Hargrave And Associates reviews and complaints
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I paid 200.00 for credit repair and this company did nothing to repair my credit but kept my money
My name is Belinda McHellen and i'm making a complaint because I was online looking for a company to repair my credit and ran across some complaints about Hargrave and associates and this company also scam me as well. Back in 2002 or around the year of 2002, I signed a contract with Hargrave and associates to repair my credit but low and behold this company said the did not do anything with my case because I did not contact them within 30 days so they closed my case and have no information for me. In other words the took my 200.00 and ran. Now I see that I was not the only person they have do this to and this company needs to be stopped. if you need more information or need to contact me, I can be located at [protected].
The complaint has been investigated and resolved to the customer’s satisfaction.
Stay away
I sign up with hargrave and associates a year about 8 months ago i paid 250 dollars for them to clear my credit. after finding out that they wasn't living up to there agreement i started calling asking to speak to a supervisor but they never let me they always had an excuse and then i tried to call and the call wouldn't go through. i am very upset they have all my personal information and they took my 250 dollars without doing the job they were paid to do. i really hope something can be done about this.
Noting was done
I was given an ad in 2005 in Atlanta, GA from a company called Hargrave and Asssociates proclaming they can clean up my credit. All they did was tell me what they can do and how they can do it...once I payed the $250, there was no change to my score 6 months after the program was over and I never received my credit score. They also told me if I ever need future clean-up's done on my credit it would be done for free and I can't even find a WORKING # on the company. I am so tired of begin ripped off from lousy [censored] company's that say they can help...I want my money back, I do not care if it has been years later I want it all back and I am going to file a complaint with the Better Business Bureur.
Ghetto & Fraudulent!
Like magic- Hargrave and Associates will take your $250 and make it disappear! I signed up with this company because they were cheap and somewhat appealing, and lets face it, I was more willing to risk $250, than $500, so I bought into their scam last February (2008), and never heard from them again. I called them in March, to see where my welcome package was- and the agent/representative that I spoke with was so loud-raunchy and ghetto, she spoke to me like I was her "home girl" and was like, "girl-letme see where yo stuff is", at that point I knew I was ripped off and hung up the phone. Several months later, I called them again out of curiosity and, they pretended - they knew who I was and claimed they'd been trying to get in contact with me- what a hoax!
The complaint has been investigated and resolved to the customer’s satisfaction.
Credit Repair
I went thru this company in 2007 and i did not see not one letter to show any repair was being done. But after going to the CreditRepairCalendar.com i purchased the calendar to repair my on credit legally and now i see on on difference. I tell everyone to do it yourself.
The complaint has been investigated and resolved to the customer’s satisfaction.
I have sigh up with Hargrave and Associates to repair my husband and my credit and didn't see anything they have done. I've been trying to call but there number no longer work. Can you tell me what is the next step to get my money back.
There are literally hundreds of credit repair websites and a lot of them try to guarantee success but the reality is most of them are just a waste of money. They use methods of repairing your credit you can do yourself if you simply google credit repair templates. Their process is very lengthy and requires months and even years to get a lot of things removed and sometimes the bad marks can come back as some companies are very persistent, especially if you still owe them money.
The only guaranteed method to repair your credit is to pay off the old bills and get your derogatory balances to $0. "Well that isn't very helpful" is probably what you are saying. Since none of us just have cash laying around to do that there are other things you can do that are guaranteed to increase your FICO score practically overnight and start rebuilding your credit.
It's actually very simple. Sign up for Millennium Secured Credit Card and send them $300. Buy $90 worth of groceries on it and make the payments. Keep the balance under $90. Then sign up for www.alliedtrustdiamond.com and get a $10, 000 unsecured credit card, buy something and make the payments. Do a google search for USA Shopping Club and sign up with them for $12, 500 unsecured credit card buy something and make the payments, Eclub USA and get your $3, 500 credit card and finally Horizon Gold and get your $500 credit card.
Once all of these companies report to the credit bureaus you are going to see an immediate increase in your FICO score. Guaranteed. Then you can work on getting the bad marks paid off and removed. It's much easier to get them permanently deleted if you don't owe them any more money.
The same thing happened to me i sent everything they asked for and i haven't seen and difference in my credit i think they made it worest i hope theres a lawsuit for this company if so please contact me at datnicca4u26@aol.com
mislead/scammed
hi i sign up with hargrave and associates a year about 8 months ago i paid 250 dollars for them to clear my credit. after finding out that they wasn't living up to there agreement i started calling asking to speak to a supervisor but they never let me they always had an excuse and then i tried to call and the call wouldn't go through. i am very upset they have all my personal information and they took my 250 dollars without doing the job they were paid to do. i really hope something can be done about this.
The complaint has been investigated and resolved to the customer’s satisfaction.
I know I did not want to pay any one but I wanted a house I found this company Agape Credit Service.com and they are a .com they had many plans to choose from and I did not pay until the work was done. Hardgarve and his wife have a law suite on them they made 5 million in 07 and no credit was fixed. I contacted an atterney so I can get something when the suite is settled and they go by BSFcredit.com
Over a year, still no repairs
October 2007 I decided to put trust with Hargrave and Associates to repair my credit. They told me it will take 4 months to repair. After waiting 6 months for results and not receiving any, I ask the representative that I spoke to on the phone for the supervisor because they could not answer why my credit has not been fixed. Twice I was disconnected for some strange reason. Yet to this day I have not received anything in the mail as to why my credit has not been repaired. This so called company is another prime example of a rip off. I was better off taking the $250.00 and repairing my own credit.
The complaint has been investigated and resolved to the customer’s satisfaction.
I agree with Lemons. The only person that can fix your credit is yourself. I done it before and it brought my score up tremendously, but I got myself back in the same situation and now I am trying to get myself out. I have thought about going to these fly-by-night credit repair places, but if you think about it, it will be back on there sooner than you know it. You pay all this money to get it repaired and they only handle it for for six months and after that...you are on your own. I rather pay my money out of my pocket to clean my own credit knowing that I did something worth my time and money. Don't look for a quick fix because you will only regret it later.
Everyone needs to know that anything that can be fixed on your credit can be fixed by you.
Bad credit is bad credit and NO ONE but the creditor can change that for you.
If it is recent bad credit - it's going no where. It has to be paid in full at least for 3 years with a history of paying your bills on time to show you have become responsible.
If you are always late paying - no one can help you until you learn to pay your bills.
It took me a while to get my credit straightened out, first I had to learn about FICO score - if your score sucks so does your credit.
You have to learn to control your spending, get out of as much debt as possible and pay your bills on time. After 3 years of dependable credit showing that you pay and on time - you get a free copy of your credit report and start writing letters to the companies. Tell them you are sorry for the late pays and that for the past 3 years you have paid bills on time and you would like them to remove the bad marks against your credit.
Don't try to lie to them, they will check. I only had one refuse to help me with my credit score. The credit report has the name and phone number for every creditor you have. Use that information to your advantage.
OH MY GOD, I JOINED ON WITH HARGRAVES IN 2006 AND I TOO NEVER GOT ANY RESULTS FROM THEM. I PAID THAT COMPANY $250 OF MY HARD EARNED MONEY AND THOSE PEOPLE LIED TO ME OVER AND OVER. AFTER A WHILE YOU GET TRIED OF CALLING. BUT I'M GLAD I RAN ACROSS THIS. I HOPE THERE IS A CLASS ACTION SUITE IN THE MAKING. THIS IS CRAZY AS ALL GET OUT. PEOPLE ARE TRYIN TO MAKE A BETTER LIFE FOR THEMSELVES AND COMPANIES LIKE THIS ARE TAKING OUR MONEY.
TO EVERYONE THAT HAS HAD PROBLEMS WITH HARGRAVE AND ASSOSCIATES THEY ARE USING ANOTHER NAME NOW, AND THERE CONTACT NUMBER IS [protected]
You should call Help Me Howard, on channel 7 news or Shame On You (unsure of what channel) but they always seem to recover people's losses. Good Luck and thank you because I was going to go through Hargrove & Associates before I came across this complaint board.
I know I did not want to pay any one but I wanted a house I found this company Agape Credit Service and they are a .com they had many plans to choose from and I did not pay until the work was done. Hardgarve and his wife have a law suite on them they made 5 million in 07 and no credit was fixed. I contacted an atterney so I can get something when the suite is settled and they go by BSFcredit.com
Credit Repair Scam
Hargrave and Associates might be out of business but BFS Credit Services is not. This company is still operated by Kevin Hargrave or better yet...his wife. Check out the following links. http://www.sunbiz.org/scripts/ficidet.exe?action=DETREG&docnum=G08308900203&rdocnum=G08308900203 http://www.bfscredit.com/index.htm The office is right down the street from the old office. Is this a scam or what. Hope this helps
Read full review of Hargrave And Associates and 88 commentsFix my Credit
I signed up with Hargrave and Associates in March of 2008. I did not no about the ### that was going on until I tried to apply for credit . I was told that I pulled mt credit too soon by Hargrave and Associates and that I will have to wait another 45 days. I was told that I would receive my credit score in the mail along with a certificate saying that I had completed the course. I have yet to receive anything and it has been 9 ###ing months. I am soooo pissed off that it aint funny.
The complaint has been investigated and resolved to the customer’s satisfaction.
My husband and I signed up with Hargrave back in Dec 2007. We paid $450 for both of us & were told it will take a process of 6months. We would receive a credit report saw some changes but then we stopped receiving anything from the credit agencies and Hargrave. We called following up they said we are at the last stages & should be receiving a letter with credit scores & we never did. Then they said we completed everything & gave us another tel# to call because someone else was handling our accts & when I called some woman by the name Kim stated I needed to pay additional $150 to repair what wasnt taken off my credit which I never went thru with it thank God cause we already lossed $450 which we couldve just used to pay a debt off in the first place lol... I know its not a laughing matter but Im pissed off as it is!
My credit score is still the same money gone
I paid Hargrave And Associates $250 in Feb 2008 with a credit card for them to fix my credit and the Rep I spoke with said that they could clean everything off the credit except for student loads and it would take 6 months and sometimes it may take longer depending on how fast the credit breau. When they finished they would send me a copy of your credit...
Read full review of Hargrave And Associates and 9 commentsScam billing
I signed on w/Hargrave and Associates at the end of September. I received the welcome package and sent in my drivers license, social security card & my cell phone bill. I called after sending in that information & the phone numbers do not work nor am I able to get to their website.
I provided them 280.00 and I have not received one thing from the credit bureaus. I checked my report and nothing has changed. I am more concerned with not being able to reach anyone.
I called from 10/31/08 - 11/04/08. I was able to get an automated system but then when I pressed options the line would go dead that did that until 11/04/08. Now when I call all the telephones I have as well as the ones online, I am told that the phone can not be reached from my telephone. I have tried calling on several different telephones. I want my money back & am very confused & mad!
The complaint has been investigated and resolved to the customer’s satisfaction.
I went through hargrave in november of 2007 and they told me that by July of 2008 my credit problem would be fixed. I paid them 270.00 and recieved no results Im no better off then I was when I gave them my money if there is a lawsuit in effect someone please contact me at ladytigerss879@yahoo.com. I hope that someone files one soon
Oh yeah, just an FYI, after dealing with Hargrave I decided to take my business elsewhere. I went through a company called AMB Credit Consultants. They did excellent work and got all but 1 of the negatives items on all my reports knocked off. I loved the way they treated me as a client. And I was always able to reach someone and get the answers to my questions. Their website is AMBCREDIT.COM. I would highly recommend them to anyone. They are located in Dallas, TX. BUT PLEASE DON'T USE HARGRAVE OR BFS BECAUSE THEY WILL TAKE YOUR MONEY AND THEN CLOSE DOWN WITHOUT A TRACE AND THEN OPEN UP UNDER A NEW NAME WHICH THEY JUST DID. I DEALT WITH A GUY NAMED ROB AT X321 AND HE ACTED LIKE THEY WERE THE BEST COMPANY! YEAH RIGHT THEY ARE THE BEST SCAM COMPANY AROUND! I AM ONE OF THE MANY PEOPLE WHO GOT BAMBOOZLED!
i paid them 270.00 march of 2008 and my credit is worst then it was. i tried contacting their office in jan. 2009 and found out it was no more. i spoke to a rep. from BFS who said they were handling all the accounts from hargrave he also gave the number to contact Mr. Hargrave i have left message but never a return phone call. so if there is a lawsuite please contact me at lewispriss71@yahoo.com.
I have also signed up for hargrave to fix my credit be have not recevied any thing at all. My credit id the same and I am 250.00 shorter then what I was before. I have called a number of times but got no answer at all just a busy signal. WHAT CAN BE DONE ABOUT THIS ! people are losing money behind this when they could have been takeing it to restore there credit them selves if any one can help me and the other thousands of people who have been cheated please contact me at Jericafaye @att.net
i too signed with them since march of 2008 and i've called and called and i spoke to someone a few times. I sent them copy of ss card and vital information that could be detrimental to me if end up in the wrong hands. and now i've been calling for the past two weeks and all their number are disconnected. I haven't had any improvment in my credit report etc. they need to be sued for their actions. chayil73@yahoo.com
I signed up with Hargrave after being told about it by my son. Hargrave was advertising on a major radio station here in chicago. after i didn't hear anything from them i tried to contact them and found the number no longer worked and the website was down. i was crushed because i had finally gotten to a position in my life to begin to rectify some of my past mistakes one of which was not having taken responsibility for my obligations. when i got an e-mail from bfs it didn't take much to figure out they were the same company so i e-mailed bfs, told them what i had figured out, told them that i was contacting the attorney general of florida and any other state and federal agencies as well as the media. kevin himself e-mailed me back and proved to be an arrogant and selfish individual. he refused to give me my 350.00 back, told me to dispute the credit card company for a refund and told me it was my fault for being in this mess in the first place for not paying my bills. he then went on to invite me to contact anyone i wished to "settle this little 350.00 debt" quotation marks his. I'm not taking the position that this was just a lesson learned. this arrogant guy will not get away with what he did to me and no doubt tens of thousands of others because for one thing he's reaching people through the medium of radio, he's back on another radio station here in chicago and the sam cooke song "achange is gonna come" is his theme music. i say all of us who have been scammed and cheated out of our money trying to effect positive change in our lives by this crook and his wife, need to join forces and contact the national news shows like dateline or nightline and attempt to put some exposure to this fraud, get our monies back and perhaps save someone else in the process. my e-mail address is jgrier03@yahoo.com and feel free to contact me if you would like to unite.
I signed up for program in September and I also signed up for the credit card with New Horizon Bank that was an additional 99.00. That has been reported to my credit showing that I have a balance of 559.00. I called the new # BFS and talked to KI who claims Hargrave & Assoc. were shut down by FTC. She gave me a # for "Mr. Kevin Hargrave himself" [protected], claiming he asked all complaints be forwarded to his "personal cell phone". Well you know I anxiously called and guess what it ID as Kevin Hargrave voice mail. Needless to say it is probably his extra cell phone and if you hurry you could possible get a message on the voice mail but hurry I have a feeling the mail box will be full very soon. I am not sure what can be done legally and maybe we can get a class action suit or something. KI did state that all of the assets for the company have been frozen...Yeah Right! Hey we live and learn the bad thing is I am too old to learn this lesson. Please email me if there is any additional info chandralashe@aol.com.
God sees all! Oh yes KI did say that the company has helped "millions of customers" HUH!
mrs douglas is that your name the people just been robbed by those crooks and youre calling them lazy good for you for the house your purchased at 36 i had my first home at 29 wen and bought land in north carolina and now building a big home in long pong pa and im just turn 32, so good for you since im not impress how would you feel i run up to your house and call it a stick up because the government took all ive got, than i would be wrong right, but those poor people work hard for their money and they looking for help for a better life and they are now victim, since you know mr and mrs hargrave so much give me their address ill show you ill use this dirty gun i have before i throw it in the water, this is money, play with it and your life is the return you fool
Well, I was in the process of trying to sign up for this service, however; after reading your complaints I'm not sure. It sounds like some of you got items removed and some did not. I need credit help not a credit scam. Sooooooooo, if you can help or know of someone who can please send me an e-mail. In the meantime, I am going to call BFS with my lawyer on the other line and explain what I have learned about their company and see what or how they expalin that one. Sorry to all of you who were scamed
wow!
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