UOwn Leasing review: Deceptive practice between them and enchanted fairies akron

I used this company through Enchanted Fairies of Akron photo studio and when the company said they had someone to finance the portraits of $2500.00 I was fine with that because I had done it before but through Affirm. I was told I qualified for $4000 and that the payments were $106, presumably monthly, and was told to simply digitally sign paperwork sent to me through email or a link through text I don't recall exactly. I did so and when my first payment didn't go through due to an error of my own, I talked to the company and said that I'll just pay double next month because I get paid monthly from military retirement and VA which are my only income streams and a Breast Cancer diagnosis in January of this year has kept me from being able to work. They UOWN leasing representative informed me that the payments were in fact weekly, that's over 400 a month! I would never have made this purchase for that amount and now the balance that I owe is nearly $5000 for$2500 in product that I haven't even received yet. I should have read the contract fully because it is absolutely ludicrous what they have in there, but had just reviewed this video of my granddaughter's adorable portraits and the companies sales pitch so between the chemo brain and the high emotions, having been going through a fight for my life, I failed to read through it all. I find that this was extremely deceptive on the part of both the portrait studio and the financing company. Now they say I can return the merchandise that I haven't even received and supposedly I will only owe them expenses but how much will that be? From the deceptive and squirrely way that the contract is written there is no way to determine that and I could end up paying the same full balance it shows now with additional fees and still have no product. What are they going to do with portraits of my granddaughter? They have no monetary value to anyone but my family. and the portrait studio is very clear about no refunds or returns, which makes sense except for when they are just as deceptive as the financing company that they use. The portrait studio makes it clear that only purchases that can be made from the photo shoot are to be done that day when you do a Zoom viewing of the portraits and get yet another sales pitch on top of the video sales pitches that they provide customers with prior to the viewing and supposedly explaining the price packages but even then those packages and pricing aren't completely clear, They mostly try to justify their pricing which is way beyond anything a normal average family would ever dream of paying. I am gutted emotionally, and can't believe I allowed this to happen and am desperate for an answer on how to properly handle this because the representative from the finance company said that the terms of the contract were not changeable. Nothing was expressly explained by either company, just small monthly payments. Figured I'd pay high interest because they prey on people like me with poor credit, but these terms are the most absurd and anyone actually reading them would certainly think twice and decide better than to use them.