First Premier Bank’s earns a 2.1-star rating from 213 reviews, showing that the majority of customers are somewhat dissatisfied with banking services.
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Bad service and high fees
The have a rude customer service, high interest rates and annual as well as monthly fees. On top of that I was offered extra credit, but the trade off is that they will charge you 25% for it so if they give an extra $500 credit you'll get charged $100 to your account. I refused and after sometime they went ahead and did it anyways.
Now on top of that they will not send any e-statement or notifications, if you sign up for e-statements you have to log in often to make sure they did not charge you with some new fee or the next thing you know is that you get a late fee.
I am a current card owner, all of the above happened across the last few years
Desired outcome: Warn new possible users
Service
This company does not find the ability to work with people. They take your money and make no concessions to the customer. I had been unemployed since 08/2021 and then once I found work in 02/2022 I agreed to make an arrangement with them to bring my account current. I have made the 2 of 3 payments of the arrangements and all I asked was for someone to review the account to waive some late fees due to me being unempoloyed they refused and said no. This company should not exist. If I could give them a 0 I would. Once I pay them off I will discontinue use of this card and make sure to tell people never to get anything through First Premier. Not that First Premier cares anyway.
Desired outcome: Account reviewed for some late fees waived due to unemployment.
Unauthorized charges to my debit card
I have never engaged with FPB at any level. However there are 5 unauthorized charges to my Patelco checking account (or my Patelco debit card). I have contacted my bank and the consumer report regarding this fraudulents activity.
Please refund those charges immediately.
1/21 $15.99
1/19 $284.48
1/12 $10.50
1/6 $17.50
1/5 $283.18
12/23 $303.4
Desired outcome: Please refund
Inmate did not receive his order this pass monday, 03/28/2022.
Inmate edgar commodore ID 117154.
His money was taken off the books but he never got his order. Please deposit money back on book or allow inmate to
Get his order please. He did report this to his pod officer. $50.00 was deducted.
There is no receipt, there's no delivery but his $$$ was taken please resolve this problem. Thank you.
Desired outcome: Deposit $$ back on account or deliveryHis order.
Big Waste of Time
These scumbags CLOSED my credit account, after months of runaround and a wonky website that failed to even post my payments on-time, or correctly, because my banking account did not register, despite my efforts. Constant runaround over sending me a new card, that never arrived... until 4 mos. later. I've dealt with shady credit companies, due my fair credit rating. But these guys have taken the cake. So glad when my balance is paid off!
Desired outcome: Apology and reinstatement of my credit usage/privileges.
I agree there website fails to post payments" im disputing with them now because there website decided to default to a wrong account other then what i selected and now penaling me for it.
bad customer service
i was called 3 times at work in one day over a account that was 30 days late and never been late before never called my home emailed or left a vocie email only called my work. what a way to embarrass some one in front of there coworkers and boss i work in healthcare on a covid unit and they have better things to do then answer phone calls like this. i called premire when i got to work and spoke with Wendy which was no help and a complete incompetent person and shouldnt be working with the public she couldnt answer why i was never contacted on my phone or email and never once offred im sorry for the problem or nothing
Desired outcome: wendy needs to get more training or fired for the lack of knowledge and a apology from a supervisor and compensated for the time i was suspended from work
made three payments online where did they go?
Payments made to First Premier Bank are:
1/28/22 online $120.00
12/31/21 online $100.00
12/02/21 online $100.00 and yet was not told of reaching the maximum?
Desired outcome: you notify agency that I have been paying
Fraudulent charges
Yesterday 02/11/2022 I paid a charge on my total visa credit card, somehow FIRST PREMIER BANK got my account information as it is a NEW ACCOUNT. I did not Authorize this payment of $99. It seems they went ahead and decided to access my account for the last two months payments? That is not ok! I've been on time the whole time I've had this card. I'm on limited funds right now which is why the two months haven't been paid. I want my money back! I was happy with this credit card being it was the first one I finally got to fix my credit (which it did) even with the high apr and all that I didn't mind but now I'm not sure about it. I need to fix this ! I will be calling hopefully this morning.
Desired outcome: please refund me 69$ back as I will give thirty for monthly bill
First Premier Credit Card Fraud
I first found this company offered to me by Experian. It was the only card offer that I pre qualified for.
Once I applied and was told I qualified they had me create an account. After I created the account I was then prompted to pay $90 to “secure my $400 credit limit” which I found odd considering they said I already qualified. Reluctantly, I went to pay the fee which had increased to $95.
I paid the fees and was then given access to my “account information” which shows a $300 out of $400 credit limit and $0 balance. Unfortunately no where on this site does it show a valid account number or routing number for this “so-called account” and I am left wondering…did I get scammed?
I wasn’t sent any further follow up emails to confirm my account creation. I still have not received a card in the mail or any type of paperwork.
They make it impossible to speak to someone.
When looking more into Google search, I have found there seems to be two different websites and information about this “First Premier Bank” along with two different apps for banking and credit.
I’m not sure if these are the same company because of this. However, they have the same logo so if it’s NOT the same company then they have an imposter out there impersonating their bank and fraudulently scamming people out of money in the promise of a “credit card”
Desired outcome: I would like my credit card that I paid for and was told was approved for, or my $95 back.
Credit Inquiry
I received notification from Trans Union of a credit inquiry by First Premier Bank. I did not authorize this inquiry and it’s sitting on my credit record now. I’d like it removed as these inquiries usually count against your credit score. There’s no way to reach these people unless you want to apply for a credit card… and that’s on line only. I have put a freeze in my credit once again. I would like a phone number to speak with these people.
Desired outcome: See above. Remove inquiry record. This is a fraud attempt to sign up with my personal information for credit
Charged $95 fee
01/25/2022
I was charged $95 for : ACH - FPB CR CARD PROC FEE. I have never been in business with them and am not aware of any transactions with the bank. I was charged $29 from my bank (USAA) for NSF fee.
Desired outcome: Information of the case and outcome, why do they have my bank information?
Unauthorized charge
I noticed this morning a charge of 311.16 that was not authorized by me. I am going to dispute it through my bank. It is still in pending status in my bank so I might have to wait until it goes through to dispute it. I don't know how it was put on my account? You need to take into account of these fraudulent charges going through your bank. I would appreciate this to be resolved
Information given out by FP rep to someone else
Called FP to find out why payments weren't showing as available on my acct even though they'd come out of my bank acct. Chris told me if I wanted to contact my bank if they verified payments were made she would release the hold from Dec 15, Dec 24 and Dec 25 when my payments were made. My account is in good standing and excellent payment history btw. I verified the payments were paid out of my checking acct, Chris then also had to ask the rep the same info for verification. Both reps said it was being recorded. I gave Chris permission to verify with my bank payments were paid with me on the line as well. After my bank verified the pmts and I thanked that rep Chris then chimes back in knowing the bank was still on the phone and gives out my available balance on my FP account. I asked her to stay on the line until after my bank hung up. When I asked if it was standard practice to give out available balances when payments were verified Chris stated I had given permission to speak to my bank. I did not give any such permission. All that I gave permission for was for her to verify the payments were made. I told her this and her reply was OK I'm sorry, very sternly. I don't appreciate it at all. It's very unprofessional and I was under the understanding she wasn't allowed to give out any information.
Charged $50/mo for a ONE TIME payment we agreed to.
I was asked to make a one time payment of $50 (VERBATIM) towards my FPB bill. However, NO ONE mentioned they were taking out monthly. So not are you only screwing me $50/mo but now I can't even pay you guys due to the payments being taken out. I agreed to ONE TIME PAYMENT of $50. It's almost christmas for the love of God. I never agreed to $50/mo. So either cancel, or I will file a suit.
Chargea on my account that were not authorrized.
This unauthorized charge to my account appeared on November 14, in the amount of $65 . I called Premier and spoke with someone there who said they had no knowledge of such a payment posting. So, now I'm curious where my money went?!
Desired outcome: I want my money returned to my bank account
I am being charged 50 and 100 dollars on 2 separate charges!
I just was getting my check in my bank and was charged twice within an hour of each other. I haven't used this account but to pay the program fee this is unacceptable i have bills to pay and mouths to feed yet. And you closed my account a month ago without any notification or reason for the closure please fix this problem and refund me the money as soon as possible
Desired outcome: 150 back in my account
Fees i didnt authorize and i didnt apply for this card
I have been charged for a processing fee I didn't authorize and I didn't apply for this credit card or this bank.
Desired outcome: Refund the fee
FPB CR card/bank
Starting from September 21, 2021 I have had six unauthorized dollars removed from my checking account! Money was taken from FPB CR Card internet withdrawal. Over $1100 removed from my checking! 9/12 $250, 9/21 $61, 9/21 $455.25, 9/22 $100, 9/23 $150, 9/24 $150. I'm really not sure what the hell is going on but this needs to be taken care of ASAP I will be going to my bank in the morning I also will be filing a police report
Desired outcome: Money returned asap
Taking my money
Hello, My name is ivy and I notice that my bank account had $30.00 withdrawn from my account and I didn't know who it was from till I looked it up and this poped up and I had gotten a credit card from them about a month ago but why r they taking money from me if I didn't tell them and that was my rent money so I had to borrow 30 dollar just a min ago to put back in my account so my check want bounce… this don't look good and this is bad business can I please tell me what's going on then I went on my account and they didn't post the 30.00 to my account so what happen to it …I'm gone pay that card off and I don't want nothing to do with them … that's not right..
FPB CR card process fee C13478820
My company's bank account got a charge from FPB CR card process fee C13478820, while nobody applied that. Is it a scam? or something? how can these guy access the
Desired outcome: return the fee
First Premier Bank Reviews 0
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About First Premier Bank
Founded in 1986 and headquartered in South Dakota, First Premier Bank has expanded its reach to serve customers nationwide. With a commitment to personalized banking, the institution ensures each customer benefits from a customized approach to their financial needs. This dedication to customer-centric service is a significant part of the bank's identity and is reflected in its strong customer relationships.
First Premier Bank's offerings span across multiple verticals, including personal banking, business banking, and investment solutions. Its personal banking services comprise checking and savings accounts, loans, and credit cards, while its business banking division assists enterprises with cash management, lending solutions, and business credit cards. Additionally, the bank also provides wealth management services to help customers grow and manage their wealth effectively.
Moreover, First Premier Bank is one of the country's largest issuers of Visa and Mastercard credit cards. It offers a variety of credit card options designed to serve customers with diverse credit histories, including those looking to establish or rebuild their credit.
With a solid online and mobile banking infrastructure, First Premier Bank ensures that its customers can conveniently access their accounts, manage transactions, and stay in control of their finances at all times and from anywhere.
As a community-focused organization, First Premier Bank also actively contributes to local communities by supporting non-profit organizations and initiatives. This commitment to social responsibility highlights the bank's belief in giving back to the community that it serves.
In conclusion, First Premier Bank is a robust banking institution that continues to maintain high standards in financial service delivery. Its customer-focused approach, diverse product offerings, and commitment to community service make it a trusted choice for customers seeking a dependable banking partner.
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Yes, First Premier Bank is a legitimate banking institution. It is FDIC-insured and is based in Sioux Falls, South Dakota, where it was founded in 1986.
Yes, First Premier Bank is FDIC insured, which means that customers' deposits are insured up to the maximum amount allowed by law.
Yes, while First Premier Bank is based in South Dakota, it offers its services to customers nationwide.
First Premier Bank offers a wide range of banking services, including personal banking (checking and savings accounts, loans, credit cards), business banking (cash management, lending solutions), and wealth management services.
Yes, First Premier Bank is one of the largest issuers of Visa and Mastercard credit cards in the United States. It offers legitimate credit cards, including options for those looking to establish or rebuild their credit.
Yes, First Premier Bank uses encryption and other security measures to keep its online banking platform safe and secure.
First Premier Bank has a wide array of personal banking services and is generally well-reviewed by its customers. However, what constitutes a "good bank" can vary depending on individual needs and preferences.
Yes, First Premier Bank reports to the major credit bureaus. This reporting is what makes their credit cards a good option for those looking to build or rebuild their credit.
First Premier Bank has a dedicated customer service team. However, as with any company, experiences may vary. Many customers have reported positive experiences with First Premier's customer service.
First Premier Bank was founded in 1986 in Sioux Falls, South Dakota. It has since grown to be one of the largest issuers of Visa and Mastercard credit cards in the country.
Yes, First Premier Bank has physical branches, primarily in South Dakota. However, they also offer online and mobile banking services to serve customers nationwide.
Yes, First Premier Bank's mobile app uses several security measures, including encryption, to ensure the safety of its users' information.
First Premier Bank offers a variety of loan products, including personal loans, home equity loans, and business loans.
Yes, First Premier Bank offers a variety of savings account options to meet different customer needs, including regular savings accounts and money market savings accounts.
Yes, First Premier Bank offers wealth management services which can include investment services. They provide tailored strategies for individual, retirement, and business needs.
Overview of First Premier Bank complaint handling
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First Premier Bank Contacts
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First Premier Bank phone numbers+1 (800) 987-5521+1 (800) 987-5521Click up if you have successfully reached First Premier Bank by calling +1 (800) 987-5521 phone number 0 0 users reported that they have successfully reached First Premier Bank by calling +1 (800) 987-5521 phone number Click down if you have unsuccessfully reached First Premier Bank by calling +1 (800) 987-5521 phone number 0 0 users reported that they have UNsuccessfully reached First Premier Bank by calling +1 (800) 987-5521 phone numberCredit Card Customers+1 (605) 357-3002+1 (605) 357-3002Click up if you have successfully reached First Premier Bank by calling +1 (605) 357-3002 phone number 0 0 users reported that they have successfully reached First Premier Bank by calling +1 (605) 357-3002 phone number Click down if you have unsuccessfully reached First Premier Bank by calling +1 (605) 357-3002 phone number 0 0 users reported that they have UNsuccessfully reached First Premier Bank by calling +1 (605) 357-3002 phone 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951-6800 phone numberTrust & Investment Services / Trust Online
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First Premier Bank emailscustomercare@firstpremier.com100%Confidence score: 100%Support
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First Premier Bank address601 S. Minnesota Ave., Sioux Falls, South Dakota, 57104, United States
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First Premier Bank social media
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Checked and verified by Andrew This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreOct 07, 2024
Most discussed complaints
stay way away from premier bankRecent comments about First Premier Bank company
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