US Loan Auditors review: Company reviews 884

I am also filing a complaint with the state bar of california, The Attorney Generals office. I hope the owners of this company realize that I will not go away until I am satisfied with the outcome, I have nothing but time on my hands to resolve this issue.

.US legal services took my money, but did not help me. They do nothing only colect my mohey.

AG Brown's office for being scammed by any forensic audit company:
[protected]
or file a complaint online at
www.ag.ca.gov/consumers/general.php

If you have a complaint against an attorney contact the state bar hotline [protected]
or for complaint form www.calbar.ca.gov

News Release
February 22, 2010

Barker Sandison and crooks have gotten away with it so long, nothing bothers them. Your right bon333, that's all they do, COLLECT. They sell the false hope then collect. Anyone that is still buying into that hope, needs to stop paying them.

Take action! Next Tuesday, 29 June, Noon. Let's all show up in front of the building in Rancho Cordova and hold up signs, call the media. Call for the crooks to come out and face those they scammed. Demand our money back! I heard the media is upset that they were used by these crooks and are more then willing to make up for it. You up for it gambling bob? and others?

2882 Prospect Park Drive
Rancho Cordova,

Take Zinfidel from 50.

Done it all. Working on my small claims suit right now. It's another $125.00 but I'm not going without a fight. Thanks for the info.

I spoke to channel 13 today Call Kurtis they are on it they have all the information and will be moving foward. Im up for it tuesday at noon Ill be there with signs in hand. Lets organize an at least let other people know before they become victums.

I'll be there...again. US LOAN AUDITORS / MY US LEGAL SERVICES ARE [censor]. I 'm filing my case in small claims court. Link: http://www.courtinfo.ca.gov/selfhelp/smallclaims/scbasics.htm
You need a demand letter which is on the site, it's another $125.00 but I won't ever stop. Right now they are trying to get new victims and are stealing from people who are losing their homes. I will let the judge decide my case. They can drag it out as long as they want I have time. Thanks for the info.

for small claims, you dont actually need to spend $ on a demand letter. I have taken many people to small claims court. You only need to verbally & directly ask for, or mail a letter to, or even hand a letter to their receptionist or one of the people in charge at USLA, simply stating that you want your money returned, the amount, the address and phone number for yourself and state the reason why you are requesting this. Note whom you gave it to or the date you mailed it. Keep a copy for yourself and the court. If mailing it, send it signed receipt requested by the USPS, this will cost about $3.00

don't waste your money on any form. you can also verify this by calling your local small claims court office, where most counties have a small claims court adviser that will help you and verify what I am telling you here.
Good luck. I know u deserve your money back like everyone else here. USLA needs to be stopped

Can I e-mail our claims to US Legal?...Our property was forclosed, but advised to continue to file litigation, and we are paying 1, 000 dollars
for predatory lending.

fourds2000

I am a victim of USLA, lost home and over 12 thousand, we need to start a class action lawsuit for ourselves and to protect others.

For all of you that have been scammed by usla I have filed a complaint with th state bar of california the complaint is against James D. Sandison license no. 148812 . You can download a complaint form. OFFICE OF THE CHIEF TRIAL COUNSEL INTAKE SCOTT J. DREXEL, CHIEF TRIAL COUNSEL 1149 SOUTH HILL STREET LOS ANGELES, CALIFORNIA [protected]------------------ PHONE [protected] I WOULD SUGGEST YOU FILE A COMPLAINT THIS GUY NEEDS TO BE DISBARRED FROM EVER PRACTICING LAW AGAIN.

Thanks Bob: Also a person that is working hard to stop these criminals is Jim Hyland at [protected]. He is with the CA Bar in SF. The problem with Sandison, is he really doesn't care. He was a complete failure at being a cop then a lawyer. He is near retirement, so being barred won't bother him. Along with USLA collecting over 500K a month for the past 3 years, im sure his nest egg is looking good. What this man needs is to be arrested and put on trial, because if he takes his own case, he will fail. He is a loser! These crooks need to be fined so heavy that they will lose their homes, see how it feels. Barker isn't a loser in a sense, he is just a criminal. He knows how to use people. USLA IS A FRAUD! WHITE COLLAR CRIME PAYS: ASK BARKER, SANDISON, PULVINO AND THE REST. USLA IS JUST A COLLECTION AGENCY see u at the protest, we need to keep warning others.

Thanks for the advise Bob, I am going to file a complaint against Sandison also. Yesterday I filed with BBB and contacted Kurtis Ming channel 13 and told my story- just waiting to hear back from them. We will try and make the protest tomorrow, is there a head count on how many will be present? I don't want them to vicimize anymore innocent people, this is by far the most stressful thing I have been through in my life- lost my home and thousands of dollars. It's really sad how heartless this company is they have no morals, I don't see how they sleep at night, I guess all of our hundred dollar bills they stuff their mattresses full of makes it easier.

I dont know how many are going to show but if necessary i will g0 every day until this madness ends. this company has made millions on people that are in a desperate situtation. I was in business for 25 years and I could never have treated my customers this way, Unfortantely there are alot of people out there that simply only care how much money they can scam out of people.I will tell you this I will make sure this company and especially its owners understand that this situtation is not acceptable and they will be held accountable.I don't care how long and how much time I have to spend on this matter.

I am going to speak from an ex employee standpoint:

A few people on here are questioning putting their money in this company. DO NOT UNDER ANY CIRCUMSTANCES DO IT! GO TO AN OUTSIDE ATTORNEY AND GET A FREE OPINION OR TWO FIRST!

I worked for USLA. I believed in what they were doing. As time went on my clients were not being serviced in legal the way I thought they should. They were not being serviced like we had been trained to tell our clients. Not just bad attorneys, but the entire process before they even received an attorney had major problems. Cases seemed to sit on the legal people's desks - not enough staff to work on the complaints. After much investigation on my own, and because I felt I had a duty to find out, I realized that the complaints aren't drafted well enough to sustain all of the people trying to dismiss the lawsuit they were just served with. With my own eyes I saw writings from a judge that the argument for taking a case to federal court and going after the bank was wrong because the bank had no fiduciary responsibility - this was the responsibility of the loan officer. Well, why would you sue a loan officer since most of them are broke? You only would go after big pockets, right?

But, all USLA people are taught that we are going after the lender, that these cases are a no brainer, slam dunk most likely. Why would we think this wasn't a credible argument? After all, we have a real estate attorney who is also a broker who is one of the founders of the company.

All of the promises - punitive damages (which I have since found out are extremely difficult to get in the state of California because I believe you have to prove intent to defraud or something like that), removal of derogatory credit, low fixed interest rate loans in a 30 or 40 year new note, getting your attorney's fees paid (yeah - another lie. Again, that I now know is extremely difficult to recover) and blah, blah, blah. Its in the handbook that is given to every client/potential client. I was shocked and amazed to find that these things are mostly hype. To top it off, it is difficult with a poorly written complaint to even get your case looked at. Just ask who writes the complaints and what their legal background is . . . All of these things are unconscionable!

It would seem logical to be able to recover all of the things which were promised to be fought for. These borrowers/our clients (most of them) were indeed screwed by the lender and loan officers. Some people were given a loan that would put them on the street in 2 - 3 years. Its sick. And a lot of the people working at this company thought they were helping rectify this situation and do something good. It turns out we were setting you up to fail as well. Wow! What an eye opener these last couple days have been when I discovered all of this . . . .

I am dismayed at what seems to be the biggest cover up! Lies were fed to the employees/1099's while management and some of the sales people knew the truth and continued to lie. Why would management put people trained to look at loans in the situation where they ended up giving legal advice? I don't think any of us realized that was what was happening as it seemed logical that if bad things happened, they should move forward and seek legal help. I also want to clear up some information. You were only supposed to receive an audit back if it was a strong enough document to prove your case. These audits were supposed to be reviewed by executive committee, a committee which was supposed to have legal looking at these things. This is what we were told.

Managements goals were to open up 10 new offices around the country this year.

I think many people who worked at this company did so because they thought they were serving a good and just cause. There are still people working there today who are unsure as to what to believe. The only people who know for sure what is going on are the ones covering up and the people with access to what the sales people are being told and what is actually happening on the legal side. In most cases, this isn't all that many people in the company - I mean "companies". It's the clients who have put their cases in and have been exposed to both parts of the process who figure it out first.

Then, when you question the company because your client has a complaint about the process you are told something along the lines of, "maybe they didn't have a strong enough case and that is why it got thrown out". When you question how many cases we have actually won you are told, "We are in the process of settling many, many cases but these things take time. You might get a settlement from the bank at a different time than the trustee or the loan officer, etc". Seemed plausible at the time until an overwhelming number of people have issues.

I strongly urge you to not put your case in this company and if you do have a case here you will want to talk to your attorney and maybe also call the bar association to see how to handle your situation. You will also want to fill out a complaint against the attorney form on the bar association website if you have been wronged and then fill out the additional form and include evidence of how much you paid, contracts, what you were promised, maybe even showing bank statements of the ACH payments coming out of your account - actual proof that money was taken. And then file it quick so you are at the head of the line.

My heart goes out to anyone in these circumstances. Most of us believed in the cause as well.

Also, if you were someone with a JV (joint venture) you may want to contact the Bar ASAP.

CYL: who in your company has a real estate attorney who is also a broker who is one of the founders of the company?

Is that the story the sales fraud agents will be telling? As if they were innocent and were too the victims? Give me a break! Tell us the truth, you had no ethics. Anyone selling those lies knew from the beginning, from the meetings, it was a scam!

If you really care, Why don't YOU call the CA Bar, turn yourself in, call the media. NOW is the time to do the right thing, but im sure you will weasel out just like when u were working there selling us those lies. Why don't you give us the names of people working there. Let's make it public. Tell us who was behind the scam? Tell us something we don't already know!

Where is everyone that said they would be out there protesting on Tuesday June 29th? gamblingbob is the only one out there! He is causing a people to take notice and this company is not happy. He will continue to be out there EACH and EVERY day until he gets his money back! It would be nice if some of you would make an effort and join him. The more people who fight in this battle the more chance we all have of saving others from getting ripped off.

I was there, and didn't see anyone, let's keep it going.

I can't make it tomm, How bout Thurs, let's try to get more ppl. Let's meet by the advertising truck parked by the street.

im right in front at the hadicapped spot with signs on my truck grey ford f-150 I will be there every day until they undestand I want a refund. I am tired of people being scammed by this company.

CONTACT

CONSUMER INVESTIGATOR REPORTER

KURTIS MING

WITH CBS 13 IN SACRAMENTO

I just left a message for Call Kurtis...thank you.

If you are unhappy with USLA you can file a complaint with the state Bar Easter Rogers [protected] One of the three owners of this company is the attorney James Donald Sandison # 148812

Thank you gamblingbob99...I will call first thing in the am. Sorry I missed the march today. Are you planning another one? I want to attend. We need to have big signs, so the public can see. As long as we are outside on public property we should be ok.

I'm sure the owners and their employees are reading this board and are well aware we are coming to pickett out in front.

They need to know we are PISSED and we want our money back. Their 100% money back guarantee is a scam. Their is no guarantee. I hope the BAR looks into how many refund request this company actually paid back. I can bet you probably NONE.

I will be there every day until I either receive a refund or this company is gone I don't care how long it takes. We have the right to be on this property I am a client . Barker called the police on me nothing can be done I am within my rights. I understand barker said he wanted to get a restraining order against me good luck. He came out when I first arrived and greeted me with a bottle of water and some cookies and video taped me during the whole conversation. This guy is a real piece of work reminds me of a guy that use to sell cars. I was parked in the handicapped area and they brought that big green truck next to me to try and block my signs what a joke. I was able to speak to several couples about this company. Thanks Barker I now have a job after all these years I have been retired it feels good to go back to work. Every person that I can keep from falling into there trap is payment enough again thanks Mr. Barker for given me a mission.

My friend signed up with this outfit a few months ago. He didn't have the entire 1% for his so-called forensic audit, so they put him on an installment. He paid $1, 000 of his $3, 600. His mortgage was $460, 000; so 1% of that would be $4, 600. A few days later, he decided not to go through with it and they WILL NOT refund his $1, 000. They haven't even done the forensic audit and yet they will not refund him his money.

What is exactly is the 100% money back guarantee for? If they haven't done any work on his file...no audit, no lawsuit...then why won't they refund him his money.

This is pretty cut and dry. There is no other side to the story. This is the truth. He changed his mind and wants a refund of his partial payment of $1, 000 for the audit.

I will tell him about this blog.

http://www.dre.ca.gov/pdf_docs/ConsumerWarningForensicLoanAudits.pdf

THIS COMPANY IS A SCAM---- YOU WANT A WAR BARKER YOU GOT IT GAME ON IM ALWAYS UP FOR A CHALLENGE. I WILL SEE YOU TOMMORROW ! AT SOME POINT IN TIME THIS COMPANY AND ITS OWNERS ARE GOING DOWN, I DON'T CARE HOW LONG IT TAKES ME SEE YOU IN COURT BARKER. THIS GUY BARKER IS NOTHING BUT A USED CAR SALESMAN! OH BY THE WAY BARKER HAD ME KICKED OFF THE PROPERTY TODAY WITH A NO TRESSPASS DO YOU REALLY THINK THIS IS GOING TO HAVE ANY AFFECT ON ME. YOU HAD YOUR CHANCE TO GET RID OF ME BUT I GUESS YOU ARE AS DUMB AS YOU LOOK.

PLEASE ANY ONE THAT HAS A COMPLAINT ABOUT USLA PLEASE CALL KURTIS AT CHANNEL 13 FILE A COMPLAINT WITH THE ATTORNEY GENERALS OFFICE THE STATE BAR OF CALIFORNIA THE DEPT OF REALESTATE THE FTC THE B.B.B.

Bob, what time will you be there tomm. thur.? Let's show up in force! with our video cameras. Barker has no right to treat you like that. He already has scammed you out of a lot of money, then has the nerve to call the police. Maybe he wants us to show our signs to those driving by. Did he have one of his thugs with him? Because this weasel can't stand up to a wall without Pulvino or somebody holding his hand. Who was holding shane's hand this time? Normally the bloated faced attorney, sandison keeps more low key, he knows his time is short being a lawyer. im sure it was sandison's advice to tape you. Maybe that will be sandison's next adventure, suing those that want their money back. This man is a sad piece of crap waiting to be flushed down with his fake company. Bob: See you after noon tomm. unless you won't be there at that time. Let's support Bob!

I will be there around 9:00am Im not going to go in the parking lot until i get a clarification on the trespass issue. I spoke to a friend of mine that is a police officer and was told in no way can I legally be arrested in a parking lot with other businesses. Congress passed a law recently that you may protest on private property that is open to the public. I was told that if I am arrested I can file a law suit against Shane Barker for having me removed illegially. And that the police officers could face disapliarny action for doing so.As long as I am not blocking anyone from coming or going I would prevail in a law suit.

i can be there around 1 pm, will u still be there bob?

yes absolutely

I made up some new signs I drive a grey ford f-150 Im sure you wont miss the signs. just passed the casino I will be on the right thanks I could use the support.

Thank you, see you then.

Bob, I was not able to make it, how did it go, I hope Mr B and his shadows didn't treat you like last time. I hope to make it tomm. They scammed me out of 15K. Did nothing for me.

Your the same people that took a gamble with your loan not looking it over carefully; now your crying about our company when we tell you noting is 100%. We spend a lot of man hours working on the audit, have you seen all the loan documents, we have to read each one. You paid us to do that! It takes time, don't panic. And the person making fun of Mr. Sandison's face> not funny, that could mean a medical condition, stop. And he was a former sheriff and is very honest, he can't help everyone. If it was a scam, we would have been shut down months ago. Move on.

hey [censored] JL-83. Here, let me help you to understand:

You do say 100% ! That's how u sucker these people in. You give them false hopes and promises and that's why USLA is here on this board and is being investigated by the BAR, A.G. and other agencies.

Countless people have the exact same negative things to say about USLA, their employees, their practice and their lawyers whom are appointed by USLA to represent (and assuming countless more that are not even aware of this site) we cant all be wrong, the sheer number of complaints itself is enough in court to sway a jury of preponderance alone!

NEXT, your sales rep do ABSOLUTELY tell you(the homeowner) that you will win, you will get money back (usually over $100K) you have a "Slam Dunk" case, dont make your mortgage payments and dont have ANY CONTACT with your lender in any way, do not call your assigned attorneys, but rather call us to ask questions (that you cant answer because you only read from the courts computer as far as when a next court date is or what has been filed, but you have no clue to the strength or validity or anything regarding the case)

You promise to appear in court on the homeowners behalf IF the client (homeowner) gets served an eviction notice and you will prepare the ANSWER TO THE EVICTION for the judge (you never do this)

you base your fees for the audit on 1% of the loan amount (sometimes on the ORIGINAL loan amount, other times on the CURRENT loan amount) so, how is this fee justified when it is the EXACT same amount of paperwork and time for any loan amount size? The homeowner is told that all loans pertaining to the property will be audited and gone after for Predatory lending (when the 2nd is always ignored by USLA)

Phone calls to your office are ignored as far as retuning the call, and if by chance they are returned, the person is not competent enough or has any clue as to the validity of your case or are they able to answer any legal questions about the case, BECAUSE THEY DON'T KNOW, but they don't want you to contact the lawyer, (whom also wont or rarely will take your call)

You state that these things take time? That is an excuse for USLA to continue collect anywhere from $1000 and up from each and every homeowner of which they "say" they have filed legal papers in court for and that this is for "on-going" legal expense, when if fact, your sales rep states that all legal fees will recovered and the lawyers will get paid by the lender and nothing will come from your winnings. SO, WHY IS ANYONE PAYING A MONTHLY FEE TO USLA BASED ON THIS? A TOTAL SCAM!

Lets see, at $1, 000 (minimum per month) multiplied by just 500 clients, that would equal $500k per month!
This is worse than Old Bernie Madoff! And he will never see the free world again, so what do you suppose will happen here to the proprietors and perpetrators of this USLA?

Is this sinking in yet? Either you are one of the partners or a highly paid employee or just plain stupid enough to fall for this bull-crap!

I think you should "Move-on" while you still can.