Level One Law
Reviews and Complaints

On August 4, 2023, I contacted a Level One Law representative named Alex at cell 716-337-5157, now disconnected. After sending documents, Alex promised to consolidate my debts, saving $19,000 with monthly payments of $839.55 for 36 months. Alternatively, bi-weekly payments could clear the debt in 18 months. I agreed and signed documents on August 4, 2024. However, the breakdown didn't match what I agreed to. I made 13 payments of $839.45, but none of my cards were contacted. They kept $347 in fees per payment, totaling almost $700 monthly. When I questioned, they said more escrow was needed for better deals. Realizing it was a scam, I requested to cancel. They offered only $6,412 out of $10,920 collected, citing fees. It's unfair and authorities should intervene."

The scammers' MO is to encourage numerous payments or provoke a card lawsuit, then delay while racking up fees. I sent them $10,940, expecting $6,400 back, but received nothing 000 service in return. I have evidence showing they never contacted my card. They profit by stalling, earning $720 from me alone each time. This scam affects many unsuspecting victims."

User!

great team and service they helped me alot and got me out of a sticky situation highly recommend

These guys are liars and they take advantage of people who are in a tough spot. They convince you to sign up by saying it's a debt consolidation, but it's not! It's actually a debt settlement, which is totally different. They wait until all your stuff is in collections before they even start working on your file. This messes up your credit for YEARS! I would never recommend them to anyone.

On March 31, 2023, I contacted Patriot Funding in response to a direct mailing that I was pre-approved for a debt consolidation loan.

I was told that the company assists not by giving you a loan but by contacting your creditors and settling your debts for less than you owe using Level One Law law firm.

I was told to stop paying my creditors because an account with a company called Global Holdings would be opened for me. I would make payments of $400.79 on the 1st and 15th of each month, which would be used to pay off my creditors and applicable fees.

I was told about the fees and costs associated with the program. I inquired if these fees are charged upfront and were told no, these fees are collected once my debts are settled.

I made my first payment on 4/15/2023. ACH debits were also made on 5/1/2023, 5/15/2023, 6/1/2023, and 6/15/2023. On 6/29/2023, I checked my Global Holdings account and was shocked to see that my account only had $108.80. All the money I have paid thus far was not saved to pay my creditors; nearly all the money was being applied to fees.

I emailed the company on 6/29/2023 requesting to cancel and get a full refund of the $2,003.95 paid thus far. I only received an automated response that someone would reply in 5-7 business days.

I called on 6/30/2023 to make my request and was told I could do it over the phone or in writing using the form in my welcome packet. No such cancelation form was given to me, so I canceled over the phone.

I was told by the agent that once I canceled, I was only entitled to the balance left in my account. My only recourse was to wait until I got the $108.80, call back, and see if a supervisor could do anything for me.

Level One Law ain't giving me back my $491.70 even though I cancelled with them on 10/23. They gave me papers that said I could cancel anytime without any penalties or obligations. They didn't even help me with my debt settlements, some other company did. That company took out $491.70 on 10/28. I talked to Level One Law on 11/2 and they said they'd give me all my money back. But they only gave me $43.01 on November 10th. I want all my money back, not just a little bit.