US Loan Auditors review: Company reviews 884

Yeah, according to a number of people in the local biz and in the loan mod circles this guy was willing to sell his mom a fraudulent mod to make a buck. It's also my understanding he was a manager at some point at a mod company.

It would be pertinent because I was told he just left US Loan Auditors because he was wanting to use those same tactics and wasn't being allowed. As you said earlier, the loan biz is a small community, everyone knows everyone type thing. Was just curious as you seem to know everyone else at US Loan Auditors, and it's my understanding that he was there for quite awhile.

Too many names are getting thrown around? You seem to be the one throwing the names out, I'm confused?

Do you know what mod company he was working for/ managing?

maybe your thinking of the wrong guy.

was his name really JR?

"CaptainConfuzzled" you seem to know a lot about JR... how did you find out sooo much...

i have tried to google him but cant find anything to help better answer your question.

No, I'm thinking of the right guy. Yes, it is JR. As I said, I'm in the loan game, and I know plenty of people that do loans, were doing mods, loss mitigation, whatever you want to call it. Word gets around. As you said earlier, it's a small community.

I know he was let go from US Loan Auditors about a week ago based on what people there have mentioned. I searched Google too, he was the first result. I don't know why you'd need to Google him, seems you know everyone else at US Loan Auditors, especially in the Sacramento branch. You should know him too.

"NotFunnyAnymore"

here is some stuff to read!

just so you dont get lost in the emotion when engaging in an intelligent debate.

Defamation" is the general term used internationally, and is used in this article where it is not necessary to distinguish between "slander" and "libel". Libel and slander both require publication.[7] The fundamental distinction between libel and slander lies solely in the form in which the defamatory matter is published. If the offending material is published in some fleeting form, as by spoken words or sounds, sign language, gestures and the like, then this is slander. If it is published in more durable form, for example in written words, film, compact disc (CD), DVD, blogging and the like, then it is considered libel." The debate whether Internet blogs or Bulletin Boards are publishers is a key subject being addressed, whereas an Internet based community is more akin to conversations in a bar or pub, with content being written as an ongoing dialogue that is generally not edited or regulated such as in the publishing industry.

Truth
In many legal systems, adverse public statements about legal citizens presented as fact must be proven false to be defamatory or slanderous/libellous. Proving adverse public character statements to be true is often the best defense against a prosecution for libel or defamation. Statements of opinion that cannot be proven true or false will likely need to apply some other kind of defense. The use of the defense of justification has dangers, however; if the defendant libels the plaintiff and then runs the defense of truth and fails, he may be said to have aggravated the harm.
Another important aspect of defamation is the difference between fact and opinion. Statements made as "facts" are frequently actionable defamation. Statements of opinion or pure opinion are not actionable. From 'Other Defenses' (below), under the 'Opinion' section: "However, some jurisdictions decline to recognize any legal distinction between fact and opinion. The United States Supreme Court, in particular, has ruled that the First Amendment does not require recognition of an opinion privilege.[17]" To win damages in a libel case, the plaintiff must first show that the statements were "statements of fact or mixed statements of opinion and fact" and second that these statements were false. Conversely, a typical defense to defamation is that the statements are opinion. One of the major tests to distinguish whether a statement is fact or opinion is whether the statement can be proved true or false in a court of law. If the statement can be proved true or false, then, on that basis, the case will be heard by a jury to determine whether it is true or false. If the statement cannot be proved true or false, the court may dismiss the libel case without it ever going to a jury to find facts in the case.
Under English common law, proving the truth of the allegation was originally a valid defence only in civil libel cases. Criminal libel was construed as an offence against the public at large based on the tendency of the libel to provoke breach of peace, rather than being a crime based upon the actual defamation per se; its veracity was therefore considered irrelevant. Section VI of the Libel Act 1843 allowed the proven truth of the allegation to be used as a valid defence in criminal libel cases, but only if the defendant also demonstrated that publication was for the "Public Benefit"

So again yes any one can get sued...but... the plaintiff would have to do there part to show that it was malicious opinion and holds no truth.

And the defendant would have to show there part and so on.

could be wrong but...hey... "you dont know what you dont know"

Ex "Fraud Investigator" Here...
Please note... That the "Fraud Investigators" are nothing more than SALES PEOPLE... There were only a FEW of them that were in the "know" of the true workings of the company. Those folks were made Team leaders and or Moved “up” within the Co.
There are scripts that were given as a guide to the “sales Call and Presentation” (During My short lived time there) SO PLEASE DO NOT ask that these peoples name be put out there for the Public... They had/have no control over the process.. As a "sales Person" we were told what we could and could not say legally in sales meetings... I was a 1099 CONTRACT "Employee" Hired to sell a program that in the beginning I FELT REALLY GOOD ABOUT... I left after I realized that there were "issues" NOT being addressed and Clients that were frustrated. After seeing all this (on this site) I now feel guilty about the few sales I did make and am grateful that I left when I did. Please try not to take out your anger on those that did the selling as once We Sold the Program it was OUT OF OUR HANDS!

Thank you - "sayme", so im guessing that you have contacted the DOJ and the state Bar? And we are suppose to forgive the street dealer and just be angry at the supplier? You did the right thing, but how those like Tony Stercl that still are selling the dope?

Let me explain the Company so you understand a bit more..
There are TWO SEPARATE COMPANIES.. (even though they are one)
US LOAN AUDITORS
And
US LEGAL ADVISORS (MY US LEGAL)
The Fraud Inv. Are contracted under US Loan Auditors… NOT the MY US LEGAL…
The “Fraud Investigators” ONLY get a commission on the sale of the AUDIT, NOT from the legal program. (not a dime from the monthly payment the client is paying for the “legal portion”)
So, if an audit was received then in the eyes of the law you received a tangle product for the money from US Loan Auditors.
HOWEVER…. Once the client signs up for the legal side, and yes the “salesperson” signs them up for that as well, they (Fraud Investigators) are no LONGER involved in any way with the client.. The sale persons are told to direct Clients to the legal side from then on!
If law suits are not being Filed, or the client is not getting what was implied then it all on the OTHER Company, My US Legal… THAT’S the branch that needs to focused on.. If you are all going after US LOAN AUDITORS for the legal part, you are banging on the wrong door.
Any questions?

im guessing that you have contacted the DOJ and the state Bar?

Both companies are the SAME. The so called fraud salesman are the ones that tell you that you have fraud, they are the ones that call you to tell you that you have a strong case and should pursue it that you will win. That is FRAUD! And they know it just like you knew it. Anyone working there at this time knows it. That is illegal for them tell you that you have a case, that is legal advice. So I don't feel sorry for them, now if you really are sorry, call the DOJ and CA BAR. Be proactive for a change.

When lawsuits are filed, the fraud agents better be prepared, they were the ones selling the lies and they know it's a lie. Start naming them, start suing them. Maybe it's time they made some calls to save their butt.

you wrote: "Please note... That the "Fraud Investigators" are nothing more than SALES PEOPLE... "

So they didn't know what they were selling? Because most of them are saying that they witnessed hundreds of people winning their cases and 95% of them were settled before court. And now they are innocent, they didn't know what they were selling? Lock them up with everyone else in your former company. Guilty as charged!

Some of the employees have no clue what is going on! Remember some are just as clueless as the clients!

What's wrong with this site? Sometimes you can log in and sometimes you can't.

anothervictimofusla,

I cannot send you a message. Sharon Lapin was my friend's attorney. She never appeared in court and so my friend lost her case and her house. What kind of law is this? Turns out Sharon has been disciplined by the Bar. Why would USLA use an attorney was a questionable license. BTW: if you have the name of your attorney, I can look them up and tell you whether you actually have a case in Federal Court. If you haven't received anything from the attorney or the court as to a hearing date. Your case has probably never been filed. This is the game. They tell you its with an attorney but you can't talk to them. They tell you, you have a case but you're never notified of the date when there's a hearing. But in the meantime, USLA is still automatically withdrawing $1500/mo. from client's account. BTW: my friend's case went to court, but guess how long it took to get there. 7 months...multiply that by $1500. You got it. Sharon Lapin didn't show up so therefore, the case was lost and so was her money. How do they justify this as legal help? Just because they filed a lawsuit. Are you kidding me? All this money she spent she could've hired a real attorney. How about USLA's own personal attorney...Pillsbury? Why didn't they use them to defend her. Hmmmm, my guess is because they use attorney's with questionable backgrounds. Maybe she wasn't too busy and they paid her a small fee just to act like she was her attorney. My guess is, her story is the same as 99.99% of their clients. I can't even imagine how many other clients have lost their homes due to this unbelievable disjustice.

I am having problems logging on too, and I believe it is due to a cookie that this forum leaves on your computer. After I cleared all my history and cookies. I was able to sign on. I could make all kinds of remarks as to why, but as I mentioned before, I don't want to lose all of my work, so I am keeping it on FightBackinSa.com

GamblingBob resumed his 1st amendment activities, and I joined him yesterday. We've posted pics and videos on FBIS

My research on the attorney thing indicates that USLA is desparately recruiting lawyers. There are numerous ads on craigslist alone for them. I've heard of individuals soliciting for a lawyer on craigslist, but for a company to recruit them there?

You know, the defamation suit that USLA filed against GamblingBob may end up being a blessing for him and others. As a defendant in a case with them, he now has the power of subpeona and discovery. They may have just handed him an invitation to their innermost workings.

Yesterday while we were out front of USLA, we met another customer of theirs that failed to impress them. He was there to pick up his papers and the check that he stopped payment on. He came back and showed us that later.

So they didn't know what they were selling? Because most of them are saying that they witnessed hundreds of people winning their cases and 95% of them were settled before court. And now they are innocent, they didn't know what they were selling? Lock them up with everyone else in your former company. Guilty as charged!

If you buy a defective TV... or Tainted produce at the market... Are you going to SUE the saleman that sold you the defunct tv? The cashier that sold you the tainted produce? SAME THING HERE MY FRIEND...
I BELIEVED in the program.. and to be honest I do NOT believe that they started to outright SCAM people...
I think that they just got over welmed with sales and could not keep up on the back end.. sever growing pains and it became a domino affect... More Sales than they had staff on the audit and legal side to keep up with..
We were not PRESSED to SIGN EVERY person up.. I myself disqualified people. It happened alot.

Personaly I never heard any person state that they witnessed HUNDREDS winning cases...
What WE WERE TOLD by the owners was.. Because the cases were being SETTLED, there were NON DISCLOSURE agreements and so the OUT COME could not be discussed..However, they were more than pleased with the success rate of the cases...

Look what it comes down to.. I was given a PRODUCT to sell, that seemed resonable, But I was not Privy to the inner workings of the Company, and once again I will State... THE sales people were under contract with US LOAN AUDITORS and NOT US LEGAL ADVISORS (MY US LEGAL) Yes the SAME people have in Interest in both, they are in the same office's same building, BUT THEY ARE SET UP AS DEFINED BY LAW as TWO SEPERATE LLC's.
The same folks also have PROP8.org
http://www.prop8.org/
Excerpt:
Prop8.ORG provides tax assessment appeals services for commercial, industrial and residential properties throughout California. We are professionally trained in tax appeal rules/procedures and the specific requirements of each county...

'... they didn't know what they were selling? Lock them up with everyone else in your former company...'

I don't know what You do for a living, but if you are in any type of customer based sales interface.. that Includes.. SERVERS, Department store staff, Cell phones salespeople.. ect.. Then you best be prepared to HOLD each and every one of them LIABLE for any and ALL products that they sell to you because that is what you are saying.
So next time you go buy your high ticket stove, refrigerator, TV, Car, Boat...and its defective... You Hold That sales person responisble because some how they most certainly were NOT innocent because they KNEW what they were selling you!

Do you see the FLAW in your logic...Chances are ..NOT

We are talking about two different things here,

Independent contractors are sole proprietors or corps. A sales person that gets a paycheck and workmens comp is an employee.

If you had a business card that misrepresented yourself, ie a fraud investigator, and you were not historically so, you must have had some inkling that it was deceptive. If you were supposedly a fraud investigator, but 100 percent of your job was sales, AND...you never had contact with them after the sale to conduct an investigation, I'd have to say you knew you were misrepresenting yourself, and misleading your customers.
Fraud investigator is a little different from say, "fleet specialist" at a car lot

With USLA... one of the reasons I am no longer there is the fact that they were calling us IC HOWEVER...
1.0 I did not pay for the business card.. they did and required that WE Use their "card and "Title" of FI
2.0 They Supplied ALL the material's
3.0 Office space and equipment... Cubicle, Phone, some Leads...
4.0 They had "Manditory Meetings"
NOT EVERY SALES PERSON WORKED IN HOUSE however each one WAS required to USE THEIR BUSINESS CARD.
It was not till after I left and one of the Salespeople brought up the fact that they were treating the salespeople AS EMPLOYEE's NOT IC did they start to charge monthy "desk rent" and require all salepersons to obtain a business license.
Prior to that you were told " WE expect you to be at your desk between 10a and 7pm.. because you arer IC, we cannot REQUIRE it.. but those that are will be given preference to the leads and desk space...
Being the clever little skirting around the law folks that they are... they only expressed that VERBALLY.. never in writing.
One of the reasons I left was because the salepersonel were NOT true IC... They were in fact treated as EMPLOYEE'S... But a another can of worms being dealt w/... :)
They were also for a time saying that if you do not make so many sales per Month that you would loose your desk...
WELL NO WHERE in my contract did it dictate that there was a Min sales quantity in a specified time period that needed to be maintained or the contract could be term'd.
I know that the "Contract" that I signed was for a 1 year time frame.
They "Promoted" certain "Ind Contactors" into roles of "team Leaders.. that other IC's were "under" and "reported to" and sign off on "sales"

So.. I was trying to helpfull and give insite from someone that was on the inside... Letting you know HOW the Co's are set up...ect ect.. yets some want to launch the attack on those that had NO HAND on the TRUE INTERNAIL operations, THE REAL DECISION MAKERS...
So you want to attack the the sales persons that ONLY recieved payment fron USLA and NOT The legal side wher the LARGE AMOUNT OF MONEY WENT.. Hey have at...
Lets say they Loan was for 400, 000.oo
The homeowner could be charged anywhere from 1000.00 to 4000.00
SO my commission was as follows:
40% = 1600.00 LESS 690.00 for "administrative" =$910.00
Now thaty IF I did NOT have to split it because a TEAM LEADER was in the sale w/ me.. It was required that if a Team Leader sat in then the Commission was split.. PLUS they got an extra % because well.. they were the team leader.
OK NOW THEN lets move on to legal...
Based on the mothly payment.. lets say of 3000.00 well because these were option arms and some had adjusted and were now up there...
so the legal fee is 1500.00 a month..for approx oh lets say 9 months ... for a total amount spent in legal of$13, 500.00
Because YOU CAN'T SUE ME FOR A BLOODY DIME OF THE LEGAL.. I DID NOT RECIEVE COMMISSION FROM IT.. AND i was not under contract W/ my us legal AKA us legal advisors...
The only part I had in the Legal side was to ask if they wanted to go into that program.. and make the arrangements for the first payment.
So you want to Sue the Saleperson because they are easy Hey.. Have at... Me I got nothing, Don't own a home, Drive a 12 year old car, and sure don't make what I was making 2 years ago... My bank account.. its a pretty sad site...
I TRULY UNDERSTAND that people are ANGRY.. BUT for pities sake.. direct your anger at the people that ARE BEHIND it ... Making Hundreds of thousand of dollars off this! Not the ones that were doing NOTHING MORE than trying to make a living and HONESTLY thought they (USLA and MYLEGAL) were on the Up and Up and were looking to help homeowners.

With that being said.. I wish you all nothing but the best of Luck.

I suggested going after the independent contractors. No one should be given a pass if they knowingly and willingly participated in dececptive business practices. If the IC's did not do that, I don't see anything to fear. A lawsuit would then fail. But...suing the IC's also discloses the facts. If during the trial of the IC's, it is divulged under oath that the people doing the misleading, the deception, etc were others, and those others get named, the facts and evidence can then be used to prosecute or sue them. But when nobody comes forward, you have to start with what you have.
I'll say also that people are generally quite forgiving. I've witnessed people losing a lot, and even at the hand of someone who had taken on a general attitude of dishonesty. In other words, they cheated; they lied; they stole; But very often they were forgiven, and especially so when there was evidence that they were under some duress, influence or coercion. That's the way most people are. They want to believe in their fellow man. That's why you got the check and the signatures most of the time. But forgiveness can be difficult to obtain when the the initial infraction is compounded by silence, apathy, or conpiracy. I don't know that the anger is being directed at the IC's in most cases right now, but that could change where the IC was inherently dishonest, and/or when there was a duty to report misdeeds or crime, and instead chose one of the other aforementioned ignoble routes. There's a pathway to redemption through sincerity and disclosure. It sounds like you are still a little torn right now, but thus far you have at least been somewhat forthcoming, albeit incognito.
I would urge you to use your government services to try and do the right thing. Bring what evidence you have and lay out the scheme. There are many options. I'd start with the labor commissioner. You may not have a claim to litigate with them because of your contract, but you can still report the company/people breaking state labor codes. Anyone can who has evidence, and the state always investigates it when there's an actual report. I interviewed the state labor commissioners office, and recorded the entire interview. I gotta post that for everyone, but during that interview, they stated that they investigate every report. USLA cannot sue you for reporting it either. I've read their contract, and I have read the labor codes as well as reviewed many cases the labor commissioner brought against persons/companies. They can fire you, but they cannot stop you from making a report. If you have evidence that they are in violation of state labor codes, and it is a continuing operation, spell it all out and walk in to their office and make a report. They are an enforcement agency.
I could go one here for an hour, but you get the idea. also, I will help you if you are sincere and need help. That's what we're here for.

It sounds like you are still a little torn right now...

No, It's called the truth.
If you are looking to hear that the "Fraud Inv." aka Sales people were told to lie at whatever cost to get a Client to sign, Thats not going to happen as It was not the case when I was there. And as much as I am sure you DON'T want to hear that.. It is a FACT
FACT... We were told NOT to tell client's that WE could Stop a Foreclosure...However, the legal side would do do everything they could by law to try to stop it.
I cannot tell you what US Legal Did or Did not do in regards to indivual case's, as I was not a part of it, recieved NO info on them or updates.
I also cannot tell you what OTHER Salespeople said to clients to get sales.. YES, there are greedy low life in all aspects of life that will do ANYTHING for the mighty dollar and to make alot of money at almost any cost...
Did I see those types there.. OH YES! Was that the MAJORITY of Sales people... NO.

If US legal did NOT file the law suite in a timely manner in an attempt to drag out the monthy payments...Then YES...Thats FRAUD and they should be held accountable...
If A salesperson Told a client not to worry, we can stop the Foreclosure, or were misleading or out right lies... YES, they then should be held accountable..

Has USLA done thing that are a bit deceptive... yes... They in fact have several video's put up in May with people on them that stating that USLA Saved their homes...and YES in fact they are Salespeople AKA Fraud investigators...I have no Idea if there homes were saved or not..
There were several sales persons that came to work there and THEN enrolled in the program themselves to save their homes.. What the outcomes were... I have NO IDEA...

Am I defending USLA.. No ONCE AGAIN...I can only give Honest Info from the short time I was there.

FACT... They at one time held an A- Rating with the BBB
NOW they are unrated.
If they are Scamming people and commiting fraud, then by all means they should be brought to justice.

I am fully aware of Labor laws...TY

NO NO NO, some of the sales reps may have been telling the truth however others were not! Maybe they had poor training! Maybe not! How long did you work there? Some Reps did not know what was going on. They just did the JOB! Yes some did get turned away I'm sure, you can't let every single person that walks in with Loan Docs sign up!

When all the files were thrown out of federal court did you notify the clients that you had to send it to State court? I highly doubt it! How long were the clients paying into legal even though the case was thrown out because you had to go back and file with the state? So Basically, the Clients had to start all over.

Lets ask the usla employees what happened to the flat screen tv they were giving away? Can anyone answer that?
Poor work Ethics! Now that was a SCAM! It was all to get a lead. Name and phone number
own or rent, whos the lender? Right

To scam on something like this, who's to say what else is a scam.. "Company"

I meant that you are torn about coming forward.

I do want to hear the facts. Your presumption of my desires are a bit off base. Since you were only there during a specific window, it may be that you didn't get the flavor of later applied tactics. Maybe things have become more desparate for USLA since your departure.

"When all the files were thrown out of federal court did you notify the clients that you had to send it to State court? I highly doubt it! How long were the clients paying into legal even though the case was thrown out because you had to go back and file with the state? So Basically, the Clients had to start all over."

- This was the job of My US Legal/US Legal Advisors. These were not things the FI's or auditors would have been told about when they were happening. Unless a client came forward and contacted their initial FI/rep, then the the FI would have no way of knowing any of the proceedings of the legal services company.

The above rep is not off. The general concensus would be the same with most FI's. I have never lied to a client or told them anything that I was not told. There are people there that will tell a potential client anything to get them in - in my opinion. However, that is not the majority of the FI's. Again, my opinion, but management seemed to not take action against people doing this who were friends of the owners or who closed significant amounts of deals. Problem 1.

Problem 2. Where most clients seem to run into problems is when the legal servicing company did not follow through in a timely manner and did not have a system that could accommodate all of the promises made. Pair that with possibly poor legal strategy. Problem 3.

This pair of companies always seems to be trying to fix things to make it work. However, it seems to be too little too late. My personal opinion is that they covered up when things were sinking for them and were not able to support the cases coming in. That is only my opinion.

You generally have a company filled with hard working IC's and employees. The operation of how these companies run and poor choices by the people running it have allowed some of the people who financially benefit the most to be just about the only ones making the decisions and the only ones truly profitting.

If you had the opportunity to spend less on the processing of case files but pad your pocketbook more, you knew you had a limited amount of time to make the money from this market, and all of your "buddies" were gaining from bringing as many clients in as possible, what would you do?

Some people faced with this dilemma would step back and make sure the client was #1 and cared for. Others would keep going, taking as many cases as possible and hope things would fall into place or try to sell off the company and leave the next owner with the problems.

PUTANGNAMO,
Not sure why you can't send me a message? Anyhow, thank you for all the information. I am sorry to hear about your friends circumstances. I have also lost my home and was told there would be a TRO, Lis Pendens, Federal lawsuit filed. I can read online that a Federal lawsuit was filed in my case but I don't know if it had been thrown out to be handled by the State or not. USLA is very unprofessional, we can't get a call back or email since our house was lost to foreclosure but of course they still want their money each month. I was told by R.S. (salesman) that I could not loose my home since the TRO & LP was filed but were they? Also told to stop making mortgage payments so that we would have some leverage with the lender and they couldn't foreclose. There is no confusion about the fact that I am out several thousand $$$ and out of my home and have nothing. The sales pitch was just that, a sales pitch- solid case, never seen a case as promising as yours, the bank can't do anything because we are fileing TRO & L.P., you will get a refund of all legal fees as well as a large chunk of money at the end... all just a sales pitch. I have lost everything, they have taken me for my last dollar and my home not to mention the last bit of trust I had left. It's hard to swallow, that I have been taken and I hope they will be stopped.

So how is it going with Bob?

As I see, Bob is going to file an answer to his case, and as has already been seen, Bob altered his public display and resumed it. Not to say that the original one was wrong, but there's always room for improvement.
Fight Back in Sac is still giving Bob support inf ighting for his cause, and through Public Document Distributors.com he is receiving education and training, so I think he's going to do ok, if not pretty good.
While USLA's initial strategy seemed one of intimidation, I think it has not only backfired, but started a more public revolt.

It is sad to see all of the false people on here that probably work for this company trying to promote that they are legal. The fact of the matter is that they are scamming thousands of people out of money and just have the money that they have scammed to hire people to give them positive PR. The fact is that you should not pay anyone that is not an attorney, to act like one. Yes you may have to pay an attorney 5k to 10k, but at least they have the bar to report to. This company is trying to work around the law and do the whole smokes and mirrors act to fool hard working americans. Like Shane says in his famous UTUBE of the news interview. "Go by his office"! I also suggest doing that. You will see a truck posted up outside his office with a large sign stating that his company is a SCAM! Imagine how much effort someone must take to make a 10 foot by 10 foot sign. Trust me! This guy was scammed for sure. Listen people! If you want to have you loan documents audited for fraud so that an attorney can take your case, then hire and attorney that has a team of QUALIFIED people to take your case. If you really don't care about keeping your house, then hire a LICENSED short sale realtor to handle it. It seems like everyone is trying to play dumb and that's why these companies can take advantage of you. These people should be thrown in prison or shot for how much money they have scammed people out of. How much money has your company taken in SHANE? Seeing that they have only been around since January of 09, you would think that it is not much. Rumor has it from your office that you have taken in somewhere around 30 million dollars in this short time. That is pretty sad for all of the people that you have hurt. We hope that you and your family are living the high life. This will all catch up to you soon!

The audit department of Us Loan Auditors has a manager by the name of jacqueline Alverez, . She is a joke. She flips her hair around and walks about the company like she owns the place. She pits all the employees against each other, talks about all the employes behind their backs to other employees. Does not know what the hell she is doing, and loves to point figures at people so she looks good. My friend used to work there in the Sales department under a guy named Jarred. We hear from employees from this company quite often past and present. I can't believe they are still in business.

confused

I am a current employee, and I do agree with confused #1. I'm looking for another job, as soon as I find the job i want, Good-bye to the audit department, the audit process is a joke as well as the manager herself!

The Quiet before the Storm, Does everyone understand that concept?
I heard there was a layoff at the USLA headquarters today. Does anyone know who was layed off and can they assist with this so important cause.

Haven't heard that, but can you imagine anyone signing up with usla now? Barker Pulvino Sandison Soutar LaMar and company are very worried. Barker has a lot of personal problems, I doubt the boneface sleeps at night. With his big mouth, he would nt last a day in prison. Pulvino is a shame to his family, this will make all the Bay area news. Sandison will lose everything. Someone should check into Soutar's horse property, will the feds take away their ranch?

Here is something to think about people who have been ripped off...

Post the names of the people you know were involved with your transaction... post what you were told and where they work and what there contact info is.

You CAN NOT GET IN TROUBLE IF WHAT YOUR WRITING IS TRUE! as long as you can show some kind of proof

please understand, , , , dont be mean and name call just write the facts... so that every new person that sees this website can see the truth instead of all the other stuff on here.

WHY DO YOU THINK WHEN PEOPLE STARTED POSTING NAMES>>>>RANDOM POSTS STARTED FLOODING THE PAGES

lets use this site the right way... tell the truth about bad companies...if you do this every day... this company has no chance.

we can all do our part...

digg up info on the "players" in this company... who they are, how there connected, where they work...
start building your own case records

that way if they go back and review these posts.. people who have been scammed can use this stuff in court..

" i know this because BANK OF AMERICA used a reference from this very site in there case V. USLA"... its true look up the complaint.

its time to put the full press on this company... work together on this, instead of falling for these fake post that just distract people from the real cause.

Be smarter then these people take you for and start posting the facts...WHO, WHAT WHEN, WHERE, WHY, HOW.

...lets hope we can all get on the same page and save peoples homes from these clowns...

Hey guys-
I have filed a small claims case against both US Loan Auditors and US Legal (2 different suits) my court date is August 5 at 1:30 in Department 86 at 301 Bicentennial Circle, Sacramento, CA 95826
If anybody can make it to share their story as a witness or see what happens come
I really would like the support of other people this company has wronged to drive my case home
Thanks

It's a family business. I kid you not. No stones are unturned.

Please visit and support... We have big plans ahead of us...

http://www.facebook.com/profile.php?id=1486789686&v=app_2309869772#!/profile.php?id=100001333554761

I'm looking for anyone that is willing to give us their story... recorded on video with audio, even if you want to remain anonymous... If you are passionate enough to want to tell the world your story of how US Loan Auditors scammed you... please contact us at usloanscammersfund@gmail.com

Please visit:

http://www.facebook.com/profile.php?id=1486789686&v=app_2309869772#!/profile.php?id=100001333554761

I visited your facebook, and there's nothing about US Loan Auditors, so I see very little reason send an email. What does it mean USLoanScammersFUND?

"Ameriquest" was considered one of the majors in mortgage fraud

http://www.youtube.com/watch?v=6khYSTqHrqM&videos=XbYpxzc-7dY

JR Taitano was an account executive for Ameriquest between Nov. 2003 and Nov. 2007. The top years of the fraud.

Now he's manager for USLA?

He considers the sub prime mortgage crisis a legacy. Another story. He calls it, " a wild ride."

http://www.linkedin.com/in/loanauditor

I think he could have easily just had said, " Sorry suckers. I'm out of here."

Here is something to think about if your going to look at getting an audit.

1) Who is the person your working with.
2) Are they a (Fraud Investigator )
if they are... what makes them qualified to conduct a soft audit?

3) What Violations are found other then "Overstatement of Income", YSP... which are points that are charged on the "back end" of a loan, and someone telling you you have a bad loan?

4) are you being told about the statute of limitations? VERY IMPORTANT!

5) Respa. Tila. Hoepa. are they letting you know about federal guide lines.

6) are the well versed in the state causes of action... Fraud, Negligence, Breach of FD...

Do they tell you about how much more difficult it is to have success in a case when your loan was WAMU, or INDY MAC?

do they explain to you what the steps are if your home has a Trustee sales date?
and how to stop it... BIG HINT... if your paying for an AUDIT AND YOUR HOME HAS A SALES DATE IN WITH IN 3 weeks of THE DAY YOU PAY FOR AN AUDIT... AND YOU HAVE TO WAIT A MONTH TO GET THAT AUDIT COMPLETED... BEFORE YOU CAN GET AN ATTORNEY, , , , YOUR PROBABLY DEALING WITH THE WRONG COMPANY... LOOK INTO WHY PLEASE... research what it takes to get a TRO filed.

THE MOST IMPORTANT THING ABOUT ALL OF THIS... if the person on the phone is telling you this...THAT PERSON NEEDS TO BE AN ATTORNEY... dont waist your time paying some CHUMP money unless you get to, TALK / MEET WITH AN ATTORNEY!

Well a company that tells you that they are helping victims of predatory lending then charges you 1% of your loan is also a "Predator". A joke is when you call in and a "Poser non Qualified Fraud Investigator" answers the phone and some of them not only try to give you legal advice but tell you they don't know what it will cost till they see your file..haha.. they know exactly what it costs.
Shane will not answer questions as to why some people have paid thousands for an audit and have paid thousand monthly and do not even have an attorney assigned. Why do they force you to pay a case management fee and have a separate contract with the attorney? What the Hell do they do to deserve a case management fee? Why do they have so many that have not been assigned an attorney half a year or more. Even tough I believe that the audit serves a purpose I do not think the business model is honest.
Shane and co. profit and the sales people..oops..fraud investigators have to pay almost $700. out of there commission for the audit? so lets see you pay 1% so 500k loan is 5k audit charge commission is 40% split with there team leader . so every 10 deals they lose 10k..wow... it gets better if you the client do not go with legal there is a "Charge back" you the client are screwed no refund! sales person loses the earned commission and Shane and co. keep the 5k...What the hell is that all about?
They are no longer with BBB. They have been investigated by the bar. and being sued by b of a among others.
oh before I forget...I heard them say they never lost a case..what a crock of bulls...so do I think they are a scam?
I think that originally they may have had the right Idea before Greed set in. I think they have integrity issues as they have a policy of harassment and firing anyone who challenges there [censor].There are a few nice honest people there unfortunately I don't think they are at the top of the chain. I know many people that have had audit done for less than 1, 500. that were a lot better than us loan auditors...also I think they ripped off u.s.lender audit who is the only big scale competitor of theirs.
Bottom line knowing what I know.. I would not do business with them nor recommend them to anyone.

In April, we made the mistake of using USLA . We tried to cancel after 27 days because we had not heard from anyone in the company or received our audit. Please don't make the same mistake we did by writing a check to USLA.Our mistake cost us 4700.00 dollars which we are still trying to get refunded.The audit came on the 31st day, we immediatly sent it back and sent a letter requesting our refund. We received a letter back dated July 22 2010 stating the following, "In accordance with the agreement, the terms of the agreement were fufilled.In addition at your request we cancelled any further action., and closed your file;however, no refund will be issued."
What a scam! Please don't use this company thay are a rip off.I'm not giving up on my money.