State Bank of India [SBI]
Reviews and Complaints

Dear sir,
I have lost my pin number of my credit card which is used for availing the cash facility provided on the card.
My sbi credit card is a visa card. (number is [protected])
Kindly provide me the same on urgent basis.

Regards
S d kamlakar.
F-1, plot-157/157a, springdales apartment,
Bhakti nagar, 'b'sector. n-1, cidco,
Aurangabad-431003.

my name is PURUSHOTHAM, with credit card no. [protected]. i hav already paid the bill amount of rs.5, 000 from the total of rs.10, 655.62, for the month of july through the cheque belonging to united bank of india, the cheque no. is 393499 and the payment date is 6 july 2010. but the statement which i recevied in august, it is showing the same amout and not showing any results of the payment of rs.5000. and i also received the cleard cheque of rs.5000 on 9th july as i hav paid the payment. so, please kindly solve it and send the correct balance on my bill, by removing all the fines and interest charges which you have charged. I have right to approach to consumer court.
Thanking you

Last week I received a call from SBI employee, Delhi, Credit Card Department, stating that you have to pay us a balance of about Rs.12500/- for the credit card utility. I told them that I had never been issued any credit card by SBI though I applied in the year 2005 and 2007 but they declined me without assigning any reasons. In this regard, I had to fire the concerned officials as I also belong to SBI group and if you are not providing me such services as to how you will provide to others. When I asked more details of this credit card, they told me that this card was issued in the year 2001 and they do not have any details about the transactions. They also told me that you have made a payment in the year 2005 while the fact is that I was transferred to Ludhiana in 2002 and to Hyderabad in 2004. I never received any credit card from SBI. When I asked as to from where you got my mobile number, they replied it was received from your original records while the fact is that the Bank provided me this mobile in the year 2007 only and I was not having any mobile prior to that.

Again some body from SBI, Delhi given a ring to me and I explained him everything and advised him to investigate the matter. Instead he is forcing me to pay the amount for such a credit card which was never issued to me. I told him to refer the matter to Consumer Court, for which he is not bothered and told me to go ahead but pay the amount. This is such a typical attitude of such persons who create problems themselves for others and then harass others for their mistakes. I have a doubt they might have withdrawn the amount or used credit card themselves and kept silent for 8 years and now demanding the payment.

I have been assured a free SBI credit card without any annual charges. But to my regret, I found out later that reality differs entirely from promises. I have been given a health insurance without asking me and without my approval. I recieved a health insurance first. I was surprised and tried to figure out who have sent the insurance. Later after about a month I received a SBI Credit card statment where they charged me Rs. 6000 for Royal SUndaram Health insurance. When I requested to cancel it, customer care executive told I have to pay 2000 as I am already late to inform. I have been told to contact Royal Sundaram while I am cusomer of SBI not Royal Sundarm. Now I have fined 1000 more as delay charges. I haven;t swiped the card for single time.

Please suggest me how to get out of it. I dont want to let go my hard earned money.

Kind Attention
To,
The Incharge, State Bank of India.
Please help me. If required please send this mail to appropriate authorities. Mr. Shankar Kumar Samanta purchased local Police, Please help me.
Respected Sir,
100% now I believe that if you have money then you can get anything, every thing is possible by you. If you are a poor then you can’t get anything, every thing is far and beyond possible to you, also you get poor judgment and poor comportment in all aspects of life, in our country INDIA. For example 1. I. I went to Police Station more than 100 times, made 5times entries (complaints) into G.D. but Not even a microscopic actions took place against the alleged bodies. On the contrary Sandip Samanta, S/O. Shankar Kumar Samanta (S.B.I. OFFICER Ph. No. [protected], Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No. 033 [protected]) he has much more and enough money so they purchase all police personnel's and some political leaders, some Dada. Etc. Only I used to get many letters and many phone calls which all seem to me needs to be thrown in the trash, as it all are valueless, toothless and only simply a solace to the poor. What an undone boy I am! Woe is to me! My wife and her family, Sandip Samanta and his family harassed me and my family, they are torcher me physically and mentally.

We got married 05/03/2002, and have a daughter who took birth on 09/07/2005. My wife and her family lodged a case 498A/34 IPC, FIR NO.276, date 31/08/2009, P.S.: BAGUIATI, against me and some of my family members it’s a fabricated, baseless, legless, toothless and doesn’t have any commensurate to the fact. My wife is engaged and having an illicit affair with a boy (Sandip Samanta, S/O. Shankar Kumar Samanta S.B.I. Officer Ph. No. [protected], Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No. 033 [protected]) just opposite to my house, all the matters are known to every person in my village, and also they have certified me written about my fresh character and nature. When my wife left form my house taking many vory gold and cash 1.20 lack Indian rupees. What a demon she is! She didn’t take our only daughter (only four years old) who is now in my house having severe asthma supported by inhaler. My wife filed the 498A case dated 31/08/2009 and I was arrested on 06/09/2009, The Learn" ed court granted me on bail on 19/09/2009. Barasat court. I have lots of irrefutable evidences, (20 pcs. Adult S.M.S., Adult picture with the boy and a c.d.) with me where it is cleanly reveals which translates my wife and the boy that they are in illicit relations. Believe me I and my family would love very much (which is very rare seen in our society) to my wife and never any kind of love lost didn’t happen. They (My wife family) are very very poor and live in a bosti Address: 70/H/8 Manicktolla Main Road, Kolkata – 700054, Beside 5 Star Club, my mother saw 1st time and she arranged my marriage. Before marriage my family did not see the pedigree of my wife’s family, now we understood also realized that they hailed from a worst status. My wife, her family and (Sandip Samanta, S/O. Shankar Kumar Samanta) all they are misusing this law. Now my wife’s family knows all the affair-related matter. My wife left our only solitary daughter to me who is 4 years old having severe "Asthma Disease, depends on INHALER, here political Hide and seek, ducks and drakes and lots of unfair means are going on and the father of the parents (THE FATHER OF THE BOY WHO HAS ILLICIT RELATIONS WITH MY WIFE) are rich, so they are spending money to everywhere with a view to be escaped. Now I decided that in no way I can’t accept that demon wife. I hired a lawyer his name Mr. Kamelash Nandi. I don’t know what will be happened next? It’s an utterly a huge and a palpable offence subsequent to which the boy deserves severe and examplanary punishment so that no one can dare to abuse this law. My mother is a sugar present shies sugar is now 400. If possible please help me. Please investigate the matter thread barely and save me and my family. I leave here one question to every one that in this die-straits situation whom do I take care to myself (TRAGEDY), my daughter, or my mother(severe Diabetic)?. My wife filed another case me U/s. 125 Cr. P. C. Case NO.167/2009, date 16/12/2009.I am millions miles away from the genuine and authentic investigation and inquiry. No inquiry, investigation were executed against the F.I.R lodged by my wife. It is very painful, lamentable as well as heart rendering, breath taking affair to me and my family. My heart bursts into guffaw when I see the nature of the inquiry and investigation. One thing is as clear as crystal to me that the law and the task of the law enforcing agencies vary from man to man. A new proverb is going to take birth very soon that "Justice for the rich and Injustice is for the poor" A rich reserves the right to indulge in any kind of heinous business but the poor is restricted to involve in any type of excellent deeds" To see all these my heart is about to come in the mouth and the ground under my feet gets shook. In a word all types of Law are for the poorest and the richest will enjoy the richest judgments from all quarters.

After coming form the DumDum Central Jail, I mat with the BAGUIATI POLICE O.C. Mr. Goutam Mitra, and asked him politely: “ SIR I FAILED TO UNDERSTAND THAT I MADE SO MANY ENTIRIES INTO YOUR G.D.E. BUT YET NO ACTION SO FAR HAS NOT BEEN TAKEN FORM YOURSELF” then BAGUIATI POLICE O.C. Mr. Goutam Mitra, went through all my papers (20 pcs. Adult S.M.S., Adult picture with the boy, G.D.E, MANY MANY OTHER PAPERS RELATED TO MY CASE and TWO c.d.). After seeing all my papers he told me that I cannot take any action until and unless you lodge a case against all of them.

Then I Prayed to the Ld. C.J.M at Barasat court to lodge the case, against the alleged person. (the payer to the Ld. C.J.M. is enclosed which is self-explanatory) after filing the case the BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, in stead of taking not any take proper investigation/ not take any action/ not take any type of query to recover my Cash and Gold form the house of Shankar Kumar Samanta, The BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, took my case as a Golden Goose, and how much money BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, has taken is well known to them. Neither he took any take proper investigation/ not take any action/not take any type of query nor he did roundup them against my case.

When I saw that already near by 70-80 days went by “ I went to the BAGUIATI P.S. to know the status of the case then BAGUIATI POLICE I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, became outraged me and my mother that if you ask about Shankar Kumar Samanta and his family I will sentence you and your family in the Jail, all their languages is so much filthy dirty which I cannot express front of you.
As I’m 100 percent innocent so I screw up my courage to place my grievances to every body in order to get redress. So I want to let my matter informed all the Indian and others. I wrote my matter to our local P.S., Local Councilor, all M.P., M.L.A., Minister in W.B. and Other States, C.M. in W.B., CBI Department, CID Department, S.P. and Dy.S.P.(N.) 24 Parganas, DGP Bhupindar Singh, All the I.P.S. AND I.A.S. OFFICERS. Governor in W.B, and President in India. P.M. in India, National/International Human rights department, AAP KI KACHEHRI – KIRAN KE SAATH, Kolkata Police, and all police officers in W.B. informed Kolkata Commissioner of Police, Manager S.B.I.-Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No. 033 [protected]. My nation, all of the news channels, and all press, Talking with some NGO’s: 1. Universal Right and Duty for Human to Abide URDHA, 2. Human Right Commission’s Mr. Ujjal Paul and Mr. Shibaji Dasgupta. 3. Bhatat Bachao Sangathan BBS. 4. Forum for Social Justice and Development FSJD. 5. Ajjtak News Channel’s Miss Menogya. and many more, (anybody can’t help me/ fight for truth /don’t take proper investigation/do not take any action/don’t take any type of query/ Still Now, I see they all are in sound asleep. The reason is best known to them.
I hope you would care to me, your prompt action shall be highly appreciated and deserves to be lauded.

With kindest regards,
Dipak Kumar Adhikari
Tegharia(Dhali Para), NandanKanan. P.S.: Baguiati.
P.O.: Hatiara. Dist.: North24Parganas.
Kolkata-700059 Email: [protected]@yahoo.com
W.B. India. PH. [protected]

One of the customer service person use to call me everytime and asking for the Insurance. I had told many times not to call and I am not interested, even then I use to receive lot of call from them. One fine day they were pleasing me for the Insurance details and also told that they will be sending me the documents and details of Insurance product and if I do not like that, I can decline the same. But I did not receive any such documents or Insurance Certificate of the product and could see the Credit Card statement with due of the Insurance amount. From that time onwards I am calling the Customer service department to cancel the Credit Card as well as the Insurance but they did not do anything and sending me the Credit Card statements that too not regularly. IInspite of calling them so many times they did not do anything and forcing me to pay the amount which I am not supposed to Pay. This is like forcibly imposing their Insurance products to customers.

A few months back, suddenly I stopped getting my monthly statements for SBI Card No. [protected]. Repeadly speaking with customer care help line executives didnot yield any result. When I did not pay the monthly due, I got the call and told the reasons for non payment. I was promptly sent copies of the previous two months statements with the promise I would get my monthly statements regularly henceforth. But unfortunately, this month I have not yet received the statment for previous month till today. It would not be possible for me to make payments without knowing the charges being levied on me by thebank. Since I had experience of getting inflated statements twice from the bank which were corrected on my objection.

My credit card has expired in the month of February, 2007. Generally one gets renewed card sufficiently in advance of the expiry date. In spite of my informing the Customer Care Executives on phone, I have not received my new card even more than three months after expiry of my card. This is very strange and amusing way of running credit card business.

Hi

Please read it carefully.

I visited State Bank of India (Vijay Nagar, Ghaziabad) Branch yesterday (07/13/2010). I am an existing account holder of SBI and requested for an account opening form for my father. The clerk refused to give me without showing ID and address proof of my father. I requested the clerk politely that I am an exsisting customer and as per my information the documents need to be attached with the completed form. Additionally my father is busy and its tough for him to take leave from office so he will come only once for the submission of documents.

I showed my ID proff and DL to him (I also showed him the SBI debit card) and said. If you still can not give me please give me in writing.

When I talked to the manager about it, he did not even listened to the issue completely and started shouting stating that "how dare I entered his room". I said that I asked for permission before coming inside and I am facing hell lot of problem for a simple request.

I wrote an application stating that "Please return the letter to me if you can not give me an account opening form without prior submission of the documents". The Manager tore the application and said I can go to a lawyer and take help of RTI.

The Police was called imediately and the policeman said that its good for me if I do not raise the issue and go home. Because if the manager complaints then we will arrest you and will take to police station.

When I asked the policeman what crime I have done then he said, "Nothing, I know you are right, I also faced issue with the bank. These are government employee and are always loki this. Nothing can't be done and we will not have an option but to arrest you. So just go home".

Now I have following questions if those can be answered.

* Do I need a prior approval for meeting a bank manager?
* Does he have right to missbehave with a customer?
* Why can't I get an account opening form?
* Can I hope for an action against him for the harresment or he will be spared being the bank manager of SBI?
* Is this ethical and good for SBI's Image and for its customers?

Thanks and Regards,
Dinesh Nim
[protected] (If some has a solution then please call)

The SBI Credit Card Division is charging Hidden cost on credit card holders (i.e., Insurance premium amout for the outstanding amount) which amount you are not used that you have to pay while using sbi card.

I have told them to cancel the Insurance coverage (premium amount) and not paid the coverage amount. And they have charged late payment fee also for the same amount which i am not suppose to pay.

So SBI Credit Card holder please be aware of this.

Dear Sir,

I Manjur Ali Ex MCERA-! No. 185150-Y retired from Indian Navy on 31 Oct 1999 after completion of 15 Years service.

My pension is credited in SBI Patkhauli (code 8223) Dist. Kushinagar A/C no. [protected] every month.Vide PPO no 09/97/B/S/02799/1999 dated 29/09/1999

I regret to mention that my pension account have not yet been credited with sixth pay commission arrears. However pension also not adjusted to the same.

I request you to kindly release arrears and adjust pension accordingly.

Thanking You

yours faithfully

Manjur Ali
Ex-MCERA-1
185150-Y

I have used Punjab national bank ATM and I have SBI debit card. I used ATM for money withdrawl On completion of first transaction moeny didn't came out. Slip is also showing withdrawal amount 0.00 So I made another transaction and response code was 000. After one customer i again try and I got the money 10, 000.000. But on first tranaction money also has been debited from my account. I have made written complaint and attaching proof alos for your reference. Request look in my matter and guide me what to do. I have already registered complaint with customer care also vide Ticket no. AT [protected] .

Thanks

This is some pathetic option which I have applied by filling an application form in TATA CROMA Store, Gurgaon.

The guys have all me details, documentation and completed verification. Aftre doing all these surveys, they called me to congratulate that 'my card application has been approved'. Then he said for security reasons tell me your Date-of-Birth.

What the hell 'security' he was talking about when he already informed me that my Credit Card has been approved.

Is this the kind of security measures, Indian banks opt. I just want to log a complaint against this bank (SBI ) and TATA CROMA on customer data security.

Someone please let me know, if I should approach consumer court or civil court to register a case against this security breach.

SBI IRCTC Card -

I got a call from a man (KAMLESH) telling that he is calling on behalf of IRCTC (Really they r agents for SBI credit Card).

He told that irctc offers u card with the following benefits
- No platform ticket for any railway platforms in INDIA (No rly officials r aware of it)
- No transaction charges for internet ticket booking(1.8%).
- 10% Cash back for AC tickets. Railway points for all the tickets booked online using the card.It also can be used as credit card.
- Initially no charge for 1st year and if you like the card you can renew it by paying 300/- Rs 350 bonus points.

He was asking for the documents on the same day by giving the reason that there executives are in bangalore circle today and tomorrow they will be in mysore circle. He said because you are using irctc for 4 years so it is a offer for your transactions in IRCTC. I asked for some time and verify the card details on the website:

http://www.irctc.co.in/cgi-bin/bv60.dll/irctc/common/Sbidetails.jsp

He again called saying that he will send the executive tomorrow and before that he will give me a call. I told him that this card is not beneficial to me as i travel in 3 tier AC mostly. Then he told that i can use this card as a credit card.Next day he called me but before that i read the card reviews on Mouthshut and told him that i am not interested in the card as i am getting good offers from my already existing cards. And the card is not beneficial for a sleeper and 3 tier passengers.

After that he started talking harshly that you wasted my time and put your phone down etc..He was calling from the following number - [protected] and [protected]

Benefits as mentioned on the website:
1) Get 10% of your base fare as Railway Points, on AC class (except 3 AC) railway tickets
2) benefit from an exclusive 1.8% transaction charge waiver on your credit card transactions

Other benefits and hidden terms and condition copied from irctc website (http://www.irctc.co.in/loyalty.html)

Please read carefully on the above mentioned website as there are many cons.
1) Points can be redeemed only after minimum of 500 points accumulated
2) You must be one of the passengers on the ticket to earn Railway Points. Also, Railway Points will be awarded only on your individual fare
3) If you cancel a redeemed ticket before the date of journey, you forfeit 50% of the Railway Points, over and above the existing cancellation charges

SBI should teach their tele-executives about the manner. Their work is to sell their products but it depends on the customer whether they want to take or not.So be careful when this call comes to u.Think whether it is useful to u and go for it.

I have been coplaint regarding my cheque missing by sending e-mail and lastly sent third chque by post to sbicpsl p o bag 24 GPO NewDelhi 110001 dt 5 6 2010 cheque no 927955 for Rs1820. Undercertificate of posting also not acknowlodge.You are only sending pone message to pay the statement by sitting in Delhi OrMadras, and statement up date by adding late fee charges, not taking any action regarding broken drop box at Karwar SBI Branch, karnataka state.I also caplaint to attendent SITA no [protected] dt 3/5/2010, Sofar no any reply.

I am having a credit card [protected] and paid full amount as per the statement on 30.04.10 rs35000/- as per the communication my account was clear as on that date and the executive commited the there will not be any amount payable. again I got bill in may asking for some 1200 and again I have paid that money in may. it is a matter of surprize I got an sms demanding515/- I dont understand this
I have paid the full and final amout with out any waiver, how you are asking again and again.

Please clear my account as per my payment of 35k, the bill amount claerly says the total amount due, which was around 34k plus, still I paid 35k, plaese arrange to refund the excess money collected from me by waiving off the additional demand of 515

I wish to continue the credit card

Please arrange to refund the excess amount collected after paying off 35k, there should not be any due.

Looking for a favourite reply, I have paid the full amount in april

Regards
P s ravikumar
[protected]

I have lost my ATM card when i was travelling to delhi from jaipur . My account no. is [protected] . Pls. block all the transaction that will be done from now.
the account is in jaipur branch.
pls. do it as it is very urgent.

regards...
Sandip bera
[protected]

This is bring to your kind notice, that despite repetitive saying, that all accounts to the credit card of sbi has been settled almost 4 yrs ago, i'm receiving calls from ur parrisbranch section.

I'd like to bring to ur kind notice that any calls official can be made during any day of the week.
But I do not accept or expect any agency to make any form of official calls at 2.13 noon. And that too on a sunday.

Despite repetitive saying to call after sum time, this person called vivek, who claims to be the asst. //manager of parris branch, chennai, called me up five times from 2.13 - 2.19 noot. Today.

This card was taken by my husband, in his name. As far we knew, the amt to the credit card was cleared. And then the cards destroyed (Cut into two) by us as, adviced the call centre agent.

But still the sbi credit card claims that for a balance of 13 rs. (Thirteen rupees) we now have to pay approx rs.5000. Odd.

Why is the bank allowing its agents to make calls at this odd times. Or do these agents work only on a sunday?

What I cant understand is how a person after being told that "am in my sleep, do call later, my husband is not in state right now" says that "how do I know if ur asleep"?

Is that the way to talk to any customer. As if vivek cant have a peek at his wristwatch.
And just to irritate the hell out of me, vivek kept ringing on to my number five times. Each time, I took the call, he'd keep quiet for 3 secs, n cut the line. Then call up again.

Please do not make any calls to any person on a sunday. I believe all are entitled to a noon nap. On a holiday.

I hope some one do take this matter into consideration.

Agnes

I apologies, the last complaint sent in error as it was incomplete. please, read the entire problem here.

I had a credit card from SBI bank, the credit card no. is [protected]. I had sent several e-mails to the concernd department([protected]@ge.com) but did not received any feedback from them. Hence, i am writting this to you for the further persual and settlement. The latest e-mail to addressed to [protected]@ge.com has been enclosed.

Pl.refer the FAX sent to Ms.Archna/Card Deptt./Mumbai on 21.04.10 forwarding therewith DISPUTE FORM w.r.to unauthorised transactions made by some unknown fradulent person on 08.04.10 and 10.04.10, though the card in question was sent to SBI CARDS & PAYMENT SERVICE PVT.LTD, Gurgaon on 23.03.10. Having recd no reply from any corner in writing inspite of my rptd emails ., I contacted Ms.Archna, Mumbai who informed about the liability of Rs.15304.97 to be paid by me. I was shocked to hear about the heavy liability which has not been spent by me. Try to locate the person who has done these two transactions.

I had a credit card from SBI bank, the credit card no. is [protected]. I had sent several e-mails to the concernd department([protected]@ge.com) but did not received any feedback from them. Hence, i am writting this to you for the further persual and settlement. The latest e-mail to addressed to [protected]@ge.com has been enclosed.

Pl.refer the FAX sent to Ms.Archna/Card Deptt./Mumbai on 21.04.10 forwarding therewith DISPUTE FORM w.r.to unauthorised transactions made by some unknown fradulent person on 08.04.10 and 10.04.10, though the card in question was sent to SBI CARDS & PAYMENT SERVICE PVT.LTD, Gurgaon on 23.03.10. Having recd no reply from any corner in writing inspite of my rptd emails ., I contacted Ms.Archna, Mumbai who informed about the liability of Rs.15304.97 to be paid by me. I was shocked to hear about the heavy liability which has not been spent by me. Try to locate the person who has done these two transactions.

To enlighten U in brief : After constant pursuasion for about three months and an assurance (in verbal)that there will be no charge for one year and it will be provided free of cost as GOV.SBI CARD to Rly.Officers for a period of one year. When i got SBI CARD with tariff charges as JOINING FEE & ANNUAL FEE of Rs.1500/- each(i.e Rs.3000/-) per annum, I was surprised. I would like to know the name of the executive who misguided me and he should be penalised for the said amount, which has not been spent by me.

To be brief: Recd. credit card No.[protected].Returned on 23.03.10 to Gurgaon office .The card was neither signed by me nor it was scratched from the letter wherein it was pasted. How the transaction took place without signature? I wanted to send the letter by SPEED POST /REGD POST but Post Office deptt. refused to take the letter as It was addressed to P.O Box no.60, DLF QE POST OFFICE, GURGAON. I helplessly sent by ordinary post as no other address was written on the letter. After 23.03.10, i sent mails on 02.03.10, 24.03.10, 19.04.10.Fradulent transactions were made on 08.04.10 & 10.04.10. If a fradulent transactions are made after returning the card, how the card holder is responsible? I would like to make it amply clear that i am not going to pay a single penny and i would like u to pl. look into the matter with positive attitude.Letters sent by mails and mail dt.19.04.10 follows.

From:
Ashutosh Manuj
Mob : +91-[protected]

I had a credit card from SBI bank, the credit card no. is [protected]. I had sent several e-mails to the concernd department([protected]@ge.com) but did not received any feedback from them. Hence, i am writting this to you for the further persual and settlement. The latest e-mail to addressed to [protected]@ge.com has been enclosed.

Pl.refer the FAX sent to Ms.Archna/Card Deptt./Mumbai on 21.04.10 forwarding therewith DISPUTE FORM w.r.to unauthorised transactions made by some unknown fradulent person on 08.04.10 and 10.04.10, though the card in question was sent to SBI CARDS & PAYMENT SERVICE PVT.LTD, Gurgaon on 23.03.10. Having recd no reply from any corner in writing inspite of my rptd emails ., I contacted Ms.Archna, Mumbai who informed about the liability of Rs.15304.97 to be paid by me. I was shocked to hear about the heavy liability which has not been spent by me. Try to locate the person who has done these two transactions.

From:
Ashutosh Manuj
Mob : +91-[protected]

Company's ajmer office staff continued phoen to me for last 1 mont i. e. phone no. [protected], 3052072, & he is preser to me that purchase lic policy