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Bank of America review: fraud in loan modification 48

R
Author of the review
10:31 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.
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bank of america has consistantly failed to negoiate home loan modifications again and again .they nee to be prosecuted to the fullest extent of the law/which they think they are above. how many people do they have to screw over before the california department of corporations and the attorney generals offices do something to them.THER FAILURE TO NEGOIATE LOAN MODIFICATIONS IS HUGE WITH LESS THAN 4% OF THERE LOANS MODIFYED AND FORCED FORCLOSURES UP .THEY SUCK .IF YOUR IN THE MARKET FOR A LOAN LOOKING ELSEWERE WOULD BE TO EVERYONES ANDVANTAGE!

Update by rblake
May 24, 2011 5:25 pm EDT

the bank wiil misslead you/ lie to you/ falsify your records / run you from call center to call center/forge documents and in the end ### you over ! they get paid by other investors to do this . ask them to produce the ariginal paper, chances they cant

Update by rblake
May 24, 2011 8:21 pm EDT

GO TO PISSED CONSUMER AND READ MORE ABOUT THE FRAUD AND LIES FROM BANK OF AMERICA .LETS PASS IT AROUND SO EVERYONE KNOWS WHAT KIND OF ###S THESE PEOPLE ARE!

Update by rblake
May 24, 2011 8:22 pm EDT

CALL YOUR CONGRESSMAN AND IF HE DOESNT RESPOND REPLACE HIM

Update by rblake
May 25, 2011 7:22 pm EDT

call your congresman /file a /call the news media / file a fraud suit /file a forgery suit / if we did these things we would be in jail

Update by rblake
May 26, 2011 11:53 pm EDT

IM CONTACTING MY CONGRESSMAN IN CALIF. AND HE HAS ALREADY RESPONDED .HE WILL ASK FOR CERTAIN PAPERS TO GO AFTER YOUR BANK AND INVESTIGATE THEM . BANK OF AMERICA IS A FRADULANT COMPANY THAT LIES /DEFRAUDS AND RUNS THERE CLIANTS AROUND TO MAKE A SMALL PROFIT AND THEY COULD MAKE LONG TERM LARGE PROFITS IF THEY WOULD GET THERE HEADS OUT OF THERE REARS .

Update by rblake
May 26, 2011 11:55 pm EDT

THIS ALL STARTED WITH HOPE NOW LOAN MOD. IN CHERYHILL NEW JERSEY .THESE RATS NEED TO BE DROWNRD !

Update by rblake
Jul 19, 2011 12:37 am EDT

CALL YOUR CONGRESSMAN/FILE A COMPLAINT WITH YOUR STATE ATTORNEY GENERALS OFFICE/ FILE A COMPLAINT WITH THE COMPTROLLER OF CURRENCY/CALL YOUR NEWS MEDIA BANK OF AMERICA /CITIBANK ARE IN BED TO LIE FORGE DOCUMENTS AND DEFRAUD US OF ARE PROPERTY AND WHAT EVER SUITS THEM, THEY DONT FOLLOW ANY LAWS OR GUIDLINE AT ALL. THEY NEED TO BE HELD RESPONSIBLE FOR ALL THERE ACTIONS.

Update by rblake
Jul 19, 2011 12:46 am EDT

ALSO GO TO THE SITE OF/// PISSED OFF CONSUMER .COM OR THE CONSUMER COMPLAINTS AGENCY.AND THE SITE FORECLOSURE HAMLET TO SEE MORE CRAP THE BANK OF AMERICA/ CITI BANK HAS DONE TO PEOPLE

Update by rblake
Jul 19, 2011 12:53 am EDT

I JUST SAW ON THE NEWS ABOUT GOING AFTER THE C.E.O.S OF THE BIG BANKS ASSEST .THIS IS GREAT, TAKE AWAY ALL THERE ILL GOTTEN PROPERTY INCOME, THEN MAYBE THEYLL UNDERSTAND WHAT THE ### THEYVE DONE TO THIS COUNTRY . GO AFTER THE MIDDLE MANAGEMENT ALSO .!

Update by rblake
Jul 26, 2011 5:02 am EDT

bank of america is the biggest piece of ### i have had the DISPLEASURE of ever haveing to deal with .BOYCOTT THEM WITH EVERYTHING YOU CAN!

Update by rblake
Jul 27, 2011 12:20 am EDT

well here i sit, totally screwed over by bankof ###ing america /the latest, and i quote THERES NOTHING WE CAN DO FOR YOU WEVE EXHAUSTED ALL OUR OPTIONS ! theres nothing they want to do! they have defrauded me, lied to me, forged documents, given me the run around, misslead me and all to rip me off from my home of over 30 years . everyone needs to sue them . overflow the courts with suits and then maybe something will be done!

Update by rblake
Jul 28, 2011 9:59 pm EDT

bankrupcy court

Update by rblake
Jul 28, 2011 10:10 pm EDT

bank of america caught AGAIN
ROBO SIGING
MISLEADING THE PUBLIC FOR GAIN
DEFRAUDING THE PUBLIC FOR GAIN
FORGING DOCCUMENTS FOR GAIN
LYING TO THE GOVERNMENT FOR GAIN
LYING TO THERE CUSTOMERS FOR GAIN
VIOLATION OF THE RICO ACT FOR GAIN
VIOLATION OF THE PATRIOAT ACT FORGAIN
FORECLOSURE OF PROPERTIES WITH FORGED PAPERS FOR MONETARY GAIN

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

48 comments
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denise hale
davenport, US
Jun 10, 2011 5:56 pm EDT

I, too am going thru a nightmare with B of A. I got behind only 2 months and in Jan. started the loan modification. 5 months of sending docs over and over. Hours on the phone talking each time to a different person and explaining. Every time I called they said some doc was missing. Now they say I didnt qualify because I didnt send in the right doc or paper they had asked for. Yesterday I was told that I flat out didnt qualify . Now to stay in my house, I have to come up with about $7, 000, all at once. I think if they had done what they were supposed to in the begining and told me I didnt qualify. I would have been able to come up with the $1, 000 dollars that I was late for the 2 months. I want to sue them and would appreciate any information that is out there. My email is ddenisequilts@gmail.com. Thanks Denise

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Pattybar2
Savannah, US
Jul 07, 2011 4:58 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

I was also trying to get a modification from B of A since Sept 2009. My husband had TWO liver transplants in 2010. I started the application for a loan modification because our income changed due to his cancer of the liver. They sent me the paperwork and I returned it with every docuent they asked for. It took so long before I heard from someone but I finally did and was told this Ms Ayana Adrien was my direct contact. Weeks went by and then I contacted them again and was told my paperwork was in the wrong dept because i had a FHA loan so the process had to start all over again. This went on and on. Then i was told my paperwork was in review with underwriting. I though this was a great thing FINALLY so help. NOT! i was contacted and said that this was the wrong program for us so the process had ro be started again because the rules had changed. I gave up after Jan 2011 just from frustration and being handled so bad by this bank. I hate this bank!

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Henry Krinkle 2
Fair Lawn, US
Jul 07, 2011 5:05 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

They should have let the banks fail.If you start a business and run it poorly, you won't get a bailout. We need a Revolution.

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Dallasgirl05
Dallas, US
Jul 19, 2011 12:47 am EDT

My bad experience with Bank of America I opened up checking/savings account with them. I noticed each month money being taking out of my account at the end of the month. They later told me its because I had a saving account so I was being charged after signing up no one told me anything

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Isabel1170
Palm Bay, US
Jul 25, 2011 2:59 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

No one should expect a loan modification from Bank of America. It is a trick to make you default and take your home. They make much more money that way. They could care less if you are dying, got an operation, lost your job or any other unexpected inconvenience that might happen in your life. Do not fall for their traps. This is called F-R-A-U-D! They need to be exterminated like a bad roach infestation that has corrupted this countrys economy.
The unnecessary abuse that Bank of America has caused me and my family caused long-term damage. I might be impaired but I am still fighting back. Please read our press releases: http://www.free-press-release.com/news-florida-couple-file-lawsuit-against-bank-of-america-for-mortgage-servicing-fraud-loan-modification-and-rico-without-an-attorney-1299633088.html

Bank of America is a Racketeering Enterprise! Please read my article here: http://www.piggybankblog.com/2010/11/16/bofa-racketeering/

Bank of America must be held accountable under RICO for Racketeering. Please sign this petition: http://www.change.org/petitions/the-president-of-the-united-states-hold-bank-of-america-accountable-under-rico-laws

Do whatever you have to do to stop this Mafia from ruining your lives. Get an attorney, join a class-action or even sue them yourself (pro se). We need to stop this Monster called Bank of America before more lives are destroyed. Dont let them STEAL your home, fight back. Bank of America wants you to give up and the statistics show that most of their victims do. Do NOT be a Bank of America Victim any longer!

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meme29
US
Aug 07, 2011 6:49 pm EDT

Dont give up that's part of the game "We didn't receive your paperwork" or "you are denied, for not submitting all proper documentation" I went through that got denied 3 times and appealed twice until finally got modified. You can't do this on your own though find a HUD agency or NACA to help you. Every time I got a bs letter from bofa I drove to my HUD office sat around waiting until my agent was available. She would call and would give her HUD # each time and it seems like they paid more attention because I was going through HUD. It was to the point that I think my HUD agent was getting tired of me going unannounced to her office (if I'd call they'd tell me she is busy so I had to do what I had to do to save my house.) FIGHT for what's yours, dont' give up the bank knows that eventually if they keep playing the game with you, you will throw in the towel. DONT!

For a listing of HUD offices near you:
http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm

NACA Read more check if their DREAM tour will be in your town:
http://www.naca.com/index_main.jsp?language=null
http://www.naca.com/program/homesaveProgram.jsp

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notdeadyet
Columbia, US
May 01, 2012 2:59 pm EDT

i'm being ask to add my name to the modification as a borrower even though i'm not on the mortgage. was told if i didn't do BOA would forclose on our property. i've filed a complaint with the making home affordable office. Cheryl Stretcher who supposedly works in the BOA executive office stated even though my signature didn't have an impact on the mortgage I needed to sign as a borrower because the closing department is requesting this. I'm contacting Congressman Clyburns office tomorrow morning

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pat g
Bossier City, US
Oct 10, 2012 5:04 am EDT

4 years of fighting with the ripoff bank of america and I finally after being approved 4 times for a modification was told it was complete. They immediately told me they transferred the loan to someone else. Got my first statement and guess what. I am $3400 behind so they failed to properly post the account like it should be. I am now ready to start over with the new account servicer.

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