Kiavi Funding
Reviews and Complaints

Terrible service on funding a loan. I would not recommend this service to anyone. Their processing of a loan that they publish "Close in as few as 5 days" *** It has been 56 days and at the last minute they misrepresented my credit score to deny my loan.

Our LO didn't know his own company's guidelines. It wasn't until 4 days before close of escrow that we found out we are denied.l for something that was known at the beginning of the process. This after about 2 weeks of zero response/ ghost. Denied. I'll spare the details as the folks that have come before me have summed it up nicely.This company should train its sales folks on their own process and credit policy/ underwriting guidelines. And about how to communicate directly with a client and not play the victim card and blame others on their staff when a mistake is made. If someone at LendingHome cares, they can certainly contact me for the details. I'd give zero stars if the ComplaintsBoard.com allowed.

In the middle of our first rehab, making on time payments on a loan for a property and rehab funds. Lending homes Ghost us on our first draw. We discovered that a part of the home within the scope of work needed additional work. We had the funds to cover it. Lending home froze the rehab funds and ghosted the deal. No money no response from the loan manager, just email that the decision from feasibly was final and that the scope of work was more than they approved. The architect offered to explain the plans were incorrectly interpreted. They just ignore our emails. I need a lawyer. I am going to *** for this act of pulling the rug from under us to fail. This is worse than Predatory lending! They left us by the wayside to die without listening or responding to our question on how we changed the scope of work. My broker even offer to go line by line to meet their demand. No response . Silence! The loan is due in November. It is July 28Th. I want to take this to court.

I closed 3 loans with a certain lender and had 2 loans that I backed out of after months of frustration. As an experienced investor with 40 properties, including 10 flips in 9 years and over 50 purchase and refi loans, I've seen it all. This lender charges for appraisals, hires appraisers, then does a lower in-house appraisal. They promise quick closings but took over 60 days. I've since moved to another lender with better results. With every loan from the first lender, I had appraisal and closing issues. An employee from the original lender tried to win me back after they rebranded, but was rude and dismissive. They likely rebranded due to poor service and reviews. Now with a new lender, I see the stark contrast and regret any dealings with the first. I advise avoiding them and exploring other private lending options that deliver.