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United Auto Credit [UACC] Customer Service Phone, Email, Contacts

United Auto Credit [UACC]
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3.4 49 Complaints
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United Auto Credit [UACC] Complaints 49

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12:40 pm EDT

United Auto Credit [UACC] Truck loan

Got a truck loan through united auto credit when bought a truck at drive on time motores in searcy ar. Immediately had issues first with drive on time as the truck was a lemon. When you are missing all the bolds to hold a cab to a frame except 1 on a 1 ton that is an issue. Along with other stuff so had to get united involved and see if they could help. They convinced me to keep the truck so long as everything was fixed, and the truck was working as it should be I said yes ok. Fast forward couple months find out drive on time never sent paperwork to the state of ar. So basically truck still belonged to another owner. At the same time found out my turbos on the truck was bad and in process of getting it to be looked at the turbos went out and sent one of the fans into the motor and causing oil to go everywhere. When I informed united that this was all linked back to the beginning things and what are agreement was told we will take care of it have it looked at. So had it at a mechanics waiting to be looked at. The shop does the work for city and ambulance service. So it is a very good shop. They did not like the wait. Kept them up on what was going on. I also was not making any payments during this time as it did cause me to lose my job. All was discussed with them. Talking with 8 different people. They informed me the day I called up to say he was getting to it the next morning. That we are charging it off. Sents then I have asked for a executive to call me and nothing. I basically get ignored.

Desired outcome: I want it off my credit and I want to talk with a reasonable person that is in their main office. [protected]

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United Auto Credit [UACC] Vehicle payment

This company just called me 5 times in a ROW. My car is 30 days past due but I made a partial payment and explained to them that I have been in the hospital. They threaten to repo me constantly and horrifically. I had a customer service rep tell me I need to leave work and make a payment by 5 pm or he was putting in the repo and they have their records wrong. I made partial payments and they never keep track of it. This is the worst car loan company

Ever. It’s literally harassment at this point.

Desired outcome: Deferment on payment since I made a partial payment

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5:40 pm EDT

United Auto Credit [UACC] Illegal business practices

In October of 2016 I financed a vehicle with Tidalwave Finance. A year later United Auto Credit purchased Tidalwave and the hell begins... I make my payments to United Auto Credit then in 2019 I ran in to some issues that caused me to be late on a couple of payments but quickly got back on track. Then I started looking through my account with them and noticed my balance wasn't going down. I started off with a $10, 000 loan for 3 years and by mid 2019 I still had a balance owed of $7500! How is that possible paying on the car for 3 years with my payments being $342 per month. Do the math. So going back and forth with them got me nowhere. Then towards the end of 2019 I hit another issue and just said screw it my balance was not going down.

I called them and requested a voluntary surrender. They asked for my address and showed up in the middle of the night and repoed it. Why I was ready to hand over the keys. Bad company doing illegal stuff. Stay far away from United Auto Credit.

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(ActivePure Technologies)
US
Aug 08, 2023 7:46 pm EDT
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Your not alone. Extortioners they are.

Is United Auto Credit [UACC] Legit?

United Auto Credit [UACC] earns a trustworthiness rating of 100%

Highly recommended, but caution will not hurt.

Our conclusion: United Auto Credit [UACC] stands out for their exceptional legitimacy, according to ComplaintsBoard’s detailed analysis. This highlights United Auto Credit [UACC]'s reputation as a trustworthy leader in their field. Customers can rely on United Auto Credit [UACC]'s services, assured they're dealing with a highly reputable and fully legitimate company.

We found clear and detailed contact information for United Auto Credit [UACC]. The company provides a physical address, 5 phone numbers, and 2 emails, as well as 2 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

United Auto Credit [UACC] has registered the domain name for unitedautocredit.net for more than one year, which may indicate stability and longevity.

Unitedautocredit.net has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Unitedautocredit.net has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.

Unitedautocredit.net you are considering visiting, which is associated with United Auto Credit [UACC], is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.

United Auto Credit [UACC] website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.

Unitedautocredit.net regularly updates its policies to reflect changes in laws, regulations. These policies are easy to find and understand, and they are written in plain language that is accessible to all customers. This helps customers understand what they are agreeing to and what to expect from United Auto Credit [UACC].

However ComplaintsBoard has detected that:

  • United Auto Credit [UACC] protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
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11:43 am EST
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United Auto Credit [UACC] Supervisor and customer service

I called in asking for help with a deferment or anything to help through the holidays. The first woman I spoke with said she didn't know how they could help I needed to speak with a supervisor, she transfered me to Talea who was incredibly rude, stating we don't qualify for a deferment and they already helped us once by moving our due date so they can't help us anymore. I then asked can we just pay a few late? She stated we had one day but she could give us one week, and she stated she was sorry I couldn't comprehend that they had already helped us once by changing the due date and cant again. I explained I was insulted by that statement and I do comprehend, quite well as I do customer service for a living, and her customer service was horrible. Will not be using this company ever again.

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United Auto Credit [UACC] violation of fdpca

I have a vehicle finance with this company for 2 years and it has been total hell. The representatives have poor customer service, they fail to keep their records accurate. They are harassers, by calling your phone 4 to 6 times aday. They call friends and family 3 and 4 times aday. I asked them several times not to call my work number. They only stopped after I let them know I as well work in collections and know the collection laws that they are violating. They were calling my job and home every day of the week. I finally asked for a cease and desist on the account. Unfortunately I received a call at my place of business. I recognized the number in the caller ID. The representative stated she called the wrong number. I immediately called back and of course a different rep answered stated she didn't know who called. She acknowledged the account is marked do not call and that managers are able to call. I advised her that cease and desist means that no one is able to call. I asked her to please notate the account for the record that I am calling regarding the call that was placed out to me.

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United Auto Credit [UACC] Extremely Rude and Unprofessional

We have a vehicle finance thru this company currently and we have had it for over a year! ..the first 10 months where great with no issue, well all these changed when I got ill and my spouse lost his job. He got a new job right away but since his first check was coming in 3 days late and wasn't going to be a full check plus I needed surgery and still needed to pay my co payment and doctor so, I asked for a payment arrangement and the lady I spoke to said it was fine and gave it to. Then once I paid my first installment that's when everything changed and got super ugly with this company! They started harassing me and my family, they stated that I broke my arrangement when I didn't pay a larger amount that I never agreed too and then when I was trying to explain the lady named Wendy told me to shut up and let her talk and after that I refused to speak to her so I wanted a supervisor and he was even worse! He accused me of trying to get out of paying my vehicle but yet obviously still I pay my cellphone and accused me of having bill collectors calling me and said it's obvious I can't afford nothing and said he is done doing business with me and wanted the vehicle back asap! .. He knew I needed this vehicle due to my illness and situation! So I had to postpone my surgery and sent in everything he wanted so I can keep it! But what's worse I still was getting harassing calls and they treated me worse then ever! I have never been treated so disrespectful and stereo typed before in my life!..Please STAY AWAY FROM THIS COMPANY! .. They don't deserve to be in business or have your hard working money.. and people still ask why am I still with them and it's simple I have never had a repo and my credit is ok but still not where my personal bank will finance me just yet but this company hasn't reported my payments and so far my payout is way higher then I still owe, so basically I am royal screwed to this company for another 6 months

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United Auto Credit [UACC] Unprofessional / unethical lending

I had a 2 year loan with them on my 2004 Chevy Avalanche and 15 months into (with no late payments and consistently paying a bit extra) I lost my job and fell behind...I tried to make a payment arrnagement to coincide with my unemployment payments and was treated as though I was the worse ### of the earth. I asked if I could make my regular monthly payment on the due date and then make an online payment each week when I received my check to catch up the 2 months I fell behind. I was informed that they NEVER accept a partial payment under any circumstances and I needed to pay the full amount at once or they would take the vehicle. I should also mention that the reason I fell behind in the first place was because I had to put in a new altenator and brake pads...I told the James (the rep I was speaking with) that I would need to get in touch with my parents to see if they could help out but would need a few days as they were away and also live 1000 miles away from me. He said that would be fine and he would call me back the next day to see where I was at-he never did and I called and left a message for him that I would be able to pay the back amount but needed about a week for the check to clear and asked that I be called back to confirm, which was not done. 2 days later they came and took the truck. I have learned my lesson to ALWAYS do some research on a company prior to signing the papers as this ended up costing me my new job as well because I ended up with no way to get to work 60 miles away. From what some of my peers have told me, they received better service from buy-here pay here lots than wth this company.
All I have to say is "buyer beware" this company is as bad, perhaps even worse, than the predatory mortgage lenders of several years ago,

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Kelli KIlgore
Marietta, US
Jul 22, 2014 1:01 pm EDT

United Auto credit gave all of our personal information out to people from our past that had tried to kidnap our children that had restraint orders on. They gave them our home address and phone numbers. This is illegal to do even in collections. Our car was only 30 days past due and no one had ever contacted us. We had not moved or changed any information. IT PUT MY CHIDLREN AND CREDIT AT RISK.

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Fred314
US
Jul 22, 2014 2:17 pm EDT

30 days past due. They are supposed to wait how long before trying to find you to repo the car?

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tamme78
Oak Park, US
Dec 27, 2012 4:39 pm EST
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i gots me a lone from them as well and thase took my car
my babies daddy had to go back in jail and he left me ownly $20 for rent
my babies is been hungray and my section 8 check is use on rent
my food stamp monie i use on beer and smoke for my news boyfrend
he a good dady to my babies

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10:06 pm EDT
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United Auto Credit [UACC] saying i owe more monies

i totaled this vehicle in sept. 08, the ins. company paid the finance company what the vehicle was worth, the gap ins. paid the finance comp. and i paid the rest of the money that was owed the finance company in 09, today on november 4th, 2011 i recieved a call from ms. wells that works for united auto credit saying i owed them more money. after 2 years why contact me now? i feel this company is a scam! and needs to be checked into!

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Update by samuel t. clements
Nov 19, 2011 1:59 pm EST

this company believes in extorsion and i'm going to sue them and press charges on them!

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United Auto Credit [UACC] lack of communication

Years ago (2005)when I was 19 I got a loan through UAC for a little over 10k. Tags and taxes was suppose to be added into the loan and they told me it would be but in the end it wasnt. I was never able to get the truck in my name due to lack of funds. about 6 months after I got the truck i lost my job and moved. Advised them I would do a voluntary surrender of the truck. They faxed me paperwork to sign but after reading it they wanted me to start paying on the amount due every month right away. They wanted me to pay more than my monthly payments at that. If i cant pay my monthly payments why would i give them my truck and pay them more every month. I got an attorny and he called them, talked to them and they called him an ### and hung up on him. They repoed my truck and sold it. Since than I have not received one letter or phone call from them. A few years ago I checked my credit reports and since they sold my truck they have been charging me almost $200 a month for non-payment. I think as of right now my credit reports say i owe almost 17k. Its the only negative thing on my credit report and I have tried calling for the past 2 years and get directed to a voicemail where no one EVER calls me back. They branch I origanially went to closed. Now im calling 800 numbers and getting the run around. Im now in the process of speaking to another attorney to see my options. Does anyone have any suggestions?

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United Auto Credit [UACC] put fails info on Credit REPORT

United Auto Credit Corporation Messed my Credit up for 9 month's. i was never late on payment's at all thay put it on my credit report as REDEEM REPO. We was wondering why we Could not Trade the Truck off at any dealer ship. Until one dealer told us why .then i took out the check book and showed the sale's person i was never late Ever since i bought the truck. the sale's person gave me the credit report too. United Auto Credit Corporation was checking my Credit report and saw i was trying to Trade that Truck off.thay wanted to Mess up my credit to KEEP me paying that 24% interest . When i Called them about them messing up my credit the guy told me oh how did that get on there and laughed about it. i told him i do not think it's a laughing matter when you guy messed up my credit for 9 month's .I could not trade that Truck off because of that on my Credit report.Ya thay fixed it but it was to late NO ONE WANTED THAT TRUCK NOW FOR A TRADE IN.

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United Auto Credit [UACC] Harassament

YES UAC CALLS AND CALLS THEY DON'T WORK WITH YOU LIKE OTHER PEOPLE THEY JUST WANT THEY MONEY I WANT A REFUND FOR MY CAR NOW! THEY ARE HORRIBLE THEY WILL MAKE YOUR BLOOD PRESSURE GO UP WITH ALL THE CALLS I BEEN PAYING FOR THIS CAR FROM CARHOP ALMOST A YEAR AND IT BREAKS DOWN EVERY 5MINS THERE CARS ARE A PIECE OF ### AND UAC ACT LIKE THEY CANT WAIT ON THERE PAYMENT FROM ME THEY ARE GOING TO GET THEY MONEY BUT WHY PAY FOR A CAR THAT BREAKS DOWN BUT I MAKE MY PAYMENTS AND STILL PAY FOR PARTS FOR THIS PIECE OF ### CAR THAT GETS ME TO POINT A TO POINT B I JUST WANT 3THOUSAND DOLLARS BACK AND THEY CAN KEEP IT AND KISS MY ### PEOPLE PEOPL PEOPLE IF YOU GET A CAR FROM CARHOP OR A LOAN FROM UAC DON'T DO IT CAUSE THEY WILL MESS UP YOU LIVES!1

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United Auto Credit [UACC] Calls to non customers

I am married to someone who used to be married (20 yrs ago) to someone whose debt to United auto credit is now in collections. I don't know how they tracked me down since I have never met my husband's ex-wife who is the person they are looking for and we don't know where she is either. I am being contacted every 1-2 weeks for 6 months now after calling them back repeatedly to ask them to stop calling me because I don't know this woman and have never even met her. I have done some research and for those of you who wish to file a complaint here is some info you may find helpful:
To report an alleged violation of your rights and file a complaint against a debt collector, start by contacting your state’s attorney general. If your state has its own laws (in addition to federal debt collection laws) governing collection procedures, your attorney general’s office will know.
You can also contact the Federal Trade Commission (FTC) and file a complaint. The FTC does not resolve problems; it records complaints, and looks for patterns and trends about a particular business.
To file a complaint with the FTC about a debt collector’s practices, write to:

Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580

You can also file a complaint online in English, or En Español, or, call the FTC’s toll-free helpline at 1-877-FTC-HELP [protected]); TTY: [protected].
There is no federal license or registration required for collection agencies. However, in some states debt collectors must register or apply for a state license. Licensing requirements vary from state to state. Many states also require collection agencies to be bonded. In some states, such as California, there may have been prior requirements for licensing of collectors, resulting in state regulations being retained on the books of the state even after the regulatory agency has been disbanded. These regulations may provide additional details and support for legal arguments of what is considered proper. To learn more about the licensing and bonding requirements for collection agencies operating in your state, link to your state's collection law through Attachment A, www.privacyrights.org/fs/fs27plus.htm. If your state is not listed, contact your state's attorney general through the National Association of Attorneys General web site, www.naag.org.

You may also contact your state's consumer protection office through the federal government's Consumer Action web site, www.consumeraction.gov/state.shtml.

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United Auto Credit [UACC] Errenous info on Experian Credit Report

I discovered last Fri (3-19-'10) that United Auto Credit has me, on the Experian Credit Report, as having my '06 Suzuki repossed & I owed $7, 000+. The car was totally pd-off by my ins. co. & I even received a check for over $1, 000 fr UAC. This has been ruining my credit. This accident occured June of '08 & UAC has greatly blemished my ability to get a loan-for anything.
I ask that UAC contact me & settle this error. I am told also-it's illegal for UAC to have repossessed my car. My payments & ins. were current. I am having diffucility finding UAC's phone # but this is 2nd writing of problem.
Mabe UAC would like 2 buy me a new car? Instead of a lawsuit?
Seems appropiate.

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United Auto Credit [UACC] Harrassment And Rude

We have had a loan with this company for the past 2 years. They constintly harass us. If our loan falls due on a Sunday I wait till Monday to pay it and before I even get up they are calling. They are very rude, hateful, mean and call multiple times a day till you make ur payment. My contract states there is a 15 day grace period, they even call before the due date. They have been told numerous time not to contact my husband at work, even by his employer, and they are still harassing him at work. They even went as far as contacting a man who lives down our street with a paper to give to us when we got 5 days late on a payment. We sitll have more payments with this company and I sure hope someone can find a way to put a stop to the harassment and the way this company treats people.

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Traniece
US
Jul 15, 2017 10:01 am EDT

Hello friend. I have finance an 2005 explore i only had that truck about 3 weeks just got it in aug 2016 i having problems with so i had contact them to let them know about what was going on with it needed an new engine so pretty much they had sold me a bad truck and telling me i still have to make my payments and the truck is not drive able i had lost my job behind it cause it was my only transportation so i gave it back to them and went somewhere else . I still getting these harassment calls telling me they will garnish my check it i don't pay for that vehicle and i don't have it anymore they had already sold it to somebody they wouldn't give me no advice on trying to get it fix or nothing they was just wanted the money now 2017 today still getting these calls.

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danburr
Monroe, US
Dec 17, 2010 11:38 pm EST

I had a jeep financed with UACC out of Charlotte, NC. I regret to this day that I got it financed with them but they were the only one that I could get financed with due to my credit. There is/was a guy named Kevin that works there who is a TOTAL jerk. He called me once like a few days before my payment was due. I told him that it was going to be a day late cause of a situation that had arose. He said that if i couldn't pay it on time that I needed to go sell my blood, kidney, or other organ so that i could make my payment on time. At other times, he would call the 5 contacts that I had to give them and tell them to let me borrow money so that I would make my payment on time and would also discuss my account with them. I contacted the headquarters and was told that there wasn't anything that they could do because it would be my word against his. If any1 ever wants to file a class action lawsuit against this corrupt, unprofessional, and harassing company let me know. I know Kevin has told others the same thing he told me because of reports on /link removed/

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hot tempered
Millbrook, US
Mar 13, 2010 8:15 am EST

I agree totally, I have had a loan with them for two years as well. they are very rude, unprofessional and uncaring. I have had them call my phone 15 times in one day. This is nonsense and unexcusable. If you try telling them you will pay on a certain day, they continue to call anyways and yell and threaten you. I do not recommend using this company for any reason. UACC should be brought down by a class act or something. I mean really is all the rudeness needed?

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United Auto Credit [UACC] harassment

Very rude and unethical. a coupe of us want to do a lawsuit, we are in the same boat, how do we jump aboard!

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UnitedAutoCreditPredators
US
Mar 21, 2016 10:42 am EDT

Why are they harassing me? I have only made cash car purchases from dealerships and not since 1999.

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Gmone610
US
Aug 19, 2015 11:34 am EDT

I too had a payment due on the 16th which was a Sunday. Monday morning on the 17th at 8:06am I got a call from UAC saying that my payment was late. I told their operator that I was upset about the call and did not appreciated them calling about a payment date due on Sunday and it was 8:00am Monday and they were calling. I politely hung up on the agent. By the way ... I had every intentions of making my payment on that Monday, and I did.

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kimberly Sams
Bessemer, US
Oct 03, 2014 11:55 am EDT

united auto credit called my job and my husband, friend house, call me at lease 5times a day. harassment violation federal and the state of alabama law.

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Rena Barr
Sep 25, 2008 9:52 am EDT

Beware of buying a car and not finding out who it will be financed from. I bought a van in 2006 and was financed thru United Auto Credit and it has been one harassment after another. I was told there is no grace period, they do not work that way, I have had threatening phone calls, emails and they have even shown up on my door if I am one day late. Give me a break. These people need to be shut down.

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JRT2
St. Louis Mo, US
Mar 24, 2011 5:24 pm EDT
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Can someone please contact me regarding a class action law suite or I will start one in my state. I'm sure they have many violations in the state of Missouri.

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JRT2
St. Louis Mo, US
Mar 24, 2011 5:21 pm EDT
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These people keep calling my land lady's sister, I did'nt know she had a sister. They harras me on my job, which is a federal violation, I am on a recorded line. Which is third party disclosure. They email me at work, federal violation, I have a screened emial. This is not a personal email address which means any person on my job can access if needed by management same as voice mail. They claim there is no late policy on payments, and they call my neighbors. I am so sick of these people!

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JRT2
St. Louis Mo, US
Mar 24, 2011 5:17 pm EDT
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I am interested in doing class action law suite against this company ASAP!

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MadaboutUACC
Cuyahoga Falls, US
Feb 19, 2010 4:19 pm EST

I am more than ready to file a class action lawsuit against these ### mafia collectors. I have already filed a police report and I'm working on my second one today due to the harassment I recieve from them. A $500, 000 class action lawsuit against these undignified creeps is probably nothing to the parent company United Pan Am and their child puppet United Auto Credit Corp but, I am so sick of this and after reading the thousands of complaints I've seen on them so far, I don't know how they aren't being sued on a daily basis with class action lawsuits out the wazooo! This company should not be allowed to practice business, and United PanAm should be responsible for the business ethics they incorporate throughout any of their companies.

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joney02
Corpus Christi, US
Apr 02, 2009 10:21 pm EDT

Geeze after reading all these complaints, I guess I'm not the only one out there... I deal with the UACC out of Corpus and they have been really good, never rude, but I have NEVER been late like I am now 11 days past duebut now that I am late your right it's phone call after phone call my payment came due March 22, I do understand I'm late but I just got laid off, I'm a single parent and I have no money to pay it right now, my account has been turned over to HURST, Texas wherever that is and they have left me threating messages that they are going to pick up my car, this is the first time I have every been late and now that I really need them to work out something they won't do it. I did not know they didn't have a grace period because I have never been late. THis is the only car I have...CAN THEY REALLY PICK IT UP?

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lifelearner
Citrus Heights, US
Jan 07, 2009 5:53 pm EST

To Jg:

I understand you're a UACC employee. I won’t ask you what branch you work at, that obviously wouldn’t be right, but would you mind telling me if its in California? Just wondering.

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United Auto Credit [UACC] Theives

My wife got a 2006 Saturn Vue through United Auto credit. She payed on time every single month for two years. The vehicle was totalled in an accident, and as most know that have had accidents, insurance only pays the actual cash value of the vehicle(acv). Well I had a buyer worked out for the salvage title and I would have been able to pay the vehicle entirely off. United Auto Credit said it would take weeks to get a title. Well I have worked in the car sales industry for years and I have never heard of any dealer being willing to wait a few weeks for their title. I know a loan company will not give you a title until they get their white slip so they ask you to trust them but they don't want to trust you ha. They said they are just going to take the insurances money and do it either as a charge off or as a repo. If they do it as a repo I have every intention of suing United Auto Credit because she has never been 30 days behind on a payment, in fact she has always been on time.

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United Auto Credit [UACC] liers

my vehichle i was buying threw the company i lost it in a house fire...i have tryed to contact them but the phone number and business has closed down... they have it on my credit report..i WANT IT OFF MY CREDIT REPORT..I HAVE TRIED TO CONTACT THEM TO SETTLE MY 2 THOUSAND WHAT I OWE ON THE VEHICHLE... NO RESPOND... HOW DO I TAKE THIS OFF MY CREDIT REPORT..

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someonewhoknowssomething
Matthews , US
Nov 14, 2009 8:17 am EST

Your issue has nothing to do with the company. You applied and received credit through a financial company. It will remain on your credit generally for 7 years after there has been no activity if its paid in full. Otherwsie, there are cases, where it can remain on your credit for up to 14 years. Make sure you read all of your paperwork before signing anything.

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5:23 pm EDT
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United Auto Credit [UACC] unfair fee's

we were informed today that this company is closing there office in my area, We can mail in our payment to there cal office but I have been told from the start never mail in my payment because you can send it in weeks in advance but they always come in late at least in there hands but I can give them access to my bank account so they can take out the payment when they want BAD IDEA, so I can call in my payment or use the Internet and the charge is 15 dollars this fee was never in my contract been with this company three years never late and this is how they screw us I juess just because we have some bad credit all medical bills they can treat us any way they want guess what we can fight back if there is enough of us it is called a class action

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Psykoesis
phoenix, US
Nov 18, 2011 8:29 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

I've had a car loan through them for 8 months now. $325/month. Originally financed 8, 500, and the current payoff is 8, 100. What a way to "teach a bad creditor a lesson" by holding them in debt for the rest of their lives. I'm in. I work for a legal services company, and am very good friend with an established attorney here in Phoenix, AZ

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Denalichic85
US
Feb 24, 2010 1:00 pm EST

I live in NH... I've had a loan with them for the past 3 years & I agree that they are a horrible place to have a loan through. The only reason I got a loan from them was because I had little to no credit & I had a hard time getting a loan through anyone else. I am paying 24 percent interest rate! Yuck! And after paying ontime for the past 3 years I called to see if they refinance or to see if I can get my interest lowered & they said no, we don't refinance! We're a high risk loan company! Plus, if they don't have payment by the last few days of the month they are calling me asking me for payment! I tell them to call me when it's the last day of the month! I only have a few more months on payments & I'm done with them!

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stupid3215
Barnesville, US
Jan 06, 2010 7:26 am EST

I live in PA. Having been paying on my car for three years. I called them up last month to say I will be paying my car off in February, amount of 3000.00. They then told me I owe 6700.00. I said you are f@#$ing nuts. I already paid 14000.00 for a 2003 caviler they wanted an extra 3700.00 yah right. Well as of Saturday they came and repossed my car. I would like some help on how I can get them stopped in my state for loaning anyone else money.

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WTF Customer
Athens, US
Oct 16, 2009 12:50 pm EDT

I hear ya! They closed ALL the branches in Georgia as well. Makes me wonder if someone didn't fight this all the way to the top and they are no longer allowed to offer loans in our states. I'm all for a class action suit. The fees are exorbant. The personnel is rude and they start calling ONE day after the payment is due and up to 6 times a day. (if I mail it 7 days in advance and they are understaffed and don't have it processed yet...how is that MY fault?) I get these rude voicemails that start on the 16th (today) at 10:00 a.m. and so far they have called 3 more times. I refuse to answer these idiots!

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Don Triplett
Memphis, US
Jun 11, 2009 5:02 am EDT

I totally agree...I credit wasn't perfect, but I could have done better...Originally I was told They had one set rate, but after making payments on time for a year they would refinance my vehicle...Now, a year has come and I requested to refinance...Called the Nashville office because they closed the Memphis location...They stated they don't refinance at all, I would have to go to another financial institution to get refinancing...Had I known this would be the answer, I would have refinanced somewhere else much sooner and saved a ton of financing fees...Rate was over 20%. I would be more than happy to be a part of anything against this company...Don Triplett, Memphis, TN

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To all United Auto Credit Corp. LoanVictims: Im SURE you all will find this link to be helpful! UNITED PAN AM FINANCIAL CORP> is the PARENT COMPANY OF UNITED AUTO CREDIT CORPORATION. So get all your voicemails and signed and notarized statements from relatives, neighbors, employers, co-workers and file a complaint and file a LAWSUIT we HAVE TO STOP THESE...

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United Auto Credit [UACC] rude, very unprofessional, and don't return phone calls

I called to pay on my bill. This guy was a representative for United Auto Credit Corporation and he was very rude to me and ask if I could afford this car. I have been paying on this vehicle for the past 5 years. Toward the end of my contract. I got injured and had to leave my job. I have only 3-4 payments left on this vehicle and Im waiting my edd. They have no ideal that I m doing my best to pay off this car. I called and talk to another representative, and she did not give her name. She promised to call me back and never did. They are the most rediculous loan company I have ever had to deal with. If I could I would drag their name into the mud.

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Drew Brown
Plymouth, US
Dec 27, 2012 4:02 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

I am in complete agreement. I had a 2 year loan with them on my 2004 Chevy Avalanche and 15 months into (with no late payments and consistently paying a bit extra) I lost my job and fell behind...I tried to make a payment arrnagement to coincide with my unemployment payments and was treated as though I was the worse ### of the earth. I asked if I could make my regular monthly payment on the due date and then make an online payment each week when I received my check to catch up the 2 months I fell behind. I was informed that they NEVER accept a partial payment under any circumstances and I needed to pay the full amount at once or they would take the vehicle. I should also mention that the reason I fell behind in the first place was because I had to put in a new altenator and brake pads...I told the James (the rep I was speaking with) that I would need to get in touch with my parents to see if they could help out but would need a few days as they were away and also live 1000 miles away from me. He said that would be fine and he would call me back the next day to see where I was at-he never did and I called and left a message for him that I would be able to pay the back amount but needed about a week for the check to clear and asked that I be called back to confirm, which was not done. 2 days later they came and took the truck. I have learned my lesson to ALWAYS do some research on a company prior to signing the papers as this ended up costing me my new job as well because I ended up with no way to get to work 60 miles away. From what some of my peers have told me, they received better service from buy-here pay here lots than wth this company.
All I have to say is "buyer beware" this company is as bad, perhaps even worse, than the predatory mortgage lenders of several years ago,

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KELLEY LIND
Oro Valley, US
Dec 22, 2011 8:53 am EST
Verified customer This complaint was posted by a verified customer. Learn more

WELL I HAVE YOU ALL BEAT...THEY TOOK MY CAR FROM A POLICE INPOUND ON DEC 12, 2011 THE CAR IS NO TO BE RELEASED UNTIL JAN 19@9:00AM PER MY TICKET THE WOULD NOT GIV THE CAR TO MY HUSBAND WHICH HE PAYS THE BILLS EVERY MONTH. THEY DONT CARE... ALL PAYMENT ARE CURRENT... BUT UNTIL I GO TO COURT ON THAT DAY THEY
WILL NOT GIVE ME MY CAR AND I WAS TOLD TODAY... THAT THEY ARE SELLING THE CAR IN IN 4 DAYS...I AM A MOTHER OF 5 AND WORKED VERY HARD TO BUY THIS CAR I HAVE HAD IT FOR 15MONTHS PUT 4, 000.00 DOWN AND NOW I AM OUT A TOTAL OF 10, 000.00 DOLLARS AND HAVE NO CAR... AND NO WAY TO WORK... THEY DID THIS ON PURPOSE... I WAS NOT TOLD BY THE COPS OR THE AUTO LOAN COMPANY TIL TODAY YA LIKE WHAT CAN I DO OVER THE CHRISTMAS HOLIDAY... TO GET IT BACK... I WANT TO FIGHT THE TICKET BUT THEY ARE FORCING ME TO PAY IT OR LOOSE THE CAR FOR GOOD MERRY CHRISTMAS

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Overview of United Auto Credit [UACC] complaint handling

United Auto Credit [UACC] reviews first appeared on Complaints Board on Feb 14, 2007. The latest review Truck loan was posted on Jul 26, 2023. The latest complaint saying i owe more monies was resolved on Nov 04, 2011. United Auto Credit [UACC] has an average consumer rating of 3 stars from 49 reviews. United Auto Credit [UACC] has resolved 29 complaints.
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  1. United Auto Credit [UACC] Contacts

  2. United Auto Credit [UACC] phone numbers
    +1 (888) 895-6134
    +1 (888) 895-6134
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    Customer Service
    +1 (866) 504-2133
    +1 (866) 504-2133
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    Dealer Support
    +1 (888) 376-7149
    +1 (888) 376-7149
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    Title Questions
    +1 (888) 376-7148
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    Accounts in Bankruptcy
    +1 (800) 694-1800
    +1 (800) 694-1800
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  3. United Auto Credit [UACC] emails
  4. United Auto Credit [UACC] address
    PO Box 163049, Fort Worth, Texas, 76161, United States
  5. United Auto Credit [UACC] social media
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    Checked and verified by Laura This contact information is personally checked and verified by the ComplaintsBoard representative. Learn more
    Jul 28, 2024
United Auto Credit [UACC] Category
United Auto Credit [UACC] is ranked 147 among 464 companies in the Insurance Services category

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