Liberty Mutual Insurance review: Bad faith denial of claim

Re: Liberty Mutual Holding Company Inc. d/b/a Liberty Mutual Insurance and Ryan Kane Claims Specialist III

Date of Loss: 10/2/23

I am concerned by demonstrably Bad Faith Insurance Conduct:

(1) Liberty Mutual Claims Specialist III Ryan Kane denied in Bad Faith Claim number: [protected].

(2) Liberty Mutual Claims Specialist III Ryan Kane changed my name to “Steven” in Claim correspondence email dated October 4th 2023 enclosed herein. I presume Ryan Kane is confusing my name with another claimant on a different claim.

(3) Liberty Mutual Claims Specialist III Ryan Kane called me on 10/12/23 to tell me my claim is denied but he refused to provide an explanation of denial when asked for one on the phone.

(4) Liberty Mutual Claims Specialist III Ryan Kane failed to provide any correspondence with explanation of denial as promised

(5) Liberty Mutual Claims Specialist III Ryan Kane failed to provide even a letter confirming the existence of its denial.

(6) Previously, On 10/11/23 and on 10/04/23 Kane informed me that my claim "is a very simple straightforward claim” and that he was “all set to pay claim just need to speak with Barbara” He implied the policy was active and valid.

(7) Liberty Mutual Holding Company Inc. has failed to remit a Good Faith payment towards the damages incurred. Mr Kane’s aforementioned statement(s) constitute improper and Bad Faith denial including misleading the claimant.

(8) If a Good Faith payment cannot be made, I intend to retain Counsel to report the aforementioned misconduct to regulatory bodies including but not limited to Civil Action(s) to recover monetary damages from this Bad Faith Denial.