This company does bait & switch & is a waste of time to deal with. Check with friends who have term life insurance instead, when looking for yours.
Here's what happened to me:
1. They gave me a $27/month quote for $500K 20 year term life insurance policy - I'm a 38 year old woman in good health, non-smoker.
2. After I did all the paperwork & blood work, because of 2 auto accidents listed as my fault on my DMV records they said it would be $200/month for the $500K policy I wanted, but I could get $100K 10 year term life insurance policy for $35 / month, saying I could cancel at anytime, say after 2-5 years when the auto accidents came off my record to get another policy with an amount closer to the original rate I was quoted
3. Then they sent me a 57 year policy with no cancellation provisions, where the premiums just get ridiculous after 10-years $65, 000 / year at age 95 $22, 000 a year at age 48 on a $100K policy. Insane. And they expected me just to sign that? Excuse me? I said yes to a 10 year term policy for a lot less coverage and a much higher premium than I wanted & they want me to sign something for 57 years with no provisions for canceling, as they had said. I wanted something that matched what I agreed to. What I was sent was bull ###.
The complaint has been investigated and resolved to the customer’s satisfaction.
BE CAREFUL! I called to receive quotes. Received good pricing on my wife and I and two policies for children. Then when rates came in higher, I had to cancel. What they never told me was that my child policies were with another insurance company. I was charged for insurance I didn't even know I had. Now I'm having to go through the hoops and get a refund. It's a shame to have insurance and not even know it.
They will say anything to get you to take a policy. I needed more time to make a decision but they said I had to decide right away or risk re-appIying. I made the mistake of taking the agent's word for it that I could cancel at any time, so accepted under duress. Missed the fine print on the policy and now, three months in to it, I am stuck. Neither Selectquote or the insurance company care how many bad reviews they get. The only satisfaction I will get is posting as many bad reviews as I can.
Don't use them! They get your sell and after that you are threw! They don't care about there customer and your policy will cancel! You will receive a letter from whoever you choose for life insurance and they will find a crazy reason not to sign you up for a policy. Especially potential life!
We were thinking about insurance but after seeing your commercial with black guy with a non black women we found it offensive and will by insurance from another company!