US Loan Auditors review: Company reviews 884

A case like this one will cost a fortune. It will not be free or cheap!

I have been away from this postings for a little time now and have read the pages from 43 to 45. I dont know any of you out there, and I have posted in the past as well as private mssgs with steve and cheyenne12 and some others. I can tell everyone that we are probably the most hurt victim of USLA by far. Lost about $50k paid to them (even though someone else lost $55K?) Lost more than $5 mil in real estate (multiple properties) that we were told not to make payments on so that the lenders would be squeezed and if we made payments, we would be legally breaking the T.R.O. and violating the law, told not to have ANY contact with ANY of the lenders due to the TRO, have spoken with Pulvino and Sandison many many times, complained to them about the same things everyone else here has stated as it was happening to us as well, (Sandison always denied and covered employees actions) Sandison even admitted to me, as so did Tony Coleson? in accounting that they owe us money back for work not performed NEVER GOT THE $ BACK!.
EVEN IF WE WERE TO GET OUR $50K BACK, THE DAMAGE THAT USLA AND ALL OF THE WASTED TIME WE SPENT CONVERSING WITH THEM AND TRYING TO REACH THE LAWYERS ASSIGNED TO OUR CASES, OVER 1 YEAR (TIME IS MONEY TOO!) CAN NEVER MAKE US WHOLE AGAIN! The devastating damages to our income resulting in loss of properties and time taken from us as well as the stress of all of this, is just beyond belief. Sandison told me himself, that the lenders and the lawyers (he was referring to the USLA appointed lawyers ) were the parties responsible for the damages they we suffered, NOT USLA! SO, I guess that applies to every single VICTIM of USLA?
We are one of the very first clients, er, Victims of these Scammers and have probably more documents and info for the A.G. than most. We will be speaking with the A.G. tomorrow in a pre-scheduled interview with a 1 1/2 hr time slot scheduled. I am going to tell them everything, supply them with every document we have and we have kept records of almost every phone call, date and time of each with USLA, and the representing lawyers, along with phone conversation notes (verbatim in a lot of cases) We have spoken to more than 20 individuals at USLA over the last year and all is noted, emails are abundant. The employees, we feel, did know what was going on. I hope for everyone's sake, that even if there is now money coming back to any of us, at least these [censor] get long prison terms and that they lose everything. They didn't just take everyone's money upfront, but kept on taking it monthly. That's worse than some loan mod scam artist. By the way, sad news. The A.G. froze assets, but only $200k left when they finally got to it. Where is the damn money? If we were back in the Western days, the bunch of them would have been dealt with properly and justice would have been swift. We can only hope that justice prevails here and that we all get our money back or something from their pockets. I dont think any of us can be made whole from this tragedy. Anyhow, I look forward to fully cooperating with the AG tomorrow. will report back soon!

Wow that is a compelling story. So sorry about all of your losses. I hope your meeting went well as I believe a day has passed since your posting. I am sure glad the AG's office is doing work on this! Very doubtful anyone will see money back(just my opinion) but jail time for those who deserve it would be justice if you ask me.

Athenia- would love to hear more about your meeting. Not sure if you can post anything about it so please let us knw anything you can without jepordizing anything!

ddiner. I had a 3 hr phone interview with the AG. Learned a lot. They were not aware of this board so I explained in detail.
I asked oaktown4 to copy the brief info I sent him, to forward a copy of it to u. not sure if I should post the new found info or not. get back to me with your thoughts on that after you receive the info from oaktown4 thanks

Bankruptcy Hearing for USLA. There is a creditors meeting on Wednesday Jan 19 at 1:00 PM for US Loan Auditors. It's open to the public and will be held at -- US Bankruptcy Court 501 I street, Sacramento. Room 7 A (7th Floor). If you paid money, US Loan Auditors must answer your questions under oath.

My US Legal and Sandison also have bankruptcycCourt hearings next week. Not sure they will be there. Tuesday Jan 18 at 9:30-- US Bankruptcy Court 501 I street, Sacramento. Court Room 32.

Zem, I understand that sandison filed personal b.k. and of the 2 usla companies, one was chapter 7 and the other 11. not sure which is which.
I havent received anything from the bankruptcy court. have you or any others out ther received anything to stake your claim?

thanks

Unless you are specifically listed as a creditor on the schedules, you won't receive anything from the Bkcy court. If you feel the debtors owe you money, you can still file a proof of claim as long as you have proof. There are deadlines, so check with the Bkcy court to be sure you don't miss them.

Barkley123,

Where is the list of creditors? Where do you file this proof of claim? As far as I can tell from the SAC court there is a preliminary injunction. The police powers from automatic stay can't be lifted. Bankruptcy can't work. What am I missing here?

is this the correct b.k. court phne number [protected] I street Suite 200 Sac Ca ?
and yes, isnt there a stay on the b.k.'s for sandison and both companies or did that stay get lifted?

WHAT ARE THE B.K. CASE NUMBERS FOR EACH OF THE CASES? ANYONE?
THANKS

Case Number [protected] is the personal bkcy. The USLA case number is [protected], and the US Legal case number is [protected] .
There is also a new case, number [protected] in the BK court, "People of the State of California vs US Loan Auditors, " filed Jan 4, but the Pacer site was acting up and I couldn't access the documents to know the details. There is a similar case against My US Legal, but again, the Pacer site was acting up.
As for filing a proof of claim, I can't give legal advice, but it is a pretty simple matter of submitting a form and attaching documentation to substantiate the amount you are claiming. You mail it to the trustee. But again, this is NOT legal advice. Check with a real attorney if you have questions about filing a claim.

Thanks Barkley123 I will follow up on this.

alethia.now
I have a small claims lawsuit against USLA and James Donald Sandison - #148812 (State Bar Of Ca Lic.)
and we won a judgment for $7500.00 (they stole $10, 880 from us). I received some documents from U.S. DOJ office of the U.S. Trustee and the U.S. Bankruptcy Court, Eastern District of California, Sac. Division. I'm down as a unsecured creditor since we won a judgment against USLA and My US legal services. I don't think that helps me but I wanted a day in court to face them but they didn't even show up (three times). This is another scam by everyone that is associated with USLA and My Us Legal. I dont think they should have the option for bankruptcy and it should be a criminal case.
Good luck alethia.

They have to show up to the first meeting of creditors for the bankruptcy cases. No outs, no excuses, no substitutions. In addition, they must submit to questioning by any creditor that wishes to ask questions (as long as the questions are relevant), and they must answer them under oath. One of the first meetings was today and the other is tomorrow. Feel free to exercise your rights in that forum. It can't hurt and it might help.

Oops, sorry everyone, the first meeting of creditors for Sandison was yesterday (1-17-11) at 4:30 p.m. and for USLA it was today. I regret the mis-information. If anyone managed to attend, it would be helpful if they could post their observations.

"I have a small claims lawsuit against USLA and James Donald Sandison - #148812 (State Bar Of Ca Lic.)
and we won a judgment for $7500.00"

How did you find Sandison to be able to serve him, where does he reside now? Please, anyone, keep us informed to the court dates, we need to show up to make the Court know the hurt and pain they have caused. Thank you.

What is the actual website where we can keep up with the case? Thank you, good luck to you all.

does anyone know where any former usla scammers are working now? I know LaMar went to Michigan to work for nationwide. thank you.

when I called the b.k. court all I got was a recording that kept me in a looped recording.
I wasn't able to get a live person. any help? how do I get to speak to the trustee for each case?
does anyone have a direct phone number for the trustees or any info on how to contact them directly?

How many cases are there total for USLA and Sandison for the B.K. Court?

If you win a small claims case against Sandison or USLA(s) how would anyone collect if they have filed b.k.?
It would be nice to collect!

Alethia- Check the bankruptcy papers filed in the case with the State. There are some individuals names listed on there who USLA owed money to from small claims court. One of them might be you. If you need more info you can let me know on this site and I will check back on it.

Did someone need Sanidison's address? I can get it. He lives in Wilton, or he did.

For the USLA bankruptcy, the list of unsecured, non-priority creditors, which I assume is a list of its beleaguered customers, is about 200 pages long. If you are a former customer, you may be on this list. For Chapter 7 bankruptcies, the 'plan' is to come out having discharged all these debts, meaning creditors eat their losses. Collection on discharged debts is prohibited. This includes judgments. I tried to upload the statement of financial affairs, but this board won't take the file. Sorry. You'll have to get a copy from the bankruptcy court. This is best done with a Pacer account, which is free and available to the public. Here is the main Pacer website. http://www.pacer.gov/

Lucky_Dog
Go to link: http://kepler.sos.ca.gov and verify agent of service. THEY CHANGE IT.
Business Entity Detail...as of Jan. 14, 2011
Data is updated weekly and is current as of Friday, January 14, 2011. It is not a complete or certified record of the entity.
Entity Name: JAMES D. SANDISON AND ASSOCIATES, A PROFESSIONAL CORPORATION
Entity Number: C2683932
Date Filed: 11/29/2004
Status: SUSPENDED
Jurisdiction: CALIFORNIA
Entity Address: 10837 FREEMAN RD
Entity City, State, Zip: WILTON CA 95693
Agent for Service of Process: JAMES P SANDISON
Agent Address: PO BOX 1085
Agent City, State, Zip: ELK GROVE CA 95759

OLD-> The agent of service is:
Entity Name: US LOAN AUDITORS, INC.
Entity Number: C3311702
Date Filed: 08/09/2010
Status: ACTIVE
Jurisdiction: CALIFORNIA
Entity Address: 2882 PROSPECT PARK DR STE 350
Entity City, State, Zip: RANCHO CORDOVA CA 95670
Agent for Service of Process: NATIONAL CORPORATE RESEARCH, LTD.
Agent Address: 523 W 6TH ST STE 544
Agent City, State, Zip: LOS ANGELES CA 90014
and
Entity Number Date Filed Status Entity Name Agent for Service of Process
C3311703 08/09/2010 ACTIVE MY US LEGAL SERVICES, INC. NATIONAL CORPORATE RESEARCH, LTD.
Its back to :
Business Entity Detail

Data is updated weekly and is current as of Friday, January 14, 2011. It is not a complete or certified record of the entity.
Entity Name: US LOAN AUDITORS, INC.
Entity Number: C3311702
Date Filed: 08/09/2010
Status: ACTIVE
Jurisdiction: CALIFORNIA
Entity Address: 2882 PROSPECT PARK DR, SUITE 350
Entity City, State, Zip: RANCHO CORDOVA CA 95670
Agent for Service of Process: JAMES SANDISON
Agent Address: 2882 PROSPECT PARK DR, SUITE 350
Agent City, State, Zip: RANCHO CORDOVA CA 95670
But JAMES SANDISON IS SUSPENDED. WHAT A MESS.

THESE HAVE BEEN CONVERTED-OUT BUT CHECK AGAIN!
Entity Number Date Filed Status Entity Name Agent for Service of Process
[protected] 01/07/2009 CONVERTED-OUT US LOAN AUDITORS, LLC JEFF PULVINO
[protected] 01/07/2009 CONVERTED-OUT MY US LEGAL SERVICES LLC JAMES D SANDISON
Good Luck! We are in the pit with these guy's. REAL [censor]!

Hi all, I'm just finding this thread. USLA also stole money from me. I'll go back and read to find out how I can join in the efforts to retrieving some of my money and brining these guys to justice. Any advise would be helpful. -CS

For USLA: Chapter 7 Trustee's Notice of Assets and Continued 341 Meeting. The 341 Meeting was held on 01/19/2011. Counsel Appeared; Debtor Did Not Appear; Continued Meeting of Creditors to be held on 1/26/2011 at 01:30 PM at Meeting Room 7-C. (Smith, Susan) (Entered: 01/20/2011)

For Sandison: Continued Meeting of Creditors to be held on 2/17/2011 at 04:30 PM at Office of the UST (7-500). (jlns) (Entered: 01/10/2011)

Creditors, go to the hearings. It will feel unfamiliar, but it's not scary.

So What's new? Please someone update me. Thanks

I've been lurking here and reading these posts. While I don't have a claim to this I'm stunned at what these people have done and the number of people they scammed. I searched Sandison on the bar webpage and it showed him as inactive. Unless that is new he would have been practicing illegally. I hope you all get some restitution.

It shows as inactive because of the suit and the investigation they have on him. Hopefully the AG continues to search aand take everything away from those people.

The disciplinary action that lists Sandison as inactive is attached to a case he had with comcast and $300, 000 he hid from his partner. It looks like he has 2 different bar review cases. That one and another one which looks linked to the lawsuit by the AG. Regardless of why, at least he can't practice for now.

The law license is gone first, and the real estate licence will be gone shortly.

Looks like court resumes on March 10th.

For anyone looking for info on why the company shut down - - plain and simple they are/were scammers. They have a Bankruptcy court date March 18th in Sacramento California at 2pm...I know I will sit my [censor] in that court room and demand the $20, 000 dollars they stole from me, my husband, and our 16 year old son. They should be liable for taking thousands from innocent families...If you have fallen victim to this dispicable company, lets ban together and make them pay for what they did. Also the Attorneys that took part in their evil plot should be dis-barred...

Has anyone been served a subpoena for a personal appearance by Pulvino's Lawyer? Law Offices of K. Greg Peterson.

Voyage isn't and shouldn't be in the same category as the above. They are Great and Reputable! Do the math.

Nice, what happend here?
Wish Sacramento would do the same.

I'm with you. Lets do what we have to do to put an end to these scammers.

EVERYONE WHOM IS INTERESTED, PLEASE SEND A MESSAGE TO ME OR OAKTOWN 4 AND WE WILL INFORM YOU OF WHAT TO DO ONCE THE D.A. STARTS THE BALL ROLLING.

Checking in to see if anything is new. I hope the AG presses for criminal charges on all of them. Any word? Anyone know what's happening with the bankruptcy? What's interesting is in looking at the peoples case and all the documents being submitted, Sandison seems to be keeping a low profile and Barker and Puvlino are pushing their case. I thought I read here that Sandison was the only attorney on record. You would think he would be more active in trying to defend himself or his attorneys defending him. Good luck to you all. Good does triumph over evil.

I have had reason to go to the former offices of US Loan Auditors, I say former because they are not there anymore. I had a hunch they were not on the straightest of roads. We did not give them a cent. They were asking like $2, 000.00 a month from us. We have paperwork still with them and would like to get it back. We are 74 and 65 and don't want to have to go through this kind of garbage. Please, if any of you know what government agency closed them down let us know. Post in on this website. We went to both offices and each was empty. This was in May, 2011. The people downstairs from them told us several people had been by to check out their current status. I can't believe that some are still OK with the way they conduct business. I want my papers back and I will do everything I can to obtain them.
Thanks,
L. Velasco, Placerville, CA. (OLD HANGTOWN)

Voyage financial mortgage division is fraudulent as well. I experienced this in individual mortgage refinancing.

I had an escrow balance, without my knowledge they took it and put it into my loan amount. And they calculated my monthly payment based on some random old tax number, 6 months after my refinance I am getting a increase of 600$ in my monthly bill.

This is after I uncovered (unfortunately) after I signed the papers. I have to blame myself as I was not knowledgeable or diligent enough to look at the papers.

But this was predatory and Voyage financials is part of the fraud as well