protected] very thick India accents and rude as hell, I looked up the number it is located in Baker, CA. I can't wait for them to call me back, boy are they in for a surprise!

They have been calling my mother numerous times saying she owed for a payday loan that she never got. They have threatened her, and told her the police would be there to pick her up, the police would go to her house and search it, many different threats. She has been sworn at, screamed at and hung up on. After a while, I took the call and pretended to be her, and they did the same thing to me. They will not give any information and when asked they hang up. They stopped calling for a while again, and recently it has started back up. Finally we got a number to call them [protected] which is listed in Crockett, CA. You can't find a company name, or an address and when asked they hang up. So, flip the script, call them and tell them you are a lawyer. They won't give me any info about them. I, at one point, was told I was being transferred to the "spelling" department. Whatever you do, DO NOT GIVE THEM ANY MONEY OR INFO... If you would like to chat more about this, feel free to email me at lolaburnstien@yahoo.com.

I received a call yesterday from Morgan & Associates the telephone is out of Lewisville, TX. I go on the web and can not find any information about it. The person that called said his name was Shawn Woods but he had a thick India accent. I was told that I had a payday loan outstanding and that I would be arrested and sent to jail. That I should get a lawyer. I'm glad I look up the information because it made me nervous because the called my cell phone and called me at work, but the second time he called with the same name he just called my cell phone. How do we go about reporting this people?

I won't go into the same details as everyone else and be redundant, because my story is more or less the same. I won't say I have never applied for pay day loans - but I definitely don't owe any money to any of them.

Anyway, my concern is, I googled this company/the number they called from and there's hundreds of commentary like this site here with people whom have been harassed continuously by them. All of you, including myself just now, have reported them to the FTC - but that isn't doing anything, and the FTC isn't doing their job apparently if the 'company' is still circulating and harassing MORE people.

So how do we actually get these people in trouble? I'd like to sue them, they threatened me and my family.

I like all of you had the same experience with this company . i also turned them in to the F.T.C. i cant wait for them to take action so i suggest we all start a class action law suit not for the money just to shut them down! there are people who they scare and those people end up paying these low life's.I have an attorney friend of mine looking in to this matter i will keep you all posted.

I was called earlier in the beginning of the year that I owed money. I took out a payday loan before and it off a couple years ago more recent. This guy a Mr. Leo Fernandez (the guy I spoke to was Indian, his accent was very strong yet he has a Spanish name) claims that I took out a a payday loan from Cash Net USA. The first time they called they said I owed $5000.00 and recently this guy said $2084.84, I mean really. I argued with this guy for about ten minutes and it's a shame how much information they have on me. This is number [protected] is different from the first time also the company name is different Morgan and Associates Law Firm this wasn't the name they gave me first time around. I got the same threats as others have in their complaints. These people really need to be stopped. If they call again I will get as much information as I can and post it. They may be located in California, he kept telling me to go to the court house there. Don't know why they can't get a job like the rest of us.

I recieved a call from Sean Woods and he has been really harrassing me to the point were I became worried and faxed over my drivers license and a statment agreeing to pay and as I continue to investigate i realized its fake. What can I do . I reported to the FTC and Us secret services. What else ?

I just got the same call from an Indian speaking man who goes by the name of John Fernandez, calling from Morgan and Associates Law firm [protected]. It is clearly a scam and its ashame that they are calling people with these types of threats. I've contacted my PPL attorney and called the FTC. I suggest you do the same.

I just got had by these SOB's, i should have looked this up on the computer first damnitttt...glad i know now, i am calling the fed's tomm.

Hi everyone I two got a call on friday a man name James dawson who said I owed them money and I was going to be in trouble if I did not pay them I did not remember oweing anyone any money and got scared and give them my card # but then I thought about it and called the bank and they closed out my card.I can't believe these people are going around doing this to us. They call them selfs MORGANS and ASSOCIATES its not true it ashame they are calling people with this types of threats call the police and your attorney for help.

I just got seven calls today- asking me to pay them immediately on a past loan I know I paid off. They even verified my social, names of references, my checking account number and my place of work to steal my money- calling feds immediately!

I received a call today by the same name John Fernandez at [protected]. They said they were from Morgan Associates and said I am being sued for a payday loan. I was a bit nervous as I have one outstanding but for 3 weeks only, which I had contacted the company to arrange payment. I asked the date of the payday loan and it was January this year which did not match the time I had taken it out. I knew then it was a scam. I yelled at them stating I am a woman of God and they are forbidden to call my phone again trying to scam me. They transferred me to a manager and he said he can't speak to me only my attorney (the voices sound as if it were disguised). I said if it is a lawsuit against me then you have to talk to me. He hung up. I then called them back to back for an hour harrassing them and said now you see how it feels, hahaha. I told them they are being recorded and reported. They were so annoyed with me. Well I don't think I will get a call from them again. I now know to never put my personal info over the web no matter how much I may need to borrow from a payday loan. It won't happen again.

God Bless You All

Same thing, morgan associates called me today, "Anthony Williams" has called me four times today on my work line. Its against the law to break FDCPA guidelines by calling your work continously after being told to stop. I work at a call center so my phone pulls up the number and where its coming from they are calling internationally from India. Some a** hole in north carolina is allowing them to call thier business and three waying their calls to innocent people. They threatened me as well with jail time and fraudulisious charges. This is foreign extortion on americans. Have we not gone through enough with these poeple! I have as weel complained to the Fdic and BBB. Honestly, we could do a class law suit. My line has recorded every one of the conversations.

These people need to stop, ehat they are doing is highly illegal.

I also have been harassed by Morgan & Associates at my Job and at Home, but my calls are comng from Morgan & Associates in Lewisville, Texas [protected]. The person calling says his name is John Fernandez (but has a heavy Indian Accent). He has threatened me with Fraud and the people who I put down as references on a Pay Day Loan Application( I filled out on the Internet). He would not give me any information about the suit, and said it would cost me $12, 000, but they would settle for $350.00. At that point I had a feeling this had SCAM written all over it. According to Mr JOHN FERNANDEZ of Morgan and Associates my papers were to be filed on Friday 8/13/10 with the Court and if I didn't pay the amount requested, They would arrest me and my references. Again He could not tell me the name of the Loan Company or the original amount of the Payday Loan. I never received any funds from a Payday loan company recently. He also threatened to call and have my Social Security payments stopped because of this phony Fraud Charge. This all took place on 8/12/10. Than on 8/13/10 He called again and I agreed to pay the $350.00, in installments of $175.00 on 8/13/10 and the balance of $175.oo on 8/25/10. I than told him I would pay with Western Union and he refused saying THE PAYMENT HAD TO BE MADE WITH A PREPAID VISA CARD. Finally a light went on and I figured this was a SCAM and I paid them NOTHING. I am greatful that this information was on the Internet, because this just strengthened my coviction of the SCAM. On Monday I will call the FCC and the Attorney General of Texas to find out why they haven't closed this place down yet. I think they should go after the 2nd party who is allowing them to use their landline phone to assist in the illigal Scams from North Carolina. Thanks to Sarahetarts for that information. I'm sure Mogan and Associates will be on the phone tomarrow because I never sent the payment. But I'll just tell MR JOHN FERNANDEX TO GET A REAL JOB IN INDIA, LIKE BATHING ELEPHANTS, at least that would be ligitimate. Thank You all for your input and filing of the complaints. I'll Keep you informed of what happens.( ANYONE NEW READING THIS, DON'T PAY THEM ANYTHING).

Hello All!
Just got the scared of my life with these people… They call me every day starting 8am till 9pm they say there from Morgan and Associates Law Firm as well as ACS Cash Advance. Mind you I have never took a cash advance with them… yes I have done a cash advance before put I have paid them in full, and have the letter to prove that I did. Now they keep calling from different numbers and giving me different names such as: Don Wesley, [protected]; Officer Mike Walter [protected] CFI# 150781, Keith McNauilty and Thomas Cook-[protected] which this number if you call it back it asks for a card # the other number this person calls me from is [protected] these people keep calling me at work and I’ve asked many times to stop calling, where I almost lost my job because of these incoming calls; it came down to where I had to put my manager on the line to tell them to stop calling. The first time they called they said I owe them 1500.00 and the second time they called they said it was 551.00. We asked them for an address and at first they didn’t want to give out any of their info. After so many days later I asked for the address again and they gave us (myself and my boss): 1800 Jacksonville Dr, Austin TX 73344 and this person’s name was Jack Marshall. I checked with Better Business Bureau; and nothing came up on them I search by company name, phone number u name it I did it.
I filed an FTC and got my Ref #, I also called the consumer protection in TX; which their number is [protected] spoke with a Rep and he guide me thru the website: http://www.oag.state.tx.us/ which is Texas attorney general.gov…. Go under Consumer Protection and file a complaint fill-out the online form and submit the complaint. You also want to make sure you dispute that in writing with all 3 credit bureaus, and keep copies of the letters. That way they won’t hurt your credit just in case...
I am so sick of these people.
1. They call you names,
2. Say if you don’t handle this they will call the cops on you and put you in jail
3. That may God help me
4. My boyfriend has got on the line with them and they told him that I better be home in an hour cause the cops were on their way to arrest me.
I told them to mail me all the info and I will take care of it, till this day I have received nothing but calls after calls. What else can we do about this? If anyone else knows please share.

OMG - I just had the same thing happen! It sounded as if he was calling me from a room filled with people making these calls! I asked to see the legal work he had on me and was told that he could not send anything in writing at this time. He hung up on me once and then called back and asked why I'd hung up on him. He said I would be sorry tomorrow!

He said he had my ss number, but I don't know if that's true or not. It did freak me out enough, however, to go open a new checking account. I filled out some info online recently and had to use my checking account number so I'm worried they might have it. Just my paranoia perhaps and maybe some bad timing.

Would rather be safe!

I had my b/f cell phone and they called asking for him. First it was a guy by the name John Fernandez then it was the same guy with a different name (Adam Scott) The calls were only hours apart. The 1st time he called I was running errands and he said he was with the FBI. Then the same number calls back and says he is with Morgan and Associates. [protected] which is a Baytown, TX phone number. AFter about the 5th time they called I finally asked them what they wanted and they proceeded to tell me that my b/f had a case against him that would be filed tomorrow. That they needed to speak with his lawyer. They were trying to say he was being sued over some money he had borrowed. He has never borrowed money. If they were real they would have NEVER told me any of this info b/c I plainly said I was his g/f. If they were real they would have said they cannot discuss this mater with me and they would leave only a number. IT IS SUCH A SCAM and they won't leave you alone either!

I received a call from Morgan and Assocites today. The person that I spoke with was John Fernaadez (india accent) and then he transferred me to Jullian Marshall (also India accent). He told me that they were suing me and that in order to stop everything, I had to send them $1100.00 dollars. They tried to get me to buy a pre-paid card becasue that's the only way they will accept a payment. I did my research on the internet and that company is not even on the internet. I called Jullian Marshall back at [protected] and asked from his address for my records. He gave me Morgan and Associates 102 lawhouse St. mateo, ca 94403. I called the BBB and they have no record of this company in St. Mateo, Ca. The crazy thing is, St. Mateo is not even in Ca. They should have said San Mateo, CA. I called Jullian Marshall back and told him that I did not find him anywere on the internet and that the BBB in CA does not show a listing for his company. He got very mad at me because I did research on his company and told me that an investigator will be at my house in 30 minutes then hung up on me. It has been two hours and I am still waiting for the police to show up. I hope people do there research before they sent any money to this company. I want to thank everyone for posting on this site

I dont know what I feel more, ashamed or irate. These low lifes contacted me on August 11, 2010. They gave me the same shtick as the rest of you. Unpaid fees from an online pay day loan, which I'll admit I did but had already paid off. They threatened me with jail time, losing my job, losing my kid, not be able to receive SSI when I retire, and a whole myriad of other things. Being the person I am I didnt want to risk my families future over some oversight I made on a bill. I actually paid them $756.56. I cant believe I paid them, but what I couldnt believe even more was the fact that I got another call from them today, claiming that I owed $859.56, for the same Damn loan. These people need to be reported to the FTC: [protected], but they also need to be dragged down a dark alley and left in a dumpster. The names I have been given Jack Williams, Mike Anderson, Julian Harper and Jack Jenkins, now my first clue this was fake should have been the fact that all these American names were used by people with Indian accents, with an attempt at a southern drawl as well. The numbers that they used were [protected], [protected], [protected] and [protected]. I hope that my embarrassment can prevent someone elses.

I received a call from them today at work non the less. Stating that I owed a payday loan company $300 or they were going to take me to court. They told me someone with a search warrant would come drag me out of my house and make me appear in court or i could pay them the $300 today. They would not send me any documentation when i asked for it but told me once i paid one payment they would send me the information. I accused them of it being a SCAM and they hung up on me. LOL I just don't know who to report this to.

I got a call from them today form a Thomas Cook stating I owed a payday loan company $300. They said they would get a search warrant and come to my house and drag me to court if i didn't pay. Little do they know i used to work for a police department and they cannot do that. When i accused them of samming me they hung up. Then someone else called me back and tried to get me to send them my CC information. LOL funny funny! the nUmber they called me from was [protected]. Some indian guy saying they needed me to send them all this info but refused to send me anything stating i owed them money until i paid at least one payment. I will be reporting them to the FTC and I suggest you do to!

"Scott Nicholson" called me saying that he could only send me written information if I agreed to use a prepaid VISA to give them $200 by Monday. I must admit, this guy was intimidating but he couldn't provide me with any specifics and said that he could not send me anything in writing until I paid $$. He said, "If you don't have $500, how will you pay $1, 000 in legal fees?" This guy thought I was buying it hook line and sinker. PLEASE do not send them any money. Any legitimate claim would not come out of the blue and they would send you written information - especially if asked.

My Husband got the same phone call this morning, Stating that we would receive a subpoena In the mail tomorrow at 11:00 am haha little did he know they come by Sheriff not by mail. The man that called was a Mike Robinson. he told my husband he owed them $5800.00 and they were going to contact his employer to have him fired immediately. We have called the sheriff's department and the fair trades commission and reported them. We did not and will not pay them. My husband and I have never done a payday loan and hopefully never will. I hope all these comments help somebody from getting scammed.

Same issue I have as others have already posted. I am currently living in VA and the number was a CA number (could have been a transfer) phone number was [protected]. It was a male person with a heavy Indian accent and said his name was John Fernandez. Called me on my cell phone first, then my work. made all the same threats as above actually read my SSN. back to me, which kinda freaked me out, and knew where i banked. I have never accepted Pay day loan money, but have went to the web sites looking at them. I actually called an attorney for a free consul before i found this site. I did not give them any money and will do as other to report them. I am in the military and do not need these people ruining my security clearance! I sure hope they get shut down. And i hope nobody else falls scam to this type of thing. they told me www.easycash.com was the ones coming after me and they gave me some off the wall amount. 4, 584.84. who sues for an uneven amount? lol

They keep calling my son and telling him he is going to get locked up. I asked for the address and name of the company couldn't tell me much but gave me a fax # and of course I need to send all of my bank information. The connection is horrible and, when you call no name of a company is mention goes right to a voicemail, but nobody's name is mentioned. For instance, this is Sean from so and so company. They have called 4x already tonight, and could not give me the name of their attorney. jennifer from baltimore

THEY ARE STILL IN BUSINESS... THERE SHOULD BE A LWASUIT AGAINST THE COMPANY WHO GAVE THEM THE INFORMATION AND THE COMPANY ITSELF...

this company is still in business.. there needs to be a lawsuit against the company that gives these people the information and the company itself...