OUTsurance’s earns a 3.6-star rating from 145 reviews, showing that the majority of policyholders are satisfied with insurance coverage.
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Unfair and unjust treatment of third party clo
Disgusting and appalling behaviour from Outsurance.Their client was speeding because he didn’t want to miss a flight and turned right at a robot operated intersection without taking note of my car which was already in the intersection going straight.There was only one independent witness who was behind their negligent driver and he gave his details to the police.I made a third party claim against their client and they rejected it saying they will only take the information given by the people in their client’s car and won’t consider the independent witness who saw everything.
My family and I almost died and this is how we are treated.The irony in all of this is they asked me to provide an independent witness and my witness provided them with proof that he was there when it happened but still doesn’t matter.
To anyone thinking of making a third party claim,DON’T,your time will be wasted they will not pay out instead file a lawsuit against their client.
To anyone considering insuring with this company DON’T,if you get in an accident the other party will sue you and Outsurance won’t be there.
Recommendation: Stay away,if you are involved in an accident,you will get a lawsuit,they won’t be there to defend you
OUTsurance Complaints 144
Motor
My name is Micheal Ngubeni. In October my Car had a mechanical problem (engine failure) and I called OUTsurance since the Car is insured with. The agent that is/was assisting me with the claim is Tshego Thekiso. The Agent told me to send all the correspondence to [protected]@out.co.za and I did just that. The car was taken to BMW for assessment in Kempton Park...
Read full review of OUTsuranceOutsurance does not pay
During August we had a break inn at our business property. We have theft cover and building insurance as well as stock loss, damaged property etc. Despite this I was instructed that in order have insurance we must have an alarm. My company had everything as requested and I also requested my adviser to review our policy schedule hoping that the specialist...
Read full review of OUTsuranceinsurance
You have been providing household insurance for our property in Blyde Wildlife estate. On the 30 July and again in September, 2023, I requested you to terminate our insurance with immediate effect. This has not been done and you have withdrawn two months fees.
Will you please return the funds withdrawn from our account and terminate the said cover.
please advise when you have completed these requirements to my email, alan.[protected]@gmail.com
Thank you.
Alan Davidson
Desired outcome: reimbursement of fees and cessation of cover as from 1st august, 2023
This complaint has been resolved automatically due to user's inactivity.
Is OUTsurance Legit?
OUTsurance earns a trustworthiness rating of 100%
Highly recommended, but caution will not hurt.
We found clear and detailed contact information for OUTsurance. The company provides a physical address, 5 phone numbers, and email, as well as 4 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.
Outsurance.co.za has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
Outsurance.co.za has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.
Outsurance.co.za regularly updates its policies to reflect changes in laws, regulations. These policies are easy to find and understand, and they are written in plain language that is accessible to all customers. This helps customers understand what they are agreeing to and what to expect from OUTsurance.
However ComplaintsBoard has detected that:
- We conducted a search on social media and found several negative reviews related to OUTsurance. These reviews may indicate issues with the company's products, services, or customer support. It is important to thoroughly research the company and its offerings before making any purchases to avoid any potential risks.
Asseblief verander net my begunstigde na capital legacy fiduciary services (pty) ltd om eendag my boedel af te handel
Ek het 'n lewenspolis by Outsurance en nadat ek begin kyk het na die polis en na vele oproepe op 2 & 3 Oktober 2023, het ek nie verder gekom nie en is regtig moedeloos met hierdie maatskappy. Ek wil my begunstigdes verander na die maatskappy wat my boedel moet beredder. Die rede hiervoor is dat my huislening ten volle betaal moet word met my afsterwe (dis is hoekom ek hierdie lewenspolis uitgeneem het in die eerste plek). Ek het my bereredderaar opdrag gegee dat as daar geld oorbly nadat my huislening betaal is, hulle dit na my begunstigdes sal gaan.
My polisnommer is OT16967108
Voorkeur begunstigde is Capital Legal Fiduciary Services (Pty) Ltd
Ek is Anna Magrietha van Jaarsveldt
ID [protected]
E-pos: [protected]@gmail.com
Unfair settlement
On the 13th of September my daughter threw remote at tv by mistake during tennis game on the tv. The remote servers as controller for games. Model: Samsung 65q90t currently retailing for R42000 online. Outsourced electronics company contracted by OUTsurance as assessor came to collect the unit in the same week on Friday. Monday I called to make follow-up a...
Read full review of OUTsurancePlease assist with the payment so that I can be able to fix the car
Two months ago I got hitted by a lady who is a client with outsurance and she did agree that she was at fault, and outsurance requested the documents of which I submitted and promised to fix my car but they have been lying to me week in week out and this week they called telling me that they've been struggling to get a service provider in my area (Welkom in the Free state) and promise me that before Friday they'll send me a towing company to come and tow my car to their service provider but nothing happened. Please assist me with the issue because so far my life is a mess and I'm stuck and it has cost me dismally because I need to take my kids to school and my wife to work and also attend clients because I work a Personal trainer. [protected]
I'll like to lodge a formal complain about the way I was treated by OUTsurance
On the 14th of June 2023 I lodge a claim - [protected]/OT12916086 (MR SE MAKHANYA), my claim was about my geyser which needs to be replaced, I called and lodge my claim with the consultant I also inform the consultant who was handling my claim that I have my own plumber which I'll like to use. I then submitted my new quote from my plumber which was a total of R11500. What makes me so unhappy is that OUTsurance decided to approve my claim at R8179,75 of which they indicated to me that they will deduct R3060 for access which I'm fine with it my question is why was I not at least be covered with the R10 000 which was an agreed amount when I take the contract which is also on the policy why R8179,75?
Desired outcome: Kindly review my claim and pay me the full amount I'm covered for which is R10 000.
This complaint has been resolved automatically due to user's inactivity.
Unfair treatment, regarding a third-party claim(claim number [protected])
Had an accident on 27 May 2022 around 12 midday in Kempton park on high road and Serengeti Boulevard, was driving on Serengeti boulevard from takealot and the other driver was driving on high road, as i pass road the car which was driving from high road did not stop on the traffic light and he went straight to front left passenger door. He admitted to his wrongdoing but now the Outsurance brings incorrect version of event.
Process was not conducted fairly and incorrect version of event was being taken into consideration everything was changed to protect their client. The version of the accident was completely changed for their benefit and their client,
Desired outcome: I want Outsurance to pay for damages caused by their client
This complaint has been resolved automatically due to user's inactivity.
Poor service - JJ Le Roux Claim number [protected]
On 13 March we lodged a claim for our inverter batteries that are not working. The consultant then referred the claim to JC Plumbing and Electrical to contact us. We were only contacted the following day and only 2 days later did they arrive to do the inspection. I liased with Outsurance the Friday to confirm what is happening and they could not assist me and would get back to me. I had to phone back once again re the progress on the claim. On the 17th of March at 17.37 I received an email with the invoice for the excess. By then I was logged out of my latop and only went back in on Monday the 20th. I immediately paid over the excess and they ordered the batteries. Weve been told that it would be here last week already. We are following up daily and I complained to Outsurance that they are still waiting for the supplier. I questioned this because surely they cannot only have one supplier. Everyday it is the same story and it doesn't seem that they care. I am disgusted by the service we are currently receiving from both Outsurance and JC Plumbing. I need those batteries to be installed latest tomorrow 31 03 2023, then it is 17 days since the claim was lodged.
Desired outcome: I want the matter to be resolved within 24 hours
Unfair treatment, regarding a third-party claim
I was treated unfairly by Outsurance, regarding a third-party claim. Validating process was not conducted fairly and correctly, incorrect version of events is being taken into consideration, without proof, the outsurance client was not even at the scene of the accident, but their version of events leading to the accident is being taken into consideration. Not even an Assesor was sent out to look at damages caused by the Outsurance client. This Highly unfair treatment by Outsurance.
This complaint has been resolved automatically due to user's inactivity.
Delaying tactics third party claim
From: Sihle Milanzi [mailto:[protected]@live.com]
Sent: 25 January 2023 07:31
To: Mmeli Mnguni
Cc: [protected]@gmail.com; Sinethemba Zangqa
Subject: RE: [protected] - Witness Letter - NEW LOV CLAIM [protected]
Good day Mmeli,
With all due respect, stretches and a bump being loose and cracked after an impact are two different things, please allow me to engage with your CEO and see if I won’t get a different outcome.
Insurance 101 – “Proximate Cause” my bumper was intact now it is loose and cracked after the impact from your client.
Now a fair insurance company would exclude painting the bumper and replace the broken bumper that was impacted kindly get your desktop assessor to adjust the quote accordingly.
We all know that desktop assessments are just assumptions or estimates, not facts.
Out-surance we do not have time to teach you guys insurance please pull up your socks! I refuse to be going back and forth on a simple matter like this get me someone who is competent and open-minded to engage with,
Thanks,
Andile
Desired outcome: Fairness and transparence
Vehicle insurance
Good Morning. My name is John Anderton and my policy number is OT71151868. I reviewed my policy with a consultant on December 16 2022 and it was agreed that the premium would decrease and the excess would be increased from 1 January 2023. The reason for this date being selected was that the higher premium had already been paid for December 2022 so I was covered under that policy until 1 January 2022.
I have had a small accident and have made a claim. The accident happened on 25 December 2022 while still covered under the first policy.
To my dismay I see that the new policy has come into effect from 16 December
which was not our agreement at all. Also the excess which would have been R 5000.00 has now increased to 9000.00.
Please could you advise me what my next step should be.
I thanks you and wish you all well over the Festive Season and hope that we may resolve this matter in a peaceful manner.
Thank you
Kind Regards
John Anderton.
This complaint has been resolved automatically due to user's inactivity.
Bad service
My mother wanted a personal home insurance and she got a business insurance, after numeras attemps to fix the insurance that outsurance saw they made a mistake on their side, they still send business insurance documents so we cancelled the insurance, I have been calling and every time im told that someone will call me back or send an email but no one has contacted me yet
Desired outcome: PLEASE REFUND
This complaint has been resolved automatically due to user's inactivity.
Funeral policy #[protected]
#[protected] claim number
My late father was paying R260.00 monthly premium for his funeral policy I submitted the claim on the 26/10/2022 and yesterday (03/11/22) we received R29000 plus R1000 shopping voucher which is R30000 in total now what I fail to understand is how can he pay so much premium for R30000 he was only 51 years old plus there was no double accidental benefit I requested a policy schedule and they could not assist me with it I mean please can you kindly give me some clarity on that, claim advisor mentioned that in order for the double accidental benefit to apply the client needs to add additional funds I mean I have never heard of that and also the premium does not respond with the age and the cover amount and u am not happy.
This complaint has been resolved automatically due to user's inactivity.
Bad Service from outsurance
Outsurance has my car for 6 months now n debits monthly without fail but blame panelbeater for me still not having my car fixed. I pay outsurance premiums not panelbeater and nobody cares. Who can survive not having a car for 6 months n yet debits you never forget 2 debit. I'm paying without fail and you see nothing wrong with this situation. This is by far the worst service I've ever experienced with insurance and I'm paying a lot of money. I thought I'm paying for convenience not rip off as you look for reasons not to pay. I requested I be given my premiums back and the car once and nobody responded nor entertain me. I want to complain to consumer line as well.
Desired outcome: I want my car before the end of the week, it can't b that I struggle with transport and you continue to debit my premiums as you lose nothing while I suffer. I took insurance for convenience and yet now it's the opposite
The complaint has been investigated and resolved to the customer's satisfaction.
What about deaf people
I have two vehicles insured with you. I received a call yesterday from a lady of your company who I could not understand, the reason being that I have difficulty using a telephone because of a hearing impairment.. I explained that to her and asked her to email me with any infoimration she required from me.
Today I received an email with details of some maintenance cover. I need to know. Is the cover included in my policies or does it require an additional premium. I need this explained.
WHY DO YOU MAKE IT SO DIFFICULT FOR DEAF PEOPLE TO COMMUNICATE WITH YOU. Why is there not an email address that clients can use to communicate? Can a client not choose their preferred method of communication - in my case it is email.
It is no use phoning me. So save my, and your employees time, and flag my account accordingly. For obvious reasons my preferred method of communication is email.
JLR (Les) Wood
[protected]@gmail.com
Desired outcome: A response
The complaint has been investigated and resolved to the customer's satisfaction.
IRP5 corrections not completed after 8 months of querying
I was a previous employee at Outsurance and HR incorrected captured my IRP form and since November 2021 I have been sending endless emails to get this corrected to file my tax returns. There are no numbers you can call in on , and i have to resort to sending emails. I need this resolved.
My first query was logged after SARS rejected my returned due to Outsurance capturing 2022 info on the 2021 returns.
the last i was advised is Easyfile must upload the IRP5to your e-filing profile and error lies there.
The new tax filing season is open and i am unable to finalise last years return due to this
I have mutiple references( 22437 , 13737, 34467) allocated since logging a call and it goes from reallocation to no response and then working on it would appreciate support to fix the incorrect IRP5 issued for 2021 year. as i have now been waiting 8 months for a resolution.
Desired outcome: IRP5 form fixed as requested so i can be compliant
@outsurance , please advise when i can expect the correct documents
HI OUTsurance, info was provided how soon can i expect a response
Marcia Sunker michaelsmarcia@yahoo.co.uk [protected]
Comprehensive Life Cover
Good day,
I have a comprehensive life cover
When I took out the policy in 2015 I was advised that the outbonus will be paid in 2028 after thirteen years
Today 27.06.2022 I called to find out when my outbonus is due.
The consultant proceeded to advise me that the outbonus is due in 2031 which is 16 years.
This is not acceptable at all.
Desired outcome: I would like my outbonus to be paid I 2028 as promised.
claim payment
Good day claim no.[protected] Mr.R.Simpson , outsurance paid an amount of R19 401 ,00 into my housing bond account , they were suppose to pay it into my FNB cheque account , from which my debit is coming from for my property insurance , i have been in contact with numerous people from your callcentre .They have escallated it now 3x to management and said they will call me back.
No one has been in contact with me since last week the 15/06/2022.
It is really unprofessional and not qaulity practice for an institution.
If my money is not corrected over the weekend , i am going to lay a complaint at the ombudsman and cancel my insurance with outsurance.
Desired outcome: money to be reversed and put into the account where me debit is being deducted
The complaint has been investigated and resolved to the customer's satisfaction.
Non existence communication from Rodwin Groenewald
Rodwin Groenewald was assigned to assist with my claim last week On the 09 June 2022. I have been calling Rodwin to get an update regarding my insurance claim (claim no.[protected]) to date he has contacted me not even once.
I am extremely unhappy that i had to find out that my vehicle is a write off when i had to again make another follow-up!
Desired outcome: i would like to find out why to date Rodwin has not bothered to call me and what measures are you going to put in place not to have another frustrated customer like me!
Overview of OUTsurance complaint handling
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OUTsurance Contacts
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OUTsurance phone numbers+27 860 070 000+27 860 070 000Click up if you have successfully reached OUTsurance by calling +27 860 070 000 phone number 54 54 users reported that they have successfully reached OUTsurance by calling +27 860 070 000 phone number Click down if you have unsuccessfully reached OUTsurance by calling +27 860 070 000 phone number 74 74 users reported that they have UNsuccessfully reached OUTsurance by calling +27 860 070 000 phone numberClaims+27 860 060 000+27 860 060 000Click up if you have successfully reached OUTsurance by calling +27 860 060 000 phone number 8 8 users reported that they have successfully reached OUTsurance by calling +27 860 060 000 phone number Click down if you have unsuccessfully reached OUTsurance by calling +27 860 060 000 phone number 7 7 users reported that they have UNsuccessfully reached OUTsurance by calling +27 860 060 000 phone number7%Confidence scoreSales+27 860 080 000+27 860 080 000Click up if you have successfully reached OUTsurance by calling +27 860 080 000 phone number 4 4 users reported that they have successfully reached OUTsurance by calling +27 860 080 000 phone number Click down if you have unsuccessfully reached OUTsurance by calling +27 860 080 000 phone number 9 9 users reported that they have UNsuccessfully reached OUTsurance by calling +27 860 080 000 phone numberHelpOut+27 860 102 117+27 860 102 117Click up if you have successfully reached OUTsurance by calling +27 860 102 117 phone number 4 4 users reported that they have successfully reached OUTsurance by calling +27 860 102 117 phone number Click down if you have unsuccessfully reached OUTsurance by calling +27 860 102 117 phone number 3 3 users reported that they have UNsuccessfully reached OUTsurance by calling +27 860 102 117 phone number14%Confidence scoreFraud+27 126 733 000+27 126 733 000Click up if you have successfully reached OUTsurance by calling +27 126 733 000 phone number 7 7 users reported that they have successfully reached OUTsurance by calling +27 126 733 000 phone number Click down if you have unsuccessfully reached OUTsurance by calling +27 126 733 000 phone number 5 5 users reported that they have UNsuccessfully reached OUTsurance by calling +27 126 733 000 phone number17%Confidence scoreInternational
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OUTsurance emailswenholdd@out.co.za100%Confidence score: 100%Supportfraud@out.co.za100%Confidence score: 100%Supporthearderk@out.co.za100%Confidence score: 100%Support
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OUTsurance address1241 Embankment Rd, Zwartkop Ext 7, Centurion, 0157, South Africa
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OUTsurance social media
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Checked and verified by Olivia This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreOct 23, 2024
Most discussed OUTsurance complaints
MotorRecent comments about OUTsurance company
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Document everything regarding your claim, including communication with Outsurance. Reach out to their customer service to escalate your issue, emphasizing the independent witness's testimony. If they continue to dismiss your claim, consider consulting a legal professional to explore your options for filing a lawsuit against their client.