Terrible health insurance company. They hide behind words that cannot be objectively interpreted. I would discourage anyone looking for a main health insurance policy, and probably supplemental as well. They claimed that a previous concern manifested two years later and hence would not pay for the claims. Totally a bunch of crap. If I had used a different doctor, they would have no way of knowing that coincidently the same body part had previously been looked at and determined that here was nothing wrong and did not need to be treated.
Recommendation: Stay away
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